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On May 04 2016 01:35 The_Templar wrote:Trump and probably Clinton are going to be tonight's winners, I think. Show nested quote +On May 03 2016 21:57 oneofthem wrote: ive been pretty critical of hillary on a variety of things and there is a bit too much hobnobbing with the cocktail crowd but it is not corruption in the way the fringe thinks of the term.
No you haven't. I seem to recall some degree of agreement with me on the point that Hillary has been an abject failure wherever she has been in charge.
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On May 04 2016 02:11 RCMDVA wrote:Open enrollment starts today for a lot of folks, the base cost of the three basic choices we have at work for plans for a single person : High deductible - went from $460 to $510, increase +10.8% Decent - $560 to $620, increase +10.7% Good - $620 to $680, increase +9.6% How do you have only 1 insurance company to choose from. How much is because of the ACA and how much is because insurers are greedy sons of bitches.
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On May 04 2016 02:16 Acrofales wrote: That is really expensive insurance (we're talking monthly, right? If that is annual, it is peanuts for health insurance), no wonder this is such a huge topic. That said, this should only blow back on Obamacare if someone can make a convincing argument that the price increases are due to ACA, and would otherwise not have happened. I believe those are yearly charges, but I could be wrong. The rate increase might be around 8% per some reports. It is still cheaper than private insurance before the ACA. The article cites the main problem, very low fines for not signing up.
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Nope that's monthly. The employer covers a lot of that cost.
The 3 tiers are provided by 3 separate companies. There are two other plans offered, but those are for retired part timers who want a supplement, and another plan that's specific to only a very few people.
So officially there are 5 choices with 5 providers. But really only 3 that most people choose between.
You take those numbers and basically double it for You + any 1 spouse/ child dependent, and triple it for You + Any/All spouse & child dependents.
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United Kingdom13775 Posts
A classic "no u" from our friendly neighborhood Cruz.
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Listened to that today, so good.
My favourite was Meet the Press, where he spent the first ten minutes of the interview just shitting over Trump and the second ten minutes dodging a relentless Chuck Todd who very insistently kept asking him if he would support Trump as the nominee.
What a sad, sad man. He'd be so much scarier than even Trump as a President...
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On May 04 2016 02:40 RCMDVA wrote: Nope that's monthly. The employer covers a lot of that cost.
What in the fuck, how in the world is it that expensive?
So if someone makes $10/hour, let's assume taxed at 25%, so they take home 7.50 per hour, so 300 per week and 1200 per month. Half their income for insurance?
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Why haven't any of these idiots figured out that you can't save your ammo for the end of the race? Trump came out all guns blazing from the get go, labeling people early and reinforcing his labeling throughout the campaign. It has worked brilliantly for him. Everyone else, whether it be Cruz or Bernie Sanders, has held their most savage attacks in reserve, resulting in their usage reeking of desperation and lacking credibility. There needs to be a mass firing of political consultants after this election.
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On May 04 2016 02:11 RCMDVA wrote:Open enrollment starts today for a lot of folks, the base cost of the three basic choices we have at work for plans for a single person : High deductible - went from $460 to $510, increase +10.8% Decent - $560 to $620, increase +10.7% Good - $620 to $680, increase +9.6% How much are you able to deduct ? Because being monthly that sounds batshit crazy. I pay for mine (which is a decent/good insurance) almost 10 times less.
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It's in line with an Obamacare gold plan. Roughly.
Of those numbers, the employer pays 70-80%, and the employee 20-30%.
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On May 04 2016 04:06 Godwrath wrote:Show nested quote +On May 04 2016 02:11 RCMDVA wrote:Open enrollment starts today for a lot of folks, the base cost of the three basic choices we have at work for plans for a single person : High deductible - went from $460 to $510, increase +10.8% Decent - $560 to $620, increase +10.7% Good - $620 to $680, increase +9.6% How much are you able to deduct ? Because being monthly that sounds batshit crazy. I pay for mine (which is a decent/good insurance) almost 10 times less. You cant compare the price to anything outside of the US. their costs are inflated so much its beyond ridiculous
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I mean Ted cruz has to feel like he directly led to trumps victory with his work making the tea party a bunch of shits. And now all he has to show for it is being a huge asshole who everyone thinks is a zenophobe crazy.
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On May 04 2016 04:00 Mohdoo wrote:Show nested quote +On May 04 2016 02:40 RCMDVA wrote: Nope that's monthly. The employer covers a lot of that cost. What in the fuck, how in the world is it that expensive? So if someone makes $10/hour, let's assume taxed at 25%, so they take home 7.50 per hour, so 300 per week and 1200 per month. Half their income for insurance?
I believe those numbers are before subsidies.
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On May 04 2016 04:24 Mercy13 wrote:Show nested quote +On May 04 2016 04:00 Mohdoo wrote:On May 04 2016 02:40 RCMDVA wrote: Nope that's monthly. The employer covers a lot of that cost. What in the fuck, how in the world is it that expensive? So if someone makes $10/hour, let's assume taxed at 25%, so they take home 7.50 per hour, so 300 per week and 1200 per month. Half their income for insurance? I believe those numbers are before subsidies. Yes, because when my better half between jobs and on the lowest cost version of the MA system, it was almost nothing. Those costs are adjusted based on income and bunch of other factors. I think we pay about $100 for each of us now.
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Well, he did say the employer pays 70-80% and the employee pays 20-30%. That sounds about right.
I pay around $50 per paycheck every other week. I'm not sure if I pay anything extra on the two months that I get three paychecks. I'm on one of the more expensive plans my employer offers. It costs me around $1200-$1300 per year pre-tax.
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American healthcare is pretty pricey; and poorly managed. It's especially bad if you have to buy insurance on your own, and can't get it through a job or some other group rate. Some price increases are just due to eexpensive health care; some are because the ACA makes it not really true insurance, just health coverage. i.e. people who're sick can sign up and get benefits, which means to subsidize that everyone else in that group ends up paying more. Often that's the people buying insurance on their own set, which means for them everything gets a lot more expensive as they subsidize the insurance for sick people.
Some insurers are dropping out of some markets because the general (non-work/group based) policies just lose too much money, even at high monthly payments ($500+)
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On May 04 2016 04:51 andrewlt wrote: Well, he did say the employer pays 70-80% and the employee pays 20-30%. That sounds about right.
I pay around $50 per paycheck every other week. I'm not sure if I pay anything extra on the two months that I get three paychecks. I'm on one of the more expensive plans my employer offers. It costs me around $1200-$1300 per year pre-tax.
Normally months with three paychecks are awesome because those things are setup to be taken out only twice a month.
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