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ghrur
United States3786 Posts
I was wondering what you guys thought about the law. Should we cut government spending and reduce tax credits, grants, etc? Should we just re-enact it without any changes? Should we make the funds for it larger? Or should we not re-enact it at all and leave the market to act on its own? Personally, I believe we should re-enact it and expand it, but I don't want to bother you with the whole argument. It's posted here. Let me know your thoughts!  | ||
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Happylime
United States133 Posts
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Kuja
United States1759 Posts
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Nick_54
United States2230 Posts
On May 24 2012 05:12 Kuja wrote: College inst that expensive to be honest. As a graduating senior with white middle class parents who actually saved a decent amount of money for college. (while not sacrificing mind you) just save like you have an IQ in the 3 digit range and you'll be fine. Not one of my 3 brothers and sisters have had to take out student loans. To emphasize again we are a (maybe upper, but not really) middle class family. Its just not that hard. How much do your parents make combined per year, just for some perspective. | ||
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Kuja
United States1759 Posts
EDIT: for even more context we live in Scottsdale, Arizona so living cost is relative. | ||
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jacosajh
2919 Posts
On May 24 2012 05:34 Nick_54 wrote: How much do your parents make combined per year, just for some perspective. 1. That is rude to ask. 2. Income isn't the only factor to be considered. There are plenty of of people making six figures who have a difficult time paying for their kids' college tuition because their kids want to got to a $20k/year school, have $3k/month mortgage payments, 2+ $400/month car payments, etc. etc. I worked at a university as an accountant so I have seen all kinds of financial backgrounds. Like above, I have seen parents making $300k/year and struggle to pay for their child's education. On the flipside, I've seen some parents making $50k/year pull out 529 plan checks for a full 4 years of their child's college education. As he said, it is definitely possible to pay for school without any additional assistance. College is probably more expensive than it should be, but it is still affordable. You just have to make smart decisions, and so do your parents, long before you're even born. This is the one valuable lesson I've learned working for a university. I'm not even married yet, and I'm already making financial decisions involving my children(s)' education. | ||
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rredtooth
5461 Posts
On May 24 2012 05:12 Kuja wrote: lol.College inst that expensive to be honest. As a graduating senior with white middle class parents who actually saved a decent amount of money for college. (while not sacrificing mind you) just save like you have an IQ in the 3 digit range and you'll be fine. Not one of my 3 brothers and sisters have had to take out student loans. To emphasize again we are a (maybe upper, but not really) middle class family. Its just not that hard. well unfortunately many of us aren't blessed with "maybe upper but not really" middle class families nor can we persuade our parental units to save like they have an IQ in the 3 digit range. many of us don't have the luxury of even thinking about invading a $6mil trust fund. i'm not saying you should be demonized for having reasonable living conditions but please don't make broad generalizations like "college isn't expensive". | ||
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Nick_54
United States2230 Posts
On May 24 2012 05:45 Kuja wrote: My mom (doesn't work) gets about 2k a month from the interest a 6 million dollar trust that disperses to 7 recipients (hasn't dispersed yet, nor been invaded). My dad is a juvenile public defense attorney and makes around 90k a year i think, maybe a bit more maybe a bit less. EDIT: for even more context we live in Scottsdale, Arizona so living cost is relative. Your parents are in the 83red percentile as far as income goes. As to the guy above me saying its rude to ask, its rude to say things like. College isnt very expensive at all just save with a triple digit IQ. Its not quite as easy as people make it out to be without 6 mil trust funds. | ||
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Kuja
United States1759 Posts
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Kuja
United States1759 Posts
On May 24 2012 05:50 jacosajh wrote: Yes, what I was trying to get at is college is affordable as long as you live within your means and plan out your and your childrens futures carefully.1. That is rude to ask. 2. Income isn't the only factor to be considered. There are plenty of of people making six figures who have a difficult time paying for their kids' college tuition because their kids want to got to a $20k/year school, have $3k/month mortgage payments, 2+ $400/month car payments, etc. etc. I worked at a university as an accountant so I have seen all kinds of financial backgrounds. Like above, I have seen parents making $300k/year and struggle to pay for their child's education. On the flipside, I've seen some parents making $50k/year pull out 529 plan checks for a full 4 years of their child's college education. As he said, it is definitely possible to pay for school without any additional assistance. College is probably more expensive than it should be, but it is still affordable. You just have to make smart decisions, and so do your parents, long before you're even born. This is the one valuable lesson I've learned working for a university. I'm not even married yet, and I'm already making financial decisions involving my children(s)' education. | ||
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JimSocks
United States968 Posts
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micronesia
United States24747 Posts
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MysteryMeat1
United States3292 Posts
Also a graduating senior here I chose to go to community college. My parents make about 80K a year. I did do dual enrollment so when i graduate high school i have 60 credits of college done. Community college also gave me a 1500$ scholarship so next year I only have to pay 1500 in tuition throughout a whole year not including books. | ||
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ranshaked
United States870 Posts
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Atreides
United States2393 Posts
The thing is, most people want the "college experience" which is ok, but you pay for it. Edit: In my personal experience, you can go to a shitty state university (mine is/was awful) and it doesn't really hurt you that much. When it comes to grad school you might not be able to get into top5 class schools in your field, but top 20class is totally doable. | ||
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danygib
United States1 Post
User was banned for this post. | ||
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