What can we do, TL?
[H] Stolen debit card..
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Track
United States217 Posts
What can we do, TL? | ||
IzzyCraft
United States4487 Posts
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Track
United States217 Posts
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LosingID8
CA10824 Posts
you have to sign a bunch of legal documents saying that you didn't purchase those things etc and eventually you'll get your money back. also, open a new account. it goes really smoothly if they made a bunch of purchases that are uncharacteristic of you. ie i was in california but whoever stole my identity was buying a bunch of drinks and stuff from a sports bar in toronto. | ||
Typho0n
Canada276 Posts
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Track
United States217 Posts
So, you're saying he will eventually get it back? | ||
iSCOUT4u
United States327 Posts
Also credit card companies are required to some extent to be responsilbe to make sure this stuff doesnt happen. My creidt card is through my bank...and if there is any unusualy charge...out of my normal patterns...i get a phone call making sure it was me...kinda cool imo. Also to the post above me...if u swipe a deibt card and select "credit" at almost ALL places it will go through as a normal credit card purchse...for example is u eat at a restaurant..and give them ur debit card...they arent gona have u walk to the register..and enter ur pin lol..they just swipe it as credit. | ||
fanatacist
10319 Posts
I just found mine today (: The ATM at the bank fucked up and ate my card, and I thought I put it in my wallet since it never gave it back to me and I didn't notice. Bank manager got it and held it for me n_n | ||
Track
United States217 Posts
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Deleted User 3420
24492 Posts
how long did it take him to react to this situation? I've had several debit cards, but all of them had a limit much less than that for a day. | ||
Physician
United States4146 Posts
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LumberJack
United States3355 Posts
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fanatacist
10319 Posts
LOL | ||
Ingenol
United States1328 Posts
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iSCOUT4u
United States327 Posts
On March 31 2009 13:35 Ingenol wrote: I had heard a few years ago (not sure about the status of this currently) that banks are NOT necessarily legally responsible for refunding fraud from stolen debit cards (they generally will still refund the money), but credit card companies are. I heard this on some NPR finance show advocating the use of credit cards over debit cards, and in general keeping a smaller debit card balance. This is what i said lol...except i said it like a 5th grader. | ||
Grobyc
Canada18410 Posts
On March 31 2009 13:07 LumberJack wrote: must of been 1000$ in purchases, almost ALL banks limit 500$ per 24hr unless you specifically change that. All he has to do is prove he didnt do it and the bank will cover the loss. The idea of a card is that its the merchant's responsibility to verify that is infact you who used the card. I'm speaking in legal terms ofc. Banks are the medium and will cover you and they usually bust up the merchant for the $$ afterwards. So tell him not to worry, though some banks are dicks and make you do some of the legwork, but its 1k, im sure he wont mind talking to the merhcant. I did over 300$. I had a pizza guy steal my shit, i called the cops on him b/c he spent the shit over the internet and i called the merchants and asked them for 'my ip address'. They log it ofc. So if he spent the money online then i'd strongly suggest doing that route and finding the fucker. It's satisfying, i still have the caselog in pdf format on my computer to giggle at when i'm feeling lonely. You must be very proud of yourself haha | ||
TheosEx
United States894 Posts
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Zzoram
Canada7115 Posts
Stories like this are why I never use debit anywhere, and never put much money in my chequing account. | ||
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