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AnachronisticAnarchy
United States2957 Posts
For instance, did you know that without uninsured people and their markups, we would have no dialysis centers? Did you know that many practices are forced to pass limits on how many patients with Medicare they can accept just so that they can stay in business? Source: My father, who is an important doctor in his hospital and directly handles bills related to the parts pertaining to his job. | ||
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Sadist
United States7227 Posts
On February 24 2013 11:58 AnachronisticAnarchy wrote: Unfortunately, Medicare and insurance companies underpay so much that the hospitals are losing a pretty penny treating people. Thus, hospitals are forced to markup the prices for the uninsured just so that they can keep their doors open. For instance, did you know that without uninsured people and their markups, we would have no dialysis centers? Did you know that many practices are forced to pass limits on how many patients with Medicare they can accept just so that they can stay in business? Source: My father, who is an important doctor in his hospital and directly handles bills related to the parts pertaining to his job. This is BS if you read the article and watch the interview. | ||
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aksfjh
United States4853 Posts
On February 24 2013 11:58 AnachronisticAnarchy wrote: Unfortunately, Medicare and insurance companies underpay so much that the hospitals are losing a pretty penny treating people. Thus, hospitals are forced to markup the prices for the uninsured just so that they can keep their doors open. For instance, did you know that without uninsured people and their markups, we would have no dialysis centers? Did you know that many practices are forced to pass limits on how many patients with Medicare they can accept just so that they can stay in business? Source: My father, who is an important doctor in his hospital and directly handles bills related to the parts pertaining to his job. My parents are part of a business that benefits heavily from government regulations (FAA) as well as government DOD contracts. Their stated biggest fear are increased taxes and overregulation, even though cuts in spending and regulations would likely kill their business, or at the very least cut it in half. Moral of the story, people in the middle of these industries don't always know what's going on, especially when looking at the big picture. | ||
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Ropid
Germany3557 Posts
On February 24 2013 11:54 terranu1 wrote: Geat well ,I'll go on with my 0 faith in proven medicine with no worries. I had hearth surgery at the age of 3 and I forgot the number of times doctors told me to stay away from any kind of physical effort or prescribed me ridiculously expensive medicine just to prevent strokes. I never took most of those drugs because they were expensive and I never had any strokes despite my years of playing soccer and do all those things they strongly advised me not to, because I'd be dead soon. You guys just go on and ignore my posts alltogheter now ,I might be a rare happy scenario and that's all. The moment my father started to experiment with reducing the amount of the drugs he was told to take, those drugs relating to his heart problems and a past heart attack, he got a stroke. It was literally within the first month he started with his experiments. | ||
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Ghostcom
Denmark4782 Posts
On February 24 2013 11:58 AnachronisticAnarchy wrote: Unfortunately, Medicare and insurance companies underpay so much that the hospitals are losing a pretty penny treating people. Thus, hospitals are forced to markup the prices for the uninsured just so that they can keep their doors open. For instance, did you know that without uninsured people and their markups, we would have no dialysis centers? Did you know that many practices are forced to pass limits on how many patients with Medicare they can accept just so that they can stay in business? Source: My father, who is an important doctor in his hospital and directly handles bills related to the parts pertaining to his job. Did you read the article? The part starting from page 7 directly disproves your (dads) statement: "The ManorCare convalescent center, which Alan A. says gave him “good care” in an “O.K. but not luxurious room,” got paid $11,982 by Medicare for his three-week stay. That is about $571 a day for all the physical therapy, tests and other services. As with all hospitals in nonemergency situations, ManorCare does not have to accept Medicare patients and their discounted rates. But it does accept them. In fact, it welcomes them and encourages doctors to refer them." | ||
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Danglars
United States12133 Posts
On February 24 2013 11:58 AnachronisticAnarchy wrote: Unfortunately, Medicare and insurance companies underpay so much that the hospitals are losing a pretty penny treating people. Thus, hospitals are forced to markup the prices for the uninsured just so that they can keep their doors open. For instance, did you know that without uninsured people and their markups, we would have no dialysis centers? Did you know that many practices are forced to pass limits on how many patients with Medicare they can accept just so that they can stay in business? Source: My father, who is an important doctor in his hospital and directly handles bills related to the parts pertaining to his job. Exactly so. The government sets by fiat how much Medicare will pay for this and that. It's a huge market distortion that does not let prices gradually readjust to reflect the costs and scarcities involved. The government's got a heavy hand in the medical care industry, and it recently got bigger under the PPACA. Such reforms like getting your health benefits in a HSA to find the best bang for your buck would go a long way in fixing this mess. As it stands, costs will continue to rise as the government mandates what insurers must provide for and the prices that hospitals must accept. | ||
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Dagan159
United States203 Posts
On February 24 2013 12:22 Danglars wrote: Exactly so. The government sets by fiat how much Medicare will pay for this and that. It's a huge market distortion that does not let prices gradually readjust to reflect the costs and scarcities involved. The government's got a heavy hand in the medical care industry, and it recently got bigger under the PPACA. Such reforms like getting your health benefits in a HSA to find the best bang for your buck would go a long way in fixing this mess. As it stands, costs will continue to rise as the government mandates what insurers must provide for and the prices that hospitals must accept. Actually the government did a bang up job actually accounting for cost when they set the medicare thesholds. The government does not decide what prices the hospital must accept from insurers, only government programs, at least from my understanding. Hospitals still make a decent profit margin on medicare patients, its just the enourmous gains made on insurance or (God help you) uninsured patients. | ||
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Ghostcom
Denmark4782 Posts
On February 24 2013 13:30 Dagan159 wrote: Actually the government did a bang up job actually accounting for cost when they set the medicare thesholds. The government does not decide what prices the hospital must accept from insurers, only government programs, at least from my understanding. Hospitals still make a decent profit margin on medicare patients, its just the enourmous gains made on insurance or (God help you) uninsured patients. This is the post that deserves the "Exactly so". | ||
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Jisall
United States2054 Posts
Personally I always felt that government drives up cost, and medicare was designed poorly in the first place. | ||
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{CC}StealthBlue
United States41117 Posts
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Dagan159
United States203 Posts
On February 24 2013 14:38 {CC}StealthBlue wrote: Of course Doctors and Hospitals willing accept Medicare as they know they will be paid rather than say someone with no insurance or even patients with private insurance. A lot of upper management in healthcare cite that medicare patients cost the hospital money and therefor drive up cost to compensate for everyone else. It seems this is a lie, they do indeed make a healthy profit margin of medicare patients. This was one of the primary arguments agiasnt obamacare. | ||
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Defacer
Canada5052 Posts
On February 24 2013 11:58 AnachronisticAnarchy wrote: Unfortunately, Medicare and insurance companies underpay so much that the hospitals are losing a pretty penny treating people. Thus, hospitals are forced to markup the prices for the uninsured just so that they can keep their doors open. For instance, did you know that without uninsured people and their markups, we would have no dialysis centers? Did you know that many practices are forced to pass limits on how many patients with Medicare they can accept just so that they can stay in business? Source: My father, who is an important doctor in his hospital and directly handles bills related to the parts pertaining to his job. Your father is biased. Of course he thinks his services are worth more than they actually are, and is willing to rationalize overcharging the uninsured for providing the same service to the insured. The brutal truth is that cost of healthcare in the states can be attributed to administrative fees, marked-up drugs and straight-up price gouging. The US has the least efficient healthcare system in the world. | ||
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MoonfireSpam
United Kingdom1153 Posts
I mean everyone is saying there's a monopoly and stuff, but is that just because nobody else wants to try and make dollars from a hospital budget airline style? Anyways, my take is that it's a common attidude found all over business. If you can make a dollar that's great, if you can make 10 dollars, thats 10 times as great. Why should healthcare be regarded with different rules and standards to invetment banking, it's all about bringing in profits isn't it? | ||
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Blargh
United States2102 Posts
On February 24 2013 15:33 MoonfireSpam wrote: Just out of interest, is there anything stopping anyone from opening a hospital in the US as long as it meets government standards and undercutting current prices or are there just much easier ways to make dollars? I mean everyone is saying there's a monopoly and stuff, but is that just because nobody else wants to try and make dollars from a hospital budget airline style? Anyways, my take is that it's a common attidude found all over business. If you can make a dollar that's great, if you can make 10 dollars, thats 10 times as great. Why should healthcare be regarded with different rules and standards to invetment banking, it's all about bringing in profits isn't it? You would never get any profit out of it since almost all of your hospital patients are people who want the service as soon as possible. If a hospital were to undercut every other hospital's prices, they would possibly get a few more people, but most of the people who went there would still be emergency patients and whatnot. Someone could transfer after the initial emergency I suppose, but I don't think such a thing will ever be viable. It's a silly market. Also, when you're talking about the health of everyone around you, the last thing you want is the #1 priority to be a profit. Health, unlike other businesses/services, is sort of a necessity to live. When I go to a hospital responsible for my life, survival, health, etc. I don't want them "in it for the money". Money is an incentive for better performance, but it's far easier to just cut corners (or very often, it is literally the opposite where they give you procedures/medicines/cures that do far more than necessary). In order to have a progressive society, health needs to be easily accessible for everyone. Society runs on everyone, after all. | ||
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BrTarolg
United Kingdom3574 Posts
On February 24 2013 10:59 Dagan159 wrote: Interesting, so they have government hospitals that compete with the private sector? You can bet Americans would NEVER go for government run hospitals at the moment =P This is proabably one of the very few instances in which the government could compete with the private market and win, it shoudnt be hard to beat 2000% markups. Am I correct in understanding that they make you set aside money for healthcare, and most people use that money to buy insurance? How is this enforced? Well it's like tax, you are forced to save some of your money deducted from your payroll for medical care. This money saved can accumulate to large amounts over time, and it can be pooled between family members etc. There is public healthcare, but the key is that it's not free - almost nothing is free (except i think for immediate life and death such as an ambulance due to a car crash or heart attack etc.) The government actively competes against the private sector and of course the government self regulates its own pricing scheme I think there are various levels of subsidy which determine how expensive something can be but nothing is ever free which stops people overusing the medical system to lavishly splash on expensive and exotic medical treatment (like in the UK). A lot of the time the public health cost is basically the same as the private cost Government over there spends something like 3-4% of GDP on healthcare and government expenditure on healthcare is really low | ||
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wei2coolman
United States60033 Posts
On February 24 2013 11:58 AnachronisticAnarchy wrote: Unfortunately, Medicare and insurance companies underpay so much that the hospitals are losing a pretty penny treating people. Thus, hospitals are forced to markup the prices for the uninsured just so that they can keep their doors open. For instance, did you know that without uninsured people and their markups, we would have no dialysis centers? Did you know that many practices are forced to pass limits on how many patients with Medicare they can accept just so that they can stay in business? Source: My father, who is an important doctor in his hospital and directly handles bills related to the parts pertaining to his job. Actually, hospitals markup the prices for EVERYONE. If person is insured; insurance companies pay it out, insurance company can't really complain about medical bill prices tons of exuberent charges (over charged xrays; medication; room costs; care costs; ambulence fees; etc etc.). If person is uninsured; chance are they couldn't afford insurance in first place, can't even afford care; Hospital ends up footing the bill (supplemented a little by gov't). That's why costs are going up. Hospital end up having a lot of costs because of uninsured. | ||
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Bill Murray
United States9292 Posts
i see you address that in terms of funds, but that's the purpose of it all - we don't want the money to run out my real problem with all of this dips into our Capitalist society as a whole. It's ok for the blue collared man to get fucked, and have to mortgage his home, only to have it taken by a bank, but when the bubble bursts on wallstreet... bailout!!! That isn't Capitalism, it's Socialism, and that's where this country is headed 2nd amendment be damned right now, I'm worried about my 1st. My voice is barely even heard over the convoluted social media with yolosluts trying to put up duckfaces when i do give a damn. I do give a damn. | ||
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Bill Murray
United States9292 Posts
On February 24 2013 14:38 {CC}StealthBlue wrote: Of course Doctors and Hospitals willing accept Medicare as they know they will be paid rather than say someone with no insurance or even patients with private insurance. what do you mean here? and you werent the mod i was referring to... i'm fairly ill informed on the matter, which is funny, and somewhat ironic, but i won't get into that I have bluecross, and blueshield. What is the difference between that, and say, "wellcare"? Is that what you mean by it being "private"? | ||
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Bill Murray
United States9292 Posts
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Doublemint
Austria8510 Posts
On February 24 2013 20:00 Bill Murray wrote: a lot of people, including a mod i see, are kind of strawmanning here; i feel you're missing his point i see you address that in terms of funds, but that's the purpose of it all - we don't want the money to run out my real problem with all of this dips into our Capitalist society as a whole. It's ok for the blue collared man to get fucked, and have to mortgage his home, only to have it taken by a bank, but when the bubble bursts on wallstreet... bailout!!! That isn't Capitalism, it's Socialism, and that's where this country is headed 2nd amendment be damned right now, I'm worried about my 1st. My voice is barely even heard over the convoluted social media with yolosluts trying to put up duckfaces when i do give a damn. I do give a damn. Absolutely correct. It basically is "Socialism for Managers". As soon as this scheme where banks hold the tax payer hostage is not tackled ("Too big to fail, sorry you can't take money from us or you will get hurt too in the process", that's where the main financial problems come from in mere numerical terms. Bailouts, people losing jobs, losing their home, losing their insurance, can't pay their bills and provide a good environment for their children, need assistance from somewhere - most of the time it's the government with a safety net. That's doing huge economic damage. While the Dow hits over 14k again. Something is terribly wrong here. | ||
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