On May 13 2011 20:10 TheGlassface wrote: I've had so many people just flat out say, "I will not take this." Including banks.
And I'm like... "but it's legal tender..."
The definition of legal tender is that they have to take it. I would tell them that next time...
That being said, I dont think its rude unless its all pennies. A waiter/ waitress may not like it much as a tip, but I still wouldnt say that its rude.
A large group of foreign students (all dressed the same, with the same haircut, and wearing mirrored aviators) all paid in very small denominations of change to get on the bus. It took a lot of time for them to all get on the bus as they tried to shove the thousands of coins into the change thingy.
I ended up missing my transfer and it costing me an hour to get on the next one.
Rude or not?
(the bus driver told them not to pay like that anymore; the next day they paid with 4-5 coins each)
It's much more rude for them to try not to take your money than for you to try and use it. Maybe places that don't want to accept change should fix their prices for round numbers and not contribute to my collection of annoying to carry shiny metal.
On May 13 2011 20:54 FliedLice wrote: It's still money.I mean you have to get rid of that stuff somewhere...
Many places (gas stations or small drugstores for example) are very thankful when you pay smaller things with coins because they often do not have that much change to give out.
You shouldn't pay only with Cents tho :p
And it depends on the circumstance: if there is a big line behind you and you pay more than just 1 or 2 bucks with small coins I would consider it rude.
@ Jinglehell Yeah, I really hate those stupid prices :p
Personally, i think you worry too much. I normally wonder if im beeing rude when i tell people to fuck off, or beeing bm on internet (but with that funny smile that kinda makes it all a joke at the end).
On May 13 2011 19:10 Lori_ftw wrote: Are you kidding me? No! Money is money, no matter in what form.
Wrong. If you tried to pay a $30 bill with 3,000 unrolled pennies then it IS rude. This isn't a black and white issue. Even the detail of stacking the coins vs. plopping handfuls of change down makes a HUGE difference.
You're in the USA and you have the currency act of 1965 or something... The concept of "rude" doesn't make a difference for this purpose.
And there's the "This note is legal tender for all debts, public and private." It's not an object, but an offer... and they can't simply a payment of debt and they can't sue you for not paying the debt after they refused to accept that payment... They can choose not to do business with you, but going to eat at a restaurant means you incurred debt after the meal.
On May 13 2011 20:55 Wonderballs wrote: Story:
A large group of foreign students (all dressed the same, with the same haircut, and wearing mirrored aviators) all paid in very small denominations of change to get on the bus. It took a lot of time for them to all get on the bus as they tried to shove the thousands of coins into the change thingy.
I ended up missing my transfer and it costing me an hour to get on the next one.
Rude or not?
(the bus driver told them not to pay like that anymore; the next day they paid with 4-5 coins each)
It's cheaper for them to just buy a bus pass if they get on the bus regularly with at least more than 30 trips/month ( without transferring ) at least in Canada that is.
I counted out 36 pennies yesterday and a shit load of change for my ice cream. There was no one else there and I counted them out for him so I don't think it was that bad, also the guy looked depressed already. You shouldn't really worry about it, the only way I see this would be rude is if there's a ton of people behind you and you count slowly.
Why/how do you accumulate that much in the first place? Having a total cost where it's convenient to give the cashier a few of you small coins occurs so often that I never had the problem of change accumulating.
But why would you have to create rolls when bringing lots of coins to a bank? They have those machines where they just throw in the coins and the machine counts&sorts them.
change is the best you could pay the people, atleast germans are always needy for change. Some other countrys already changed prices so there won't be those stranger numbers. Like 7,96 etc. Though if you have to search 4 minutes to pay while a ton of people are waiting its quiet rude. When i did some jobbing as a waitress i always prefered if people gave me the correct change nothing is more evil then to see your change draining with every customer ^^. (well excluding the stuff of course when i could accept tips)
PS: in germany people doesn't have to accept the payment if its only in 1,2,5 cent coins and above a certain worth (don't know the exact numbers though).
I worked as a cashier for a long time, and when it comes to coin handling, there are a few points that need to be followed in my opinion.
- Don't hand them a roll and expect them to count it out for you
- Don't hand them a handful of mixed coins and expect them to count it out for you
- Don't pull out all your change and start counting it out once you're at the front of the line. Know exactly how much you have and make sure it's not more than 2 coin types.
Truth be told, a customer paying in 100% quarters was a godsend, because people would literally come into the store, buy a stick of gum and pay for it with a 20, asking me for quarters in change
On May 13 2011 21:23 Stropheum wrote: I worked as a cashier for a long time, and when it comes to coin handling, there are a few points that need to be followed in my opinion.
- Don't hand them a roll and expect them to count it out for you
- Don't hand them a handful of mixed coins and expect them to count it out for you
- Don't pull out all your change and start counting it out once you're at the front of the line. Know exactly how much you have and make sure it's not more than 2 coin types.
And if one of the coin types is pennies, try to avoid lines, unless you're incontrol's size.
It depends. For smaller purchases, I'd say, "No." but I've had a customer who came into the store on a very busy day to buy a PS3 with dimes, nickels, and pennies. While money may be money, the amount of time that was spent counting it took a lot of time away from helping other customers so in that situation, I'd say it's pretty rude and unreasonable. Even if you're stingy as hell, you could go to a bank on your own time and exchange that money for bills so there's really no good excuse for coming into a store with 2 jars of coins to make a purchase...
Order a cheeseburger, put a bunch of coins on the counter as the cashier turns away, and when he turns back to you, push the coins toward him/her and say:
On May 13 2011 21:26 LegendaryZ wrote: It depends. For smaller purchases, I'd say, "No." but I've had a customer who came into the store on a very busy day to buy a PS3 with dimes, nickels, and pennies. While money may be money, the amount of time that was spent counting it took a lot of time away from helping other customers so in that situation, I'd say it's pretty rude and unreasonable. Even if you're stingy as hell, you could go to a bank on your own time and exchange that money for bills so there's really no good excuse for coming into a store with 2 jars of coins to make a purchase...
LOL, someone really did that?
I lost a bet once and paid my friend the 10 bucks in 1000 Cents(went even to a bank to change:p)because I was so pissed off about that, but I would never dare to pay a PS3 with coins.
On May 13 2011 20:10 TheGlassface wrote: I've had so many people just flat out say, "I will not take this." Including banks.
And I'm like... "but it's legal tender..."
Actually, a couple of people have mentioned this already, it's possible that it wasn't legal tender. Here's an excerpt from wikipedia which directly applies to New Zealand, but I'd say other countries have similar policies in place:
As at 2005 banknotes were legal tender for all payments, $1 and $2 coins were legal tender for payments up to $100, and 5c, 10c, 20c, and 50c silver coins were legal tender for payments up to $5. These older style silver coins were legal tender until October 2006, after which only the new 10c, 20c and 50c coins, introduced in August 2006, are legal
Aside from this, In response to OP's question, I'd say it isn't rude at all to pay in coins rather than notes or electronically.
On May 13 2011 15:14 DTrain wrote: In Australia the Currency Act limits you to a maximum of $5 worth of 5c, 10c, 20c & 50c coins and for $1 and $2 coins you can pay up to 10 times the face value of the coin. I'm not sure what is supposed to happen when you go over the limits. I guess the shop then can refuse your money.
However, most people don't know about the Act and most shops would take your money anyway.
Are you serious? I paid for $12 worth of chocolate with 20c and 50c coins just today, those things are massive! I didn't think it was that many to count. Ive also paid with more than 10 $1 and $2 coins before as well. Gonna go look up this legislation now to see what the penalties are.
Legal tender only means you can't be taken to court if you have tried to pay in that manner.
It doesn't mean it doesn't count as payment, it means that refusal of payment of legal tender can't be taken against you.
For the uk it's this:
Legal tender has a very narrow and technical meaning in the settlement of debts. It means that a debtor cannot successfully be sued for non-payment if he pays into court in legal tender. It does not mean that any ordinary transaction has to take place in legal tender or only within the amount denominated by the legislation.
Both parties to a transaction are free to agree to accept any form of payment whether legal tender or otherwise according to their wishes. In order to comply with the very strict rules governing an actual legal tender transaction it is necessary, for example, to offer the exact amount due because no change can be demanded.
Coins are legal tender throughout the United Kingdom for the following amounts:
£5 (Crown) - for any amount £2 - for any amount £1 - for any amount 50p - for any amount not exceeding £10 25p (Crown) - for any amount not exceeding £10 20p - for any amount not exceeding £10 10p - for any amount not exceeding £5 5p - for any amount not exceeding £5 2p - for any amount not exceeding 20p 1p - for any amount not exceeding 20p
Copypastad from the royal mint website.
So whilst you *can* still pay your debts in amounts above those, if they're accepted, if you're refused for trying to pay 100 pennies, you have to give them an alternative.
EPT
