EPTStudent Loan Forgiveness Act - Page 31
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Cubu
1171 Posts
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Zalithian
520 Posts
On April 19 2012 13:39 Cubu wrote: I don't think this is the right time for this. Maybe when america has reduced a significant portion of their debt. But it just doesn't seem fair for other people. Yeah, we bailed out the banks, but the people? Let's wait. I wish America would stop being so militaristic and take care of home, but of course that won't happen. Gotta get them "terrorists" and "free people all over the world." | ||
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Mykill
Canada3402 Posts
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Mortality
United States4790 Posts
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Zalithian
520 Posts
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Cubu
1171 Posts
On April 19 2012 13:41 Zalithian wrote: Yeah, we bailed out the banks, but the people? Let's wait. I wish America would stop being so militaristic and take care of home, but of course that won't happen. Gotta get them "terrorists" and "free people all over the world." They bailed out the banks because it was either that or their economy. This is different. | ||
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Zalithian
520 Posts
On April 19 2012 13:46 Cubu wrote: They bailed out the banks because it was either that or their economy. This is different. I'm not an economist so I won't argue with you on whether or not that was necessary, but any refutation to my military point? | ||
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Grimmyman123
Canada939 Posts
These students have the highest grades and have met the highest standards to be accepted to a college or university. As they possess this level of intelligence, they understand and know what financial commitment they are entering into, and the reward for having a degree or diploma will reap rewards later with higher incomes from their choice of employ over those without the slip of paper. If you choose to go to college or university, you also choose to pay for it. | ||
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Battleaxe
United States843 Posts
On April 19 2012 13:31 mynameisgreat11 wrote: Plus loans don't need a parent cosigner if you're a graduate student. And your interest rates are almost double for the same loan for undergraduates. Right, that's what my last line was for | ||
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Cubu
1171 Posts
On April 19 2012 13:48 Zalithian wrote: I'm not an economist so I won't argue with you on whether or not that was necessary, but any refutation to my military point? what does your military point have to do with this topic? | ||
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SnipedSoul
Canada2158 Posts
On April 19 2012 13:49 Grimmyman123 wrote: Why in the world should ANY government bail out ANY student that chose to attend college or university. These students have the highest grades and have met the highest standards to be accepted to a college or university. As they possess this level of intelligence, they understand and know what financial commitment they are entering into, and the reward for having a degree or diploma will reap rewards later with higher incomes from their choice of employ over those without the slip of paper. If you choose to go to college or university, you also choose to pay for it. Except a lot of new grads are having trouble finding jobs. Who cares if they are going to make more money in 20 years if they default on their loans in 5? | ||
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Zalithian
520 Posts
On April 19 2012 13:52 Cubu wrote: what does your military point have to do with this topic? I don't know, spending trillions of dollars on war that could make education cheaper for American's might be related to why students have to take out such huge loans. Then again, it could also be the problem [the government guarantees](that allows tuition to be so absurdly expensive) | ||
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ander
Canada403 Posts
On April 19 2012 13:49 Grimmyman123 wrote: Why in the world should ANY government bail out ANY student that chose to attend college or university. These students have the highest grades and have met the highest standards to be accepted to a college or university. As they possess this level of intelligence, they understand and know what financial commitment they are entering into, and the reward for having a degree or diploma will reap rewards later with higher incomes from their choice of employ over those without the slip of paper. If you choose to go to college or university, you also choose to pay for it. "Higher income"? Most people go to university these days out of necessity; unless you really like retail. If theres not loan forgiveness, atleast put a cap on interest rates, or do something. Students can only get fucked by the system so many times before something needs to change. | ||
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Grimmyman123
Canada939 Posts
On April 19 2012 13:52 SnipedSoul wrote: Except a lot of new grads are having trouble finding jobs. Who cares if they are going to make more money in 20 years if they default on their loans in 5? A student of such a high caliber of grades should be able to deduce what career path they should choose to be successful. I fail to see how their poor decisions should be rewarded by a free education, paid for by taxes which were in turn paid by hard working people who are employed. That student, if they default on their loan(s), should pay the price for that default. They know fully well what they are getting into when they signed on the bottom line. They certainly can read the fine print. They are often top of their class' and can make complex decisions and can gather information and analyse it. | ||
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Zalithian
520 Posts
On April 19 2012 14:00 Grimmyman123 wrote: A student of such a high caliber of grades should be able to deduce what career path they should choose to be successful. I fail to see how their poor decisions should be rewarded by a free education, paid for by taxes which were in turn paid by hard working people who are employed. That student, if they default on their loan(s), should pay the price for that default. They know fully well what they are getting into when they signed on the bottom line. They certainly can read the fine print. They are often top of their class' and can make complex decisions and can gather information and analyse it. And they can also tell the future. | ||
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spbelky
United States623 Posts
With that said... I do think that something needs to be done to fix the current student debt problem. Is this proposed bill the proper solution? I don't fucking know, but I'm more interested in how they plan on preventing this idiocy from happening again. I blame both the stupid interest rates AND the stupid kids taking the loans in the first place. | ||
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Grimmyman123
Canada939 Posts
On April 19 2012 13:55 ander wrote: "Higher income"? Most people go to university these days out of necessity For a higher paying job; unless you really like lower wages. If theres not loan forgiveness, atleast put a cap on interest rates, or do something. Students can only get fucked by the system so many times before something needs to change. Fixed. I agree with a cap on interest rates. But a free education because a student chose a saturated job market, or employ that doesnt meet their expectations? Not in a million years. | ||
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Cubu
1171 Posts
On April 19 2012 13:53 Zalithian wrote: I don't know, spending trillions of dollars on war that could make education cheaper for American's might be related to why students have to take out such huge loans. Then again, it could also be the problem [the government guarantees](that allows tuition to be so absurdly expensive) Yeah they've brought troops back from the war, but i don't see the economy coming back in shape, although it did help abit. It is one of those mess that can only be reduced through time. | ||
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Grimmyman123
Canada939 Posts
On April 19 2012 14:01 Zalithian wrote: And they can also tell the future. Surely not, unless they study magic of course. But it is not hard to study the current demographic for an area, and identify areas where employment will be available. If one resides in an area that is largely aged or a retirement community, it makes a large amount of sense to seek education and employ in related areas to that demographic - Health care, physiotherapy, legal, funeral related employ, etc. Instead students take kinesiology, early childhood education, public works, etc etc????????? | ||
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Zalithian
520 Posts
On April 19 2012 14:06 Cubu wrote: Yeah they've brought troops back from the war, but i don't see the economy coming back in shape, although it did help abit. It is one of those mess that can only be reduced through time. They brought back troops from one war. Still plenty in Afghanistan. No real decreases to the US's absurd military budget which looks to be over 1 trillion dollars this year. But god forbid we cut even a sliver of that and increase Pell Grant funding. Instead - they cut Pell Grant funding. | ||
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