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Read the rules in the OP before posting, please. In order to ensure that this thread continues to meet TL standards and follows the proper guidelines, we will be enforcing the rules in the OP more strictly. Be sure to give them a re-read to refresh your memory! The vast majority of you are contributing in a healthy way, keep it up! NOTE: When providing a source, explain why you feel it is relevant and what purpose it adds to the discussion if it's not obvious. Also take note that unsubstantiated tweets/posts meant only to rekindle old arguments can result in a mod action. | ||
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xDaunt
United States17988 Posts
On May 04 2016 01:35 The_Templar wrote: Trump and probably Clinton are going to be tonight's winners, I think. No you haven't. I seem to recall some degree of agreement with me on the point that Hillary has been an abject failure wherever she has been in charge. | ||
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Gorsameth
Netherlands21795 Posts
On May 04 2016 02:11 RCMDVA wrote: Open enrollment starts today for a lot of folks, the base cost of the three basic choices we have at work for plans for a single person : High deductible - went from $460 to $510, increase +10.8% Decent - $560 to $620, increase +10.7% Good - $620 to $680, increase +9.6% How do you have only 1 insurance company to choose from. How much is because of the ACA and how much is because insurers are greedy sons of bitches. | ||
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Plansix
United States60190 Posts
On May 04 2016 02:16 Acrofales wrote: That is really expensive insurance (we're talking monthly, right? If that is annual, it is peanuts for health insurance), no wonder this is such a huge topic. That said, this should only blow back on Obamacare if someone can make a convincing argument that the price increases are due to ACA, and would otherwise not have happened. I believe those are yearly charges, but I could be wrong. The rate increase might be around 8% per some reports. It is still cheaper than private insurance before the ACA. The article cites the main problem, very low fines for not signing up. | ||
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RCMDVA
United States708 Posts
The 3 tiers are provided by 3 separate companies. There are two other plans offered, but those are for retired part timers who want a supplement, and another plan that's specific to only a very few people. So officially there are 5 choices with 5 providers. But really only 3 that most people choose between. You take those numbers and basically double it for You + any 1 spouse/ child dependent, and triple it for You + Any/All spouse & child dependents. | ||
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zeo
Serbia6298 Posts
Made my day. | ||
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{CC}StealthBlue
United States41117 Posts
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LegalLord
United Kingdom13775 Posts
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DickMcFanny
Ireland1076 Posts
On May 04 2016 02:58 zeo wrote: https://twitter.com/Morning_Joe/status/727442753689292800 Made my day. Listened to that today, so good. My favourite was Meet the Press, where he spent the first ten minutes of the interview just shitting over Trump and the second ten minutes dodging a relentless Chuck Todd who very insistently kept asking him if he would support Trump as the nominee. What a sad, sad man. He'd be so much scarier than even Trump as a President... | ||
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Mohdoo
United States15714 Posts
On May 04 2016 02:40 RCMDVA wrote: Nope that's monthly. The employer covers a lot of that cost. What in the fuck, how in the world is it that expensive? So if someone makes $10/hour, let's assume taxed at 25%, so they take home 7.50 per hour, so 300 per week and 1200 per month. Half their income for insurance? | ||
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xDaunt
United States17988 Posts
On May 04 2016 03:03 {CC}StealthBlue wrote: https://twitter.com/StealthBlue/status/727540292493148160 Why haven't any of these idiots figured out that you can't save your ammo for the end of the race? Trump came out all guns blazing from the get go, labeling people early and reinforcing his labeling throughout the campaign. It has worked brilliantly for him. Everyone else, whether it be Cruz or Bernie Sanders, has held their most savage attacks in reserve, resulting in their usage reeking of desperation and lacking credibility. There needs to be a mass firing of political consultants after this election. | ||
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Godwrath
Spain10131 Posts
On May 04 2016 02:11 RCMDVA wrote: Open enrollment starts today for a lot of folks, the base cost of the three basic choices we have at work for plans for a single person : High deductible - went from $460 to $510, increase +10.8% Decent - $560 to $620, increase +10.7% Good - $620 to $680, increase +9.6% How much are you able to deduct ? Because being monthly that sounds batshit crazy. I pay for mine (which is a decent/good insurance) almost 10 times less. | ||
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Paljas
Germany6926 Posts
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RCMDVA
United States708 Posts
Of those numbers, the employer pays 70-80%, and the employee 20-30%. | ||
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Gorsameth
Netherlands21795 Posts
On May 04 2016 04:06 Godwrath wrote: How much are you able to deduct ? Because being monthly that sounds batshit crazy. I pay for mine (which is a decent/good insurance) almost 10 times less. You cant compare the price to anything outside of the US. their costs are inflated so much its beyond ridiculous | ||
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Sermokala
United States13990 Posts
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Mercy13
United States718 Posts
On May 04 2016 04:00 Mohdoo wrote: What in the fuck, how in the world is it that expensive? So if someone makes $10/hour, let's assume taxed at 25%, so they take home 7.50 per hour, so 300 per week and 1200 per month. Half their income for insurance? I believe those numbers are before subsidies. | ||
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Plansix
United States60190 Posts
Yes, because when my better half between jobs and on the lowest cost version of the MA system, it was almost nothing. Those costs are adjusted based on income and bunch of other factors. I think we pay about $100 for each of us now. | ||
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andrewlt
United States7702 Posts
I pay around $50 per paycheck every other week. I'm not sure if I pay anything extra on the two months that I get three paychecks. I'm on one of the more expensive plans my employer offers. It costs me around $1200-$1300 per year pre-tax. | ||
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zlefin
United States7689 Posts
Some price increases are just due to eexpensive health care; some are because the ACA makes it not really true insurance, just health coverage. i.e. people who're sick can sign up and get benefits, which means to subsidize that everyone else in that group ends up paying more. Often that's the people buying insurance on their own set, which means for them everything gets a lot more expensive as they subsidize the insurance for sick people. Some insurers are dropping out of some markets because the general (non-work/group based) policies just lose too much money, even at high monthly payments ($500+) | ||
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Blitzkrieg0
United States13132 Posts
On May 04 2016 04:51 andrewlt wrote: Well, he did say the employer pays 70-80% and the employee pays 20-30%. That sounds about right. I pay around $50 per paycheck every other week. I'm not sure if I pay anything extra on the two months that I get three paychecks. I'm on one of the more expensive plans my employer offers. It costs me around $1200-$1300 per year pre-tax. Normally months with three paychecks are awesome because those things are setup to be taken out only twice a month. | ||
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