On September 13 2009 06:34 JeeJee wrote: Question on that 1/3 paycheque rule.. are we talking the biweekly paycheque? So 1/6th of your monthly salary overall? Seems a tad on the low side here if you are planning to live alone
What I mean is 1/3 of your entire income after taxes going to rent + utilities.
On September 13 2009 06:35 Frits wrote: don't live with their parents during college lol, that blows.
So true haha. I chose the furthest university I was accepted to!
Question on that 1/3 paycheque rule.. are we talking the biweekly paycheque? So 1/6th of your monthly salary overall? Seems a tad on the low side here if you are planning to live alone
1/3 of every pay period would be 1/3 of your total salary
I moved away to uni with my current gf at the time so we shared the burden i guess. Then after uni i moved back for a year with my parent. They supported me while i was looking for a serious job which i was qualifyed for. Also appartments are hard to find here, so if i was gonna rent a room from someone else i could just aswell live at home for free and save up some money for my appartment. After 6 months i got the job i wanted and another 6 months i got a perfect appartment for me. I had no troubles living at home for that period. (age 23-24)
I think it's perfectly okay to live with your parents until at least you can afford your own house.
I see dumb ass liberal kids all getting hyped about moving out as soon as they turn 18 and getting broke at the same time then fail what ever it is that they trying to do because they are broke.
The society has changed. It's just not practical to expect a kid to support himself and pursuing what ever it is he is pursuing at the same time.
Move out when you can at least put down a deposit on a house or you have 9 months of rent in your bank.
On September 13 2009 06:34 JeeJee wrote: working 60 hour weeks exigent? Yeah I imagine you wouldn't have any financial problems making 50-60k a year its quite a respectable salary
as to when someone should move out.. I dunno. I'm 21, I still live with my parents. Well granted, I live alone when I'm in school, and I've lived alone for a year before (although I'd visit my parents very often, once a month or so), but it's just impossible for me to afford my ridiculous tuition and rent, so I'm waiting until I graduate to 'fully' move out. As soon as I graduate though, the very first thing I'm doing is moving out :p
Good timing on the thread though, I'm packing right now for the fall semester.. moving tomorrow ^_^
Question on that 1/3 paycheque rule.. are we talking the biweekly paycheque? So 1/6th of your monthly salary overall? Seems a tad on the low side here if you are planning to live alone
yeah 12hrs a day 5 days a week out of town on whatever jobsite im at. Dunno if all the hard labour and hours away from home are worth it tho
Join the military. I actually just went down the Military Entrance Processing Station yesterday and got everything done. I got a 94 A.S.V.A.B. score but the Navy isn't offering anyone any jobs at the moment so I'm QNJ. I'm itching to get out of here, but its gonna be a 6-8 month wait I'm told.
Like the beach? Like sand? Come to the army or marines! Play in the sandbox!
Like living in close corridors with men? Like fucking cheap floosies when you're hammered? Were you ever in a frat? Join the navy!
On September 13 2009 08:06 SingletonWilliam wrote: Join the military. I actually just went down the Military Entrance Processing Station yesterday and got everything done. I got a 94 A.S.V.A.B. score but the Navy isn't offering anyone any jobs at the moment so I'm QNJ. I'm itching to get out of here, but its gonna be a 6-8 month wait I'm told.
Like the beach? Like sand? Come to the army or marines! Play in the sandbox!
Like living in close corridors with men? Like fucking cheap floosies when you're hammered? Were you ever in a frat? Join the navy!
This seems more like an ad for the military than advice relevant to this thread. And... a ridiculous one at that.
I might move out next year depending on how things go. I'm trying to plan ahead and explore my options but it's difficult when I don't know what my pay will be (or if by some chance I don't have pay!? D: ). I think it would be unwise for me to move out for the current year for a few reasons.
I guess I should estimate my paycheck for next year, subtract non-rent expenses and see if I have at least 1/3 of my pay plus a nice cushion. But, I've been at home for the past 2 full years since college (working and doing well) and still money is so easy come, easy go. Car loan/insurance, undergrad loans (not too bad since parents got a good chunk of it, but I've been helping them), grad school (paying out of pocket and it's 875/credit now D: ), and other expenses are REALLY adding up!
At least I'm saving some money on grad school by buying discounted credits from colleagues when available, and transferring in a few cheap credits from other institutions.
My advice: if you're sharing utility bills in a house or apartment, and you're the one who's actually paying them (and then collecting money from everyone else), ALWAYS get a deposit for the last month's utilities from ALL of your housemates.
Currently three people owe me a total of $200+ after they left and then refused to pay me for the last month's utilities. All three of them were normal, kind people. They would never cheat anyone out of money. Except that they did. That's why you should get the deposit from everyone.
On September 13 2009 12:18 Bill307 wrote: My advice: if you're sharing utility bills in a house or apartment, and you're the one who's actually paying them (and then collecting money from everyone else), ALWAYS get a deposit for the last month's utilities from ALL of your housemates.
Currently three people owe me a total of $200+ after they left and then refused to pay me for the last month's utilities. All three of them were normal, kind people. They would never cheat anyone out of money. Except that they did. That's why you should get the deposit from everyone.
Wow very good point. Exactly the type of information this thread is intended for!
EE-HAN-TIMING. I'm looking to move out for the very first time in the next three months. This thread has a lot of golden nuggets in it. Realistically, I'm going to have to get a roommate.
If you rent through a letting agency rather than direct from the landlord be a complete hardass with them from day 1. Hold them to the contract by the letter, insist on written warning etc before visits. I had a lot of trouble with an awful letting agency over the last year because they were really bad at their jobs. They phoned up one of my housemates and asked "if we did building works on the house when would be the best time?" and he said "I guess Easter because there would be less people here.". Easter comes round and builders arrive and start smashing shit up in my house while I'm still there and they start lying about how they consulted us and got our permission. Was shit like that over and over for a year. Don't let them get away with anything that's not in the contract and remember you can legally shut the door on your landlord or tell them to gtfo or you'll call the police if they're in breach of contract. I had a shitty year learning this lesson.
Rule #1: Never move in with your so-called "friends". That 3 week late payment on bills isn't helpful when you know within a week you have a new bill coming in and in all seriousness we should know that friend is not going to pay you the new bills current charges that same week.
Rule #2: Fuck roommates in general. Do you really want them hogging up your net? Do you really want them eating up your share of the food(last pizza slice anyone)? Do you really want them around when you been banging your girl down the whole weekend, or in some cases you having to hear them bang down some girl they picked up at a club, but still dont have no cash for utilities/rent.
Rule #3: Dont move in with a g/f unless your planning on getting married, and even in that situation who's planning on getting married when your young and still have lots of time in front of you with you and your new home.
On September 13 2009 14:35 Kwark wrote: If you rent through a letting agency rather than direct from the landlord be a complete hardass with them from day 1. Hold them to the contract by the letter, insist on written warning etc before visits. I had a lot of trouble with an awful letting agency over the last year because they were really bad at their jobs. They phoned up one of my housemates and asked "if we did building works on the house when would be the best time?" and he said "I guess Easter because there would be less people here.". Easter comes round and builders arrive and start smashing shit up in my house while I'm still there and they start lying about how they consulted us and got our permission. Was shit like that over and over for a year. Don't let them get away with anything that's not in the contract and remember you can legally shut the door on your landlord or tell them to gtfo or you'll call the police if they're in breach of contract. I had a shitty year learning this lesson.
Good point, but could you explain what a letting agency is exactly?
On September 13 2009 14:36 Kennelie wrote: Rule #2: Fuck roommates in general. Do you really want them hogging up your net? Do you really want them eating up your share of the food(last pizza slice anyone)? Do you really want them around when you been banging your girl down the whole weekend, or in some cases you having to hear them bang down some girl they picked up at a club, but still dont have no cash for utilities/rent.
Good point, but you do realize that this can be a big problem sometimes, right? Roommates are sometimes necessary. I found for the most part it wasn't hard to 'train' your roommates not to do stupid shit like eat your leftover pizza.... that is except for the one roommate I had who was on the wrestling team and would literally eat my leftover food in his sleep.
On September 13 2009 15:00 Nylan wrote: I moved out when I started college, and I'm paying for school myself. There's really no reason to stick around past a bachelor's degree.
Also, separate contracts are a beautiful, wonderful thing. Leap at such a chance, should one ever come your way.
This seems a little unfair (about not sticking around past the bachelors). Many people have college loans, have to pay for grad school (if they start it), and don't get a good job right away. How can they move out?
Can you explain what separate contracts are? You mean separate for each roommate?
I'm just about to move out, 20 years old and starting uni in my home town. I don't really have a main reason for moving out, my parents are great and I'm saving alot of money living here. But still it feels like you should try it and it's probably alot of fun living with other students and/or a roommate.
I'm going to try to get a place in the centre of the student-district downtown through the student organizations here. They basically own half the studentflats and dorms in town and are often cheap so it's a good deal if you can get it, but they cue you up after how long you've been a member so it could be tough. I'll know by tuesday so I'll let you know how it goes (if someone cares). If someone has any questions about this kind of thing (might be a bit of a unique thing for my town, Uppsala, not sure) I have alot of info about it.
EPT
its quite a respectable salary
