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On December 17 2016 10:42 JimmiC wrote:Show nested quote +On December 17 2016 10:19 Thieving Magpie wrote:On December 17 2016 10:06 JimmiC wrote:On December 17 2016 09:40 Thieving Magpie wrote:On December 17 2016 09:26 JimmiC wrote:On December 17 2016 09:14 Thieving Magpie wrote:On December 17 2016 09:05 Uldridge wrote:Hey, I have a stupid question. What hill might that be?  No way would I ever suggest that whenever rape is mentioned in a nerd website that one or more individuals invariably come up and ask about what happens when women accuse men of rape. No sir, I would never mention that the idea that rape only happens between and a man and a woman is blind to the reality that issues of consent affects all sexes, orientations, and sexual combinations with equal merit. Nor would I ever suggest that men wanting to find as many ways to be certain they don't accused of raping a drunk girl is super super creepy.
So I'll just say that I don't have anything to say about said hill  There is that assumption/narrative I'm talking about btw. You say that you are open to all types of consent but your last statement and the many you make shows how your really feel about what men think. Which really makes me think about what you think about deep down. Literally your first post in this discussion: On December 16 2016 06:29 JimmiC wrote: It is such a stupid thing if people are legally allowed to use alcohol and then do then they are responsible for the choices they make when drunk if they choose to get this way. I've been every stage of drunk and done some dumb shit, and some awesome shit. All of it was my responsibility, the women I was with didn't rape me. The stupid shit I said not the booze.
The only place it becomes murky in my mind is if the person doesn't remember giving consent then they feel raped and since you can't prove if that person said it or not it becomes a he said /she said or he said / he said or whatever. Because you don't want to give a rapist licence to rape drunk people and then just say "they consented but don't remember" Yes this is my post. I do think it's stupid that you think it's fine for people to drink but that once they do they are no longer responsible for there decisions. I used myself as an example of how I am responsible for my actions at various levels of intoxication. And then I pointed out how murky it can get when both or one is drunk because they both may not remember the situation the same. Or one person could be actively lying with the excuse of booze. Your point? What is it that you read into about my caveman tendencies and how as a male using this message board not being you I must want to know how drunk I can get a girl without being called a rapist? Let's look at what you actually say. "The only place it becomes murky in my mind is if the person doesn't remember giving consent then they feel raped" That is where you find things murky. Someone who was drugged waking up and not remembering if they consented. Not "I fucked someone who was drugged" not "I did what I could to be certain of their consent" but literally "doesn't remember giving consent" is where you draw the line. Would you give this same argument if the girl was on rohypnol? What about ecstasy? Or really any drug that lower inhibitions. Is somehow the fact that your drug of choice is alcohol somehow makes its super different than the drug of choice other people use? My example saying they don't remember giving consent means they gave it to begin with it is murky because the person who got consent feels like they behaved correctly. And the person who can't remember believes they have been raped. Neither is lying or being deceitful.
This is slightly off. The person who received consent would need to prove they made their best effort that the consent was valid - if the person received consent while the person was too intoxicated the consent is not legally valid. The person who believes s/he was raped was not technically raped if she consented and simply forgot about the consent. These are all circumstantial to the case.
On December 17 2016 11:33 JimmiC wrote:Show nested quote +On December 17 2016 11:27 Thieving Magpie wrote:On December 17 2016 11:24 JimmiC wrote:On December 17 2016 11:18 Thieving Magpie wrote:On December 17 2016 11:07 JimmiC wrote:On December 17 2016 11:03 Thieving Magpie wrote:On December 17 2016 10:47 Cascade wrote:On December 17 2016 10:44 JimmiC wrote:On December 17 2016 10:41 ZigguratOfUr wrote:On December 17 2016 10:38 Cascade wrote: Hmm, at some point I guess magpie and jimmie should move to PMs, but seems like a few others are a bit engaged as well.
I've only skimmed your posts at best, do you two feel like you are going in circles? Are you still going somewhere with this discussion? To be able to go in circles they have to leave their starting points. Also this discussion seems a bit removed from the ethos of the thread. I'm happy to move it to PMs if that is what everyone would like I didn't see this posts while I was responding. That being said if he continues to throw very loosely veiled public accusations of me supporting rape or being pro rape I will continue to defend myself publicly. If you are afraid of your public reputation, you probably shouldn't worry about accusations from magpie, but rather from the fact that you two have hijacked the thread with walls of text for several pages.  I personally don't care for this discussion any more, but if multiple others (more than you and magpie) still are into it and feel like you are moving forward, by all means, go ahead. In my defense I've mainly been trying to move the discussion towards the one on informed consent in medical research. Hence why I've only been literally copy and pasting my past answers to his questions. I'm definitely done trying to explain why drugged people can't really consent. Says he is done than throws in a jab that I apparently think drugged people can consent. Despite my last post being exactly that I think drugged people can not consent and it is rape. Fine I'll play his game. I'm sick of explaining why TM thinks that a 30 year old having sex with a 12 year old is the same as a 30 yearold sober women having sex with a 30 year old drunk guy. Man is TM a bad person for thinking such, do not listen to any of his actual posts because this is so damning. Much apologies, I didn't mean to trigger you with that word. Would "imbibing controlled substances" be better than drugged? Is that when you think it's okay to fuck girls? I want to make peace with you on this so it's super important I get this right. For the millionth time there is a HUGE difference between drugging someone and someone drugging themselves. It is called free will and choice. Much like I think women can Choose if they want to have sex with someone or not. I guess when you have never experienced a women wanting to have sex with you this could be confusing. And I made it clear that I think your point is so stupid because for it to be true you would need to believe that it should be true for both men and women. When you keep saying that " want to fuck girls and blah blah" it shows you don't believe this. But what can I expect from some one who thinks fucking 12 yearolds (your words) is the same as a women having sex with a drunk guy. odd to me that you get upset when someone clearly twists your words to make you look bad and try to further there point...... Really sorry, I'm really trying here. You win. Women who drug themselves deserve whatever they get. You win. PEOPLE who CHOSE to do DRUGS or ALCOHOL can still CHOOSE to have sex and it not be rape. If they are passed out or can't verbalize that CONSENT than they are raped.
Again whether you choose to partake or not, legally beyond a certain point you cannot explicitly agree to sex if you are not sound of mind, as can happen when intoxicated by drugs or alcohol. This means that rape exists in your situations - sex with intoxicated person, intoxicated person having sex with another. Just because you both consented previously, if during the act one wanted to retract consent but was unable to do so, it is rape.
A beyond-certain-level-of-intoxication rapist is less morally culpable of the crime, but does not absolve the person of the crime (re: diminished responsibility). You can also be fully charged if you intended the consequences of intoxication after voluntary inebriation.
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On December 19 2016 05:48 Epishade wrote: I'm attempting to create the absolute cheapest way to live while sacrificing the least amount of happiness. Some ways I've come up with to save are:
Shop for groceries primarily at Aldi. Buy consumables (toilet paper, paper towels, facial tissues etc) in bulk online at cheapest for most quantity I can find. Buy non bulk household items (washing gloves, plunger etc) at Walmart, amazon, or jet.com, whichevers cheapest. Making my own laundry detergent. Programmable thermostat. Electric blanket and heated mattress warmer to turn down thermostat too. I found out I can get an efficient hot water heater that saves on utilities by about $100 a year, bought with a $350 rebate and a $300 tax credit. Buying energy star only appliances. Using fuel efficient car like a Prius or something and keeping air filters cleaned and tires inflated. Cutting cable and newspaper subscriptions and maybe cheaper phone plan.
What are some other ways to save money you guys can think of that I don't have? I think shopping at Aldi and Walmart and online mostly means I won't be able to use coupons, which is fine with me as those are fairly cheap already and I don't think I'll be able to save any money with coupons there. -A car will always be extremely expensive. Use something else, unless you have to do >10 kilometers everyday to a destination that's not serviced by public transportations. -Honestly, unless you hit <-5°C daytime temperatures regularly in winter and/or you home is very, very badly insulated (in which case you should insulate it efficiently, 'cuz that's both comfortable and cheap long-term), you can live with 14-17°C heating without electric blanket/heated matress warmer : just live with plenty of warm clothes inside, and put hot water bags in your bed 2 hours before going to bed. -Eat vegetables. Buying them en masse is cheap, cheap, cheap, [edit : well, in France, at least] and good for your health. -Reduce your electricity consumption : computers, of course, but also amplifiers if you have some, and other power-drawing objects. Oh, and change your lightbulbs with LEDs, if it's not done already.
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Guys answer me: I have a skype interview for a university position soon. I stalked the members of the commitee on facebook and one of them is a huge guitar nerd. Since I play guitar too and own at least one very good guitar, should I 'casually' have it on her support in the background while I am interviewed?
Pros: unconscious sympathetic response, maybe even trigger a question on guitar playing and it would easier Cons: fear of looking too much 'casual'
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On December 19 2016 05:48 Epishade wrote: I'm attempting to create the absolute cheapest way to live while sacrificing the least amount of happiness. Some ways I've come up with to save are:
Shop for groceries primarily at Aldi. Buy consumables (toilet paper, paper towels, facial tissues etc) in bulk online at cheapest for most quantity I can find. Buy non bulk household items (washing gloves, plunger etc) at Walmart, amazon, or jet.com, whichevers cheapest. Making my own laundry detergent. Programmable thermostat. Electric blanket and heated mattress warmer to turn down thermostat too. I found out I can get an efficient hot water heater that saves on utilities by about $100 a year, bought with a $350 rebate and a $300 tax credit. Buying energy star only appliances. Using fuel efficient car like a Prius or something and keeping air filters cleaned and tires inflated. Cutting cable and newspaper subscriptions and maybe cheaper phone plan.
What are some other ways to save money you guys can think of that I don't have? I think shopping at Aldi and Walmart and online mostly means I won't be able to use coupons, which is fine with me as those are fairly cheap already and I don't think I'll be able to save any money with coupons there.
Living somewhere warm year round. Cutting all your monthly yearly subscriptions. Showering at the gym or work or open rec center. Pre-making all your meals for the week in advance, sticking with cheap bulk items. Sharing Costco/bulk store memberships with friends. Only using higher cashback credit cards for purchases. Using less electricity, wearing more/less clothes for the season. Volunteering at places which offer free meals.
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On December 19 2016 06:49 SoSexy wrote: Guys answer me: I have a skype interview for a university position soon. I stalked the members of the commitee on facebook and one of them is a huge guitar nerd. Since I play guitar too and own at least one very good guitar, should I 'casually' have it on her support in the background while I am interviewed?
Pros: unconscious sympathetic response, maybe even trigger a question on guitar playing and it would easier Cons: fear of looking too much 'casual'
There are no cons. Skype interviews is already understood as more "casual" than onsite interview and they don't expect you to rearrange your house for them.
Don't mention the guitar though. If they bring it up, let them, but don't bring it up yourself.
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On December 19 2016 06:57 Thieving Magpie wrote:Show nested quote +On December 19 2016 06:49 SoSexy wrote: Guys answer me: I have a skype interview for a university position soon. I stalked the members of the commitee on facebook and one of them is a huge guitar nerd. Since I play guitar too and own at least one very good guitar, should I 'casually' have it on her support in the background while I am interviewed?
Pros: unconscious sympathetic response, maybe even trigger a question on guitar playing and it would easier Cons: fear of looking too much 'casual' There are no cons. Skype interviews is already understood as more "casual" than onsite interview and they don't expect you to rearrange your house for them. Don't mention the guitar though. If they bring it up, let them, but don't bring it up yourself.
YEah I had no intention to mention it, just having it in the background near the library
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On December 19 2016 07:03 SoSexy wrote:Show nested quote +On December 19 2016 06:57 Thieving Magpie wrote:On December 19 2016 06:49 SoSexy wrote: Guys answer me: I have a skype interview for a university position soon. I stalked the members of the commitee on facebook and one of them is a huge guitar nerd. Since I play guitar too and own at least one very good guitar, should I 'casually' have it on her support in the background while I am interviewed?
Pros: unconscious sympathetic response, maybe even trigger a question on guitar playing and it would easier Cons: fear of looking too much 'casual' There are no cons. Skype interviews is already understood as more "casual" than onsite interview and they don't expect you to rearrange your house for them. Don't mention the guitar though. If they bring it up, let them, but don't bring it up yourself. YEah I had no intention to mention it, just having it in the background near the library
I've interviewed many people through skype. Not only do we appreciate it, but we also expect some level of it. Usually people try to leave items or posters related to the company. You going the extra mile to appease your interviewer is even better.
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On December 19 2016 07:06 Thieving Magpie wrote:Show nested quote +On December 19 2016 07:03 SoSexy wrote:On December 19 2016 06:57 Thieving Magpie wrote:On December 19 2016 06:49 SoSexy wrote: Guys answer me: I have a skype interview for a university position soon. I stalked the members of the commitee on facebook and one of them is a huge guitar nerd. Since I play guitar too and own at least one very good guitar, should I 'casually' have it on her support in the background while I am interviewed?
Pros: unconscious sympathetic response, maybe even trigger a question on guitar playing and it would easier Cons: fear of looking too much 'casual' There are no cons. Skype interviews is already understood as more "casual" than onsite interview and they don't expect you to rearrange your house for them. Don't mention the guitar though. If they bring it up, let them, but don't bring it up yourself. YEah I had no intention to mention it, just having it in the background near the library I've interviewed many people through skype. Not only do we appreciate it, but we also expect some level of it. Usually people try to leave items or posters related to the company. You going the extra mile to appease your interviewer is even better.
Thank you!
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On December 19 2016 05:48 Epishade wrote: I'm attempting to create the absolute cheapest way to live while sacrificing the least amount of happiness. Some ways I've come up with to save are:
Shop for groceries primarily at Aldi. Buy consumables (toilet paper, paper towels, facial tissues etc) in bulk online at cheapest for most quantity I can find. Buy non bulk household items (washing gloves, plunger etc) at Walmart, amazon, or jet.com, whichevers cheapest. Making my own laundry detergent. Programmable thermostat. Electric blanket and heated mattress warmer to turn down thermostat too. I found out I can get an efficient hot water heater that saves on utilities by about $100 a year, bought with a $350 rebate and a $300 tax credit. Buying energy star only appliances. Using fuel efficient car like a Prius or something and keeping air filters cleaned and tires inflated. Cutting cable and newspaper subscriptions and maybe cheaper phone plan.
What are some other ways to save money you guys can think of that I don't have? I think shopping at Aldi and Walmart and online mostly means I won't be able to use coupons, which is fine with me as those are fairly cheap already and I don't think I'll be able to save any money with coupons there. More so then nickel and dimming yourself I would look into the tax system. There are a lot of incentives/savings/constructions that can make you significantly more money then 'buy stuff as cheap as possible'.
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On December 19 2016 07:18 JimmiC wrote:Show nested quote +On December 19 2016 05:48 Epishade wrote: I'm attempting to create the absolute cheapest way to live while sacrificing the least amount of happiness. Some ways I've come up with to save are:
Shop for groceries primarily at Aldi. Buy consumables (toilet paper, paper towels, facial tissues etc) in bulk online at cheapest for most quantity I can find. Buy non bulk household items (washing gloves, plunger etc) at Walmart, amazon, or jet.com, whichevers cheapest. Making my own laundry detergent. Programmable thermostat. Electric blanket and heated mattress warmer to turn down thermostat too. I found out I can get an efficient hot water heater that saves on utilities by about $100 a year, bought with a $350 rebate and a $300 tax credit. Buying energy star only appliances. Using fuel efficient car like a Prius or something and keeping air filters cleaned and tires inflated. Cutting cable and newspaper subscriptions and maybe cheaper phone plan.
What are some other ways to save money you guys can think of that I don't have? I think shopping at Aldi and Walmart and online mostly means I won't be able to use coupons, which is fine with me as those are fairly cheap already and I don't think I'll be able to save any money with coupons there. You will also want to balance the location and size of the place you live with where you can earn the most money. Then the money you do save you will want to properly invest to get the most return in a risk level you are comfortable with. I've read a lot of blogs of people who are able to retire in their early 30's based on getting to a low cost of living and saving/investing up to 70% of there income. As someone else stated most have no car as they are a huge expense anyway you look at it with fuel, insurance, depreciating asset, maintenance, tires, so on.
Investing my savings is something I hadn't considered yet. Thanks for the idea! A car is a necessity for me, as I will have to commute eventually to and from work, and living inside the city to avoid having a car isn't really an option for me. Moving to a cheaper state/country isn't an option either as, not only would I be unwilling to move, my upcoming profession as an accountant is based upon where I live and what state I am certified in.
To be clear, I don't have many of these expenses yet. I'm a college student graduating next semester still being supported by family right now. Saving money is a hobby of mine though, and I'm just thinking of ways you can live as cheap as possible. In the next year or so when I get a place of my own and start working, I'll have a lot of these expenses though, so I'm just making a list early.
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On December 19 2016 07:30 Epishade wrote:Show nested quote +On December 19 2016 07:18 JimmiC wrote:On December 19 2016 05:48 Epishade wrote: I'm attempting to create the absolute cheapest way to live while sacrificing the least amount of happiness. Some ways I've come up with to save are:
Shop for groceries primarily at Aldi. Buy consumables (toilet paper, paper towels, facial tissues etc) in bulk online at cheapest for most quantity I can find. Buy non bulk household items (washing gloves, plunger etc) at Walmart, amazon, or jet.com, whichevers cheapest. Making my own laundry detergent. Programmable thermostat. Electric blanket and heated mattress warmer to turn down thermostat too. I found out I can get an efficient hot water heater that saves on utilities by about $100 a year, bought with a $350 rebate and a $300 tax credit. Buying energy star only appliances. Using fuel efficient car like a Prius or something and keeping air filters cleaned and tires inflated. Cutting cable and newspaper subscriptions and maybe cheaper phone plan.
What are some other ways to save money you guys can think of that I don't have? I think shopping at Aldi and Walmart and online mostly means I won't be able to use coupons, which is fine with me as those are fairly cheap already and I don't think I'll be able to save any money with coupons there. You will also want to balance the location and size of the place you live with where you can earn the most money. Then the money you do save you will want to properly invest to get the most return in a risk level you are comfortable with. I've read a lot of blogs of people who are able to retire in their early 30's based on getting to a low cost of living and saving/investing up to 70% of there income. As someone else stated most have no car as they are a huge expense anyway you look at it with fuel, insurance, depreciating asset, maintenance, tires, so on. Investing my savings is something I hadn't considered yet. Thanks for the idea! A car is a necessity for me, as I will have to commute eventually to and from work, and living inside the city to avoid having a car isn't really an option for me. Moving to a cheaper state/country isn't an option either as, not only would I be unwilling to move, my upcoming profession as an accountant is based upon where I live and what state I am certified in. To be clear, I don't have many of these expenses yet. I'm a college student graduating next semester still being supported by family right now. Saving money is a hobby of mine though, and I'm just thinking of ways you can live as cheap as possible. In the next year or so when I get a place of my own and start working, I'll have a lot of these expenses though, so I'm just making a list early. Biggest thing will no doubt be too find a place with low rent. That'll be worth 1000x more than mixing laundry powder...
A cheap grocery store makes a difference, but it's probably more a matter of what you buy than where you buy it. Meat typically is expensive per meal for example. Cook your own meal rather than getting ready made things as mentioned above. And avoid eating out of course.
Get second hand furniture for your place. You can find these things online.
You don't need the fancy brand clothes for 2x the price that looks the same as other brands.
Get a small car. Most in us have a car that is much larger than they need for anything they do with it. A small car is cheaper to buy and drinks less fuel. I'm not sure how car prising is in us, but I guess is and European brand cars are overpriced. Look into Asian brands. A friend has a Suzuki swift as example.
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On December 19 2016 07:30 Epishade wrote:Show nested quote +On December 19 2016 07:18 JimmiC wrote:On December 19 2016 05:48 Epishade wrote: I'm attempting to create the absolute cheapest way to live while sacrificing the least amount of happiness. Some ways I've come up with to save are:
Shop for groceries primarily at Aldi. Buy consumables (toilet paper, paper towels, facial tissues etc) in bulk online at cheapest for most quantity I can find. Buy non bulk household items (washing gloves, plunger etc) at Walmart, amazon, or jet.com, whichevers cheapest. Making my own laundry detergent. Programmable thermostat. Electric blanket and heated mattress warmer to turn down thermostat too. I found out I can get an efficient hot water heater that saves on utilities by about $100 a year, bought with a $350 rebate and a $300 tax credit. Buying energy star only appliances. Using fuel efficient car like a Prius or something and keeping air filters cleaned and tires inflated. Cutting cable and newspaper subscriptions and maybe cheaper phone plan.
What are some other ways to save money you guys can think of that I don't have? I think shopping at Aldi and Walmart and online mostly means I won't be able to use coupons, which is fine with me as those are fairly cheap already and I don't think I'll be able to save any money with coupons there. You will also want to balance the location and size of the place you live with where you can earn the most money. Then the money you do save you will want to properly invest to get the most return in a risk level you are comfortable with. I've read a lot of blogs of people who are able to retire in their early 30's based on getting to a low cost of living and saving/investing up to 70% of there income. As someone else stated most have no car as they are a huge expense anyway you look at it with fuel, insurance, depreciating asset, maintenance, tires, so on. Investing my savings is something I hadn't considered yet. Thanks for the idea! A car is a necessity for me, as I will have to commute eventually to and from work, and living inside the city to avoid having a car isn't really an option for me. Moving to a cheaper state/country isn't an option either as, not only would I be unwilling to move, my upcoming profession as an accountant is based upon where I live and what state I am certified in. To be clear, I don't have many of these expenses yet. I'm a college student graduating next semester still being supported by family right now. Saving money is a hobby of mine though, and I'm just thinking of ways you can live as cheap as possible. In the next year or so when I get a place of my own and start working, I'll have a lot of these expenses though, so I'm just making a list early.
Saving money =/= cutting costs.
The best way to save money is to increase costs and making sure investments are made into projects that increase your income.
For example:
A car is expensive, if the goal is to cut costs then you get rid of your car.
However, cars increase the distance you're able to search to find work, work increases income allowing you to save more.
So if the goal is to cut costs, get rid of the car. If the goal is to save more, then keep the car.
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Living in a dangerous neighborhood is often a good play. People wildly overestimate the danger (when calculating rents etc.), so you land on a good place on the optimization curve.
Knowing the tax system is huge.
And a lot of general costs are reduced by just knowing how to do stuff. Making clothes, cooking for yourself, doing your own plumbing/carpentry etc. is all great (making clothes unfortunately fairly difficult if you're male though).
Recreation expenses are a big deal for a lot of people. Movies/bars/dating are expensive. Now, in own my life, I've chosen to spend more on social expenses just because that's what's important to me, but I'm certainly aware I'd be doing a lot better in savings if I didn't. Video games in particular can offer insane entertainment value per dollar.
TL;DR Play a lot of Starcraft if you want to be rich.
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On December 19 2016 11:02 JimmiC wrote:Show nested quote +On December 19 2016 10:14 Thieving Magpie wrote:On December 19 2016 07:30 Epishade wrote:On December 19 2016 07:18 JimmiC wrote:On December 19 2016 05:48 Epishade wrote: I'm attempting to create the absolute cheapest way to live while sacrificing the least amount of happiness. Some ways I've come up with to save are:
Shop for groceries primarily at Aldi. Buy consumables (toilet paper, paper towels, facial tissues etc) in bulk online at cheapest for most quantity I can find. Buy non bulk household items (washing gloves, plunger etc) at Walmart, amazon, or jet.com, whichevers cheapest. Making my own laundry detergent. Programmable thermostat. Electric blanket and heated mattress warmer to turn down thermostat too. I found out I can get an efficient hot water heater that saves on utilities by about $100 a year, bought with a $350 rebate and a $300 tax credit. Buying energy star only appliances. Using fuel efficient car like a Prius or something and keeping air filters cleaned and tires inflated. Cutting cable and newspaper subscriptions and maybe cheaper phone plan.
What are some other ways to save money you guys can think of that I don't have? I think shopping at Aldi and Walmart and online mostly means I won't be able to use coupons, which is fine with me as those are fairly cheap already and I don't think I'll be able to save any money with coupons there. You will also want to balance the location and size of the place you live with where you can earn the most money. Then the money you do save you will want to properly invest to get the most return in a risk level you are comfortable with. I've read a lot of blogs of people who are able to retire in their early 30's based on getting to a low cost of living and saving/investing up to 70% of there income. As someone else stated most have no car as they are a huge expense anyway you look at it with fuel, insurance, depreciating asset, maintenance, tires, so on. Investing my savings is something I hadn't considered yet. Thanks for the idea! A car is a necessity for me, as I will have to commute eventually to and from work, and living inside the city to avoid having a car isn't really an option for me. Moving to a cheaper state/country isn't an option either as, not only would I be unwilling to move, my upcoming profession as an accountant is based upon where I live and what state I am certified in. To be clear, I don't have many of these expenses yet. I'm a college student graduating next semester still being supported by family right now. Saving money is a hobby of mine though, and I'm just thinking of ways you can live as cheap as possible. In the next year or so when I get a place of my own and start working, I'll have a lot of these expenses though, so I'm just making a list early. Saving money =/= cutting costs. The best way to save money is to increase costs and making sure investments are made into projects that increase your income. For example: A car is expensive, if the goal is to cut costs then you get rid of your car. However, cars increase the distance you're able to search to find work, work increases income allowing you to save more. So if the goal is to cut costs, get rid of the car. If the goal is to save more, then keep the car. I don't think this is true unless as an accountant you need to go to various customers place of work to earn money. If you are going to one location you can pick where you live based on public transport bike or whatever. Cars are simply one of the most expensive things you own. Most people will look for justifications to get one or two because of the status, convenience so on. But if you have not picked where you live you it is extremely likely that it will save you lots to not one.
I dunno. Housing costs a lot more than cars on the whole, and your argument is basically to increase housing costs in order to not need a car. Like, there are places where that works great (I have friends who never even bothered to learn to drive, even in the US) but not everywhere does. And in general, if you're trying to maximize on the curve, you shouldn't be in the kind of big city that would have the necessary public transit. Mid-sized city in a region with low cost of living is your best bet, which, at least in the US, means owning a car.
Incidentally, other than gas costs, cars don't have to be all that expensive if you maintain them regularly (and do what you can yourself). I have an '03 car that I have used for all sorts of crazy stuff (cross-country travel, hauling construction materials, doing donuts in the mud etc.), but I take meticulous care of it, and I've had to spend very little money in maintenance over its lifetime so far.
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On December 19 2016 12:24 JimmiC wrote: Even a city of 70000 has public transit that you could cheaply buy or rent near public transit. That being sad public transit is a pain so I get it. I really feel driving is by far the most painful way to get to work. You have to deal with stressful traffic, get stuck in rush hour and have to deal with parking. Expensive to drive and keep a car. 30 min travel each way means you lose an hour every day of your waking time achieving noting but getting in a bad mood.
Public transport you can do useful things during travel, and don't have to deal personally deal with traffic pushing and so on.
That's how it works for me, and it's really a clear preference, but I understand that in us people avoid public transport because it's what "poor people" do.
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My only problem with public transit is planning around it, its convenient to be able to dart to work if you oversleep or something. That being said I vastly prefer it to driving, my time in Rhode Island with their public transit was soooo much better than here in Virginia where you need to drive almost literally anywhere. Could also get a year long RIPTA pass for like 200-something dollars, so hard to imagine having a car top that money wise.
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