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Read the rules in the OP before posting, please. In order to ensure that this thread continues to meet TL standards and follows the proper guidelines, we will be enforcing the rules in the OP more strictly. Be sure to give them a re-read to refresh your memory! The vast majority of you are contributing in a healthy way, keep it up! NOTE: When providing a source, explain why you feel it is relevant and what purpose it adds to the discussion if it's not obvious. Also take note that unsubstantiated tweets/posts meant only to rekindle old arguments can result in a mod action. | ||
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Plansix
United States60190 Posts
On July 07 2017 03:32 Dangermousecatdog wrote: I'm fairly suprised that Americans consider their higher education to be a scam. Aren't American Universities highly sought after by overseas students? More that it is a rip off. | ||
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GreenHorizons
United States23237 Posts
On July 07 2017 00:04 Gahlo wrote: You'd be surprised how many people live paycheck to paycheck. If something happens like the washer goes, replacing it can cause problems for people living like that. Yeah, this became very apparent reading people trying to understand how people end up in credit card debt. I mean, virtually no one at or near the bottom of the income ladder can afford (less than 30% of their income) an apartment. That means millions of people who even if they were financially literate, would just show them that working 40 hrs a week isn't enough to responsibly budget. | ||
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Adreme
United States5574 Posts
On July 07 2017 03:32 Dangermousecatdog wrote: I'm fairly suprised that Americans consider their higher education to be a scam. Aren't American Universities highly sought after by overseas students? Right now I am working on getting an education with zero debt attached to my name (i had to start a lot later then most to pull it off) and the hurdles required to do so are what make it a handful. The biggest problem is that while you do end up making far more and your job is a lot less likely to be gone in 10 years (because lets be honest a LOT of the low skill jobs wont last 10 more years) the debt ends up hindering your life for the next 20 years. | ||
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Dangermousecatdog
United Kingdom7084 Posts
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LegalLord
United Kingdom13775 Posts
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KwarK
United States42695 Posts
On July 07 2017 03:42 Dangermousecatdog wrote: GreenHorizons, why wouldn't you able to afford an apartment that is 30% of your income? Minimum wage jobs won't give you 40 hours because they don't want to give you benefits. Same as zero hour contracts in the UK. That and high cost of living areas make it effectively impossible to live there. In a rational free market the minimum wage labour pool would dry up as people just left the area, thus creating a lack of supply which would raise wages. But humans suck at being rational actors and tend to just expect that whatever plan they're trying ought to be doable if they just try hard enough. | ||
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GreenHorizons
United States23237 Posts
On July 07 2017 03:42 Dangermousecatdog wrote: GreenHorizons, why wouldn't you able to afford an apartment that is 30% of your income? There is nowhere in this country where someone working a full-time minimum wage job could afford to rent a two-bedroom apartment, according to an annual report released Thursday documenting the gap between wages and the cost of rental housing. Downsizing to a one-bedroom will only get you so far on minimum wage. Such housing is affordable in only 12 counties located in Arizona, Oregon and Washington states, according to the report by the National Low Income Housing Coalition. You would have to earn $17.14 an hour, on average, to be able to afford a modest one-bedroom apartment without having to spend more than 30 percent of your income on housing, a common budgeting standard. Make that $21.21 for a two-bedroom home -- nearly three times the federal minimum wage of $7.25. As a result, more than 11.2 million families end up spending more than half their paychecks on housing, the report said -- a trade-off with other basic needs like food, transportation and medical care. Source Not sure I understand your question, but does that clear it up? | ||
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DeepElemBlues
United States5079 Posts
On July 07 2017 03:32 Dangermousecatdog wrote: I'm fairly suprised that Americans consider their higher education to be a scam. Aren't American Universities highly sought after by overseas students? When the cost of tuition has been rising faster than the rate of inflation by some ridiculous percentage for years on end, and a lot of degrees have dim job prospects to say the least, yeah, people start to think a scam might be being run. Perhaps Trump should run for president of Poland, they seem to really like him over there. Once he leaves the Oval Office on January 20, 2025 of course. | ||
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Danglars
United States12133 Posts
A bit of cultural criticism. It's pretty funny what's happened post November 2016. | ||
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ZerOCoolSC2
8983 Posts
On July 07 2017 03:46 GreenHorizons wrote: Source Not sure I understand your question, but does that clear it up? I lived in San Diego and was getting BAH for housing. That was $2340 a month. My apartment, 1 bedroom, ran $1200 a month. Add in cost of food, bills, taking the bus, clothing, school, it was paycheck to paycheck. Some people who lived with parents or had parents helping with costs, didn't understand why I was broke. | ||
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Danglars
United States12133 Posts
On July 07 2017 03:29 Dangermousecatdog wrote: Oh. Oh dear. You want a border wall acroos Mexico. Nevermind that Donald Trump has made America less safe after meeting with the Saudis and doing th sword dance and touching the orb and shat on Qatar, possible the most important US military base on foreign soil outside of Japan. Nevermind that that he randomly ordered the biggest non-nuclear bomb to be dropped to distract from his ever present crises surrounding his presidency without regard. Nevermind the travel ban. Nevermind that the Office Office Director literally resigned over Trump enriching himself due to bureaucracy preventing him from doing his job. nevermind that you think Trump's presidency is successful because *campaign promises*. You want the wall wall across Mexico to be built. You truly are living in a post reality world. The base is still up and running. Write me when US operational capability collapses because Qatar gets called on its support for terrorism (funding for terrorist plots also hurts America's safety). But hey, if we're starting to switch to things I actually believe are big issues and what aren't, we've made progress. I've seen enough of these phantom things conservatives are supposed to support in this thread. And if you're okay with multiple deportees returning to rape and kill because it's just a quick trek over with zero background check, I've learned something about you too. And trust me, I echo your sentiments back ... that your world is detached from reality. | ||
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GreenHorizons
United States23237 Posts
On July 07 2017 03:58 ZerOCoolSC2 wrote: I lived in San Diego and was getting BAH for housing. That was $2140 a month. My apartment, 1 bedroom, ran $1200 a month. Add in cost of food, bills, taking the bus, clothing, school, it was paycheck to paycheck. Some people who lived with parents or had parents helping with costs, didn't understand why I was broke. It's clear many here also haven't dealt with the shame and constant bombardment of how you're not a decent person if you don't have certain possessions. Society is jam packed with ways to make you feel shitty about being poor no matter how much harder you work than people with more money than you. | ||
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xDaunt
United States17988 Posts
On July 07 2017 03:57 Danglars wrote: https://twitter.com/dailycaller/status/882665647397842947 A bit of cultural criticism. It's pretty funny what's happened post November 2016. I think that the bigger issue is that they figured out that the Trump-centric story line badly constrained their creativity. There were some good Trump jokes, but a lot of them fell flat. Last season was pretty bad overall, which is a shame given how great the previous season was. | ||
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DeepElemBlues
United States5079 Posts
Not sure how vaporizing several dozen ISIS jihadis with an expensive bomb that is about to be not usable anymore made the US less safe. Not sure how keeping the Saudis in the fold makes the US less safe because the alternative is putting the Saudis at odds with the US which would definitely make the US less safe. The US base in Qatar is still operating normally and it's not like if Saudi Arabia and friends invaded Qatar that they would do anything to harm the base or that the Qataris would. The Qataris don't have the force to do anything to it even if they wanted to. How the travel ban makes the US less safe is also a mystery, has jihadi motivation to kill infidels been down recently? Sure doesn't seem like it. Not sure how the Office Office Director (Pam Halpert?) resigning makes the US less safe. Not sure how a physical barrier across the entirety of the border with Mexico makes the US less safe. Mexico has been using the US as a safety valve for over a hundred years, sending its poorest and its criminals to the US because if they all stayed in Mexico they'd probably have had another Revolution or two in the 20th century instead of the one they did have. It's going to make Mexicans want to hurt the US or something? That would be a very stupid thing for Mexicans to do. The power of non-Americans not liking the US has been shown to be hollow time and time again since September 11th. Their governments never do anything that would seriously alter their relationship with Washington. Jihadis were already trying to kill everyone who wasn't a jihadi. Anti-Americanism is a pretty useless force in the world, outside of the jihadi branch it never accomplishes anything. | ||
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Mohdoo
United States15689 Posts
On July 07 2017 03:37 Gahlo wrote: The value of it is well respected. The cost of it is what makes it questionable. When it comes to oversea students looking at American unis, they're looking at the better ones more often than not. A fair critique of our education system as a whole is the fact that people are never cautioned against going to school. People are never told about "hey, you'll get a lot of debt, so make sure you are in a position and career where you can pay it off without living in a dumpster". While it is easy to blame the individuals for not realizing a women's study degree won't hit 6 figs, I would say the system as a whole does a poor job at informing people on the nuance as to when it is appropriate to go to college. | ||
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Danglars
United States12133 Posts
On July 07 2017 03:52 DeepElemBlues wrote: When the cost of tuition has been rising faster than the rate of inflation by some ridiculous percentage for years on end, and a lot of degrees have dim job prospects to say the least, yeah, people start to think a scam might be being run. Perhaps Trump should run for president of Poland, they seem to really like him over there. Once he leaves the Oval Office on January 20, 2025 of course. Dim view on Democrats getting serious on their platform, message, and candidates in these next three years, eh? Trump (and his Congress) might actually end badly enough to let Dems squeak by. | ||
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KwarK
United States42695 Posts
On July 07 2017 03:57 Danglars wrote: https://twitter.com/dailycaller/status/882665647397842947 A bit of cultural criticism. It's pretty funny what's happened post November 2016. There's only so much they can really do with Trump. It'd be like the Scientology episode where they have to include a banner saying "this is really what they believe". South Park exaggerate reality as comedic satire. How would you even do that with Trump? "Okay, so he lies about stuff a lot, why don't we have him lie about something really inconsequential where there are hundreds of photos and... oh, he already did that". | ||
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GreenHorizons
United States23237 Posts
On July 07 2017 04:21 Danglars wrote: Dim view on Democrats getting serious on their platform, message, and candidates in these next three years, eh? Trump (and his Congress) might actually end badly enough to let Dems squeak by. Dim? Try...dismal? | ||
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Danglars
United States12133 Posts
On July 07 2017 04:26 GreenHorizons wrote: Dim? Try...dismal? https://twitter.com/derekwillis/status/882669894055100416 to regard with disapproval, skepticism, or dismay: Her mother takes a dim view of her choice of friends. | ||
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GreenHorizons
United States23237 Posts
On July 07 2017 04:33 Danglars wrote: to regard with disapproval, skepticism, or dismay: Her mother takes a dim view of her choice of friends. pitifully or disgracefully bad: He shuddered as he watched his team's dismal performance. But whatever, Republicans are an embarrassment as well. It's pretty frustrating/pathetic we leave these idiots in charge. | ||
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