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France17333 Posts
On May 05 2015 20:55 Velr wrote:
Like... Feeding People? Or healing People?....
Fuck those Stores, Restaurants and Hospitals/Doctors... How dare they make a profit.
There's precisely a reason why doctors can't charge the amount they want for each act they do... Making a profit is necessary to survive. But when the search for profit puts the original goal in the background, then it's not ethical anymore. (and stores are precisely made to make profit, not to feed people lol)
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Doctors can charge whatever they want... But Insurance or the State won't be obliged to pay more than an amount that is most likely defined in some law.
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France17333 Posts
On May 05 2015 21:24 Velr wrote:
Doctors can charge whatever they want... But Insurance or the State won't be obliged to pay more than an amount that is most likely defined in some law.
Afaik in France they cannot, but I admit that it may have been decided as a convention by the doctors themselves and not imposed by the State, although I'm not sure. But that doesn't change the fact that what is seen as unethical is the excess of profit, not profit itself.
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On May 05 2015 21:24 Velr wrote:
Doctors can charge whatever they want... But Insurance or the State won't be obliged to pay more than an amount that is most likely defined in some law.
Yes/no/maybe: depends on the laws themselves.
There is, I think, in Canada and France a law where private institutions are legal, but are not allowed to charge more than public institutions for any medical act considered "public service" (list and costs available as part of the regulation).
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On May 05 2015 21:24 Velr wrote:
Doctors can charge whatever they want... But Insurance or the State won't be obliged to pay more than an amount that is most likely defined in some law.
that depends on the country
i think in germany, a doctor charging arbitrary amounts would not only be a breach of several of his contracts with insurances but also a crime: http://www.gesetze-im-internet.de/englisch_stgb/englisch_stgb.html#p2416 §291
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On May 05 2015 20:22 Velr wrote:
I wonder why you guys think insurance business is somehow less ethical than... Any other Company?
Baseline is:
They take your money and they will (try) to make a profit with it.
Because they make a disproportionate amount of money and have policies that protect themselves against losing too much. To my senses it borders on fraudulent, because for one the insurance companies collude with one another to keep the prices high. If there was actual healthy competition, they'd have to actually offer reasonable policies and they wouldn't have margins so disproportionately high that they couldn't possibly ever dream of losing out in the end.
I don't think insurances are inherently bad, though. They just have become bad. It's a crazy effective way to make money when you already have money, as if there weren't enough such schemes...
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On May 05 2015 21:56 Djzapz wrote:Show nested quote +On May 05 2015 20:22 Velr wrote:
I wonder why you guys think insurance business is somehow less ethical than... Any other Company?
Baseline is:
They take your money and they will (try) to make a profit with it. Because they make a disproportionate amount of money and have policies that protect themselves against losing too much. To my senses it borders on fraudulent, because for one the insurance companies collude with one another to keep the prices high. If there was actual healthy competition, they'd have to actually offer reasonable policies and they wouldn't have margins so disproportionately high that they couldn't possibly ever dream of losing out in the end. I don't think insurances are inherently bad, though. They just have become bad. It's a crazy effective way to make money when you already have money, as if there weren't enough such schemes...
Don't look into how the telecom industries work in North America, you may just go nuts.
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On May 05 2015 20:26 helpman170 wrote:
The chance to die between 25 and 35 is about 0.01%.
That's like insuring yourself against alien abduction.
Ummmm...., really? Exaggerating or tinfoil hat? 
One in ten thousand. 100 per million people. 100k per billion. 700k worldwide. How many do you think are abducted by aliens? (Vipers don't count.) It surely makes a huge difference for the cost to the insurance company.
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On May 05 2015 21:59 ThomasjServo wrote:Show nested quote +On May 05 2015 21:56 Djzapz wrote:On May 05 2015 20:22 Velr wrote:
I wonder why you guys think insurance business is somehow less ethical than... Any other Company?
Baseline is:
They take your money and they will (try) to make a profit with it. Because they make a disproportionate amount of money and have policies that protect themselves against losing too much. To my senses it borders on fraudulent, because for one the insurance companies collude with one another to keep the prices high. If there was actual healthy competition, they'd have to actually offer reasonable policies and they wouldn't have margins so disproportionately high that they couldn't possibly ever dream of losing out in the end. I don't think insurances are inherently bad, though. They just have become bad. It's a crazy effective way to make money when you already have money, as if there weren't enough such schemes... Don't look into how the telecom industries work in North America, you may just go nuts.
I give them my money, trust me, I'm in a constant state of outrage.
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On May 05 2015 22:02 Cascade wrote:Show nested quote +On May 05 2015 20:26 helpman170 wrote:
The chance to die between 25 and 35 is about 0.01%.
That's like insuring yourself against alien abduction. Ummmm...., really? Exaggerating or tinfoil hat? One in ten thousand. 100 per million people. 100k per billion. 700k worldwide. How many do you think are abducted by aliens? (Vipers don't count.) It surely makes a huge difference for the cost to the insurance company.
700k alien abductions worldwide across a 10 year span sounds about right.
That's about 1 abduction per day and country.
Mind that abducted humans are constantly brought back to earth so as not to make anyone suspicious.
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Yes, but how would you claim your insurance after the mindwipe? And if you are miraculously immune to the mindwipe, you don't want the reptilians in charge to know that you remember. Purchasing alien abduction insurance is thus foolish. You'd just be disappeared into one of the Illuminati secret prisons.
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On May 05 2015 23:08 Simberto wrote:
Yes, but how would you claim your insurance after the mindwipe? And if you are miraculously immune to the mindwipe, you don't want the reptilians in charge to know that you remember. Purchasing alien abduction insurance is thus foolish. You'd just be disappeared into one of the Illuminati secret prisons.
Oh you sweet summer child, it makes no difference. It is already well known and well documented in youtube videos that aliens work in tandem with insurance companies to prevent people from claiming their insurance money. It doesn't matter if you're insured against alien abduction or urban bigfoot attacks, you'll get nabbed before you can say a thing.
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OK, so there's the answer to the original question then! You are royally fucked over by the insurance company, as even if you die, your brother will be abducted by aliens (aka the insurance company) to not be able to claim the money. Good to finally get a closure on this.
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=( not the answer I wanted! heuheu
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Why did there is so much water problem in the world, why don't take water of the ocean and filter it to make it drinkable ?
Dont tell me that its impossible omg
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On May 06 2015 22:50 VelJa wrote:
Why did there is so much water problem in the world, why don't take water of the ocean and filter it to make it drinkable ?
Dont tell me that its impossible omg
costs huge amounts of energy, and a decent bit technology which is not that available in most regions that have severe water shortages.
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On May 06 2015 22:55 puerk wrote:Show nested quote +On May 06 2015 22:50 VelJa wrote:
Why did there is so much water problem in the world, why don't take water of the ocean and filter it to make it drinkable ?
Dont tell me that its impossible omg costs huge amounts of energy, and a decent bit technology which is not that available in most regions that have severe water shortages.
what ?
WHAT ?
taking the salt off the water need HUGE amounts of enrgy and technology ?
ahahahaha
i used to do it when i was 10 y/0 with plastic bottle sand and some other shit in classroom ^^
Don't tell me you can't adapt the -easy- process .
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Desalination plants are quite common already.
Downsides:
- Ridiculously costly
- High power consumption
- Bad for environment
Aside from that, it only really makes economic sense if it is close to the coast.
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On May 06 2015 22:50 VelJa wrote:
Why did there is so much water problem in the world, why don't take water of the ocean and filter it to make it drinkable ?
Dont tell me that its impossible omg
The process is called desalination and it's outrageously expensive/electrically wasteful.
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On May 06 2015 22:50 VelJa wrote:
Why did there is so much water problem in the world, why don't take water of the ocean and filter it to make it drinkable ?
Dont tell me that its impossible omg
Desalinating water is possible but it's extremely expensive for big amounts of water. You can't filter out the salt, you essentially need to boil the water (which takes a lot of power if you want to do it with a lot of water) to separate it from the salt. As far as I understand, it's more or less the same process as distillation. There are other processes which aren't up to the task either, not yet anyway.
While we can desalinate small amount of water, and in some places you could even build devices that would use the power of the sun to desalinate enough water to drink, it's not enough. Agriculture takes a massive amount of water, and desalinating enough water for even one farm would cost a metric shitton of money.
On May 06 2015 22:58 VelJa wrote:Show nested quote +On May 06 2015 22:55 puerk wrote:On May 06 2015 22:50 VelJa wrote:
Why did there is so much water problem in the world, why don't take water of the ocean and filter it to make it drinkable ?
Dont tell me that its impossible omg costs huge amounts of energy, and a decent bit technology which is not that available in most regions that have severe water shortages. what ? WHAT ? taking the salt off the water need HUGE amounts of enrgy and technology ? ahahahaha i used to do it when i was 10 y/0 with plastic bottle sand and some other shit in classroom ^^ Don't tell me you can't adapt the -easy- process .
There's a difference between the water you can get from evaporation in a bottle and massive rods of water being tossed at vegetables.
![[image loading]](http://s.hswstatic.com/gif/freshwater-habitat-threat-4.jpg)
^ how many bottles would one tenth of a second of that take?
Even if we built massive stadium sized solar-powered evaporation-based plants we wouldn't come close to getting the water we need.
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