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Read the rules in the OP before posting, please.In order to ensure that this thread continues to meet TL standards and follows the proper guidelines, we will be enforcing the rules in the OP more strictly. Be sure to give them a re-read to refresh your memory! The vast majority of you are contributing in a healthy way, keep it up! NOTE: When providing a source, explain why you feel it is relevant and what purpose it adds to the discussion if it's not obvious. Also take note that unsubstantiated tweets/posts meant only to rekindle old arguments can result in a mod action. |
On March 08 2014 06:41 aksfjh wrote:Show nested quote +On March 08 2014 04:58 JonnyBNoHo wrote:On March 08 2014 02:13 WhiteDog wrote:On March 07 2014 07:12 JonnyBNoHo wrote:On March 07 2014 06:00 farvacola wrote:You ought to be wishing luck to the thousands upon thousands of folks that are being fucked over by state governments that are choosing not to expand Medicaid; Mass. and its people will be quite alright in comparison. Then again, who am I kidding, it isn't the people that y'all care about  IDK, kinda sucks that we already have the highest premiums in the country and the ACA will raise them more and hurt employment as well. All to solve an issue we already solved... You know everything you said about the ACA is false but you don't care. No, it's correct, as far as we can estimate at this time. The CBO is estimating net job losses and there are other studies showing that premium rates in MA will go up: AIM is conducting a survey of its members to determine the effect of the Affordable Care Act on insurance premiums for those businesses that must renew their plans in January, the first time parts of the the new law will be in effect. ...
59 percent of businesses are seeing their premiums increase, 27 percent are seeing their premiums decrease and 14 percent are seeing their premiums remain flat. ... LinkIf the national law were to be fully implemented next year, a study commissioned by the Massachusetts Department of Insurance found that while many individuals and some small businesses would see their premiums drop, a large number of small businesses would see their premiums spike.
According to that study, 83,000 small employer plans would see premiums drop by more than 10 percent under the new rules – but 181,000 would see their premiums increase by more than 10 percent. For 6,000 of those small employers, the growth in premiums would be more than 30 percent.
For individuals buying their own health insurance, 23,000 people would see their premiums drop significantly, while 7,000 would see their premiums rise significantly.
Since the report came out, the state petitioned the federal government and received permission to phase in the new ratings system over three years. Next year, Massachusetts will be allowed to take into account two-thirds of its soon-to-be-disallowed rating factors. It can use one-third of the disallowed factors in 2015. LinkA study commissioned by the Massachusetts Association of Health Plans and Blue Cross Blue Shield of Massachusetts, estimated that once all the factors are taken into account, the Affordable Care Act will raise premiums for individuals and small groups by an average of 3.7 percent in 2014. The cost of premiums will vary widely, with some insurers showing a 20 percent decrease and others a 26 percent increase, with wider variations for individual buyers. Link... or I just don't care. One of the two... Why exactly do rates increase under Obamacare in MA?
I'd have to read up on it some more. One issue seems to be limiting rating factors. IIRC we credit people for joining a wellness program but the ACA won't.
On March 08 2014 06:46 TheFish7 wrote:Show nested quote +On March 08 2014 04:58 JonnyBNoHo wrote:On March 08 2014 02:13 WhiteDog wrote:On March 07 2014 07:12 JonnyBNoHo wrote:On March 07 2014 06:00 farvacola wrote:You ought to be wishing luck to the thousands upon thousands of folks that are being fucked over by state governments that are choosing not to expand Medicaid; Mass. and its people will be quite alright in comparison. Then again, who am I kidding, it isn't the people that y'all care about IDK, kinda sucks that we already have the highest premiums in the country and the ACA will raise them more and hurt employment as well. All to solve an issue we already solved... You know everything you said about the ACA is false but you don't care. No, it's correct, as far as we can estimate at this time. The CBO is estimating net job losses and there are other studies showing that premium rates in MA will go up: AIM is conducting a survey of its members to determine the effect of the Affordable Care Act on insurance premiums for those businesses that must renew their plans in January, the first time parts of the the new law will be in effect. ...
59 percent of businesses are seeing their premiums increase, 27 percent are seeing their premiums decrease and 14 percent are seeing their premiums remain flat. ... LinkIf the national law were to be fully implemented next year, a study commissioned by the Massachusetts Department of Insurance found that while many individuals and some small businesses would see their premiums drop, a large number of small businesses would see their premiums spike.
According to that study, 83,000 small employer plans would see premiums drop by more than 10 percent under the new rules – but 181,000 would see their premiums increase by more than 10 percent. For 6,000 of those small employers, the growth in premiums would be more than 30 percent.
For individuals buying their own health insurance, 23,000 people would see their premiums drop significantly, while 7,000 would see their premiums rise significantly.
Since the report came out, the state petitioned the federal government and received permission to phase in the new ratings system over three years. Next year, Massachusetts will be allowed to take into account two-thirds of its soon-to-be-disallowed rating factors. It can use one-third of the disallowed factors in 2015. LinkA study commissioned by the Massachusetts Association of Health Plans and Blue Cross Blue Shield of Massachusetts, estimated that once all the factors are taken into account, the Affordable Care Act will raise premiums for individuals and small groups by an average of 3.7 percent in 2014. The cost of premiums will vary widely, with some insurers showing a 20 percent decrease and others a 26 percent increase, with wider variations for individual buyers. Link... or I just don't care. One of the two... These 3 sources are all written by the same woman... who is conveniently leaving out the fact that health insurance rates have been going up by over 12% a year since 1999, and that rate has actually slowed under Obama.
She's a reporter at a local paper and she's reporting on studies other people have done, and they aren't done by groups opposed to the ACA.
Heath care inflation has been slowing for a while.
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On March 08 2014 06:50 WhiteDog wrote:Show nested quote +On March 08 2014 04:58 JonnyBNoHo wrote:On March 08 2014 02:13 WhiteDog wrote:On March 07 2014 07:12 JonnyBNoHo wrote:On March 07 2014 06:00 farvacola wrote:You ought to be wishing luck to the thousands upon thousands of folks that are being fucked over by state governments that are choosing not to expand Medicaid; Mass. and its people will be quite alright in comparison. Then again, who am I kidding, it isn't the people that y'all care about IDK, kinda sucks that we already have the highest premiums in the country and the ACA will raise them more and hurt employment as well. All to solve an issue we already solved... You know everything you said about the ACA is false but you don't care. No, it's correct, as far as we can estimate at this time. The CBO is estimating net job losses and there are other studies showing that premium rates in MA will go up: AIM is conducting a survey of its members to determine the effect of the Affordable Care Act on insurance premiums for those businesses that must renew their plans in January, the first time parts of the the new law will be in effect. ...
59 percent of businesses are seeing their premiums increase, 27 percent are seeing their premiums decrease and 14 percent are seeing their premiums remain flat. ... LinkIf the national law were to be fully implemented next year, a study commissioned by the Massachusetts Department of Insurance found that while many individuals and some small businesses would see their premiums drop, a large number of small businesses would see their premiums spike.
According to that study, 83,000 small employer plans would see premiums drop by more than 10 percent under the new rules – but 181,000 would see their premiums increase by more than 10 percent. For 6,000 of those small employers, the growth in premiums would be more than 30 percent.
For individuals buying their own health insurance, 23,000 people would see their premiums drop significantly, while 7,000 would see their premiums rise significantly.
Since the report came out, the state petitioned the federal government and received permission to phase in the new ratings system over three years. Next year, Massachusetts will be allowed to take into account two-thirds of its soon-to-be-disallowed rating factors. It can use one-third of the disallowed factors in 2015. LinkA study commissioned by the Massachusetts Association of Health Plans and Blue Cross Blue Shield of Massachusetts, estimated that once all the factors are taken into account, the Affordable Care Act will raise premiums for individuals and small groups by an average of 3.7 percent in 2014. The cost of premiums will vary widely, with some insurers showing a 20 percent decrease and others a 26 percent increase, with wider variations for individual buyers. Link... or I just don't care. One of the two... Yep you don't care, you know thoses "studies" have no value. I've made a study, I've come to the conclusion that having moderation on teamliquid increase the rate of banning, so I suggest we stop all moderation on TL...
Wow, great argument 
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On March 08 2014 07:06 JonnyBNoHo wrote:Show nested quote +On March 08 2014 06:50 WhiteDog wrote:On March 08 2014 04:58 JonnyBNoHo wrote:On March 08 2014 02:13 WhiteDog wrote:On March 07 2014 07:12 JonnyBNoHo wrote:On March 07 2014 06:00 farvacola wrote:You ought to be wishing luck to the thousands upon thousands of folks that are being fucked over by state governments that are choosing not to expand Medicaid; Mass. and its people will be quite alright in comparison. Then again, who am I kidding, it isn't the people that y'all care about IDK, kinda sucks that we already have the highest premiums in the country and the ACA will raise them more and hurt employment as well. All to solve an issue we already solved... You know everything you said about the ACA is false but you don't care. No, it's correct, as far as we can estimate at this time. The CBO is estimating net job losses and there are other studies showing that premium rates in MA will go up: AIM is conducting a survey of its members to determine the effect of the Affordable Care Act on insurance premiums for those businesses that must renew their plans in January, the first time parts of the the new law will be in effect. ...
59 percent of businesses are seeing their premiums increase, 27 percent are seeing their premiums decrease and 14 percent are seeing their premiums remain flat. ... LinkIf the national law were to be fully implemented next year, a study commissioned by the Massachusetts Department of Insurance found that while many individuals and some small businesses would see their premiums drop, a large number of small businesses would see their premiums spike.
According to that study, 83,000 small employer plans would see premiums drop by more than 10 percent under the new rules – but 181,000 would see their premiums increase by more than 10 percent. For 6,000 of those small employers, the growth in premiums would be more than 30 percent.
For individuals buying their own health insurance, 23,000 people would see their premiums drop significantly, while 7,000 would see their premiums rise significantly.
Since the report came out, the state petitioned the federal government and received permission to phase in the new ratings system over three years. Next year, Massachusetts will be allowed to take into account two-thirds of its soon-to-be-disallowed rating factors. It can use one-third of the disallowed factors in 2015. LinkA study commissioned by the Massachusetts Association of Health Plans and Blue Cross Blue Shield of Massachusetts, estimated that once all the factors are taken into account, the Affordable Care Act will raise premiums for individuals and small groups by an average of 3.7 percent in 2014. The cost of premiums will vary widely, with some insurers showing a 20 percent decrease and others a 26 percent increase, with wider variations for individual buyers. Link... or I just don't care. One of the two... Yep you don't care, you know thoses "studies" have no value. I've made a study, I've come to the conclusion that having moderation on teamliquid increase the rate of banning, so I suggest we stop all moderation on TL... Wow, great argument
Thanks. You could have quote the entire post tho 
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On March 08 2014 07:42 WhiteDog wrote:Show nested quote +On March 08 2014 07:06 JonnyBNoHo wrote:On March 08 2014 06:50 WhiteDog wrote:On March 08 2014 04:58 JonnyBNoHo wrote:On March 08 2014 02:13 WhiteDog wrote:On March 07 2014 07:12 JonnyBNoHo wrote:On March 07 2014 06:00 farvacola wrote:You ought to be wishing luck to the thousands upon thousands of folks that are being fucked over by state governments that are choosing not to expand Medicaid; Mass. and its people will be quite alright in comparison. Then again, who am I kidding, it isn't the people that y'all care about IDK, kinda sucks that we already have the highest premiums in the country and the ACA will raise them more and hurt employment as well. All to solve an issue we already solved... You know everything you said about the ACA is false but you don't care. No, it's correct, as far as we can estimate at this time. The CBO is estimating net job losses and there are other studies showing that premium rates in MA will go up: AIM is conducting a survey of its members to determine the effect of the Affordable Care Act on insurance premiums for those businesses that must renew their plans in January, the first time parts of the the new law will be in effect. ...
59 percent of businesses are seeing their premiums increase, 27 percent are seeing their premiums decrease and 14 percent are seeing their premiums remain flat. ... LinkIf the national law were to be fully implemented next year, a study commissioned by the Massachusetts Department of Insurance found that while many individuals and some small businesses would see their premiums drop, a large number of small businesses would see their premiums spike.
According to that study, 83,000 small employer plans would see premiums drop by more than 10 percent under the new rules – but 181,000 would see their premiums increase by more than 10 percent. For 6,000 of those small employers, the growth in premiums would be more than 30 percent.
For individuals buying their own health insurance, 23,000 people would see their premiums drop significantly, while 7,000 would see their premiums rise significantly.
Since the report came out, the state petitioned the federal government and received permission to phase in the new ratings system over three years. Next year, Massachusetts will be allowed to take into account two-thirds of its soon-to-be-disallowed rating factors. It can use one-third of the disallowed factors in 2015. LinkA study commissioned by the Massachusetts Association of Health Plans and Blue Cross Blue Shield of Massachusetts, estimated that once all the factors are taken into account, the Affordable Care Act will raise premiums for individuals and small groups by an average of 3.7 percent in 2014. The cost of premiums will vary widely, with some insurers showing a 20 percent decrease and others a 26 percent increase, with wider variations for individual buyers. Link... or I just don't care. One of the two... Yep you don't care, you know thoses "studies" have no value. I've made a study, I've come to the conclusion that having moderation on teamliquid increase the rate of banning, so I suggest we stop all moderation on TL... Wow, great argument Thanks. You could have quote the entire post tho :/
In before edit.
CBO report from back in 2009 for USA as a whole is a bit weak here.
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On March 08 2014 08:48 JonnyBNoHo wrote:Show nested quote +On March 08 2014 07:42 WhiteDog wrote:On March 08 2014 07:06 JonnyBNoHo wrote:On March 08 2014 06:50 WhiteDog wrote:On March 08 2014 04:58 JonnyBNoHo wrote:On March 08 2014 02:13 WhiteDog wrote:On March 07 2014 07:12 JonnyBNoHo wrote:On March 07 2014 06:00 farvacola wrote:You ought to be wishing luck to the thousands upon thousands of folks that are being fucked over by state governments that are choosing not to expand Medicaid; Mass. and its people will be quite alright in comparison. Then again, who am I kidding, it isn't the people that y'all care about IDK, kinda sucks that we already have the highest premiums in the country and the ACA will raise them more and hurt employment as well. All to solve an issue we already solved... You know everything you said about the ACA is false but you don't care. No, it's correct, as far as we can estimate at this time. The CBO is estimating net job losses and there are other studies showing that premium rates in MA will go up: AIM is conducting a survey of its members to determine the effect of the Affordable Care Act on insurance premiums for those businesses that must renew their plans in January, the first time parts of the the new law will be in effect. ...
59 percent of businesses are seeing their premiums increase, 27 percent are seeing their premiums decrease and 14 percent are seeing their premiums remain flat. ... LinkIf the national law were to be fully implemented next year, a study commissioned by the Massachusetts Department of Insurance found that while many individuals and some small businesses would see their premiums drop, a large number of small businesses would see their premiums spike.
According to that study, 83,000 small employer plans would see premiums drop by more than 10 percent under the new rules – but 181,000 would see their premiums increase by more than 10 percent. For 6,000 of those small employers, the growth in premiums would be more than 30 percent.
For individuals buying their own health insurance, 23,000 people would see their premiums drop significantly, while 7,000 would see their premiums rise significantly.
Since the report came out, the state petitioned the federal government and received permission to phase in the new ratings system over three years. Next year, Massachusetts will be allowed to take into account two-thirds of its soon-to-be-disallowed rating factors. It can use one-third of the disallowed factors in 2015. LinkA study commissioned by the Massachusetts Association of Health Plans and Blue Cross Blue Shield of Massachusetts, estimated that once all the factors are taken into account, the Affordable Care Act will raise premiums for individuals and small groups by an average of 3.7 percent in 2014. The cost of premiums will vary widely, with some insurers showing a 20 percent decrease and others a 26 percent increase, with wider variations for individual buyers. Link... or I just don't care. One of the two... Yep you don't care, you know thoses "studies" have no value. I've made a study, I've come to the conclusion that having moderation on teamliquid increase the rate of banning, so I suggest we stop all moderation on TL... Wow, great argument Thanks. You could have quote the entire post tho :/ In before edit. CBO report from back in 2009 for USA as a whole is a bit weak here.
You are right. More recent studies tells us that the increase in premiums is in fact less than what was forecast in the 2009 CBO report.
Comprehensive study on Obamacare to date finds that Americans’ insurance premiums under the health law will be “lower than expected.” Many Americans will pay even less than the top-line rates after factoring in government subsidies for their health coverage, with some paying nothing at all for crucial medical coverage.
http://thinkprogress.org/health/2013/09/05/2575601/obamacare-premiums-expected-kaiser/#
http://kaiserfamilyfoundation.files.wordpress.com/2013/09/early-look-at-premiums-and-participation-in-marketplaces.pdf
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On March 08 2014 09:14 WhiteDog wrote:Show nested quote +On March 08 2014 08:48 JonnyBNoHo wrote:On March 08 2014 07:42 WhiteDog wrote:On March 08 2014 07:06 JonnyBNoHo wrote:On March 08 2014 06:50 WhiteDog wrote:On March 08 2014 04:58 JonnyBNoHo wrote:On March 08 2014 02:13 WhiteDog wrote:On March 07 2014 07:12 JonnyBNoHo wrote:On March 07 2014 06:00 farvacola wrote:You ought to be wishing luck to the thousands upon thousands of folks that are being fucked over by state governments that are choosing not to expand Medicaid; Mass. and its people will be quite alright in comparison. Then again, who am I kidding, it isn't the people that y'all care about IDK, kinda sucks that we already have the highest premiums in the country and the ACA will raise them more and hurt employment as well. All to solve an issue we already solved... You know everything you said about the ACA is false but you don't care. No, it's correct, as far as we can estimate at this time. The CBO is estimating net job losses and there are other studies showing that premium rates in MA will go up: AIM is conducting a survey of its members to determine the effect of the Affordable Care Act on insurance premiums for those businesses that must renew their plans in January, the first time parts of the the new law will be in effect. ...
59 percent of businesses are seeing their premiums increase, 27 percent are seeing their premiums decrease and 14 percent are seeing their premiums remain flat. ... LinkIf the national law were to be fully implemented next year, a study commissioned by the Massachusetts Department of Insurance found that while many individuals and some small businesses would see their premiums drop, a large number of small businesses would see their premiums spike.
According to that study, 83,000 small employer plans would see premiums drop by more than 10 percent under the new rules – but 181,000 would see their premiums increase by more than 10 percent. For 6,000 of those small employers, the growth in premiums would be more than 30 percent.
For individuals buying their own health insurance, 23,000 people would see their premiums drop significantly, while 7,000 would see their premiums rise significantly.
Since the report came out, the state petitioned the federal government and received permission to phase in the new ratings system over three years. Next year, Massachusetts will be allowed to take into account two-thirds of its soon-to-be-disallowed rating factors. It can use one-third of the disallowed factors in 2015. LinkA study commissioned by the Massachusetts Association of Health Plans and Blue Cross Blue Shield of Massachusetts, estimated that once all the factors are taken into account, the Affordable Care Act will raise premiums for individuals and small groups by an average of 3.7 percent in 2014. The cost of premiums will vary widely, with some insurers showing a 20 percent decrease and others a 26 percent increase, with wider variations for individual buyers. Link... or I just don't care. One of the two... Yep you don't care, you know thoses "studies" have no value. I've made a study, I've come to the conclusion that having moderation on teamliquid increase the rate of banning, so I suggest we stop all moderation on TL... Wow, great argument Thanks. You could have quote the entire post tho :/ In before edit. CBO report from back in 2009 for USA as a whole is a bit weak here. You are right. More recent studies tells us that the increase in premiums is in fact less than what was forecast in the 2009 CBO report. Show nested quote +Comprehensive study on Obamacare to date finds that Americans’ insurance premiums under the health law will be “lower than expected.” Many Americans will pay even less than the top-line rates after factoring in government subsidies for their health coverage, with some paying nothing at all for crucial medical coverage. http://thinkprogress.org/health/2013/09/05/2575601/obamacare-premiums-expected-kaiser/#http://kaiserfamilyfoundation.files.wordpress.com/2013/09/early-look-at-premiums-and-participation-in-marketplaces.pdf
Wonderful.
My concern was the ACA pushing up premiums in MA specifically. We already have coverage for everyone, and our premiums are already highest in the nation. Our goal is not to increase coverage, but to make coverage more affordable. If the ACA is getting in the way of that, and it seems to be, than that's a problem.
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Hong Kong9157 Posts
The Obama administration said on Friday Verizon Communications Inc's Terremark unit will remain under contract as host of the federal website HealthCare.gov to better ensure a smooth end to Obamacare's open enrollment period on March 31.
Terremark's contract with the Department of Health and Human Services was due to expire on March 30, the day before the end of open enrollment for 2014, a time when high daily volumes are expected as consumers from 36 states rush to use to website to sign up for subsidized private health insurance. It would be extended for up to seven months, according to federal documents.
[. . .]
Terremark's replacement by HP came to light after the botched October 1 rollout of HealthCare.gov. The website was overwhelmed by technical problems for much of October and November.
Terremark's data center also experienced outages across the system that affected not only HealthCare.gov but also 14 healthcare exchanges run by individual states.
http://www.reuters.com/article/2014/03/07/us-usa-healthcare-terremark-idUSBREA261T320140307
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Hong Kong9157 Posts
also somewhat more regional US politics, but still interesting IMO
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Seaworld is a pretty awful place lol, I've never understood why you'd pick one of them instead of a theme park for a daycation.
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Orcas should never, ever be in captivity. Sea world is fucked up, good god damn riddance.
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Hong Kong9157 Posts
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Cayman Islands24199 Posts
would save a bunch of trainers too.
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The CPAC minority outreach panel:
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On March 09 2014 01:57 Roe wrote:The CPAC minority outreach panel:
This is beautiful
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More accurate description would be Minority Pandering Panel.
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On March 09 2014 02:24 xDaunt wrote:
More accurate description would be Minority Pandering Panel.
Those damn minorities and their incessant whinings...
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Sen. Rand Paul (R-Ky.) won the 2014 Conservative Political Action Conference straw poll on Saturday, according to the Washington Times and Associated Press.
Paul, who also won the straw poll last year, gains some early standing before November's midterm elections and the 2016 presidential election.
Coming in second was Sen. Ted Cruz (R-Texas) at a distant 11 percent, followed by neurosurgeon Ben Carson at nine percent. New Jersey Gov. Chris Christie (R) finished in fourth with eight percent. The straw poll concludes the three-day high-profile conservative conference, which for the second year in a row was held at National Harbor, Md.
Source
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Did I read it right, is Rand Paul trying to get Kentucky to let him run both for Senator and President at the same time?
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On March 09 2014 11:13 {CC}StealthBlue wrote:Show nested quote +Sen. Rand Paul (R-Ky.) won the 2014 Conservative Political Action Conference straw poll on Saturday, according to the Washington Times and Associated Press.
Paul, who also won the straw poll last year, gains some early standing before November's midterm elections and the 2016 presidential election.
Coming in second was Sen. Ted Cruz (R-Texas) at a distant 11 percent, followed by neurosurgeon Ben Carson at nine percent. New Jersey Gov. Chris Christie (R) finished in fourth with eight percent. The straw poll concludes the three-day high-profile conservative conference, which for the second year in a row was held at National Harbor, Md. Source
Mitt Romney holds the record with most wins, with four. Rand's father, Ron, won the poll in 2010 and 2011.
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EPT![[image loading]](http://cloudfront-media.reason.com/mc/_external/2014_03/good-thing-they-didnt-do-that.jpg?h=338&w=600)
