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How do YOU save money?

Blogs > CharlieMurphy
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CharlieMurphy
Profile Blog Joined March 2006
United States22895 Posts
Last Edited: 2009-02-24 23:16:38
February 24 2009 22:07 GMT
#1
I'm sure most of you are either teenagers or struggling college students and I'm sure you have all your own ways to save money here and there.

Me I'm broke as shit. So I save money however I can, and even if I wasn't broke I'd probably still use tons of coupons and shit because its basically free money anyways and most of the crap is overpriced without them (it's the principle).

So anyways I save money by doing my own haircuts (really a bitch to do the back with 2 mirrors, but saves me over 120$ a year) and I can do my hair how exactly I want it without some lowpro barber shop fucking it up.
As I mentioned I also use tons of coupons for the grocery store or restaurants as I find them in the mail or whatever. I've even read and heard about people who take 100$+ grocery purchases and get them down to like 10$ with all their coupons and stuff (coupon queen).
I never buy certain items when they are over a specific price either. Take soda for example, often you'll see 3for5$ 2 liters or a bottle for 1.10$+ , I pretty much never buy soda unless it's 1 dollar or less (especially since there is CRV/tax here in cali).
And that's another thing, I recycle all my cans and bottles like once a month, not only does this give me some money (again based on principle really, because the way I look at it the gov't jacked my money and I'm just getting it back), but it's good for the economy and everyone and the planet ultimately. I'd probably still recycle if there was no money in it for me.

I'm always on the lookout for free food days at chain places too http://thedailydeals.com/index.php?tag=Food

So now that I've shared a few of my methods to save cash, what are some of the ways you guys save money?

edit- I obviously use torrents/internet for movies and any software or games also.

*****
..and then I would, ya know, check em'. (Aka SpoR)
Try
Profile Blog Joined August 2007
United States1293 Posts
February 24 2009 22:08 GMT
#2
Masturbate instead of ho's.
Free porn instead of PPV.
Osmoses
Profile Blog Joined October 2008
Sweden5302 Posts
February 24 2009 22:10 GMT
#3
A couple of weeks ago I was standing in line at CVS to buy a pack of cigarettes. The lady in front of me had like a billion coupons which she threw up on the counter, demanding bargains. I wanted to kill her. With my teeth.

I save money by only eating at most twice a day.
Excuse me hun, but what is your name? Vivian? I woke up next to you naked and, uh, did we, um?
ATeddyBear
Profile Blog Joined December 2005
Canada2843 Posts
February 24 2009 22:11 GMT
#4
whoa haircuts only cost me 8 dollars each cut and i cut it like 3-4 times a year lmao
Professional twice over - an analyst and a therapist. The world’s first analrapist.
minus_human
Profile Blog Joined November 2006
4784 Posts
February 24 2009 22:12 GMT
#5
I don't eat for days and I stop drinking Pepsi/alcohol/coffee

works everytime!
CharlieMurphy
Profile Blog Joined March 2006
United States22895 Posts
February 24 2009 22:12 GMT
#6
On February 25 2009 07:11 ATeddyBear wrote:
whoa haircuts only cost me 8 dollars each cut and i cut it like 3-4 times a year lmao

My hair grows fast and it's thick. I have to get a haircut every 3-4 weeks and it's not 8 dollars lol, its like 10-12 not even including tip.
..and then I would, ya know, check em'. (Aka SpoR)
boesthius
Profile Blog Joined February 2008
United States11637 Posts
February 24 2009 22:12 GMT
#7
--- Nuked ---
Kennelie
Profile Joined December 2007
United States2296 Posts
February 24 2009 22:13 GMT
#8
Its hard nowadays to save money IMO. I also do my own haircuts. I can do some sick high/low/taperd fades in less then 10-15 minutes. Also I buy food at this local discounted grocery store(they sale the shit that doesn't sale at Sam's/Costco to the public without a membership) and this includes the food for my dogs which I go through about 30-40 lbs a week. I buy all my clothes off the net/ebay most of the time excluding underwears/socks. Although I do this all it adds up to is having extra coin in the pocket for party money.

I suck at saving money. I need a wife.
ya had ya shot kid!
CharlieMurphy
Profile Blog Joined March 2006
United States22895 Posts
February 24 2009 22:14 GMT
#9
On February 25 2009 07:08 Try wrote:
Masturbate instead of ho's.
Free porn instead of PPV.

Although those are actually legit, try to keep it serious.
..and then I would, ya know, check em'. (Aka SpoR)
Chef
Profile Blog Joined August 2005
10810 Posts
Last Edited: 2009-02-24 22:19:54
February 24 2009 22:18 GMT
#10
Stop doing drugs, basically. Don't buy stupid shit either. It's really not difficult. What do you need the money for anyway?

EDIT: Also ditch the cell-phone. Those are huge money hogs, and they're basically worthless.
LEGEND!! LEGEND!!
SonuvBob
Profile Blog Joined October 2006
Aiur21549 Posts
February 24 2009 22:19 GMT
#11
I get my cell phones for free and save on the water bill by not using toilets.
Administrator
Kennelie
Profile Joined December 2007
United States2296 Posts
February 24 2009 22:20 GMT
#12
Oh and I usually try and buy lunch for the entire week of work.
ya had ya shot kid!
boesthius
Profile Blog Joined February 2008
United States11637 Posts
February 24 2009 22:20 GMT
#13
--- Nuked ---
liger13
Profile Blog Joined February 2008
United States1060 Posts
February 24 2009 22:21 GMT
#14
ever want entertainment?...
just play some SC
saves so much money from buying some of teh crappy new games
or grab them from tor a friend.
I feel like pwning noobs
CharlieMurphy
Profile Blog Joined March 2006
United States22895 Posts
Last Edited: 2009-02-24 22:26:09
February 24 2009 22:23 GMT
#15
On February 25 2009 07:18 Chef wrote:
Stop doing drugs, basically. Don't buy stupid shit either. It's really not difficult. What do you need the money for anyway?

EDIT: Also ditch the cell-phone. Those are huge money hogs, and they're basically worthless.



lol who said anything about any of these?

Because lately I've been more broke than usual, I haven't drank since the superbowl and I don't go out regularly anymore(also I don't do any drugs). I never buy anything except food basically. What does anyone need money for? What kind of question is that?

Ditch my phone? I don't have any other means of getting in touch with people other than AIM and when I'm at work.
..and then I would, ya know, check em'. (Aka SpoR)
JohnColtrane
Profile Blog Joined July 2008
Australia4813 Posts
February 24 2009 22:39 GMT
#16
On February 25 2009 07:12 boesthius wrote:
i keep it in my brassier when i work my corner


>< hehe
HEY MEYT
MarklarMarklar
Profile Blog Joined August 2007
Fiji1823 Posts
February 24 2009 22:47 GMT
#17
i don't spend it most of the time
hello there
caelym
Profile Blog Joined June 2008
United States6421 Posts
February 24 2009 22:48 GMT
#18
I usually make some purchase that's above my budget, and then quilt trip myself into not spending any excessive money for half a year, and the cycle repeats. That hasn't been quite effective though
bnet: caelym#1470 | Twitter: @caelym
KOFgokuon
Profile Blog Joined August 2004
United States14893 Posts
February 24 2009 22:49 GMT
#19
i cut my own hair
i rarely eat out aka i cook a lot
i live in on campus housing
Rekrul
Profile Blog Joined November 2002
Korea (South)17174 Posts
February 24 2009 22:50 GMT
#20
why so 진지해?
CharlieMurphy
Profile Blog Joined March 2006
United States22895 Posts
February 24 2009 22:54 GMT
#21
lol rek is not frugal.
..and then I would, ya know, check em'. (Aka SpoR)
Rekrul
Profile Blog Joined November 2002
Korea (South)17174 Posts
February 24 2009 22:57 GMT
#22
i'll tell you how to blow it if you want though
why so 진지해?
Racenilatr
Profile Blog Joined August 2008
United States2756 Posts
February 24 2009 23:00 GMT
#23
I pick up pencils lying in school instead of buying new ones, I go to free porn sites instead of buying stuff, and I torrent......alot
Scorch
Profile Blog Joined March 2008
Austria3371 Posts
February 24 2009 23:05 GMT
#24
I don't go drinking at bars often, I go to friends' places instead.
I use open source software.
I don't have a girlfriend.
My jeans never cost more than 15€.
29 fps
Profile Blog Joined March 2008
United States5724 Posts
February 24 2009 23:08 GMT
#25
entertainment and food take up the most money. drink more water instead of soft drinks. fewer movies and rent them or watch at home. or watch tv, without the cable.

cook for yourself. saves a lot of money.
4v4 is a battle of who has the better computer.
emperorchampion
Profile Blog Joined December 2008
Canada9496 Posts
February 24 2009 23:11 GMT
#26
Buy stuff that is half-priced at the supermarket. It isn't rotten... unless they're vegetables or fruit. But a lot of bakery items (like bread, buns, ect.) can be found for half price the day they're due- just stock up and freeze them. In all honesty the only reason you would need a cellphone is if it involves your business (eg. buisness owner, trucker, travel a lot). You should be able to get by with just a house phone and the internet.
TRUEESPORTS || your days as a respected member of team liquid are over
Chef
Profile Blog Joined August 2005
10810 Posts
February 24 2009 23:11 GMT
#27
On February 25 2009 07:23 CharlieMurphy wrote:
Show nested quote +
On February 25 2009 07:18 Chef wrote:
Stop doing drugs, basically. Don't buy stupid shit either. It's really not difficult. What do you need the money for anyway?

EDIT: Also ditch the cell-phone. Those are huge money hogs, and they're basically worthless.



lol who said anything about any of these?

Because lately I've been more broke than usual, I haven't drank since the superbowl and I don't go out regularly anymore(also I don't do any drugs). I never buy anything except food basically. What does anyone need money for? What kind of question is that?

Ditch my phone? I don't have any other means of getting in touch with people other than AIM and when I'm at work.

Heaven forbid.

How is wanting to know what you need money for such a terrible question? You don't accumulate money for the sake of having money... It's just paper. You obvious want it for something. Whether it's just rent, or it's a new T.V., you not worried about money for no reason.

Just make a list of what you spend money on and see what can be cut from that list. Keep receipts if you have to I only said cell phones, drugs, and stupid shit because that's what I usually see people wasting their money on. You can take tips like "picking up lost pencils" seriously if you want, but at most you're only gonna save yourself 5 dollars a month doing that kind of garbage.
LEGEND!! LEGEND!!
SchOOl_VicTIm
Profile Blog Joined September 2004
Greece2394 Posts
Last Edited: 2009-02-24 23:16:59
February 24 2009 23:14 GMT
#28
I mostly do it through eating habits.

I cut down on eating unnecessary stuff like cookies and any sort of candy crap (I eat such shit mainly with my coffee).

I cook myself instead of eating out and generally try to keep everything made at home, like coffee.

I even try to stop eating at nights - this is way easier in summer than winter though.

You say you give 1$ for soda?? lol man, who the fuck needs soda when you're low on cash. If you're trying to save money in any way you can like you're describing, soda seems such a luxury to me.


Glad to say I am rarely low on money however

p.s. I'm so surprised to see many people suggesting free porn. seriously, who the fuck pays for porn??
CharlieMurphy
Profile Blog Joined March 2006
United States22895 Posts
February 24 2009 23:14 GMT
#29
I pay bills with 90% of my paycheck and the rest goes to gas/food.
I haven't bought a non essential item since X-mas.
..and then I would, ya know, check em'. (Aka SpoR)
CharlieMurphy
Profile Blog Joined March 2006
United States22895 Posts
February 24 2009 23:15 GMT
#30
On February 25 2009 07:57 Rekrul wrote:
i'll tell you how to blow it if you want though

le circle
..and then I would, ya know, check em'. (Aka SpoR)
micronesia
Profile Blog Joined July 2006
United States24676 Posts
Last Edited: 2009-02-24 23:18:35
February 24 2009 23:18 GMT
#31
  • Live with Parents (rent/mortgage hax)
  • Rarely drink alcohol (although drinking can be cheap if you know what you're doing I guess)
  • Rarely drink coffee (habits add up before you notice, but if you make it yourself it isn't bad)
  • Rarely drink soda and eat indulgence foods that cost a lot
  • Rarely eat out
  • Cheap hobbies
  • Get a job with good insurance if you can
  • No girlfriend (or find one that doesn't care for chivalry)
  • Don't get a new ms3 (oh well)
ModeratorThere are animal crackers for people and there are people crackers for animals.
infinity21 *
Profile Blog Joined October 2006
Canada6683 Posts
February 24 2009 23:31 GMT
#32
Living with my parents while on my co-op terms help me save at least $3k per term. Not eating out, not buying games, tech gadgets, etc. I probably spent around $1k in the past 2 months on unnecessary things (eating out, xbox console & games, speakers, etc.)
Official Entusman #21
FuDDx *
Profile Blog Joined October 2002
United States5008 Posts
February 24 2009 23:39 GMT
#33
On February 25 2009 07:13 Kennelie wrote:
Its hard nowadays to save money IMO. I also do my own haircuts. I can do some sick high/low/taperd fades in less then 10-15 minutes. Also I buy food at this local discounted grocery store(they sale the shit that doesn't sale at Sam's/Costco to the public without a membership) and this includes the food for my dogs which I go through about 30-40 lbs a week. I buy all my clothes off the net/ebay most of the time excluding underwears/socks. Although I do this all it adds up to is having extra coin in the pocket for party money.

I suck at saving money. I need a wife.





Hahaha i was going to say get married, thats how I save money.


Side note: the kids and wife are going to Hawaii again and Im staying home,wife says come for 2 weeks.I say hell no not with your mom to go help with the birth of her sisters baby not my idea of good vacation, how about i go to blizzcon.She says ok but I got to work extra if I want to do that but not if I go to Hawaii for 2 weeks wtf silly lady's haha.
https://www.facebook.com/pages/Balloon-Man-FuDD/237447769616965?ref=hl
Rekrul
Profile Blog Joined November 2002
Korea (South)17174 Posts
February 24 2009 23:41 GMT
#34
Whenever you shop for something just assume the higher priced one is the best quality and always get that unless you have a girl there nagging you telling you that the lower priced one in that specific situation is better (rare).

Even though you fly atleast once a month somewhere usually don't bother getting a frequent flyer miles card. And the one time you did get one make sure you come home angry and drunk one night and rip it in half and throw it out the window for no reason. Then punch a hole in your wall for no reason.

When you move out of said apartment with the hole in the wall don't bother trying to collect your 1800$ deposit. Infact don't even call the landlord and tell him bye. Because the hassle of getting the wall appraised/fixed and haggling the landlord for whatever of the 1800$ back just isn't worth it.

Go to China into those markets and spend 10 minutes talking shit loudly bartering negotiating the price of whatever item you want. Be sure to be really fucking mean and talk down to the person. Once you've negotiated the price down by 8x keep arguing. Then midst of the chinese person talking just grab whatever item you want, give them what they originally asked for, and walk away saying nothing.

Pay Smuft 1000$ for a sandwhich he bought on the street for two dollars. When you're hungry you're hungry. Fuck smuft btw.

When you're at the bowling alley and the line is really long and you try to pay the guy next in line 100$ for his spot and he says "Fuck NO" realize there must be a reason. Next time make sure that 100$ you tried to hand him wasn't actually a 1 dollar bill. (happened to a friend lol)

When playing poker at the casino if some idiot sits down and tips the dealer like 5$ immediately and says "Please don't fuck me over, give me good cards dealer." Immediately throw the dealer 25$ and say "Please fuck him over dealer."

If you go to a club in Vegas be sure to order the 1500$ bottles of Don Perignon (however u spell it). When they bring the bottles to you they will have all the hot waitresses carry them to your table on top of their heads with sparklers making a huge scene. It's really superficial and feels gay as fuck, but sadly and amazingly at the same time it will make all the girls gravitate towards your table.

After winning a huge sum of money in a Japanese private game, when they jokingly say "Well we are all going out tomorrow night and since you're the big winner you're paying!!!" Be sure to reply "OK" In a sarcastic "LOL NO" type of manner. Then the next night when you are out blow 15k on them. Trust me, you will get an invite back for the next game.

When you go to a bar with an elder friend and some girls and you try to order a 400$ bottle of Johnny Blue and your friend says "No need for that lets just drink cheaply tonight," get really mad. Then proceed to order a 3500$ bottle of whiskey. God damn that whiskey was good.

When on the streets of an american city get drunk as fuck then get in one of those little carts attached to bikes where guys will ride you around to your destination in your city for like 10$. Point all the way down a couple blocks and tell the driver if he can pedal like crazy and get you there in 1 minute or less you'll give him 100$. When he goes ape shit crazy pedaling and still fails, laugh in his face then say "No 100$ for you LOL," Watch him frown as he's trying to catch his breath, then hand him 200$ and say "But 200$ for the effort!!!."

i could go on forever

why so 진지해?
spydernoob
Profile Blog Joined April 2008
Canada1066 Posts
February 24 2009 23:41 GMT
#35
skip lunch and breakfast usually, or just have something really small for breakfast
wraiths go pew pew
thunk
Profile Blog Joined March 2008
United States6233 Posts
February 24 2009 23:52 GMT
#36
Starcraft is one of the cheapest hobbies ever. Video games are actually cheap hobbies - you just have to know what to compare it to. Compare it to doing a sport, which is easily $1000+ a year (although depending on what sport you do and how seriously).
Every time Jung Myung Hoon builds a vulture, two probes die. || My post count was a palindrome and I was never posting again.
Eatme
Profile Blog Joined June 2003
Switzerland3919 Posts
February 25 2009 01:03 GMT
#37
Dont buy stuff I dont really really need. I cook alot myself and eat pork instead of beef alot. Drink only a few times a year, but I do make them count. Dont travel abroad much.
Unfortunately I really enjoy semi expensive sports like cycling and cross country skiing.
I have the best fucking lawyers in the country including the man they call the Malmis.
Hypnosis
Profile Blog Joined October 2007
United States2061 Posts
February 25 2009 01:38 GMT
#38
o0 i literally have $4.40 to my name. Plus possessions
Science without religion is lame, Religion without science is blind
Rotodyne
Profile Blog Joined July 2005
United States2263 Posts
February 25 2009 01:45 GMT
#39
I waste a lot of money :[
I can only play starcraft when I am shit canned. IPXZERG is a god.
nvnplatypus
Profile Blog Joined April 2004
Netherlands1300 Posts
February 25 2009 02:25 GMT
#40
I have two categories of socks (dark & white). When a white sock has a hole in it, I toss that one sock, and keep the other. About 1/3 of the socks I've bought over the last decade are divorced like this. Matching involves finding two of more or less the same tone / fadedness. I've probably saved about $25 this way over the past 10 years, or about 21 cents per month.

Dromar
Profile Blog Joined June 2007
United States2145 Posts
February 25 2009 02:31 GMT
#41
I pretty much just don't spend it on anything. I don't go shopping, except for groceries, and I only buy the stuff I went there for.

I also have a job. That helps a lot.
Nytefish
Profile Blog Joined December 2007
United Kingdom4282 Posts
February 25 2009 02:35 GMT
#42
Get into a university that is 5 minutes from your house.
No I'm never serious.
TryThis
Profile Joined February 2007
Canada1522 Posts
February 25 2009 03:14 GMT
#43
started by quitting smoking. This was HUGE so so HUGE
i dont drink very much anymore, just sorta get stoned at parties
make everything at home as others have said
i dont tip. Im a student, im broke, i need my money more then the cab driver/waitress/barber
on that note, i dont eat out
i walk instead of taking cabs
and just dont get my hair cut at all, it grows slow and as long as i wear a hat i stay presentable
tea instead of coffee, even making it at home tea is cheaper, and way better.
Dwell
gchan
Profile Joined October 2007
United States654 Posts
February 25 2009 03:21 GMT
#44
Public transit, biking, or walking instead of driving. Unless you own a Prius with an access sticker on it.
KOFgokuon
Profile Blog Joined August 2004
United States14893 Posts
February 25 2009 08:12 GMT
#45
LOL gold rekrul post as always
ahswtini
Profile Blog Joined June 2008
Northern Ireland22208 Posts
February 25 2009 17:21 GMT
#46
Take advantage of any deals and price cuts in supermarkets
"As I've said, balance isn't about strategies or counters, it's about probability and statistics." - paralleluniverse
Cloud
Profile Blog Joined November 2004
Sexico5880 Posts
Last Edited: 2009-02-25 17:52:18
February 25 2009 17:46 GMT
#47
I used to take food from my parents house and i spent almost nothing but rent. Sadly, i got kicked out from that house and im staying with my parents again -_-

But now god damn 3 hour travels to my uni are killing me, i cant stay awake in class. I spend almost all my money in coffee lol.

Oh and the haircuts i take are like $1.5 lol. I could go for 20 times that if i wanted, but it feels like its the same shit unless you really know your stylist, and im too cheap to find out.

And my uni has a good ammount of stores, even a grocery market with pretty good discounts for students, and where i stayed there was no phone, tv, internet and we we used cans of gas or whatever you called them, and we got them cheap, i was able to live off $150 a month very easily. Now with my parents, its different heh. Transportation takes that ammount of money away rather easily now.
BlueLaguna on West, msg for game.
Chromyne
Profile Joined January 2008
Canada561 Posts
February 25 2009 18:45 GMT
#48
- No drugs, alcohol, coffee, junk food, soda, etc.
- Essential shopping (I buy clothes about once every year or 2, and even then I don't buy that much)
- Bare essentials to make dinner at home
- Stay with relatives/friends as often as possible to avoid rent
- Be as cheap as possible regarding all aspects of life.
Soli Deo gloria.
Luddite
Profile Blog Joined April 2007
United States2315 Posts
February 25 2009 19:01 GMT
#49
haha rekrul is like a one-man economic stimulus package.
Can't believe I'm still here playing this same game
Klockan3
Profile Blog Joined July 2007
Sweden2866 Posts
February 25 2009 19:10 GMT
#50
Get a depression (Will stop you from doing any expensive activities), start to live on only spaghetti + ketchup + water + vitamin/mineral pills, no other substance is allowed enter your system (Cheaper than ramen), look things up on wikipedia instead of buying course literature, don't waste paper by taking lecture notes, always make your friend print the papers when handing in group reports, shave your head instead of cutting it or get a gf to do it for you.
Zapdos_Smithh
Profile Blog Joined October 2008
Canada2620 Posts
February 25 2009 19:29 GMT
#51
On February 25 2009 07:10 Osmoses wrote:
A couple of weeks ago I was standing in line at CVS to buy a pack of cigarettes. The lady in front of me had like a billion coupons which she threw up on the counter, demanding bargains. I wanted to kill her. With my teeth.

I save money by only eating at most twice a day.


Lol, you save money by not eating very much, yet you smoke?
poilord
Profile Blog Joined January 2007
Germany3252 Posts
February 25 2009 21:06 GMT
#52
On February 26 2009 04:29 Resonance wrote:
Show nested quote +
On February 25 2009 07:10 Osmoses wrote:
A couple of weeks ago I was standing in line at CVS to buy a pack of cigarettes. The lady in front of me had like a billion coupons which she threw up on the counter, demanding bargains. I wanted to kill her. With my teeth.

I save money by only eating at most twice a day.


Lol, you save money by not eating very much, yet you smoke?


priorities, man, priorities... :D
TryThis
Profile Joined February 2007
Canada1522 Posts
February 25 2009 21:24 GMT
#53
On February 26 2009 06:06 poilord wrote:
Show nested quote +
On February 26 2009 04:29 Resonance wrote:
On February 25 2009 07:10 Osmoses wrote:
A couple of weeks ago I was standing in line at CVS to buy a pack of cigarettes. The lady in front of me had like a billion coupons which she threw up on the counter, demanding bargains. I wanted to kill her. With my teeth.

I save money by only eating at most twice a day.


Lol, you save money by not eating very much, yet you smoke?


priorities, man, priorities... :D


The french model diet works wonders for some
1/2 a pack of smokes, and an apple a day.
it does cover the bare minimum.
Dwell
Physician *
Profile Blog Joined January 2004
United States4146 Posts
February 25 2009 23:17 GMT
#54
u don't, u let it flow..

+ Show Spoiler +
I'll give u a serious answer later.. maybe.
"I have beheld the births of negative-suns and borne witness to the entropy of entire realities...."
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