So my friends and I regularly LAN Starcraft, and after online tournament matches, or when we just get bored, what we do is we all go out as a group and we eat.
Unfortunately, I ran my allowance dry a while ago, but I have 11 years of accumulated change saved up in my room.
So I started paying for my meals this way, in mainly Quarters and Dimes.
My friend told me that this was rude, even though I organized the dimes into piles of 10 and the Quarters into piles of 4. It was easily distinguishable. I even specifically told the waitress to be careful with that, and that I already counted it for her.
She laughed at me and winked. Lol.
Which brings up my question. Is it rude to pay in coins if I pre-stack it for them?
EDIT: I paid for the meal in coins. I actually only spent like 7.85, but it was paid in coins. The lady thought I was funny.
Coin Star deducts like 5%, and I'm way too stingy to do that, especially since I'm using coins to begin with lol.
Theoretically, I could go to a bank, but I cannot drive, and thus I have to walk, which takes too much time and effort, and deducts valuable time away from my Starcraft playing pursuits :D
Of course not, coins are money just as much as anything else. People get paid to accept your money and you shouldn't feel awkward paying in that way. In fact the person receiving the money would probably appreciate the fact that you went to the trouble of pre-stacking it for them.
What I mean to say is that they might get annoyed by you paying in coins, and it could be understandable to get annoyed. but it's definitely not rude in my opinion.
On May 13 2011 14:45 prOxi.swAMi wrote: I don't think it's ever rude to be giving someone money in any kind of denomination.
Hahaha
Yeah, it's not rude at all if you organize it, etc. If you take a whole pile of change and shove it in front of the cashier/waitress, then I suppose it's rude because you're forcing him/her to count/organize/separate it.
really depends. If ur paying for a $10 meal with only 5 cent coins, then yea that damn rude, but if u r like paying wit a variety of coins, then its understandable, albeit inconvenient.
Its not like you are doing this on purpose to make waitress jobs more miserable, if anything it would be rude for the her to decline such form of payment.
I know for a fact that grocers LOVE coins. Yes, it takes a bit of time, but they usually run out of change, and buying coins from the bank costs money.
Truthfully it depends on your purpose/intention. I have bought fast food with change before and see no problem with that. On the other hand, if you pay a $100+ parking ticket with unwrapped pennies, you are obviously taking this action to be a dick (even if it is completely legal) (and whether justified or not).
I don't think its rude unless you take it too far. If you pay for a $12 meal in nickels and pennies, that is a bit mean, especially if it is a non-chain. But I think its incredibly shallow to be offended by being given pre-counted piles of money. Personally, whenever I have weird things with money I like to tip a bit more than usual, but since the waiter( or waitresses) don't know, I don't hink it makes any difference.
On May 13 2011 14:49 BloodNinja wrote: Truthfully it depends on your purpose/intention. I have bought fast food with change before and see no problem with that. On the other hand, if you pay a $100+ parking ticket with unwrapped pennies, you are obviously taking this action to be a dick (even if it is completely legal) (and whether justified or not).
yeah but parking officers can be somewhat of a dick too so it becomes an eye for an eye.
On May 13 2011 14:49 BloodNinja wrote: Truthfully it depends on your purpose/intention. I have bought fast food with change before and see no problem with that. On the other hand, if you pay a $100+ parking ticket with unwrapped pennies, you are obviously taking this action to be a dick (even if it is completely legal) (and whether justified or not).
It's not rude in your case but i do consider it rude if you are counting dimes and nickels at the counter to pay for a $5 meal when I'm behind you in line.
On May 13 2011 14:51 skyR wrote: It's not rude in your case but i do consider it rude if you are counting dimes and nickels at the counter to pay for a $5 meal when I'm behind you in line.
I stack them while waiting in line lol. I'm not a jerk ;]
On May 13 2011 14:49 BloodNinja wrote: Truthfully it depends on your purpose/intention. I have bought fast food with change before and see no problem with that. On the other hand, if you pay a $100+ parking ticket with unwrapped pennies, you are obviously taking this action to be a dick (even if it is completely legal) (and whether justified or not).
yeah but parking officers can be somewhat of a dick too so it becomes an eye for an eye.
Yes, I recognize that. Hence the "(and whether justified or not)". Last time I have heard of this done (aka on the internets), someone paid a tow truck company in pennies. Which is a much more passive aggressive move than the last in person confrontation I saw (the kid slashed the tow-trucks tires).
On May 13 2011 14:49 BloodNinja wrote: Truthfully it depends on your purpose/intention. I have bought fast food with change before and see no problem with that. On the other hand, if you pay a $100+ parking ticket with unwrapped pennies, you are obviously taking this action to be a dick (even if it is completely legal) (and whether justified or not).
I am so tempted to do that now
Be prepared to call the cops when thy don't accept it and have to sit around for a few hours.
On May 13 2011 14:52 Kyhol wrote: As long as you're not doing it on purpose to piss them off, why would it matter if you did use all change. Not everyone can pay with debit.
I challenge that by saying is it rude to come into a store and pay with a 100$ or even a 1000$ bill.
I remember a jar of pennies I accumulated over the years. I took it to the bank, and everyone there basically stared at me. Best $40 dollars I had in my life, although it weighed like 100+ pounds. I wonder where would I spend it on if I hadn't of taken it to the bank.
I worked fast food for 3 years and I can tell you from experience the only time its annoying is if you dont organize it or have it pre counted by the time you get there.
Some times people would come in in front of a long line and sit there counting it forevvvvvvvver. If you have it organized its no problem, they can take it away and count it pretty quickly since after handling money for a while it comes as second nature.
Its kind of like if someone hands you a wad of wrinkled bills and takes forever to organize and count them, rather than handing you a bunch of clean bills.
Yes there is a $1,000 bill but if one pulled one out of their wallet they would not be able to break I would think and they would be mighty suspicious.
the only time any form of change is rude is when a customer decides that they somehow want to make your life easier by making you wait for them to find exact change, or better yet that extra nickel that will allow you to return a quarter to them. It's like 'Ma'am, I'm a trained professional at counting money, exact change does not matter to me.' Also, I hate it when they give you enough money and you've opened the cash drawer and are ALREADY counting the money to give back and they hand an extra dollar and some change.
....
why people?
if you want to pay in all change, then I dont care. Especially if you pre-count it. I hate running out of change and I think that if you're paying in all change, it's because you dont have another way to pay.
On May 13 2011 14:42 XDJuicebox wrote: Hello, fellow TeamLiquid posters!!!
So my friends and I regularly LAN Starcraft, and after online tournament matches, or when we just get bored, what we do is we all go out as a group and we eat.
Unfortunately, I ran my allowance dry a while ago, but I have 11 years of accumulated change saved up in my room.
So I started paying for my meals this way, in mainly Quarters and Dimes.
My friend told me that this was rude, even though I organized the dimes into piles of 10 and the Quarters into piles of 4. It was easily distinguishable. I even specifically told the waitress to be careful with that, and that I already counted it for her.
She laughed at me and winked. Lol.
Which brings up my question. Is it rude to pay in coins if I pre-stack it for them?
Clearly the solution is to ask for her number, gl brother.
More on topic it's not rude especially if you organize the coins. Though if you are super concerned about it and/or don't like having your pockets weighed down by all that change go get some change rolls and bring them to your bank to exchange.
On May 13 2011 14:52 Kyhol wrote: As long as you're not doing it on purpose to piss them off, why would it matter if you did use all change. Not everyone can pay with debit.
I challenge that by saying is it rude to come into a store and pay with a 100$ or even a 1000$ bill.
I feel as if it's pretty rude. Even if you tell them they don't have to count it, they're still supposed to I say just find some time to go to the bank and trade your change in for some bills. It's gonna suck when you run out of Quarters+Dimes and are paying with Nickels and Pennies.
Hell if i got a ticket I'd go out of my way to piss them off. Its fine if your nice about it if you count it out for them I don't see a problem but if u pay in all pennies then u might have a problem
If they dump it on the counter and then (slowly) count it, it annoys me. Most times though they pull it out and count it quickly so it doesn't bother me much.
I personally work as a cashier and in my opinion, I don't actually care. If you have it pre-stacked that's fine by me. On the other hand if you come up to the counter and spend 5 minutes counting out $5 in dimes and nickels the person behind you may get rather annoyed.
To be honest, I have about 8 kilos of change (I'd guess around $150-$200) in a jar on my shelf which I just reach into and grab a handful every morning to pay for my coffee.
I don't think it's rude, especially if giving that change means the cashier doesn't have to give you change back.
Money is money...I don't think it's rude unless you're one of those assholes who comes in with a jar of pennies and makes the cashier count them all in front of you.
On May 13 2011 14:48 theMarkovian wrote: I know for a fact that grocers LOVE coins. Yes, it takes a bit of time, but they usually run out of change, and buying coins from the bank costs money.
Indeed. I work at a bank, and grocers lose their coins before we can refill them basically. Go all out with the coins. I don't think the waitress really cares. If anything it's something he/she can laugh about with her/his friends after work, and that's always nice.
Well i'm a cashier and I find it annoying if someone brings in hundreds of dirty pennies so i have to count them all myself. If you bring in a lot of coins then make sure you organize it first.
i've been a cashier, it's annoying no matter how they handle it (unless they roll it up). you need to verify the count in the end. also, if you dump a whole bunch of them they're gonna have to count it at the end of the day.
On May 13 2011 14:45 ShloobeR wrote: Of course not, coins are money just as much as anything else. People get paid to accept your money and you shouldn't feel awkward paying in that way. In fact the person receiving the money would probably appreciate the fact that you went to the trouble of pre-stacking it for them.
What I mean to say is that they might get annoyed by you paying in coins, and it could be understandable to get annoyed. but it's definitely not rude in my opinion.
This is pretty much my opinion. What would be rude is dumping the mess of coins on the counter and expecting her to count. That... might not be as acceptable.
I work as a cashier at a supermarket in Australia and it is actually illegal to pay in coinage that is in absurd quantities. However if properly sorted (like you said) I have no problems with it
In Australia the Currency Act limits you to a maximum of $5 worth of 5c, 10c, 20c & 50c coins and for $1 and $2 coins you can pay up to 10 times the face value of the coin. I'm not sure what is supposed to happen when you go over the limits. I guess the shop then can refuse your money.
However, most people don't know about the Act and most shops would take your money anyway.
I've had to pay for stuff that costs only $5-6 in nickels and dimes before and I felt like a dick lol. Couldn't be helped tho, so didn't worry too much.
It's definitely rude. It's a total pain in the ass. If you have it presorted, it's a little less rude, but still a bother. The only exception is prestacked quarters. The clerk/waitress/cashier will need to recount it (stores will be upset if the till is slightly off, they can't risk it) and it just wastes their time. Have you people saying it isn't rude ever worked as a cashier? I have, and coins would suck. I was at a grocery store and we never needed coins (people hardly ever pay in cash at the grocery these days).
My brother and I would sometimes pay for stuff in coins at a u-scan (about $5), so the machine did the counting. It took for ever and it seemed like other people were upset. I generally try to avoid it. I would say it's only acceptable for small amounts of money, $5 and less. The receiver will need to recount it, and even if it's stacked, counting 10 dimes a few times is time consuming.
Please just take that crap to a bank (presorted of course!)
On May 13 2011 14:59 Boblhead wrote:
No business in the us can deny US currency no matter what.
The process for you to persecute someone for refusing it would not be worth you time. I could refuse, but then what do you do? Go find a lawyer to take on the case?
On May 13 2011 14:52 Kyhol wrote: As long as you're not doing it on purpose to piss them off, why would it matter if you did use all change. Not everyone can pay with debit.
I challenge that by saying is it rude to come into a store and pay with a 100$ or even a 1000$ bill.
Is there even a $1000 bill? Lol
No there isn't a $1000 bill anymore. They took it out of circulation because it was too easy to move large amounts of cash undetected, so they force people to use many 100's now a days.
I'm a cashier too and even if they roll it up, i still gotta count those damn things. or my supervisor will be pissed...I wouldn't say it's its rude, but more like tedious for the cashier whos gotta deal with it.
It all depends on how much you've paying in change. Anything over $5 and not entirely quarters is a pain in the ass for anyone having to count it. We know it's probably all there but we still have to count it to make sure. Doesn't really matter or not if your nice about it, probably helps if you have it pre sorted out like the OP did. I'd find that awesome and very thankful lol.
I work at a grocery store and I have absolutely zero problem with people paying with change to fill in a gap if their total is like $15.87 and they give me a $20 and .87 cents.
Yeah it's not rude. If you count and stack like you're doing, it's fine. Edit: You might want to say "sorry about the coins" or something. It is a hassle for the cashier but if you're just buying lunch it's not a huge deal --- you wouldn't be paying with coins if you had something else.
I have a related story though. My girlfriend got nickel-and-dimed by her roommate, who charges a "late fee" on paying her back even though they all take turns buying household stuff and nobody else charges a late fee. My girlfriend accrued a $2 "late fee." She gave her roommate a $50 bill and 200 pennies :p
My mom likes to pay in coins to get rid of excess change. I find it kind of annoying and I'm pretty sure the people who have to wait for her to count it would find it rude.
If there aren't any lines or people waiting to buy things then I wouldn't worry about it, otherwise I'd call it rude.
i think we should get rid off all coins. there is no reason at all any more to keep coins around, and everybody who has ever been in a country which has no coins in his currency will appreciate the reduced hassle
also, the coins for the euro have to be the worst-designed ever. not only do they go ridiculously high (five euro as the lowest note is a fucking joke), also, they seem to be specifically aimed at giving old people problems telling their values
On May 13 2011 14:45 prOxi.swAMi wrote: I don't think it's ever rude to be giving someone money in any kind of denomination.
Hahaha
Yeah, it's not rude at all if you organize it, etc. If you take a whole pile of change and shove it in front of the cashier/waitress, then I suppose it's rude because you're forcing him/her to count/organize/separate it.
Yep. If you organize it, 100% cool.
If you were to just lay a handful of change out and expect them to tell you if you had enough or not, obviously you're an ass. The clear stacking you described is plenty manner.
After working in fast food for about 3 years, I actually don't mind coins if they have been recounted. When the till runs out of change, it's a bitch (at least for me) to have to go to the back and grab a roll of change to refill.
Like many said, it's only annoying if you just dump a pile of change infront of them and expect the cashier to count it for you. I'm lazy with that sort of thing so I just go with how much the customer tells me it is and don't count it. Haven't had a problem with it being the wrong amount to what they said it was.
No business in the us can deny US currency no matter what.
The process for you to persecute someone for refusing it would not be worth you time. I could refuse, but then what do you do? Go find a lawyer to take on the case?
No, you can simply call the cops. Normally that pressures them into taking it as it is Federal law. I have yet to hear of a case where a company still refused after the cops arrive on the scene.
This thread reminded me the event that happened here (lithuania) back in 1999, one famous celebrity payed his 15,000 litas fine in cents. + Show Spoiler +
On May 13 2011 15:17 Molybdenum wrote: Have you people saying it isn't rude ever worked as a cashier? I have, and coins would suck
Yes, i have worked as a cashier. I got paid to handle people's money, so i would not consider it rude for someone to make me handle their money. You're not entitled to the easiest version of your job.
Its not rude... it just sometimes can inconvenience the people you're in line with if it takes a long time. Simple fact is that money is money whether it is coins or bills. As long as you're not taking 15 minutes to pay out $8.43 because you've got nothing but pennies and nickels with a line forming behind you there's no reason to worry about it.
I had to pay for my dollar menu purchases of like ~2ish dollars in dimes and nickels once last year bc i didn't have any cash and lost my debit card. felt like a douche, but it couldn't be helped and i was hungry!
On May 13 2011 14:49 BloodNinja wrote: Truthfully it depends on your purpose/intention. I have bought fast food with change before and see no problem with that. On the other hand, if you pay a $100+ parking ticket with unwrapped pennies, you are obviously taking this action to be a dick (even if it is completely legal) (and whether justified or not).
I am so tempted to do that now
Oh my god, this is brilliant. I just got the most bullshit parking ticket today and am strongly consider this as revenge.
On May 13 2011 15:34 Skvid wrote: This thread reminded me the event that happened here (lithuania) back in 1999, one famous celebrity payed his 15,000 litas fine in cents. + Show Spoiler +
A University of Calgary student paid his tuition with more than 90 kilograms of nickels and dimes Monday, protesting the university's recent decision to stop accepting credit card payments.
Undergraduate political science student Teale Phelps Bondaroff told CBC News that he paid his spring session tuition in nickels and dimes because "the government and the university are nickel-and-diming students."
Phelps Bondaroff said his $1,037 tuition payment, to cover two classes, weighed more than 90 kilograms and was toted to the finance office in a wheelbarrow using "brute strength and determination." He said the weight nearly broke the wheelbarrow.
He said the finance office didn't seem to mind taking the payment in change, which was rolled rather than loose, and it didn't take very long to complete the transaction.
Phelps Bondaroff, who has run for the provincial New Democratic Party and is a representative on student council, said he was making a statement as a private student to protest both the scrapping of payments by plastic and high tuition.
The stunt signals "it’s time for change” in the university policy, he quipped.
"If tuition was lower, students could pay with cash," he said. "Essentially, what the university is doing with this is they're shifting the transaction costs … on to students with money transfer, or bank draft, or whatever."
The government, in turn, is squeezing students by not providing adequate funding to the school, he said.
Students first found out on March 18 that effective July 1 the school would no longer accept credit card payments for tuition. The school announced the change on its enrolment website.
“The fact that the university didn’t consult with the students is probably the worst part,” Phelps Bondaroff said, adding that the student council wasn't involved in the decision either.
He said the change has been ill-received on campus and that it could put students in a real bind. For example, student loan payments do not always come in before the date that tuition is due, forcing students to secure loans elsewhere or use an overdraft.
The university said scrapping payments by plastic would save more than $700,000 per year in transaction fees that it could invest in scholarships.
Phelps Bondaroff said that the scholarships would help a select few students, but the change would transfer costs to all students.
Full-time undergraduate students at U of C pay $4,740 in tuition, which is being hiked by 4.6 per cent, or about $200 per student, in the next academic year.
As long as you have the right amount of money sorted before you have to pay its ok. I used to hate people that would count out $20 in 10c and 20c coins for fucking 5 minutes while a line of customers behind them have a look on their face like they are going to disembowel this dude. I used to hate people who would literally throw their platinum amex at you like some rich baller, I would look them in the eye, tell them we didn't take cards and throw it back in their face. Fuckers. That felt good to get out.
Edit: Just realised I'll be paying for my ciggies with coinage today, poor bastards fighting!
To my knowledge, coins are usually preferred as it saves them from running out of change and having to refill it. Only when it gets excessive it's annoying.
To my knowledge there are laws in Germany that say how much is allowed to pay with which coins. IIRC up to 10€ can be paid for in 1 cent coins, 20€ with 2 cent coins, etc. Above that limit, cashiers are allowed to reject it, below that, they are required to accept it.
On May 13 2011 14:49 BloodNinja wrote: Truthfully it depends on your purpose/intention. I have bought fast food with change before and see no problem with that. On the other hand, if you pay a $100+ parking ticket with unwrapped pennies, you are obviously taking this action to be a dick (even if it is completely legal) (and whether justified or not).
I don't think they would take 100$ in unwrapped pennies they would probably direct you to a bank to get your exchange... O i forgot the bank needs them wrapped before they will take them.
But No it is not rude to pay in change it is all money one way or another it gets spent like all the rest.
fun fact: the average American family accrues 400-500+ dollars in change a year.
Depends on how much the item is to be honest. I don't think it's too bad if its just less then $15 but it sort of would get extremely annoying for the cashier to be counting your change for $30. I suggest getting them in rolls, you'll look much more professional that way.
On May 13 2011 14:52 Kyhol wrote: As long as you're not doing it on purpose to piss them off, why would it matter if you did use all change. Not everyone can pay with debit.
I challenge that by saying is it rude to come into a store and pay with a 100$ or even a 1000$ bill.
Is there even a $1000 bill? Lol
Canada used to have 1000 dollar bills up till the early 80s or something...
Honestly I just want to say use common sense for this question. Giving change is not rude, but there's a point when it gets outrageous (when you start bringing in bags of coins)
On May 13 2011 14:52 Kyhol wrote: As long as you're not doing it on purpose to piss them off, why would it matter if you did use all change. Not everyone can pay with debit.
I challenge that by saying is it rude to come into a store and pay with a 100$ or even a 1000$ bill.
Is there even a $1000 bill? Lol
Canada used to have 1000 dollar bills up till the early 80s or something...
Sounds glorious...imagine how much easier it would be to rob a bank??
Money is money , i dont think its rude as long as its not done on purpose in large amounts. Im also sure that some local shop will gladly exhange all the coins you have if you ask tbh. ( or atleast here they would ) :>
In the UK you can pay for stuff using stamps, I shit you not. here anything that bares a denomination and the monarchs face is legal tender, assuming it is still in active circulation.
I used to be a milk man and alot of the old folks paid in stamps, they would simply attach them to a piece of paper, i thought it was weird at first but i got used to it... I've even been in to a shop and paid with stamps myself since (it was only something worth like 99p), the woman behind the counter looked at me funny and I said "Its legal tender, you either accept it or I will need to speak to your manager" to which she then got her manager. When he arrived, I said "Your staff member is refusing legal tender" and the manager looked at me, as though trying to decide if I was a nut job, and then told her to take the stamps lol.
Its not something I would recommend doing, but unless there is a sign up saying "we do not accept stamps as payment" technically they have to take it.
On topic: payment is payment, its rude to not pay..... ;p
I've actually been thanked for paying in coins before when the person is short in change. They normally get low on coins and have these huge wraps of coins in cashier
On May 13 2011 15:49 Cocoba wrote: Depends on how much the item is to be honest. I don't think it's too bad if its just less then $15 but it sort of would get extremely annoying for the cashier to be counting your change for $30. I suggest getting them in rolls, you'll look much more professional that way.
Keep in mind Canada has a $2 coin. The US goes up to what, quarters?
I don't see why it would be rude. I usually apologize in advance just in case though letting them know that I don't really want to be paying in coins either. If someone were looking to be rude they'd probably just shove 5 bucks worth of pennies into the cashier's face. If you're paying 5 dollars in 1 cent coins you probably should convert it to easier to manage money though...
On May 13 2011 15:49 Cocoba wrote: Depends on how much the item is to be honest. I don't think it's too bad if its just less then $15 but it sort of would get extremely annoying for the cashier to be counting your change for $30. I suggest getting them in rolls, you'll look much more professional that way.
Keep in mind Canada has a $2 coin. The US goes up to what, quarters?
Silver Dollar is one of the largest coins we have, there is a rumor of the U.S having a 5 dollar coin that used to be minted but no longer can any one confirm that rumor i have a running bet with a friend that it did not exist but have yet to check it out.
I work retail, and have to cashier a lot. I don't consider it "rude" per say to pay with a lot of change. I do consider it a pain in the ass and will hate you. Why? Because I do my job as I am supposed to, and we're supposed to count out everything, whether you organized it or not. I have to make sure every stack of 10 dimes really is 10 dimes.
In the grand scheme of things, it's a lot better than most of the things I have to put up with daily, but I still think "goddammit" every time someone does.
On May 13 2011 14:52 Kyhol wrote: As long as you're not doing it on purpose to piss them off, why would it matter if you did use all change. Not everyone can pay with debit.
I challenge that by saying is it rude to come into a store and pay with a 100$ or even a 1000$ bill.
Is there even a $1000 bill? Lol
Canada used to have 1000 dollar bills up till the early 80s or something...
Sounds glorious...imagine how much easier it would be to rob a bank??
I remember one of my teachers last year talking about how his father bought sheets of $1000 bills(the ones that haven't been cut yet) when the Bank of Canada announced they were discontinuing the $1000 bill. They're worth quite a bit now, still legal tender too.
On topic though: I pay for my lunch in coins everyday. Perfectly fine. I think cashiers like it when you pay in coins, they don't need to give you change (or at least less change). Well to be honest, I guess under a certain amount they like it, cuz then at one point they gotta start counting "a lot." I guess under $20 would be zero problems whatsoever. I cringe more when I have to break a bill to pay for something I can pay in coins though.
Assistant manager at a restaurant, if any of my employees complained about it being rude I would tell them money is money and a customer is a customer, so just take the money with a smile. It's not rude, you are just being a customer.
I work in a family owned market and we just weight the coins anyway. I would not consider rude in those circumstance unless the coins come way too disorganized and/or dirty/smelly (sometimes they do). If it's organized in rolls or shorted, I think it's perfectly ok. Sometimes we do like to get extra change like that, so we don't need to go to the bank and get more change. It may save some visits in that week.
Your mom or dad can't drive you to the bank? I think it's a bit inconsiderate to make 1,000 small transactions a minor hassle because you don't want to go to the bank to make 1 transaction so you have paper money.
Not sure if it's been mentioned before, but in Denmark there is a rule that says that shops are allowed to decline payments of 20 coins or more i believe it is.
Probably because some dude once came in with a bag of the smallest currency to pay for bread in a local shop because he wanted to piss off the owner.
On May 13 2011 15:49 Cocoba wrote: Depends on how much the item is to be honest. I don't think it's too bad if its just less then $15 but it sort of would get extremely annoying for the cashier to be counting your change for $30. I suggest getting them in rolls, you'll look much more professional that way.
Keep in mind Canada has a $2 coin. The US goes up to what, quarters?
Silver Dollar is one of the largest coins we have, there is a rumor of the U.S having a 5 dollar coin that used to be minted but no longer can any one confirm that rumor i have a running bet with a friend that it did not exist but have yet to check it out.
I would imagine the most commonly used coin above a quarter now is the Sacagawea dollar. http://en.wikipedia.org/wiki/Sacagawea_dollar I've only gotten these as change a few times and are probably not much less rare than a $2 bill
On May 13 2011 15:49 Cocoba wrote: Depends on how much the item is to be honest. I don't think it's too bad if its just less then $15 but it sort of would get extremely annoying for the cashier to be counting your change for $30. I suggest getting them in rolls, you'll look much more professional that way.
Keep in mind Canada has a $2 coin. The US goes up to what, quarters?
On May 13 2011 14:47 frodoguy wrote: really depends. If ur paying for a $10 meal with only 5 cent coins, then yea that damn rude, but if u r like paying wit a variety of coins, then its understandable, albeit inconvenient.
The maximum purchase you can make with the 5c coins in australia is $5. http://www.ramint.gov.au/faq/ Is there a limit on the number of coins I can hand over to the shopkeeper in a store?
Yes. The Currency Act stipulates the rules outlined in the table below. Denomination Quantity 1c & 2c Maximum of 20 cents 5c, 10c, 20c & 50c Maximum of $5 $1, $2, $5 & $10 Not exceeding ten times the face value, inclusive ie a maximum of $100 for $10 notes (10 x $10) Any other denomination To any value
Anyhow i like using small change to pay for parking meters.Or i will put in $45 of diesel and pay $40 in notes and $5 in loose change.Small change is a hassle to get rid of although the US penny would be alot worse than the 5c coin.
All I thought of when I read this was when I was in a huge hurry the other day, and the guy in front of me had over 10 fucking coupons he was trying to use. Some weren't scanning, and he was complaining that one of them should have given him $2 off instead of $1 off, so the cashier had to get a manager. He took over 4x the amount of time he should have...
So I learnt from this topic that if girl smiles and/or winks that's the time to strike... sucks because that means I could've had like 500 gfs by now. You people are from Mars or what?
@Topic:
After few years I collected like 3 big jars of coins and I decided to spend it, I can't remember any awkward moments or something.
Depends on how you do it. If it is organised, and you are not giving them 30 + coins then its fine. especially if it is a business which runs out of change a lot.
If there is a place you go to all the time you might want to reconsider always paying in coins though.
Why the hell would it be rude? It's money just like any other form. If you don't like it, just get on over to the bank and exchange it.
If a waiter/cashier/whatever refuses payment in coins they should honestly be fired lol. In fact most stores would be overjoyed to accept coins. One time I bought 2 drinks and paid 52 coins (price was 5.20 rmb) and the cashier was overjoyed.
being a cashier i didn't mind coins too much but it all depended on the amount of what you are paying for, i worked for a sporting goods store so not many people were coming in to buy guns and camping gear with change, but counting out a couple dollars in change for a couple dollar purchase was not that big of a deal.
And even though you pre-stack the coins the waiter/waitress/cashier will have to count them all anyways just to make sure, part of the job.
it's not rude, it's fucking annoying for the guy that has to count it though. like really fucking annoying. it ain't cool if you're bringing 50+ coins unless they're all quarters
I go to visit my girl in B.C. Canada all the time. If try to buy something that costs $4 with a $20 biil they stand there & stare at me like I'm crazy.
I went out one night with some friends and because other plans didn't work, we decided to hit up a strip club. Now I really wasn't intending on going to one so I didn't have a ton of cash on me, but I had enough for the cover + perhaps a lap dance. After the cover I thought I had two twenties so I asked a stripper if I could get a lapdance for 40 instead of 50. She was hesitant at first but gave in and I got my dance. When it was time to pay it turned out I didn't have two twenties...I had a twenty and three fives. After scrounging around my wallet for a good minute, I ended up paying the extra with two twoonies and 4 quarters. She said she had to do laundry anyway and could use the change but obv. it was a pain and not very polite considering I already bargained for a cheaper lapdance.
Overall paying for a change imo is a pain for the server/cashier/etc., so I would say it's a BIT impolite. However, if you are just paying for food, and not trying to impress anybody, if I were in your shoes I wouldn't care one bit.
If it really is an issue though, you can always go to the bank and exchange it for bills....then you will end up with change though after you pay in bills . I'd keep paying in change in your situation.
A really good question is did you ask yourself if you would be annoyed if you had to be the cashier counting all the coins? Cause I think if you would honestly be alright with it than there is nothing to really worry about. Personally I feel it's a little annoying just because it's very time consuming but if your in no rush and there isn't a mad mob behind you, and the worker isn't off work for a couple hours there is no harm in it at all. Well guess I contradicted myself there. Good luck with your coinage good sir
I feel guilty if I tip with small change, because it feels like "Yeah, I want to get rid of this change, so I'll dump it in your hands" instead of "thank you for your great service!"
If you're organizing it, then yeah, that's fine. I disagree with all the people who say "of course it's not rude, it's their job to take money" though. I used to work as a cashier at a restaurant, and it's obnoxious enough if somebody pays for a $30+ meal completely in $1 bills. It's my job to count the money yes, but making me count coins is like intentionally leaving a mess because it's the janitor's job to clean up the place.
I don't think it is rude, alot of stores are actually glad to get the change. My dad owns a chinese takeaway and oddly last night he was saying how happy he was that someone paid in change as he needed it baddly xD Money is money I guess.
On May 13 2011 17:15 Dracid wrote: If you're organizing it, then yeah, that's fine. I disagree with all the people who say "of course it's not rude, it's their job to take money" though. I used to work as a cashier at a restaurant, and it's obnoxious enough if somebody pays for a $30+ meal completely in $1 bills. It's my job to count the money yes, but making me count coins is like intentionally leaving a mess because it's the janitor's job to clean up the place.
You have a point but personally I find refusing perfectly good money that has an agreed-upon worth even more obnoxious and annoying.
On May 13 2011 17:15 Dracid wrote: If you're organizing it, then yeah, that's fine. I disagree with all the people who say "of course it's not rude, it's their job to take money" though. I used to work as a cashier at a restaurant, and it's obnoxious enough if somebody pays for a $30+ meal completely in $1 bills. It's my job to count the money yes, but making me count coins is like intentionally leaving a mess because it's the janitor's job to clean up the place.
You have a point but personally I find refusing perfectly good money that has an agreed-upon worth even more obnoxious and annoying.
I don't think anyone has actually been refused for using change. Just that it might be considered rude because it takes longer and is more of a hassle instead of card/cash.
I think it's fine as long as you're not being obnoxious and you're trying to make it easier for the person who's counting your money to count the money.
it's not rude. what gets me pissed is when someone comes in and just dumps coins everywhere and tells me it's all there... THEN proceeds to get mad at me because i take a while to count the coins.
or when it's a $20+ order and none of the coins are quarters.
She laughed and winked. I don't think people laugh and wink at other people because they think the are rude. Also you should have hit that.
Also your friends are probably embarassed, because they think it makes you and by extension them look poor. They however won't say that and say this instead.
Like everyone said as long as you organize and stack the coins for them I don't see the problem.
Nothing rude about it... Money is money, everytime you go buy stuff you forge a contract between the other party and yourself with the conditions of "good/service you - amount of money me". As long as you fulfill your obligation everything is O.K.
Den står i møntlovens § 4 stk. 3, der fastslår følgende: "Ingen har pligt til i én betaling at modtage mere end femogtyve mønter af hver enhed".
Basicly it says: In the law considering coins § 4 p. 3 it says: "Nobody are required to accept more than twenty five coins of each different coin for a single payment."
Hope that made sence. I've been a clerk at a supermarked for 2½ years, and tons of people pay with coins (but okay, in Denmark we have a coin that's worth around 4 dollars). Doesn't matter. It's still money and you're in your right to do it.
Of course it's rude, take the effort of rolling up your coins and depositing them at the bank and stop being a hassle to waitstaff who are literally making less than minimum wage. It's ridiculous that the US doesn't have limits on how much you can pay in coins, but just because they don't doesn't make it socially acceptable.
If you are over 18 and think that this is acceptable behavior, you should seriously consider the possibility that you are socially and emotionally stunted, and probably unknowingly embarrass yourself in numerous other common situations.
On May 13 2011 14:52 Kyhol wrote: As long as you're not doing it on purpose to piss them off, why would it matter if you did use all change. Not everyone can pay with debit.
I challenge that by saying is it rude to come into a store and pay with a 100$ or even a 1000$ bill.
Is there even a $1000 bill? Lol
Canada used to have 1000 dollar bills up till the early 80s or something...
Depends how busy it is. I know if someone whaps out coins to pay for a couple of drinks then I can get annoyed if there's 10 other people waiting to be served. If it's empty however, don't really care. Money's money.
It's only rude if you're paying for somethign in a ridiculous amount of coins. Like for example, a 15 dollar mean in pennies or some shit. Otherwise I see no problem with it.
tbh as you're not paying a ridiculous amount like $100 bux, most shops/restaurants will prob b quite happy as that gives them change to use. It's actually much more frustrating to get large bills coz then you'll have to find change and it's very cumbersome. I work in the service industry atm so i'm speaking from experience.
It is annoying however if it happens in front of you while you are standing in a line if the casier is forced to count a bazillion coins. Same goes for when people want to first pay with their card, then get a cash withdraw (go to a bank "#%%#%") and while they are at it turn in their lotto numbers. It may not be rude in a lot of situations if you have it organized and it can happend quickly , but elsewise I do find it somewhat rude.
It's not necessarily outright rude per se (like most people aren't doing it with the intent of being jackasses) but it is inconsiderate. Time is money and when a server has to spend minutes counting if you payed in coins at the expense of spending that time serving someone else they are losing out on other possible sales/tips.
edit: Just take an afternoon to roll your coins and get some bills.
I don't see why it would be rude to pay with only coins, if you are using quarters and dimes to pay for relatively expensive things you can just roll them and I promise you that nobody will unwrap them to count every coin and they will end up not really caring. If you walk into a restaurant with a jar full of coins and start putting hand fulls of coins on the table then they will be really pissed off.
On May 13 2011 14:49 Torte de Lini wrote: I think the only person who hates it are the people who have to wait behind you if you aren't prepared with the counted coins.
I hate paying with coins just cause of what you just said, people usually look annoyed when someone infront of them are slowly inserting coin after coin
Also, to be ontopic. Paying with coins is not rude, however getting your panties bunched up cause someone are doing it is rude..
I think it's stupid in the first place to charge weird amounts and make people accumulate a bunch of inconvenient denominations. Even before that, you shouldn't even mint pennies. It's useless. Here's your item, that's 990 won. What? Not 1,000 won? Great, now I can afford to go to that booking club in Gangnam. Thanks for weighing down my pockets.
It can be rude to other people in line if you shopping at a store imo. I once stood behind a guy paying for a Nintendo Gamecube in 1 SEK and 5 SEK coins (a gamecube was maybe 1500-2000 SEK), which was rather annoying!
To be honest it depends on the day. If you happen to be paying somewhere on the very day they ran out of change chances are the employees will be more than glad to have your quarters. Otherwise most of the time you'd be better off changing that money at a bank.
Girls laugh and wink when they want you to hit on them. Shame on you for not following it up.
Go to bank, get coin rolls(or what ever), spend 30 minutes of your day rolling all your coins, no need to count your coins anymore. I also don't think it's rude to pay in all coins, as well it's illegal for them not to accept it.
its totaly okay to pay with coins. money is money who cares. most of the time they have an empty change and be happy about my coins. But after we got a good cofe machine at my company i put everything into it. on this awesome stick who saves my credits its my way to spend all my coins :D
I dont see why it would be rude. As said in previous posts I can only imagine the store would need change. I would heistate way more to buy a 10 cents gum witha 100 dollar bill.
On May 13 2011 17:15 Dracid wrote: If you're organizing it, then yeah, that's fine. I disagree with all the people who say "of course it's not rude, it's their job to take money" though. I used to work as a cashier at a restaurant, and it's obnoxious enough if somebody pays for a $30+ meal completely in $1 bills. It's my job to count the money yes, but making me count coins is like intentionally leaving a mess because it's the janitor's job to clean up the place.
You have a point but personally I find refusing perfectly good money that has an agreed-upon worth even more obnoxious and annoying.
I don't think anyone has actually been refused for using change. Just that it might be considered rude because it takes longer and is more of a hassle instead of card/cash.
Coins are cash, but what you really meant was credit card/notes? It is still legal tender that they still have to accept the payment if there was debt incurred, such as going to a restaurant and paying after the meal. It does have agreed upon worth by both parties.
No business in the us can deny US currency no matter what.
Not sure about US. At least in Finland you can pay in only coins and no one will really be bothered - the shops need the change.
However, some smaller stores will sometimes have signs with like "Do not pay with a bill over 100€" or something
They can do that for in some cases for counterfeiting purposes, but it is still legal tender. They cannot refuse for paying with incurred debt via lower denominations like 2000 pennies or so ( in the case of a restaurant where the trader pays after the meal ).
On the Canada.gc.ca site, the currency act doesn't exist and neither is there a page for it...
Paying in coins can be rude but in the end it's all about how much you're paying and how you go about it. If it's something around $5 or less I usually don't care unless it's very quarter short. Though there gets to be a point where counting the change can be a hassle. Whenever I pay in coins I tell the person I'm sorry for the inconvenience in advance.
As for making stacks in a dollar for people, as good hearted as that is, we really can't trust it. My boss once gave me a lecture because my drawer was a quarter short. It was his own wife's fault for hijacking my register and being stupid. >=[
On May 13 2011 19:10 Lori_ftw wrote: Are you kidding me? No! Money is money, no matter in what form.
Wrong. If you tried to pay a $30 bill with 3,000 unrolled pennies then it IS rude. This isn't a black and white issue. Even the detail of stacking the coins vs. plopping handfuls of change down makes a HUGE difference.
Nah its not rude. I usually dump my 10c and 20c for drinks at convenience stores. Try paying a bus fare with a 20 and see drivers grumble and curse as they scavenge for change. They think that is rude but its not my fault a return trip will cost me well over 5 dollars ):
Haha paid for a full tank of gasoline with coins a few weeks ago, can tell you that the man was not happy and that he never ever wanted to have us as customers ever again. The man was filling up the gas for us then taking the coins, aw it was fun =)
its not rude because : 1- they want you rather to pay with coins then not to go there 2- its their job 3- what are coins useful for if you dont buy sth with them?
I don't think it's rude, as someone pointed out - most businesses welcome change. I however feel quite awful when I do that myself, not sure why though. Though now a days I tend to save all my coins until I get a nice sum, then make a deposit into my bank account instead. However, since my bank is quite cheap they've decided to take 20% of the deposited coins as theirs - even though the service is fully automated.
...so I deposit them into my girlfriend's bank account instead and have her transfer the money to me. Since her bank does not take anything for depositing money when it's not done over counter. So if you feel uncomfortable paying with coins, I'd suggest depositing the coins.
Edit: Though I think if you'd pay something expensive with coins, I can understand that the person behind the counter and the people waiting in line might become slightly irritated.
If you're going to pay with coins on bills that are larger than a few dollars you should really wrap them. Stacking them in the first place is nice, but it's still a bitch trying to handle all of it and it would be even nicer if they were wrapped to begin with.
I think it's ok to pay in coins for everything apart from home delivery.
If you order pizza and you give the guy a bag of change, knowing that he'll probably have to carry it around for a bit more until he finishes his deliveries, it's a pretty low blow, and they might remember you in the future.
On May 13 2011 19:50 sVnteen wrote: its not rude because : 1- they want you rather to pay with coins then not to go there 2- its their job 3- what are coins useful for if you dont buy sth with them?
Point 1 is not neccesarily true. If you come in with large bags of small coin to pay for something that takes forever to count, yes I do think there are places that would rather have you go somewhere else.
On May 13 2011 19:51 ohGr wrote: I don't think it's rude, as someone pointed out - most businesses welcome change. I however feel quite awful when I do that myself, not sure why though. Though now a days I tend to save all my coins until I get a nice sum, then make a deposit into my bank account instead. However, since my bank is quite cheap they've decided to take 20% of the deposited coins as theirs - even though the service is fully automated.
In my country it is acceptable to pay with any denomination until you have 100 pieces of the same denomination, so this means in dimes (I think thats 10c) you can pay up to $10. What this does is also means that if a store is overloaded with one denomination they must either disperse it between registers or take it to a bank.
However often you will find that stores actually prefer at least 1 customer a day pay fully in coins because they will run out of coins purely by natural attrition of people usually not paying in coins and using notes. (In Australia we have coins up to $2 so its not like america with $1 and $2 notes) often in stores which are smaller the 1 and 2 dollar coins run out quickly.
Also another thing which is a common trend for Australia is most of the guys have coin cache's (like you have) and most of the girls tend to try to get rid of them as soon as possible and try to always pay in exact change.
I think a lot of people here is missinf the point. no it is not rude to pay with coins. However natrually it is a bit rude if you need to use over 300 coins to pay something. But honsetly how often will that happen normaly? You need to see the difference betwen "Is it rude to pay with coins?" and "Is it rude to deliberately pay with a shitload of coins just to be annoying", because that is what a lot of you are talking about.
Edit: also most shops are overjoyed that you pay with coins, because they need it for change, and if they don't ahve the coins they need to get it from the banks which will take a fee, and so they save money when you pay with coins.
On May 13 2011 19:42 wakefield wrote: in the UK you can take them to be bank and they just exchange them for you, doesnt this happen anywhere else?
In the US it depends on the bank. The one I used when I lived in Wisconsin would do it. As far as I know none of the banks near me in New York now will unless you bring the coins in pre-rolled. Seems kind of back-asswards to me; I'd rather put the coins through the counter than trust that the customer counted and rolled them correctly.
As far as the OP...as long as you've sorted them and stacked them neatly there should be no complaint. It probably causes less delay than the cashier having to wait for their supervisor to go get them change when they run out. Whatever annoyance there is, IMO, comes mostly from having to count down the drawer when you close for the day. Bills are easier to count. In a small business though, getting plenty of change from the customers means you don't have to go buy change from the bank as often so it's worth the minor annoyance of having to count it.
On May 13 2011 20:10 TheGlassface wrote: I've had so many people just flat out say, "I will not take this." Including banks.
And I'm like... "but it's legal tender..."
The definition of legal tender is that they have to take it. I would tell them that next time...
That being said, I dont think its rude unless its all pennies. A waiter/ waitress may not like it much as a tip, but I still wouldnt say that its rude.
A large group of foreign students (all dressed the same, with the same haircut, and wearing mirrored aviators) all paid in very small denominations of change to get on the bus. It took a lot of time for them to all get on the bus as they tried to shove the thousands of coins into the change thingy.
I ended up missing my transfer and it costing me an hour to get on the next one.
Rude or not?
(the bus driver told them not to pay like that anymore; the next day they paid with 4-5 coins each)
It's much more rude for them to try not to take your money than for you to try and use it. Maybe places that don't want to accept change should fix their prices for round numbers and not contribute to my collection of annoying to carry shiny metal.
On May 13 2011 20:54 FliedLice wrote: It's still money.I mean you have to get rid of that stuff somewhere...
Many places (gas stations or small drugstores for example) are very thankful when you pay smaller things with coins because they often do not have that much change to give out.
You shouldn't pay only with Cents tho :p
And it depends on the circumstance: if there is a big line behind you and you pay more than just 1 or 2 bucks with small coins I would consider it rude.
@ Jinglehell Yeah, I really hate those stupid prices :p
Personally, i think you worry too much. I normally wonder if im beeing rude when i tell people to fuck off, or beeing bm on internet (but with that funny smile that kinda makes it all a joke at the end).
On May 13 2011 19:10 Lori_ftw wrote: Are you kidding me? No! Money is money, no matter in what form.
Wrong. If you tried to pay a $30 bill with 3,000 unrolled pennies then it IS rude. This isn't a black and white issue. Even the detail of stacking the coins vs. plopping handfuls of change down makes a HUGE difference.
You're in the USA and you have the currency act of 1965 or something... The concept of "rude" doesn't make a difference for this purpose.
And there's the "This note is legal tender for all debts, public and private." It's not an object, but an offer... and they can't simply a payment of debt and they can't sue you for not paying the debt after they refused to accept that payment... They can choose not to do business with you, but going to eat at a restaurant means you incurred debt after the meal.
On May 13 2011 20:55 Wonderballs wrote: Story:
A large group of foreign students (all dressed the same, with the same haircut, and wearing mirrored aviators) all paid in very small denominations of change to get on the bus. It took a lot of time for them to all get on the bus as they tried to shove the thousands of coins into the change thingy.
I ended up missing my transfer and it costing me an hour to get on the next one.
Rude or not?
(the bus driver told them not to pay like that anymore; the next day they paid with 4-5 coins each)
It's cheaper for them to just buy a bus pass if they get on the bus regularly with at least more than 30 trips/month ( without transferring ) at least in Canada that is.
I counted out 36 pennies yesterday and a shit load of change for my ice cream. There was no one else there and I counted them out for him so I don't think it was that bad, also the guy looked depressed already. You shouldn't really worry about it, the only way I see this would be rude is if there's a ton of people behind you and you count slowly.
Why/how do you accumulate that much in the first place? Having a total cost where it's convenient to give the cashier a few of you small coins occurs so often that I never had the problem of change accumulating.
But why would you have to create rolls when bringing lots of coins to a bank? They have those machines where they just throw in the coins and the machine counts&sorts them.
change is the best you could pay the people, atleast germans are always needy for change. Some other countrys already changed prices so there won't be those stranger numbers. Like 7,96 etc. Though if you have to search 4 minutes to pay while a ton of people are waiting its quiet rude. When i did some jobbing as a waitress i always prefered if people gave me the correct change nothing is more evil then to see your change draining with every customer ^^. (well excluding the stuff of course when i could accept tips)
PS: in germany people doesn't have to accept the payment if its only in 1,2,5 cent coins and above a certain worth (don't know the exact numbers though).
I worked as a cashier for a long time, and when it comes to coin handling, there are a few points that need to be followed in my opinion.
- Don't hand them a roll and expect them to count it out for you
- Don't hand them a handful of mixed coins and expect them to count it out for you
- Don't pull out all your change and start counting it out once you're at the front of the line. Know exactly how much you have and make sure it's not more than 2 coin types.
Truth be told, a customer paying in 100% quarters was a godsend, because people would literally come into the store, buy a stick of gum and pay for it with a 20, asking me for quarters in change
On May 13 2011 21:23 Stropheum wrote: I worked as a cashier for a long time, and when it comes to coin handling, there are a few points that need to be followed in my opinion.
- Don't hand them a roll and expect them to count it out for you
- Don't hand them a handful of mixed coins and expect them to count it out for you
- Don't pull out all your change and start counting it out once you're at the front of the line. Know exactly how much you have and make sure it's not more than 2 coin types.
And if one of the coin types is pennies, try to avoid lines, unless you're incontrol's size.
It depends. For smaller purchases, I'd say, "No." but I've had a customer who came into the store on a very busy day to buy a PS3 with dimes, nickels, and pennies. While money may be money, the amount of time that was spent counting it took a lot of time away from helping other customers so in that situation, I'd say it's pretty rude and unreasonable. Even if you're stingy as hell, you could go to a bank on your own time and exchange that money for bills so there's really no good excuse for coming into a store with 2 jars of coins to make a purchase...
Order a cheeseburger, put a bunch of coins on the counter as the cashier turns away, and when he turns back to you, push the coins toward him/her and say:
On May 13 2011 21:26 LegendaryZ wrote: It depends. For smaller purchases, I'd say, "No." but I've had a customer who came into the store on a very busy day to buy a PS3 with dimes, nickels, and pennies. While money may be money, the amount of time that was spent counting it took a lot of time away from helping other customers so in that situation, I'd say it's pretty rude and unreasonable. Even if you're stingy as hell, you could go to a bank on your own time and exchange that money for bills so there's really no good excuse for coming into a store with 2 jars of coins to make a purchase...
LOL, someone really did that?
I lost a bet once and paid my friend the 10 bucks in 1000 Cents(went even to a bank to change:p)because I was so pissed off about that, but I would never dare to pay a PS3 with coins.
On May 13 2011 20:10 TheGlassface wrote: I've had so many people just flat out say, "I will not take this." Including banks.
And I'm like... "but it's legal tender..."
Actually, a couple of people have mentioned this already, it's possible that it wasn't legal tender. Here's an excerpt from wikipedia which directly applies to New Zealand, but I'd say other countries have similar policies in place:
As at 2005 banknotes were legal tender for all payments, $1 and $2 coins were legal tender for payments up to $100, and 5c, 10c, 20c, and 50c silver coins were legal tender for payments up to $5. These older style silver coins were legal tender until October 2006, after which only the new 10c, 20c and 50c coins, introduced in August 2006, are legal
Aside from this, In response to OP's question, I'd say it isn't rude at all to pay in coins rather than notes or electronically.
On May 13 2011 15:14 DTrain wrote: In Australia the Currency Act limits you to a maximum of $5 worth of 5c, 10c, 20c & 50c coins and for $1 and $2 coins you can pay up to 10 times the face value of the coin. I'm not sure what is supposed to happen when you go over the limits. I guess the shop then can refuse your money.
However, most people don't know about the Act and most shops would take your money anyway.
Are you serious? I paid for $12 worth of chocolate with 20c and 50c coins just today, those things are massive! I didn't think it was that many to count. Ive also paid with more than 10 $1 and $2 coins before as well. Gonna go look up this legislation now to see what the penalties are.
Legal tender only means you can't be taken to court if you have tried to pay in that manner.
It doesn't mean it doesn't count as payment, it means that refusal of payment of legal tender can't be taken against you.
For the uk it's this:
Legal tender has a very narrow and technical meaning in the settlement of debts. It means that a debtor cannot successfully be sued for non-payment if he pays into court in legal tender. It does not mean that any ordinary transaction has to take place in legal tender or only within the amount denominated by the legislation.
Both parties to a transaction are free to agree to accept any form of payment whether legal tender or otherwise according to their wishes. In order to comply with the very strict rules governing an actual legal tender transaction it is necessary, for example, to offer the exact amount due because no change can be demanded.
Coins are legal tender throughout the United Kingdom for the following amounts:
£5 (Crown) - for any amount £2 - for any amount £1 - for any amount 50p - for any amount not exceeding £10 25p (Crown) - for any amount not exceeding £10 20p - for any amount not exceeding £10 10p - for any amount not exceeding £5 5p - for any amount not exceeding £5 2p - for any amount not exceeding 20p 1p - for any amount not exceeding 20p
Copypastad from the royal mint website.
So whilst you *can* still pay your debts in amounts above those, if they're accepted, if you're refused for trying to pay 100 pennies, you have to give them an alternative.
DO NOT use CoinStar (I think it takes 9% off the top). Go get a student account at TD Bank (no minimum balance or fees) and they let you use their coin counting machine for free. It's worth it and I guarantee you you have a lot of cash right there. I've gotten almost $300 before and that was nowhere near 11 years' worth!
I vote bite the bullet and wrap em up. I always get my little sister or gf to roll my change lol. The sum will look nicer in your bank account and comes with all kinds of convenience.. you could probably wait till your patching or something tho ;p
Yeah it is. Stop being an idiot and go to a counting machine to get bills back to make everyone's life easier. Just as dumb as paying for a $2 item with a $100 bill.
On May 13 2011 22:13 deathserv wrote: DO NOT use CoinStar (I think it takes 9% off the top). Go get a student account at TD Bank (no minimum balance or fees) and they let you use their coin counting machine for free. It's worth it and I guarantee you you have a lot of cash right there. I've gotten almost $300 before and that was nowhere near 11 years' worth!
Don't banks change money for free? They have to in Germany, they even have to replace banknotes which are ripped into pieces to some degree.
dude take ur fucking coins to the bank and get cash... this is retarded imo.... no one wants your change.... suck it up either go to the bank or coinstar... people probably think you're stupid for paying in coins all the time.. especially when u say ur too lazy to go to bank but ur out eating $20 meals for coins...
On May 13 2011 22:23 stickyickynugz wrote: dude take ur fucking coins to the bank and get cash... this is retarded imo.... no one wants your change.... suck it up either go to the bank or coinstar... people probably think you're stupid for paying in coins all the time.. especially when u say ur too lazy to go to bank but ur out eating $20 meals for coins...
TL;DR : it's rude because you'e too lazy to go change the coins into cash.. therefore, it wouldn't not be rude because its on purpose
On May 13 2011 15:49 Cocoba wrote: Depends on how much the item is to be honest. I don't think it's too bad if its just less then $15 but it sort of would get extremely annoying for the cashier to be counting your change for $30. I suggest getting them in rolls, you'll look much more professional that way.
Keep in mind Canada has a $2 coin. The US goes up to what, quarters?
We also have 50 cent coins, but trying to use them is a pain in the ass. They're rare enough that most places of business (or their employees) think they're fake.
On May 13 2011 15:49 Cocoba wrote: Depends on how much the item is to be honest. I don't think it's too bad if its just less then $15 but it sort of would get extremely annoying for the cashier to be counting your change for $30. I suggest getting them in rolls, you'll look much more professional that way.
Keep in mind Canada has a $2 coin. The US goes up to what, quarters?
We also have 50 cent coins, but trying to use them is a pain in the ass. They're rare enough that most places of business (or their employes) think they're fake.
On that note, I just want to add that the euro is the dumbest fucking currency system ever. Do you europeans carry around 10 pounds of change at all times?? God that is so annoying.
The US goes up to $1 but no one uses that crap. Typically, a train ticket dispenser will have those loaded in it if you see them anywhere, and getting one makes you want to put your foot through the damn thing
Your behavior is not rude. It is only rude if it is difficult to count and transport the coins.
When I was broke, I would use pennies to pay for the bus. Since the money acceptors were poorly designed, they could get easily jammed if you weren't careful. So the bus driver would sometimes just smile and give me a free ticket rather than risk the coin acceptor getting jammed.
I've worked as a cashier in a few different places, and change never bothered me either.
I remember being younger paying with coins and this asshole that made me walk to a bank and get the coin rolls. I was 12-13 at the time.
Anyways, if you have a TON of coins, I'd suggest just going and getting those rolls anyway. It'll save you and the cashier some time. Should make them easier to carry around and you can figure how much money you have pretty quickly too.
On May 13 2011 14:49 XDJuicebox wrote: Speaking of pennies, what should I do with all of mine?
bank IMO. but i think you have to put them in rolls or something. Here in canada, not to long ago BMO (Bank of Montreal) started offering the same service as coinstar or whatever, but with a 0% rake, so dunno , check your banks! It's not rude, but its inconvenient for a waiter to take 20$ of quarters and dimes in their little waist bags or whatever they are called were they keep their money/change. But i wouldn't give a shit, especially if i told whomever im paying that it will be in change prior.
Whether or not it's rude is really dependent on who you're paying. In theory, it shouldn't be (assuming you've organized the money in an easy-to-transfer fashion), money is money.
The only time I found it rude when I was a cashier is when those stupid ass people would just plop down a pile of coins and just stare at me, ESPECIALLY when I had a huge line.
But when they would actually take the time to count it out and hand it to me, in say, piles of a dollar, then of course I didn't mind. In fact, I was usually running low on quarters/dimes so it helped me.
All in all, it's not rude if you aren't a douche about it. Take the time to count it out yourself and don't put it all into one huge pile.
Best bet is to roll them. Of course people take advantage of that. I used to work in a grocery store and people would roll change and put obscenely wrong amounts of change in them, Like 34 quarters and 45 pennies. Eventually I made people walk ten feet over to the coinstar and dump the change in that because I didn't want to end up short at the end of the day. Made them mad, but they're essentially stealing so fuckem.
If it's around $3-5 range, dimes and quarters are ok I guess. If you start hitting more than that though, it's pretty annoying for a place like a restaurant. Grocery stores I imagine don't mind it as much.
If you meal is under $5, and you are using dimes and quarters, that seems fine. If you are approaching the $15-20 range that is going to be annoying and I would say rude, as the person just has to recount it anyway. I have never met a waiter that would just believe you handed them the right amount of coins.
It's unacceptable if there are people in line behind you and the denominations are really small. If you are the only person, it gives the cashier something to do.
But yeah personally I think you're a bit of a dick for doing it.
It's annoying, but working at GameStop its something that happens far too often for me to care about. I will say this though, I would much rather have a kid meticulously count his change and be right on the money than a kid his same age throwing down 80$ to pay for a 40$ game in sweaty sock money.
I don't get why one would save his change in a jar. Instead of spending your change, you withdraw money all the time for a new purchase and then you go and deposit your change in that fucking jar again?
It's not that rude(except for the extreme cases), but it's incredibly stupid.
Yeah it's a little rude. A $1 candy bar at the convenience store is alright, $4 lunchs and such in dimes and nickels... well, just put yourself in the waiter's position. But if you have a bank account you can deposit them without any of that stupid coinstar tax. I don't know if a bank will still exchange coins for paper if you don't have an account with them, but if you've got a lot of coins I guess you can ask your parents to use their account.
On May 13 2011 14:42 XDJuicebox wrote: Hello, fellow TeamLiquid posters!!!
So my friends and I regularly LAN Starcraft, and after online tournament matches, or when we just get bored, what we do is we all go out as a group and we eat.
Unfortunately, I ran my allowance dry a while ago, but I have 11 years of accumulated change saved up in my room.
So I started paying for my meals this way, in mainly Quarters and Dimes.
My friend told me that this was rude, even though I organized the dimes into piles of 10 and the Quarters into piles of 4. It was easily distinguishable. I even specifically told the waitress to be careful with that, and that I already counted it for her.
She laughed at me and winked. Lol.
Which brings up my question. Is it rude to pay in coins if I pre-stack it for them?
WTF? How in the world can that be constituted as rude, unless you make others wait forever by being on a line in convenience store or something, which even isn't the scenario being addressed by OP. I guess many people have different perspectives on the matter.
No business in the us can deny US currency no matter what.
That is completely false, we do not accept bills larger than $20, and I surely would not accept a pile of pennies or nickels either. There is NO law that enforces such a thing.
At the same time I think quarters are always welcome in all cash tills. (I love quarters) And dimes are also ok, just don't come with nickels and pennies.
Who cares if it´s rude or not, if they don´t like it just take your money somewhere else. Here, money is money, so don´t worry as long as you pay your bill lol it doesn´t matter how
Who cares about it, they should do their job thats all they have to do, count money/give back change... it's such a hard job, only profesionals can do that!
My dad sent me to pay some bills for him in rolls of $2 ($50 per rolls) every time he sent me, people looked at me weird. -.- I still don't think it's rude though if it's rolled up. Stacked can be quite rude depending on how much you're paying though.
I think what we are all really asking is if its more rude to kill someone with marines or zerglings than with thors and siege tanks or broodlords and ultralisks?
It's considered rude if you don't place them neatly or it's more than $3-4 give or take. Basically at the point where the waiter/waitress can't pick them up in one go imho is where it crosses the line.
Back in high school a couple of guys paid with pennies as a "protest" against the food in the cafeteria getting healthier. It's funny, but it's also a douchey thing to do to the cashiers and everyone behind you. The two aren't mutually exclusive.
As I guy who's been working behind the cashier for quite a while let me tell you this: We don't care. I've had schoolchildren who bought a gift on behalf of the class - each classmate had pitched in 20kr or so, in very small coins. It didn't take more than a minute to count; it's not a hassle. I've never had a guy bring me only pennies tho - danish law forbids that - but that would suck, agreed. But really, I don't care, I'm paid the same either way - some of the other customers might think it sucks tho.
I say it's perfectly fine if you have it organized or otherwise clearly and easily accepted (as the OP did). Icing on the cake if you count it out for the waiter/waitress as well - normally if it looks close enough they probably won't even bother to check to make sure. Although that probably depends on where they work since if the boss pitches a fit over being a penny or nickel short at the end of the day they probably have to count it out twice :p
Coin is legal tender so its not really fair for people to complain about being paid. Its their fault for being lazy and I say go for it! My family paid for a meal for 4 with all quarters and dimes and the cashier got mad at us, but in the end we still got to eat and he had to count it all.
In Sweden the grocery stores have these kind of machines where you put all your coins if you pay with em. Really easy and fast solution actually. But yeah, I remember before the machines when you where scraping together coins to buy something and you gave the cashier a bunch of coins and had him or her count all of them... I felt like a dick sometimes. :p
Dumping a bag of change on the counter during rush hour to pre-pay for gas, without telling me how much it's even close to, then walking out and picking up the nozzle so that I can't authorize the pump after I count all of it is pretty fucking rude.
People like that, I just put the change aside and deal with other customers until I'm not busy. Let them stand outside in the cold with a dry pump for all I care.
My problem with coins, is that every place seems to charge to count them and give bills. Including the banks and credit unions around me...
i have a lot of coins, i need to get rid of... =/
when i was younger i used to buy games with all pennies and nickels i picked up off the ground... =D the store refused to sell to me =/ My mom forced them to bring over the manager, as i was like 10 using my own money lol. took the cashier almost 30 minutes to count to the 40 dollars, which is quite funny, as i kept causing them to lose count etc, by repeatedly complaining it was taking to long.
When I was in college I had a part time job working as a cashier at Sam's Club. Once I had a woman pay for a $1000+ order with over 500 $1 dollar bills and a variety of 20s 10s and 5s. It's definitely rude to pay in small denominations in a checkout line situation because you're stalling the line and putting the cashier in a high pressure situation to quickly count this fairly large sum of money up so they can move on. There are situations where it's not a huge deal, like if the order is small and no one else is waiting on this getting resolved but generally you should avoid it. Honestly cash in general is probably something to be avoided as cards are so much more convenient.
On May 14 2011 09:37 LarJarsE wrote: In my opinion, it is not rude at all. In America, it's the law, companies must accept legal currency for service or goods.
I don't even live in America but I'm pretty sure this is not the case. The whole "It's legal tender!!!" only means that the money is a valid payment for debts. That does not mean any company(a grocer for example) has to accept everything you offer. They have legal rights to deny payment in pennies if they feel like it. In almost all cases, a company which provides non-mandatory services can completely deny service to a customer with or without a reason.
On May 13 2011 14:49 BloodNinja wrote: Truthfully it depends on your purpose/intention. I have bought fast food with change before and see no problem with that. On the other hand, if you pay a $100+ parking ticket with unwrapped pennies, you are obviously taking this action to be a dick (even if it is completely legal) (and whether justified or not).
yeah but parking officers can be somewhat of a dick too so it becomes an eye for an eye.
Yes, I recognize that. Hence the "(and whether justified or not)". Last time I have heard of this done (aka on the internets), someone paid a tow truck company in pennies. Which is a much more passive aggressive move than the last in person confrontation I saw (the kid slashed the tow-trucks tires).
On May 13 2011 14:49 BloodNinja wrote: Truthfully it depends on your purpose/intention. I have bought fast food with change before and see no problem with that. On the other hand, if you pay a $100+ parking ticket with unwrapped pennies, you are obviously taking this action to be a dick (even if it is completely legal) (and whether justified or not).
"A payment in coins is legal tender for no more than the following amounts for the following denominations of coins:
-forty dollars if the denomination is two dollars or greater but does not exceed ten dollars; -twenty-five dollars if the denomination is one dollar; -ten dollars if the denomination is ten cents or greater but less than one dollar; -five dollars if the denomination is five cents; and -twenty-five cents if the denomination is one cent."
Personally I think it's actually great to pay in coins because most small stores/shops (7/11s, small grocery stores etc) lack them, and it actually helps them out.
If you hand someone a nasty handful of coins that you scraped off the bottom of your car mat, yeah its rude as hell. I don't mind taking people's change at all if it's not fucking nasty like it normally is when people give you change.
Getting rolls of coins is like a godsend because you know the person thought of how shitty they were being for paying you in coins in the first place.
So ultimately, if you're giving change that doesn't have some sort of shit caked onto half of it, no it's not rude.
Having worked retail and resteraunt when i was young i wouldn't say it is rude per se but it is definitely annoying. If you offer a brief explanation out of courtesy i can't imagine most rational people being that upset though. However paying something that costs a lot(over 20$) in coins is a bit over the top. Also having done a bit of illegal entrepreneurial work in high school and college i would slap the shit out of someone coming to me with coins so coinstar to buy some weed.
On May 14 2011 09:46 proxY_ wrote: When I was in college I had a part time job working as a cashier at Sam's Club. Once I had a woman pay for a $1000+ order with over 500 $1 dollar bills and a variety of 20s 10s and 5s. It's definitely rude to pay in small denominations in a checkout line situation because you're stalling the line and putting the cashier in a high pressure situation to quickly count this fairly large sum of money up so they can move on. There are situations where it's not a huge deal, like if the order is small and no one else is waiting on this getting resolved but generally you should avoid it. Honestly cash in general is probably something to be avoided as cards are so much more convenient.
its more rude to pay with a huge denomination note, like £100 note at a café or something... I think cashiers are allowed to refuse to accept this though by law, not sure
In my experience shopkeeper's actually want coins, because they usually lack coins and it saves the cashier (at supermarkets) having to go to other tills to get coins for your change. As long as you pre-count at least some of it then I don't think it matters. And if you don't pre-count it, then the only person you're going to piss off is the guy behind you, or the cashier if their lunchbreak is soon or something
I often work at the cash register at my job. When guests use change I don't really mind as long as they don't just flop it all over the counter which a lot of people do. If you are paying for your meal with mostly coins you should at least present it to me in a manner that wont hold up the flow of the line.
Often I will ring up an order and the guests will literally just hand me a a palm full of change, most of the time more than what the order is. I only find it annoying because it is just more time that I have to use to ring up this person that is being taken from the next person.
When people pay for their meal in mostly pennies it is pretty annoying, but I kind of feel sorry for these people and get over myself.
A cashier will never run low on change. Under each cash register (As far as Arby's goes) there is a safe to hold only rolls of coins. If you find that you are lacking coins, you can grab whatever change you need and exchange it for bills to balance your drawer.
Say your guests change is $1.94 and you find that you only have $1.93. You can unlock this change safe, pull out two rolls of pennies in exchange for 1 dollar and give the guests his proper change.
i work at a grocery store and we have people do this all the time. personally it depends on the amount. anything over $5 and i tell my customers to use the coinstar which is already in the store. if it's mainly nickels and pennys then you'd better be buying a candy bar. so if you're going to a restaraunt and buying a $20 meal i'd think thats rude. but if your at dennys and you got a grandslam then who gives a @#$%. lol
coins are legal tender and valid for all debts, pubic and private so if someone has a problem tell them that the alternative is that they get no money...and I think that its perfectly fine to pay in coins, if a little inconvenient it doesn't matter money is money. also a lot of places have coins that are worth more than fractions of notes of currency, i mean there are 2 euro coins its just the US that seems to think a dollar must be paper so I think its perfectly fine
On May 14 2011 09:46 proxY_ wrote: When I was in college I had a part time job working as a cashier at Sam's Club. Once I had a woman pay for a $1000+ order with over 500 $1 dollar bills and a variety of 20s 10s and 5s. It's definitely rude to pay in small denominations in a checkout line situation because you're stalling the line and putting the cashier in a high pressure situation to quickly count this fairly large sum of money up so they can move on. There are situations where it's not a huge deal, like if the order is small and no one else is waiting on this getting resolved but generally you should avoid it. Honestly cash in general is probably something to be avoided as cards are so much more convenient.
Strippers are people to.
There are banks for this type of shit.
If you have a ton of singles, go to a bank and exchange them for bigger bills. It'll be more convenient for you and for the person that has to count your damn change. Same goes for coins. A lot of banks offer free coin counting service as long as you have an account with them. It's really easy to get a free account to, so there really should be no excuse to pay in coins.
Personally, I don't think it's rude, but it's annoying as hell as a worker to have people pay for shit like that.
I have worked retail and i can tell you, its not rude, but it does make me hate you with a fiery passion that you will never know. and i will shit talk to living crap out of you when you leave.
I worked at gamestop and have had people pay for new games in change and i dont care if you arrange it in stalks or not, i still have to count it and its just more work i dont want to do. I have never thought the person was rude who did it however, i just never liked them because your making me do more work then i normally have 2 because you didnt want to go to a bank
currency is currency. it isn't rude. 4 quarters is just the same as a dollar. always pay for my coffee with coins. it's just a handy way to get rid of change
Money is money. Sure it's not as convenient as getting cash, but if someone pays me in coins I wouldn't complain, as long as I'm getting paid something :D
Honestly, how is it more terrible to ask a cashier to count your money that you are paying for your food, for example, than to ask them to scan your food? You could just scan your food at the self-checkout machines...
The service provided by the cashiers is a service that we pay for by buying the store's things.
On the issue of whether the store can deny payment in coins in the U.S., I don't believe there is a law that says, "payment can be denied if it is offered in coins", or some such. Therefore if someone refuses to accept payment, instead of calling the cops, you can just take the Jumbo bag of Snickers bars, count out your coins, and leave.
If they call the cops, then good, you can explain that you are paying in legal tender and they cannot refuse payment just as they cannot refuse payment to a black, American Indian, or poor person.
Also, as a cashier some of the time (at a deli), I find it annoying if it's excessive but I always appreciate people that count it out (which is most people) instead of expecting me to figure it out.
Honestly, how is it more terrible to ask a cashier to count your money that you are paying for your food, for example, than to ask them to scan your food? You could just scan your food at the self-checkout machines...
The service provided by the cashiers is a service that we pay for by buying the store's things.
On the issue of whether the store can deny payment in coins in the U.S., I don't believe there is a law that says, "payment can be denied if it is offered in coins", or some such. Therefore if someone refuses to accept payment, instead of calling the cops, you can just take the Jumbo bag of Snickers bars, count out your coins, and leave.
If they call the cops, then good, you can explain that you are paying in legal tender and they cannot refuse payment just as they cannot refuse payment to a black, American Indian, or poor person.
On the issue of whether the store can deny payment in coins in the U.S., I don't believe there is a law that says, "payment can be denied if it is offered in coins", or some such. Therefore if someone refuses to accept payment, instead of calling the cops, you can just take the Jumbo bag of Snickers bars, count out your coins, and leave.
Any store in the U.S. can refuse service, so if you are paying in coins I can politely say "Please leave the store sir" and that will be the end of that. Good luck calling the cops when the store is doing nothing illegal.
United States coins and currency (including Federal reserve notes and circulating notes of Federal reserve banks and national banks) are legal tender for all debts, public charges, taxes, and dues...
There is no Federal statute mandating that a private business, a person or an organization must accept currency or coins as for payment for goods and/or services.
United States coins and currency (including Federal reserve notes and circulating notes of Federal reserve banks and national banks) are legal tender for all debts, public charges, taxes, and dues...
There is no Federal statute mandating that a private business, a person or an organization must accept currency or coins as for payment for goods and/or services.
But if you're paying for rent, they can't refuse you as it is already debt incurred...
I dont get why you just go and donate it to some helpful organisation. They always have people around who would be thankful a bunch of coins in order to support a good project. Why so penny-pinching? Get a job and pay stuff like a man with your earned money, not like a homeless guy. Maybe i cant understand because I would rather be hungry since it would make me ashamed to pay my 10€ bill with like 80++ coins. Fortunately I dont have that kind of problems because im a soldier and very well paid tho :D
On May 14 2011 08:56 Soviet_Birthday wrote: Coin is legal tender so its not really fair for people to complain about being paid. Its their fault for being lazy and I say go for it! My family paid for a meal for 4 with all quarters and dimes and the cashier got mad at us, but in the end we still got to eat and he had to count it all.
Money is money....if they don't want cash, they won't be a cash business. That being said, if you came in with like $50 in pennies, they do have the right to refuse that payment.
But if it is quarters and dimes, and I'm guessing you are paying for roughly...$20 meal? I don't see how that would be an issue. When I worked at a pizza place, some days I'd have loved to have gotten change since we run out often.
Can't you just take your coins to your bank and deposit them to your account? I took 27€ worth of small coins that had accumulated in my drawer to the bank and it took me like 5 minutes.
On May 14 2011 08:56 Soviet_Birthday wrote: Coin is legal tender so its not really fair for people to complain about being paid. Its their fault for being lazy and I say go for it! My family paid for a meal for 4 with all quarters and dimes and the cashier got mad at us, but in the end we still got to eat and he had to count it all.
¯\_(ツ)_/¯
Your family is classless trash, my condolences.
Is this insult appropriate?
And the word "cash" means both coins and banknotes/federal reserve notes/central bank notes and they are perfectly valid for use, and cash is legal tender.
Yeah, my bad, they sure showed that 'lazy' waitstaff who makes less than minimum wage who's boss by making them count all of their dirty coins! This is pretty much the epitome of classlessness and his attitude towards waitstaff is repugnant; 'classless trash' is a legitimate description for behavior like that.
A restaurant can't legally refuse my payment in bills if I wipe each bill under my sweaty armpit in front of the server either, but it's not like that makes it acceptable behavior.
If you're going to pay in coins, fucking roll them. Presenting the coins divided into nice pre-counted piles is saying "I have the ability to roll these coins, I just chose not to because I'm lazy".
On May 14 2011 15:08 Komentaja wrote: On the issue of whether the store can deny payment in coins in the U.S., I don't believe there is a law that says, "payment can be denied if it is offered in coins", or some such. Therefore if someone refuses to accept payment, instead of calling the cops, you can just take the Jumbo bag of Snickers bars, count out your coins, and leave.
If they call the cops, then good, you can explain that you are paying in legal tender and they cannot refuse payment just as they cannot refuse payment to a black, American Indian, or poor person.
If they call the cops you will be arrested for stealing the Snickers. There is no law that says you are allowed to do business with anyone you want. They can simply tell you to pick up your coins and get the fuck out my store and you can't do anything about it.
Legal tender, as explained probably 50 times in this thread, means the money is a valid payment for debts, not that any store HAS to take your money.
On May 14 2011 18:46 blah_blah wrote: Yeah, my bad, they sure showed that 'lazy' waitstaff who makes less than minimum wage who's boss by making them count all of their dirty coins! This is pretty much the epitome of classlessness and his attitude towards waitstaff is repugnant; 'classless trash' is a legitimate description for behavior like that.
A restaurant can't legally refuse my payment in bills if I wipe each bill under my sweaty armpit in front of the server either, but it's not like that makes it acceptable behavior.
if the staff are making less than minimum wage that store has already got big problems =/
here in germany there's a law (we have laws for everything...) that says when a cashier at a supermarket can refuse to accept payment in coins. I can't remember the details, but I think it's something like 25 coins. There's also this thing in Germany though, where a bride pays for her bride dress shoes solely in pennies, so it's a grey area I guess
My family owns a deli(http://www.cheeseboutique.com). I worked the cashier for many a year. This is my view on it, because you pre stacked the money it is not bm in the slightest. But say that you spread all your money over the counter and took 5 mins to count each penny while there was a long line behind you is EXTREMELY bm. Your friend is just being an uptight nerd. The main issue is if there is a line because your not only annoying the cashier your annoying the 5 people behind you too.
Any store that refuses to take your money weather it be coins or gold nuggets probably won't be in business very long.
On May 14 2011 18:46 blah_blah wrote: Yeah, my bad, they sure showed that 'lazy' waitstaff who makes less than minimum wage who's boss by making them count all of their dirty coins! This is pretty much the epitome of classlessness and his attitude towards waitstaff is repugnant; 'classless trash' is a legitimate description for behavior like that.
A restaurant can't legally refuse my payment in bills if I wipe each bill under my sweaty armpit in front of the server either, but it's not like that makes it acceptable behavior.
if the staff are making less than minimum wage that store has already got big problems =/
It's legal and common in many states in the US to pay restaurant servers less than minimum wage assuming that they will make it up in tips. This is also legal in Quebec and Ontario, but they can only pay 50c/hr less than minimum wage, whereas in some states you can legally pay waitstaff around $3 or $4/hr.
Its not rude, it just has a chance to slightly annoy the person at the till (which depending on what kind of person you are, can be funny or embarrassing)
Since you took the time to organise the change, nah man there's nothing wrong with it
Being a sales clerk, there is never a problem accepting change in moderate amounts as long as it is organized. The problem comes in when someone buys an item for $65 and then pay in dime and quarters. At the place I was working at, we could only put about 5 dollars change in the deposit. Also, it takes a longer time than you think to count $30 in dimes (and then to recount them when you come up short for your day).
It's situational, I would expect it's a little annoying but at the same time getting high notes is annoying when businesses can run low on change. I laughed at this topic because last night I was desperate to order a pizza but had no money on me, I pretty much raided my coins aswell. I didn't look the guy in the face to be honest because I thought it was a bit rude, but he took my word for it and didn't even check it.
I work at a gas station, trust me, I see more change then Obama could ever promise.
My standard reaction to it is 'meh'. I get paid by the hour, I really don't care about you OR how you're paying. However, there are two situations that annoy me. Either when you hold up the line for other people (don't move to the side and let me help others while it's being counted). Or, if you refuse to let me help and you either count it wrong, or count it slowly. Unlike some other replies I've skimmed through here, I actually prefer counting the change for the customer because people are dishonest, lazy, and nervous about paying in change... 18 nickles sure does look a lot like 20... Yes you can stack them in neat little groups of 5, but that's actually impractical when there's 4 other people standing in line behind you.
On May 13 2011 14:44 XDJuicebox wrote: Theoretically, I could go to a bank, but I cannot drive, and thus I have to walk, which takes too much time and effort, and deducts valuable time away from my Starcraft playing pursuits :D
If that is the reason why you are paying in coins - yes, then it is rude.
It's fine to do this for purchases < $5.00, in my opinion, especially at convenience stores, ice cream parlors, or fast food places (if you do it with fast food/ice cream I would honestly consider giving a tip since they usually have a jar out). All those places generally need change.
Real restaurants isn't very nice, however. Even if you're paying in all quarters it's still not very easy for the waitstaff.
you guys have no social sense if you think it is ok to go into a restaurant and pay with all coins. go to the freakin bank. presenting like $15-20 worth of coins is a huge pain in the ass for a server because they have to take the time to count, then they have to carry a pocket full of change around all day until they can get cashed out. sooooo annoying.
i at least hope you're tipping 20% if you're gonna be so annoying.
last comment: it also makes you look broke as a joke. maybe you don't care, but try going out with a girl and attempting to pay in change...
Cashiers are usually happy to get coins, because usually everyone pays with bills and they run out of coins. Although a large number of coins would be annoying I imagine. Keep purchases small. Sometimes coins are not acceptable though, like if you are making a drug purchase. A drug dealer doenst want to spend the time counting your coins. Even the $1 and $2 coins we have here in Canada are annoying for these kinds of purchases.
I used to work at a restaurant supply store and I've had a man pay $2000 in singles and another man pay $300 in dollar coins, the only thing we didn't accept was coins in rolls because people would put washers in the middle of the rolls. Change didn't bother me much because several times a day I would need to go and get a few rolls of change from the cash room anyway.
I'm so surprised at how many people think it is not rude to pay in coins. It is rude. I would be embarrassed if my friend paid his bill at a restaurant in coins.
Put yourself in the waitress's shoes. Let's say your friend owes you 25$ and he pays you back in 100 quarters. I'd tell him to keep his quarters and pay me back when he has bills. Who wants to carry around 100 quarters!
Unfortunately a restaurant doesnt have the advantage you do of telling your friend he is being a dick and so they have to take it.
when i have too much coins, i prestack them and pay with them and i dont think its rude unless yo just drop them off and they have to waste their time counting all of it.
The local store I go to for groceries has a machine that you put coins into. This means the speed is set to however fast you can put money into it, which makes it horrible for larger sums, but nice for smaller ones since there is no counting involved.
Small sums is always alright, but somewhere around 50 coins it gets rude...
Firstly it's legal tender, so they have to honor it. And secondly a lot of places I go to are sometimes low on change, to the point of having to ask for it, so I'm sure you're doing them a service. Plus it isn't exactly needed to carry around 10 bucks worth of change in your pants, so you're helping yourself out as well.
Now, going to Walmart and buying a TV with 100 dollars worth of loonies is a dick move, so don't do that. But anything around 10 bucks worth of change is fine.
On May 14 2011 18:46 blah_blah wrote: Yeah, my bad, they sure showed that 'lazy' waitstaff who makes less than minimum wage who's boss by making them count all of their dirty coins! This is pretty much the epitome of classlessness and his attitude towards waitstaff is repugnant; 'classless trash' is a legitimate description for behavior like that.
A restaurant can't legally refuse my payment in bills if I wipe each bill under my sweaty armpit in front of the server either, but it's not like that makes it acceptable behavior.
if the staff are making less than minimum wage that store has already got big problems =/
It's legal and common in many states in the US to pay restaurant servers less than minimum wage assuming that they will make it up in tips. This is also legal in Quebec and Ontario, but they can only pay 50c/hr less than minimum wage, whereas in some states you can legally pay waitstaff around $3 or $4/hr.
in other words they don't make less than minimum wage. if they do (lack of tips), by law the employer's required to make up the difference.
On May 15 2011 04:34 rocky13 wrote: I'm so surprised at how many people think it is not rude to pay in coins. It is rude. I would be embarrassed if my friend paid his bill at a restaurant in coins.
Put yourself in the waitress's shoes. Let's say your friend owes you 25$ and he pays you back in 100 quarters. I'd tell him to keep his quarters and pay me back when he has bills. Who wants to carry around 100 quarters!
Unfortunately a restaurant doesnt have the advantage you do of telling your friend he is being a dick and so they have to take it.
Definitely rude.
Paying with 100 coins is rude. But if I pay about <15 euros with 5-10 so coins I see no reason why that should be considered rude. If I have enough change to make up the difference of what I pay to the next lower bill I have, I almost always pay the difference in coins. What else would I do? If I didn't I'd accumulate more and more coins. Counting a few coins doesn't take the cashier more time than searching for change.
Firstly it's legal tender, so they have to honor it. And secondly a lot of places I go to are sometimes low on change, to the point of having to ask for it, so I'm sure you're doing them a service. Plus it isn't exactly needed to carry around 10 bucks worth of change in your pants, so you're helping yourself out as well.
Now, going to Walmart and buying a TV with 100 dollars worth of loonies is a dick move, so don't do that. But anything around 10 bucks worth of change is fine.
It's amazing how common a misconception is. They don't have to accept any form of payment that is 'legal tender', at least not here in the US unless it's debt incurred(they hand you a bill after the fact). In some countries(including Canada) they even have limits to the amount of change that can legally be used in one transaction.
the "low on change" bit doesn't work very well at sit down restaurants. People almost always round to the nearest dollar. I've never heard of a waiter or waitress giving someone coins for change.
On May 13 2011 14:47 frodoguy wrote: really depends. If ur paying for a $10 meal with only 5 cent coins, then yea that damn rude, but if u r like paying wit a variety of coins, then its understandable, albeit inconvenient.
I did this once.. in a grocery store. It felt like the people at the back of the line wanted to stab me or something. lol.
I worked for the government a few years back, and one lady paid for a $30 transaction in change. We dont need coins, ever. Everything is either $5, 9, 12, 15, 20, 30 or 75 +/- $1 donation. We can't give out change either, nor do we make change for any customers, it's not allowed. I honestly preferred the guy who paid for a $9 with $100 bill.
Everyone who saw her pay gave her a dirty look as well, as did my coworkers who were like 'wtf is he doing counting coins'. While I sat there counting it, my manager came up to her and told her 'We dont take more than $1 in coins' (we take any amount, just hate it), and so the lady then was given her pennies, nickels, dimes and quarters back, and she paid by credit card.
However, the OP is nice enough to put them in batches so they equal a dollar, instead of dumping coins at me like an old British stripper (you feel sorry for her, but don't want to spend too much on her, so you toss the change at her). I wouldn't mind it if the coins are organized, but a random mess, no thank you.
On May 15 2011 04:34 rocky13 wrote: I'm so surprised at how many people think it is not rude to pay in coins. It is rude. I would be embarrassed if my friend paid his bill at a restaurant in coins.
Put yourself in the waitress's shoes. Let's say your friend owes you 25$ and he pays you back in 100 quarters. I'd tell him to keep his quarters and pay me back when he has bills. Who wants to carry around 100 quarters!
Unfortunately a restaurant doesnt have the advantage you do of telling your friend he is being a dick and so they have to take it.
Definitely rude.
Paying with 100 coins is rude. But if I pay about <15 euros with 5-10 so coins I see no reason why that should be considered rude. If I have enough change to make up the difference of what I pay to the next lower bill I have, I almost always pay the difference in coins. What else would I do? If I didn't I'd accumulate more and more coins. Counting a few coins doesn't take the cashier more time than searching for change.
I agree paying with coins are common practice in europe (I do currently live in europe). If you keep paying with bills, your coin stack will go up really fast. Some people even have a dedicated wallet for just coins (a coin bag basically). No, restaurants/shops shouldn't be able to complain.
However, on the other hand, this largely depends on the currency value as well. Imagine if you pay, for example, Korean Won, in coins? That......could be considered quite rude.
On the side note, supermarkets are a great place to dump coins, they circulate lots of coins and are not unhappy to see them.
On May 13 2011 19:10 Lori_ftw wrote: Are you kidding me? No! Money is money, no matter in what form.
Wrong. If you tried to pay a $30 bill with 3,000 unrolled pennies then it IS rude.
.... /faceplam
No one has 3000 unrolled pennies. In 99,9% cases it's max 10€ with coins (mostly 10c/50/1€). Its not rude, if you don't have excessive amounts of coins.
Paying for anything with more than 20 coins is dick move. I'm sure many people disagree with me, with good reason, but that's really just how I feel. Honestly, just take the 5% haircut from the coin machine and pay in bills.
I see no problem at all in paying with change, it is not rude nor inconvenient. Folks have to count change money, it's something they have to do every day, and the more change they get the best.
On May 16 2011 14:07 InsideTheBox wrote: Paying for anything with more than 20 coins is dick move. I'm sure many people disagree with me, with good reason, but that's really just how I feel. Honestly, just take the 5% haircut from the coin machine and pay in bills.
Coinstar is a practice of usury and it's 8.9% and that furnishes further grist for their mills. The less fortunate people who find 'spare change' to buy something lose even more than necessary. It's an extra usury charge on poor people.
Pick up the babes with that bro chyeaa. I would just go change it for dollars if it was me. We used to roll pennies/nickels/dimes into stacks with a machine we had and take it to the bank to exchange for bills.
I find that it's pretty unpleasant if I am dining out with my friends and one decides to pay in exact change (some instances even completely COINS) and not consider the tip. I tip fairly close to 15-20% but when I have to pay for people who do this regularly it's unpleasant, annoying, and rude. While it's still money, I find that it's pretty unpleasant to have to deal with a lot of coins, let alone have two parties deal with large sums of coins (and waiting for people to count especially when there's more on the social agenda...). I suppose it doesn't matter as much if it's more casual dining.
It seems from my observations that its pretty shysty (in short, cheap) if people that pay with a lot of coins in a big/sizable social outing and seems to me to be a blunder to pay a sizable sum in coins in a dyadic social meeting (one on one eg: dates / meetings / etc). It could be from the culture I am from but that's how I see it.
However, I think depending on the situation it's not a big deal but in certain situations I think it's unpleasant and reflects poorly on someone who pays in coins in situations where it is clearly cumbersome, why not go to a bank? I go to the supermarket or convenient stores, and sometimes pay with a lot of change, and probably a variety of food joints, so I suppose it depends on the situation.
On May 16 2011 14:07 InsideTheBox wrote: Paying for anything with more than 20 coins is dick move. I'm sure many people disagree with me, with good reason, but that's really just how I feel. Honestly, just take the 5% haircut from the coin machine and pay in bills.
Coinstar is a practice of usury and it's 8.9% and that furnishes further grist for their mills. The less fortunate people who find 'spare change' to buy something lose even more than necessary. It's an extra usury charge on poor people.
Hard to call it usury (at least in the modern sense of the word) when one can take rolled change into their own bank without a fee (many banks even provide use of a Coinstar machine free to their customers). It provides a service for a price, in the same spirit as e.g. getting your taxes done by a professional instead of doing them yourself. Is there some percentage at which this becomes reasonable? Because establishments can set the overhead percentage on their machines individually, and most set it to lower than the default.
Now, e.g. check-cashing establishments in poor neighborhoods are definitely usurious and reprehensible, but I can't say that this particular issue bothers me at all.
VERNAL, Utah -- A Utah man has been cited on a charge of disorderly conduct after paying for a disputed medical bill with 2,500 pennies.
The Deseret News of Salt Lake City reports Jason West went to Basin Clinic in Vernal on May 27 prepared to dispute an outstanding $25 bill.
Assistant Vernal Police Chief Keith Campbell says that after asking staff members whether they accepted cash, West dumped 2,500 pennies on the counter and demanded that staff count them.
Campbell says the incident upset staff because pennies were strewn about the counter and floor, and West's action served "no legitimate purpose."
Police later issued the 38-year-old West a citation for disorderly conduct. That carries a fine of as much as $140. Or 14,000 pennies.
just noticed last post was half a month ago hopefully this was ok^_^
I work at a gas station, and the only time it pisses me off is when someone throws a completely random pile of change down on the counter and says "I want this much on gas" and then runs through the door without even telling me which pump they are on.
Not rude at all! Maybe if you just carried a random bag of change and dropped it while only pennies and nickels and forced them to count it lol. Pre-counted and organized is no different than bills.
On May 13 2011 15:34 Skvid wrote: This thread reminded me the event that happened here (lithuania) back in 1999, one famous celebrity payed his 15,000 litas fine in cents. + Show Spoiler +
A University of Calgary student paid his tuition with more than 90 kilograms of nickels and dimes Monday, protesting the university's recent decision to stop accepting credit card payments.
Undergraduate political science student Teale Phelps Bondaroff told CBC News that he paid his spring session tuition in nickels and dimes because "the government and the university are nickel-and-diming students."
Phelps Bondaroff said his $1,037 tuition payment, to cover two classes, weighed more than 90 kilograms and was toted to the finance office in a wheelbarrow using "brute strength and determination." He said the weight nearly broke the wheelbarrow.
He said the finance office didn't seem to mind taking the payment in change, which was rolled rather than loose, and it didn't take very long to complete the transaction.
Phelps Bondaroff, who has run for the provincial New Democratic Party and is a representative on student council, said he was making a statement as a private student to protest both the scrapping of payments by plastic and high tuition.
The stunt signals "it’s time for change” in the university policy, he quipped.
"If tuition was lower, students could pay with cash," he said. "Essentially, what the university is doing with this is they're shifting the transaction costs … on to students with money transfer, or bank draft, or whatever."
The government, in turn, is squeezing students by not providing adequate funding to the school, he said.
Students first found out on March 18 that effective July 1 the school would no longer accept credit card payments for tuition. The school announced the change on its enrolment website.
“The fact that the university didn’t consult with the students is probably the worst part,” Phelps Bondaroff said, adding that the student council wasn't involved in the decision either.
He said the change has been ill-received on campus and that it could put students in a real bind. For example, student loan payments do not always come in before the date that tuition is due, forcing students to secure loans elsewhere or use an overdraft.
The university said scrapping payments by plastic would save more than $700,000 per year in transaction fees that it could invest in scholarships.
Phelps Bondaroff said that the scholarships would help a select few students, but the change would transfer costs to all students.
Full-time undergraduate students at U of C pay $4,740 in tuition, which is being hiked by 4.6 per cent, or about $200 per student, in the next academic year.
A whole bunch of students and the University of Alberta were talking about doing this a couple years ago as well for similar reasons... The U just sent out an announcement to all students citing the currency act saying that they didn't have to accept coins on anything over $100 or something and that coin payments would be refused, in one sense they were shutting down a student protest but mostly I think that's fair.
As for the issue discussed, depending on the amount, the $8 > that you are talking about in Canada could be 4 toonies which is fine, I pay for a pint in change all the time but anything breaking $15 ish is getting a little annoying although I would never carry that many coins around in the first place.
Unless of course you're tipping $15 in coins, don't think there'd be reason for complaint there for the most part... that's how I get rid of my coins.
VERNAL, Utah -- A Utah man has been cited on a charge of disorderly conduct after paying for a disputed medical bill with 2,500 pennies.
The Deseret News of Salt Lake City reports Jason West went to Basin Clinic in Vernal on May 27 prepared to dispute an outstanding $25 bill.
Assistant Vernal Police Chief Keith Campbell says that after asking staff members whether they accepted cash, West dumped 2,500 pennies on the counter and demanded that staff count them.
Campbell says the incident upset staff because pennies were strewn about the counter and floor, and West's action served "no legitimate purpose."
Police later issued the 38-year-old West a citation for disorderly conduct. That carries a fine of as much as $140. Or 14,000 pennies.
just noticed last post was half a month ago hopefully this was ok^_^
lol I JUST went to go post this, I even searched up the thread as I assumed it hadn't been bumped. Damn, beaten to the punch.
Crazy though, since pennies are legal tender, I don't understand why you can't do that.
It doesn't matter if it's rude. You're a paying customer. You may inconvenience someone for a few seconds but you are saving yourself a lot of money by not going to a coinstar or something
When I received coin payments during my time at a cash register it was actually rather convenient in that I would help the register maintain a healthy supply of coins. That said, it does take an extra few seconds to count them all and if the register needs more coins I can just pop another stack of them. Still, it's not like I'd be doing anything more compelling in the meanwhile, so it's by no means an affront or a waste of my time.
it's their f*ing job. they can clean up your puke in the bathroom and wipe your table, but ohhhhh @!#$ you just paid with coins instead of bills!!! STOP THE PRESSES!!!!
On May 13 2011 14:42 XDJuicebox wrote: Hello, fellow TeamLiquid posters!!!
So my friends and I regularly LAN Starcraft, and after online tournament matches, or when we just get bored, what we do is we all go out as a group and we eat.
Unfortunately, I ran my allowance dry a while ago, but I have 11 years of accumulated change saved up in my room.
So I started paying for my meals this way, in mainly Quarters and Dimes.
My friend told me that this was rude, even though I organized the dimes into piles of 10 and the Quarters into piles of 4. It was easily distinguishable. I even specifically told the waitress to be careful with that, and that I already counted it for her.
She laughed at me and winked. Lol.
Which brings up my question. Is it rude to pay in coins if I pre-stack it for them?
EDIT: I paid for the meal in coins. I actually only spent like 7.85, but it was paid in coins. The lady thought I was funny.
I mean you can be a dick about it, and throw it at the lady and scream at her, "Count this bitch."
Or
You can put some energy and thought into it like you did. I would just saying something like, "I'm really sorry, but I don't have any dollars bills, but here's some change I organized. Again, sorry about any hassle." Just make it clear that you're not being a dick. I think context matters alot, but some people are naturally going to be ticked off and some will find it funny, but you can also influence some people's reaction.
if its large than 5$ its extremely rude to pay in change in my opinion. It is such an inconvenience for the people working and for people trying to pay after you, who now have to wait for your change to be counted. just my $.02 hahahaha sry i had to.
But ya get ur change turned into cash if your going to spend it imo. Hassle yourself instead of making a hassle for other people. basically by paying in change your saying "im too lazy to get this turned into bills..enjoy counting."
whereas imo u should just take the time to get it exchanged into bills at a bank or coin machine.
I've used coins to buy weed from dealer in the past (on the multiple occasions, but only in 5 or 10 dollar amounts - mind you). His response when I asked if he's cool with me doing this "Shiet, as long as it add up" and another time I asked he responded "Money's money. I don't discriminate"
On June 08 2011 08:31 MaestroSC wrote: if its large than 5$ its extremely rude to pay in change in my opinion. It is such an inconvenience for the people working and for people trying to pay after you, who now have to wait for your change to be counted. just my $.02 hahahaha sry i had to.
But ya get ur change turned into cash if your going to spend it imo. Hassle yourself instead of making a hassle for other people. basically by paying in change your saying "im too lazy to get this turned into bills..enjoy counting."
whereas imo u should just take the time to get it exchanged into bills at a bank or coin machine.
But don't they get paid to deal with legal tender and any transactions that happen during their shift? i mean its rude sure but i could care less if you are getting paid money per hour to do a job you should do the job not bitch and be done with it.
Please don't do this if you eat at a place where you pay at the register and there's a line behind you. It is quite annoying, speaking from experience.
I guess it is not legal to pay with coins in some places.
lol this was just posted and I just quoted this like a few posts before.
Anyways, it is completely legal to pay with coins, they just don't have to legally accept it as a form of payment. The article is slightly sensationalized, if you read other ones, you'd realize he was actually charged with disorderly conduct for the manner in which he threw the coins on the counter, was supposedly yelling or something, and had them spill all onto the floor, etc.
On May 14 2011 10:21 Maliris wrote: its more rude to pay with a huge denomination note, like £100 note at a café or something... I think cashiers are allowed to refuse to accept this though by law, not sure
In my experience shopkeeper's actually want coins, because they usually lack coins and it saves the cashier (at supermarkets) having to go to other tills to get coins for your change. As long as you pre-count at least some of it then I don't think it matters. And if you don't pre-count it, then the only person you're going to piss off is the guy behind you, or the cashier if their lunchbreak is soon or something
See I don't get this. Paying for say, a $3 item, with a $100 note, is barely any different to paying with a $10 note. There is no extra maths, or thinking involved. The only difference is, instead of just giving them $7 back, you grab an extra $50 and 2 $20s. It takes all of 2 seconds. O.o
It's not really an issue here in Australia, but when I was back home in Belfast visiting family a year or so ago, my cousin stressed not to pay for small stuff with a £50 because people would hate me for it. I inevitably ended up with only £50s left and had to buy a £1.50 card or something, got the dirtiest look from the cashier. Must be a cultural thing I guess.
Speaking on which, I have never seen a £100 note, do they even exist?
On May 14 2011 10:21 Maliris wrote: its more rude to pay with a huge denomination note, like £100 note at a café or something... I think cashiers are allowed to refuse to accept this though by law, not sure
In my experience shopkeeper's actually want coins, because they usually lack coins and it saves the cashier (at supermarkets) having to go to other tills to get coins for your change. As long as you pre-count at least some of it then I don't think it matters. And if you don't pre-count it, then the only person you're going to piss off is the guy behind you, or the cashier if their lunchbreak is soon or something
See I don't get this. Paying for say, a $3 item, with a $100 note, is barely any different to paying with a $10 note. There is no extra maths, or thinking involved. The only difference is, instead of just giving them $7 back, you grab an extra $50 and 2 $20s. It takes all of 2 seconds. O.o
It's not really an issue here in Australia, but when I was back home in Belfast visiting family a year or so ago, my cousin stressed not to pay for small stuff with a £50 because people would hate me for it. I inevitably ended up with only £50s left and had to buy a £1.50 card or something, got the dirtiest look from the cashier. Must be a cultural thing I guess.
Speaking on which, I have never seen a £100 note, do they even exist?
You ever worked retail? Your drawer is never allowed to have much money in it...breaking a 100 is impossible if you've dropped money into the safe recently.
On May 14 2011 10:21 Maliris wrote: its more rude to pay with a huge denomination note, like £100 note at a café or something... I think cashiers are allowed to refuse to accept this though by law, not sure
In my experience shopkeeper's actually want coins, because they usually lack coins and it saves the cashier (at supermarkets) having to go to other tills to get coins for your change. As long as you pre-count at least some of it then I don't think it matters. And if you don't pre-count it, then the only person you're going to piss off is the guy behind you, or the cashier if their lunchbreak is soon or something
See I don't get this. Paying for say, a $3 item, with a $100 note, is barely any different to paying with a $10 note. There is no extra maths, or thinking involved. The only difference is, instead of just giving them $7 back, you grab an extra $50 and 2 $20s. It takes all of 2 seconds. O.o
It's not really an issue here in Australia, but when I was back home in Belfast visiting family a year or so ago, my cousin stressed not to pay for small stuff with a £50 because people would hate me for it. I inevitably ended up with only £50s left and had to buy a £1.50 card or something, got the dirtiest look from the cashier. Must be a cultural thing I guess.
Speaking on which, I have never seen a £100 note, do they even exist?
You ever worked retail? Your drawer is never allowed to have much money in it...breaking a 100 is impossible if you've dropped money into the safe recently.
Yes, I work 2 jobs one of which is as a bar tender for the last 2.5 years. $100s are absolutely no problem. :/
See I don't get this. Paying for say, a $3 item, with a $100 note, is barely any different to paying with a $10 note. There is no extra maths, or thinking involved. The only difference is, instead of just giving them $7 back, you grab an extra $50 and 2 $20s. It takes all of 2 seconds. O.o
It's not really an issue here in Australia, but when I was back home in Belfast visiting family a year or so ago, my cousin stressed not to pay for small stuff with a £50 because people would hate me for it. I inevitably ended up with only £50s left and had to buy a £1.50 card or something, got the dirtiest look from the cashier. Must be a cultural thing I guess.
Speaking on which, I have never seen a £100 note, do they even exist?
When I worked at a small store about 2-3 years ago I found it extremely annoying when people would pay for a $5 with a $100 note. The main reason being that at the start of the day you are only supposed to have $400 of cash in register (this includes back up supply of coins so in reality its more lik $200). If someone pays with a $100 note and takes all the cash you have it becomes an inconvenience and it looks bad when you have to give someone $15 worth of loonies and toonies. However paying with coins I never really minded, but if you ever have to cash out at the end of the day, the less dimes you have to count the happier you are.
its not rude, but it is annoying and inconvenient for others. You can always go into a local convenient store (preferably a grocery store) and ask to replace your coins with actual cash. More often then not they will give you cash for your coins because as it turns out most transactions are with cash and they usually always have to get rolls of coins from banks, so giving them coins can save them time.
The other thing you can do is go to a coin star or some other machine that trades coins for vouchers where you can get cash.
It's not rude at businesses but rude if it's a person to person transaction and you don't give them a heads up, e.g. you buy an ipod on craigslist and show up with $40 in quarters.
I get a little embarrassed when I pay with pure coin. Plus, it annoys me when someone in front of me is searching their stupid little coin purse for the right amount of change.
i saw a youtube video once, of this guy getting his car towed, he was pretty pissed and he thought it was irrational to tow his car away, so he payed like 400 usd(?) in quarters, he brought like 3 buckets/tubs full of quaters... the receptionist wouldnt take it (i assume it was because she cbf'd counting it all) so the guy called the cops and said she wouldnt accept legal tender....
he got his car back!
imo its not really rude if u do stuff like meals and such..i just tell the waiter/waitress that im getting rid of all my change xD but it definately is rude when u hand them 5 fucking buckets full.
On May 14 2011 10:21 Maliris wrote: its more rude to pay with a huge denomination note, like £100 note at a café or something... I think cashiers are allowed to refuse to accept this though by law, not sure
In my experience shopkeeper's actually want coins, because they usually lack coins and it saves the cashier (at supermarkets) having to go to other tills to get coins for your change. As long as you pre-count at least some of it then I don't think it matters. And if you don't pre-count it, then the only person you're going to piss off is the guy behind you, or the cashier if their lunchbreak is soon or something
See I don't get this. Paying for say, a $3 item, with a $100 note, is barely any different to paying with a $10 note. There is no extra maths, or thinking involved. The only difference is, instead of just giving them $7 back, you grab an extra $50 and 2 $20s. It takes all of 2 seconds. O.o
It's not really an issue here in Australia, but when I was back home in Belfast visiting family a year or so ago, my cousin stressed not to pay for small stuff with a £50 because people would hate me for it. I inevitably ended up with only £50s left and had to buy a £1.50 card or something, got the dirtiest look from the cashier. Must be a cultural thing I guess.
Speaking on which, I have never seen a £100 note, do they even exist?
It has nothing to do with math, it has to do with your ability to make change afterward. I used to work for an ATT store as a customer service rep. The sales reps had $200 drawers and the CS Reps had $100 drawers, meaning that's all we had when we opened our drawer and at the end of our shift anything over that amount got put in the deposit bag for the bank. If you happen to have had a lot of customers paying cash that day (which is a rare thing), large bills aren't such a big deal. On the other hand, if the first customer of the day comes in wanting to give you a $100 bill, you've got to give them probably $10+ in coins and then it's impossible to make change after that. In a pinch you can buy change from someone else's drawer but then that leaves them in the same position.
Coins, on the other hand, are a godsend because you're usually short. We were just a little store so, if we needed money, one of us had to drive to the bank and get it...no armored car deliveries for us. Having to run to the bank messed up salesfloor coverage, interfered with people being able to take breaks, etc. Sure it's more annoying to count but it makes life much easier in the long run.
Its situational ya know. Paying in pennies is one thing, paying with quarters is another and giving someone $4.37 in various coins when there are 12 people behind you and you're buying a galleon of milk is a dick move.
It can be very rude. I went to my rival schools halloween dance and bought my way in with all pennies. 300 pennies and the lady just said yeah i trust ya didn't even count them (i wanted her to count them so i was dissapointed).
i did a lot of stupid things when i was younger. but now that i look back on this i realize the joke was on me for counting 300 pennies and then have the lady just trust me. I should have only counted 200 she would have not known the difference.
At least get a ballpark figure and have the majority of the coins portioned out. If you take more than twice as long to pay for your shit as it would take you to use a card, or cash, GTFO.
It has nothing to do with math, it has to do with your ability to make change afterward. I used to work for an ATT store as a customer service rep. The sales reps had $200 drawers and the CS Reps had $100 drawers, meaning that's all we had when we opened our drawer and at the end of our shift anything over that amount got put in the deposit bag for the bank. If you happen to have had a lot of customers paying cash that day (which is a rare thing), large bills aren't such a big deal. On the other hand, if the first customer of the day comes in wanting to give you a $100 bill, you've got to give them probably $10+ in coins and then it's impossible to make change after that. In a pinch you can buy change from someone else's drawer but then that leaves them in the same position.
Coins, on the other hand, are a godsend because you're usually short. We were just a little store so, if we needed money, one of us had to drive to the bank and get it...no armored car deliveries for us. Having to run to the bank messed up salesfloor coverage, interfered with people being able to take breaks, etc. Sure it's more annoying to count but it makes life much easier in the long run.
That problem has more to do with tiny drawer size. My registers easily have $300 just in $50s at any given time. Also if I DO run out, I can just go to the safe. :/ Maybe people should consider getting a safe.
I used to work retail where the avg. customer transaction was 2-5 dollars. It was only annoying when there were others waiting to settle their bills and I had already punched the transaction into the till and couldn't accept any other transactions until the first person finished counting. Of course there is a point where it is bad manners to do this. Generally I would consider using only change for something above 20 dollars as incorrect use of the denominations of currency for the total needed. And would still be perfectly acceptable if the change was pre counted and presented in the paper bank sleeves made for them. We loved to get change cause it kept us from having to make a trip to the bank for change.
Paying by coins i don't think its rude. However whenever I pay by coins like really small change 10 cents etc then I just get a little embarrassed but that's about it
If you don't have anything else to pay with, it's not rude at all.
If you're trying to save bills and always have exact change, hell, that's damn polite.
The only thing you need to do is have your change counted out and divided into dollar amounts beforehand, that's just common courtesy. Back in the good old high school days when I was working fast food someone tried to pay for a $3 dollar order with all pennies and asked me to help him count, and got offended when I said "do it yourself." I probably would have helped but he was some snot-nosed 15 year old who looked like a jerk and gave me that "I'm better than you because I don't work in fast food" look, it's not my job to help you count out 300 coins you broke asshole.
We have this awesome place in Canada that everyone in the country dumps all their change into... its called Tim Hortons. XD mmmmm Im going to get a coffee right now
More on topic with the OP, depends on the circumstance if your holding up a lot of people like 3+ probably a bit rude, on the other hand I would purposely pay in change if a clerk was being a dick. Cause well, I find it funny.
In the US any amount in coins counts as legal tender — but there is no law that forces shops and other retailers to accept them. That means businesses can ask for payment in any denomination they want.
But where would you stand if you decided to pay up in pence in the UK?
Well, it's come up. Back in 2006 Michael Rees of Tonteg, South Wales, was told he could no longer keep paying his £650 debt in instalments of 4,000 penny pieces (as he had been for months).
Meanwhile in 2009, Gary Southall tried to settle a £1,300 fine with a shopping trolley full of 1p pieces — he was also refused.
According to the Coinage Act of 1971, 1ps and 2ps are only legal tender up to the value of 20p. But that doesn't mean you can't pay more than that in pennies if the person or business you're paying agrees.
Legal tender has a very narrow meaning in the UK. Put simply, you can't be successfully sued for non-payment of a debt if you give the correct amount of money in legal tender. That's it.
Everything else is up to the two parties involved in the transaction.
And fans of wacky ways to protest can take heart from one thing: £1 and £2 coins are legal tender up to any amount you like. Even if they're frozen in ice or put in a bathtub full of honey.
Paying with a lot of coins is a bit rude. Especially if you do it some place where there is a line behind you and it slows everything down. I mean if you gotta do it you gotta do it, but how hard is ti to go get change?
On June 10 2011 04:32 Indenial wrote: Yeah, well he's using his savings for it, they wont last forever.
I'm in agreeance with not going out to eat if you can't afford it but it definitely sounds like the OP lives with his parent's (he can't drive) and so really he's just spending discretionary income. He did run out so I see your point... but it's not exactly like his change collection is what's going to put him through his first semester of college
OT: Not rude if you organize it for them. What to do with pennies? Glue them together into a statue or piece of art. I've always wanted to make mine into a penny tree but I've never bothered to do it...
Depends on how it's presented and the amount i mean under 10 bucks in mostly quarters isn't that bad or even dimes it's countable in like 10 20 secs. pennies and nickels aren't that bad if they are rolled into stacks that are appropriate it's just a matter of how much of an inconvenience it is to count it i say if it takes under 10 secs it shouldn't be an issue.
Depends how you pay imo. If you are organized with your coins and are courteous to the person you are paying, I'm sure they wouldn't mind. If you flop out a bunch of coins that and scrambled in your pocket and spend five minutes counting out the right amount, then fuck you.
I think you should just visit your local bank branch one day, give them your piggy bank or wherever you store all your change and ask them to either deposit it into your account or give you cash.
EPT
I say just find some time to go to the bank and trade your change in for some bills. It's gonna suck when you run out of Quarters+Dimes and are paying with Nickels and Pennies. 
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its my way to spend all my coins :D
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