EPTAsk and answer stupid questions here! - Page 727
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Emnjay808
United States10665 Posts
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JimmiC
Canada22817 Posts
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Zambrah
United States7393 Posts
Assume the burn in about six inches long, one inch wide, and on the leg. Estimates work. You can assume insurance, though preferably considering an average quality employee insurance plan, or the like. | ||
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solidbebe
Netherlands4921 Posts
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KwarK
United States43545 Posts
On April 28 2019 04:30 solidbebe wrote: Are you figuring out if you should go to the hospital with your burn? Because you should. It's America, it could easily cost him $5k to go. | ||
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GreenHorizons
United States23621 Posts
On April 28 2019 04:40 KwarK wrote: It's America, it could easily cost him $5k to go. To that point Cigna provides some information of how to treat them at home. Doesn't say much if it's already showing signs of infection but that should be something a clinic can help with rather than a hospital (not sure of that was just loose wording or not). | ||
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Simberto
Germany11739 Posts
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GreenHorizons
United States23621 Posts
On April 28 2019 05:32 Simberto wrote: Gotta say, the idea of having to think about whether i can afford to go to a doctor for acute burns sounds very scary. Most people don't even consider getting professional medical attention for anything that doesn't literally prevent them from working (like can't, not is painful/uncomfortable). Granted this website is a cross section of typically more affluent residents of the US. | ||
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KwarK
United States43545 Posts
On April 28 2019 05:32 Simberto wrote: Gotta say, the idea of having to think about whether i can afford to go to a doctor for acute burns sounds very scary. Even with insurance you're looking at having absolutely no idea what you could be charged when you go in. In theory it should be capped at your deductible (could easily be $5k before the insurance chips in) but in practice it can get broken up so that your single issue, the burn, is subject to multiple different procedures, each of which is subject to the same deductible. The first real limit you hit is the out of pocket max. | ||
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Emnjay808
United States10665 Posts
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GreenHorizons
United States23621 Posts
On April 28 2019 08:41 Emnjay808 wrote: Legit question, how do people in America survive without health insurance? Ive always been ignorant to the subject because I always had a job that gave me coverage. Work themselves to a painful death at ~50-65 Drug/Alcohol addictions, suicide, incarceration, etc... also make up a great deal of "how people survive" to the extent each is applicable. | ||
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Yurie
12019 Posts
On April 28 2019 08:41 Emnjay808 wrote: Legit question, how do people in America survive without health insurance? Ive always been ignorant to the subject because I always had a job that gave me coverage. By not paying if something bad happens. Not going to hospitals otherwise, turning minor stuff into major. | ||
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solidbebe
Netherlands4921 Posts
On April 28 2019 05:53 KwarK wrote: Even with insurance you're looking at having absolutely no idea what you could be charged when you go in. In theory it should be capped at your deductible (could easily be $5k before the insurance chips in) but in practice it can get broken up so that your single issue, the burn, is subject to multiple different procedures, each of which is subject to the same deductible. The first real limit you hit is the out of pocket max. Meanwhile healthcare costs me maximum €500 per year, everything beyond which is covered. How people can be against universal healthcare is beyond me. | ||
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Zambrah
United States7393 Posts
I was trying to explain to my coworkers why I was hesitant to go to the hospital, because in the US where I’m from, I wouldn’t go to the hospital with this burn, I figured it’d cost me like 5,000 to 6,000 minus any complications, but I don’t know shit, so I was wondering if anyone else had any experience with what that would cost, lol. | ||
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GreenHorizons
United States23621 Posts
On April 28 2019 16:09 Zambrah wrote: Don’t worry about me, I did describe my burn, but I’m in China and six rounds of treatment is costing me 150rmb which is less than 30USD, lol. I was trying to explain to my coworkers why I was hesitant to go to the hospital, because in the US where I’m from, I wouldn’t go to the hospital with this burn, I figured it’d cost me like 5,000 to 6,000 minus any complications, but I don’t know shit, so I was wondering if anyone else had any experience with what that would cost, lol. I think that might make it cheaper to fly to China and stay in a hotel for a few weeks while recovering than to get basic treatment at a US hospital? | ||
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BerserkSword
United States2123 Posts
On April 28 2019 00:16 Zambrah wrote: Does anyone know what it would cost in the US on average to treat a second degree burn with a mild infection, treatment being disinfectant, wrapping, and having that done at the hospital every five days for a month? Assume the burn in about six inches long, one inch wide, and on the leg. Estimates work. You can assume insurance, though preferably considering an average quality employee insurance plan, or the like. It's virtually impossible for us to tell without a ton of details which you probably don't have First of all, what is the actual diagnosis? "second degree burn" is very vague and not an actual diagnosis and it won't be billed as that. What it is billed as determines how much it will cost and what the insurance will reimburse. Second of all, did someone who actually made the initial diagnosis tell you that you have to go back to the hospital? The majority of second degree burns do not require hospital follow ups unless they need to perform special debridement, and even then, those could be done in clinics if they are properly equipped (most are unless yours is a complicated 2nd degree burn) It's important to know whether or not you actuall need to go to the hospital, because if you do, you/your insurance will be charged twice - once by the hospital and once by the doctor. If you go to a clinic/regular doctor's office, there will only be a doctor's charge. in my experience if it's a simple case that can be taken care of at any office it probably 80-250 per visit (this is how much the doctor might get paid, not including insurance coverage) depending on the severity. If special treatments like growth factors, hyperbaric oxygen treatment, or special debridement, it can go few hundred per visit. also need to know what the "disinfectant" youre talking abut is. and if it's in the hospital it will be more of course you should really be asking your doctor/hospital/whoever diagnosed you and gave you instructions though. they are the only ones who can really give you an answer | ||
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Zambrah
United States7393 Posts
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Yurie
12019 Posts
On April 28 2019 16:19 GreenHorizons wrote: I think that might make it cheaper to fly to China and stay in a hotel for a few weeks while recovering than to get basic treatment at a US hospital? Wiki has a nice quote about how true it is for US companies. In 2000, Blue Shield of California began the United States' first cross-border health plan. Patients in California could travel to one of the three certified hospitals in Mexico for treatment under California Blue Shield.[52] In 2007, a subsidiary of BlueCross BlueShield of South Carolina, Companion Global Healthcare, teamed up with hospitals in Thailand, Singapore, Turkey, Ireland, Costa Rica and India.[53] A 2008 article in Fast Company discusses the globalization of healthcare and describes how various players in the US healthcare market have begun to explore it.[54] https://en.wikipedia.org/wiki/Medical_tourism#Employer-sponsored_health_care_in_the_US It is so much cheaper that it is worth it for the companies to offer international travel on top of the medical costs. The same McKinsey study estimated that 750,000 American medical tourists traveled from the United States to other countries in 2007 (up from 500,000 in 2006). https://en.wikipedia.org/wiki/Medical_tourism#United_States | ||
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JimmiC
Canada22817 Posts
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BerserkSword
United States2123 Posts
On April 28 2019 20:12 Zambrah wrote: Unfortunately I don't have much experience with Chinese so I dunno the disinfectant they used, but they gauzed my leg up with the disinfectant, and on the sheet they gave me they listed necrosis, infection, inflammation, and classified it as a "severe burn" it just looked like a second degree burn to me since the skin wasn't charred or anything Chinese? where are you? okay who made this diagnosis? i highly doubt it was a doctor IF it truly has necrotic tissue then your wound does need need surgical debridement | ||
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