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Financially Pathetic. - Page 3

Blogs > Eiserne
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koreasilver
Profile Blog Joined June 2008
9109 Posts
Last Edited: 2010-06-26 06:56:59
June 26 2010 06:56 GMT
#41
What kind of answer are you looking for, really? You just drop the small things. You simply just drop them. You know you need to, and so you do. It isn't a complicated procedure. You make a statement to yourself and you just stick to it. It doesn't even feel like you're trying to save money at all. Even if you fix all these small habits it still doesn't change that you are living way beyond your means. Are you forgetting that you're not even living off your own money? You're living off loans. Live like you are.
Cambium
Profile Blog Joined June 2004
United States16368 Posts
June 26 2010 06:57 GMT
#42
On June 26 2010 15:51 Carthac wrote:
Show nested quote +
On June 26 2010 15:44 Eiserne wrote:
Okay, forget this blog, nobody seems to think before they post.



You are not looking for advice, as I am sure you are not stupid. Sounds like you just want a little sympathy to me.

Suck it up, budget your money wisely, and stop acting like you are in high school.


Bingo
When you want something, all the universe conspires in helping you to achieve it.
d3_crescentia
Profile Blog Joined May 2009
United States4054 Posts
June 26 2010 06:57 GMT
#43
use a budget and start teaching kids for cash

On June 26 2010 15:46 LosingID8 wrote:
Show nested quote +
On June 26 2010 15:14 Eiserne wrote:
As a music performance major I literally do not have any time to work.

i call absolute 100% bullshit on this

normally I'd agree with you but some music performance majors have it rough; so I'd say 80% bullshit? I dunno
once, not long ago, there was a moon here
Kau *
Profile Joined March 2007
Canada3500 Posts
June 26 2010 06:59 GMT
#44
On June 26 2010 15:48 Eiserne wrote:
Show nested quote +
On June 26 2010 15:46 LosingID8 wrote:
even though you're going to ignore everyone's comments regarding your ridiculously stupid decision to get an iphone, i'll say it again to reinforce it.

having an iphone, or rather any sort of smartphone like a blackberry or droid in your financial situation is a SUPER dumb move. i seriously can't think of a legitimate reason to spend that percentage of your limited funds on a phone.
On June 26 2010 15:14 Eiserne wrote:
As a music performance major I literally do not have any time to work.

i call absolute 100% bullshit on this

You can call bullshit on whatever you want but when you're in a performing ensemble 4 hours a day, class 6 hours a day, private practice 5 hours a day, lesson 10 hours a week, chamber music 20 hours a week, you can tell me how much time I have to get a job. Seriously, where do people get off assuming they know everything about someone's life? I shouldn't have even bothered asking anything of people on this website. Please close this/delete this asap.


Performing ensemble - 4 hours/day
Class - 6 hours/day
Private Practice - 5 hours/day

Lessons - 10 hours / week = ~1 hour/day
Chamber music - 20 hours / week = ~3 hours/day

Total = ~19 hours a day

Now including time to eat, travel, talk/text on your expensive iphone, complain on teamliquid, and all those little things in life, I'd say you're getting less than 4 hours of sleep a day. I think you should slow things down a bit before considering getting a job.
Moderator
Eiserne
Profile Blog Joined February 2010
United States340 Posts
June 26 2010 06:59 GMT
#45
On June 26 2010 15:55 FragKrag wrote:
Don't know how demanding a music major is, but I'm pretty sure you can work. Finding a job might be difficult, but if you are truly strapped for money working is never not an option.

It's not that I'm strapped for money, which seems to be the major misunderstanding here. I always have -enough- money to last me month-to-month. That's all well. But I'd like to be able to spend less, put money aside, pay off my credit card bill faster, start saving money for important professional things like a new cello.

People in this thread may think I'm net negative, which isn't true at all. I just want to eliminate from my spending, the more useless shit, like fast food and video game subscriptions. But I always make this valiant effort to do so... which lasts maybe a week or two. Then it's back to, this is so much easier/takes less time/seems cheaper, so I shouldn't worry about it. It's so easy to fall back into that bad habit.
Eiserne
Profile Blog Joined February 2010
United States340 Posts
June 26 2010 07:00 GMT
#46
On June 26 2010 15:59 Kau wrote:
Show nested quote +
On June 26 2010 15:48 Eiserne wrote:
On June 26 2010 15:46 LosingID8 wrote:
even though you're going to ignore everyone's comments regarding your ridiculously stupid decision to get an iphone, i'll say it again to reinforce it.

having an iphone, or rather any sort of smartphone like a blackberry or droid in your financial situation is a SUPER dumb move. i seriously can't think of a legitimate reason to spend that percentage of your limited funds on a phone.
On June 26 2010 15:14 Eiserne wrote:
As a music performance major I literally do not have any time to work.

i call absolute 100% bullshit on this

You can call bullshit on whatever you want but when you're in a performing ensemble 4 hours a day, class 6 hours a day, private practice 5 hours a day, lesson 10 hours a week, chamber music 20 hours a week, you can tell me how much time I have to get a job. Seriously, where do people get off assuming they know everything about someone's life? I shouldn't have even bothered asking anything of people on this website. Please close this/delete this asap.


Performing ensemble - 4 hours/day
Class - 6 hours/day
Private Practice - 5 hours/day

Lessons - 10 hours / week = ~1 hour/day
Chamber music - 20 hours / week = ~3 hours/day

Total = ~19 hours a day

Now including time to eat, travel, talk/text on your expensive iphone, complain on teamliquid, and all those little things in life, I'd say you're getting less than 4 hours of sleep a day. I think you should slow things down a bit before considering getting a job.

The first thing to go in my schedule is obviously private practice time, which gets bumped to closer to 3 hours a day. But yeah. Usually 5-6 hours of sleep a day, which so far has done me well but I'm sure has long term problems. And lessons is actually 8 hours a week, 4 2 hour lessons per week. In any case. That's my major.
koreasilver
Profile Blog Joined June 2008
9109 Posts
Last Edited: 2010-06-26 07:03:02
June 26 2010 07:01 GMT
#47
On June 26 2010 15:59 Eiserne wrote:
Show nested quote +
On June 26 2010 15:55 FragKrag wrote:
Don't know how demanding a music major is, but I'm pretty sure you can work. Finding a job might be difficult, but if you are truly strapped for money working is never not an option.

It's not that I'm strapped for money, which seems to be the major misunderstanding here. I always have -enough- money to last me month-to-month. That's all well. But I'd like to be able to spend less, put money aside, pay off my credit card bill faster, start saving money for important professional things like a new cello.

People in this thread may think I'm net negative, which isn't true at all.

You're living mostly off of loans.

LOANS. NOT YOUR MONEY. For god's sake you say that you want to save money for a new cello, which will rape your wallet up while also saying that you're not going to give up frivolous things like an iPhone? Are you even listening to yourself?
IntoTheWow
Profile Blog Joined May 2004
is awesome32274 Posts
June 26 2010 07:01 GMT
#48
On June 26 2010 15:59 Kau wrote:
Show nested quote +
On June 26 2010 15:48 Eiserne wrote:
On June 26 2010 15:46 LosingID8 wrote:
even though you're going to ignore everyone's comments regarding your ridiculously stupid decision to get an iphone, i'll say it again to reinforce it.

having an iphone, or rather any sort of smartphone like a blackberry or droid in your financial situation is a SUPER dumb move. i seriously can't think of a legitimate reason to spend that percentage of your limited funds on a phone.
On June 26 2010 15:14 Eiserne wrote:
As a music performance major I literally do not have any time to work.

i call absolute 100% bullshit on this

You can call bullshit on whatever you want but when you're in a performing ensemble 4 hours a day, class 6 hours a day, private practice 5 hours a day, lesson 10 hours a week, chamber music 20 hours a week, you can tell me how much time I have to get a job. Seriously, where do people get off assuming they know everything about someone's life? I shouldn't have even bothered asking anything of people on this website. Please close this/delete this asap.


Performing ensemble - 4 hours/day
Class - 6 hours/day
Private Practice - 5 hours/day

Lessons - 10 hours / week = ~1 hour/day
Chamber music - 20 hours / week = ~3 hours/day

Total = ~19 hours a day

Now including time to eat, travel, talk/text on your expensive iphone, complain on teamliquid, and all those little things in life, I'd say you're getting less than 4 hours of sleep a day. I think you should slow things down a bit before considering getting a job.


When you play music fast, time bends.
Moderator<:3-/-<
IntoTheWow
Profile Blog Joined May 2004
is awesome32274 Posts
June 26 2010 07:01 GMT
#49
Or you bullshit people on blogs, you pick one!
Moderator<:3-/-<
Eiserne
Profile Blog Joined February 2010
United States340 Posts
June 26 2010 07:01 GMT
#50
On June 26 2010 15:57 d3_crescentia wrote:
use a budget and start teaching kids for cash

Show nested quote +
On June 26 2010 15:46 LosingID8 wrote:
On June 26 2010 15:14 Eiserne wrote:
As a music performance major I literally do not have any time to work.

i call absolute 100% bullshit on this

normally I'd agree with you but some music performance majors have it rough; so I'd say 80% bullshit? I dunno

I used to have two students. They showed up for two lessons each and never came back. That's in the last few months though. Before I moved here to Denton (transferred to UNT, one of the major music schools in the USA) I had several students. It was easier living there, financially, but I was also paying twice as much for school for half the quality of the education so it was a no-brainer on what I needed to do.
So no fek
Profile Blog Joined June 2005
United States3001 Posts
June 26 2010 07:02 GMT
#51
On June 26 2010 15:55 Eiserne wrote:
Show nested quote +
On June 26 2010 15:54 Carthac wrote:
Jeez Eiserne, you posted a blog asking for advice and when people gave you the answer you didn't want to hear, you pointlessly argue in favor of the lifestyle you want to change.

Take the advice in this thread or be quiet.

why don't you offer advice to the question I proposed. Then I'll consider your advice. Until then please stop posting. I'm not going to ban you, in hopes that you might even have a real solution.



That's what you're not understanding, man. There's no secret way of learning self control. It's either something you eventually learn, or you don't. Maybe you'll learn to stop spending money on all the fast food/WoW/etc. if your car dies and you don't have the money to repair it (and thus have to walk everywhere) because you spent all your money elsewhere. Short of that, there really isn't a magical way.

Maybe you should cut off your internet, or if you need it for school (and don't have access to a library where you can do the necessities) uninstall WoW/whatever other programs you waste your time/money on.
#1 Shuttle fan - TeamLiquid CJ Entusman #36 BW4lyfe
Eiserne
Profile Blog Joined February 2010
United States340 Posts
June 26 2010 07:03 GMT
#52
On June 26 2010 16:01 IntoTheWow wrote:
Or you bullshit people on blogs, you pick one!

i don't know what you do for a living, but it's easy for you to say that when you have no experience of it. Talk to the music performance majors you know, if you know any. When every job out there is a competition with the person next to you... when there are on average 6-8 university teaching job openings every year and 10-12 major symphony openings every year... and thousands of students graduating every year in cello performance... the competition demands the schedule.
BroOd
Profile Blog Joined April 2003
Austin10831 Posts
June 26 2010 07:03 GMT
#53
TBH I think this thread is just full of Microsoft fanboys. What sane man WOULDN'T drop a few Benjamins on Apple's® latest pièce de résistance? I got an extra job doing medical testing at the local community college to afford one. Who cares if I'm bald and spermless when I'm 40? I have an iPhone now, and that makes it all ok.

Stand tall, Eiserne. You may be a music major, but you have an iPhone now, and they can never take that away from you. (unless you stop using your student loans to pay the monthly bill, I guess then they can take it away from you)
ModeratorSIRL and JLIG.
ShadeR
Profile Blog Joined December 2009
Australia7535 Posts
June 26 2010 07:03 GMT
#54
On June 26 2010 15:46 Eiserne wrote:
Show nested quote +
On June 26 2010 15:45 Gatsbi wrote:
Are you kidding? You think there is some magical solution that is just waiting there to be posted about how to not be a fucking idiot with what little money you have? STOP LIVING BEYOND YOUR MEANS, there is your solution.

You're still not even thinking. You're not reading, you're not thinking, you're still posting the same basic crap you started posting when it's not what I asked at all. It'd be like if someone posted a blog saying, what's 2+2? and I went in and told them that it's spelled e-l-e-p-h-a-n-t. Totally irrelevant.

They are not thinking?
lulz
koreasilver
Profile Blog Joined June 2008
9109 Posts
June 26 2010 07:04 GMT
#55
Also, how do you fit in WoW when you only have 5 hours to sleep a day or some shit according to what you say?

\o/
IntoTheWow
Profile Blog Joined May 2004
is awesome32274 Posts
Last Edited: 2010-06-26 07:05:02
June 26 2010 07:04 GMT
#56
On June 26 2010 16:03 Eiserne wrote:
Show nested quote +
On June 26 2010 16:01 IntoTheWow wrote:
Or you bullshit people on blogs, you pick one!

i don't know what you do for a living, but it's easy for you to say that when you have no experience of it. Talk to the music performance majors you know, if you know any. When every job out there is a competition with the person next to you... when there are on average 6-8 university teaching job openings every year and 10-12 major symphony openings every year... and thousands of students graduating every year in cello performance... the competition demands the schedule.



So now it's a dick measuring contest?

alrighty... *unzips*

_YOUR_ turn now.
Moderator<:3-/-<
Eiserne
Profile Blog Joined February 2010
United States340 Posts
June 26 2010 07:05 GMT
#57
On June 26 2010 16:03 BroOd wrote:
TBH I think this thread is just full of Microsoft fanboys. What sane man WOULDN'T drop a few Benjamins on Apple's® latest pièce de résistance? I got an extra job doing medical testing at the local community college to afford one. Who cares if I'm bald and spermless when I'm 40? I have an iPhone now, and that makes it all ok.

Stand tall, Eiserne. You may be a music major, but you have an iPhone now, and they can never take that away from you. (unless you stop using your student loans to pay the monthly bill, I guess then they can take it away from you)

I laughed out loud in my chair. A work of art in text, haha. Well spoken.
Coca Cola Classic
Profile Blog Joined October 2008
266 Posts
June 26 2010 07:05 GMT
#58
when i was in college my schedule looked like this:

MWF
8-12 classes.
2-6 lab class
6-10 work
12-2 study

TR
9-12 study
12-5 work
5-8 freetime
8-12 study

honestly, been there done that. also, i didn't think you were in the negative, just horrendous planning/management/reasoning skills.

안녕하세요~~
Eiserne
Profile Blog Joined February 2010
United States340 Posts
June 26 2010 07:06 GMT
#59
On June 26 2010 16:04 IntoTheWow wrote:
Show nested quote +
On June 26 2010 16:03 Eiserne wrote:
On June 26 2010 16:01 IntoTheWow wrote:
Or you bullshit people on blogs, you pick one!

i don't know what you do for a living, but it's easy for you to say that when you have no experience of it. Talk to the music performance majors you know, if you know any. When every job out there is a competition with the person next to you... when there are on average 6-8 university teaching job openings every year and 10-12 major symphony openings every year... and thousands of students graduating every year in cello performance... the competition demands the schedule.



So now it's a dick measuring contest?

alrighty... *unzips*

_YOUR_ turn now.



Uhm, it has nothing to do with any ego here. You're making it into an ego contest. I said nothing of the sort and wasn't trying to compare myself to you at all. I was just trying to explain to you why my schedule is so demanding. I can't comprehend your response at all.
Carthac
Profile Blog Joined June 2009
United States393 Posts
June 26 2010 07:06 GMT
#60
On June 26 2010 15:59 Eiserne wrote:
Show nested quote +
On June 26 2010 15:55 FragKrag wrote:
Don't know how demanding a music major is, but I'm pretty sure you can work. Finding a job might be difficult, but if you are truly strapped for money working is never not an option.


People in this thread may think I'm net negative, which isn't true at all. I just want to eliminate from my spending, the more useless shit, like fast food and video game subscriptions. But I always make this valiant effort to do so... which lasts maybe a week or two. Then it's back to, this is so much easier/takes less time/seems cheaper, so I shouldn't worry about it. It's so easy to fall back into that bad habit.


Once again, you know the answer. There is no special technique everyone uses or some special pill we take to have enough will power to not spend our money on frivolous things. You just need to control yourself, think as you are buying whether you can afford it or not given your financial situation, and ponder if there is any better way you can be spending that money.

Honestly, you need to stop posting as well. You are most likely in a bad mood and trying to vent here on your blog. Whether you are or not, you are coming off as pretty childish
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