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On August 31 2012 12:12 ThreeAcross wrote:Show nested quote +On August 31 2012 12:08 Falling wrote:On August 31 2012 12:07 Roe wrote:On August 31 2012 12:06 Stratos_speAr wrote:On August 31 2012 12:05 Roe wrote:On August 31 2012 12:01 Defacer wrote:On August 31 2012 12:00 BluePanther wrote:On August 31 2012 11:56 Stratos_speAr wrote:On August 31 2012 11:51 JonnyBNoHo wrote:On August 31 2012 11:47 TotalBalanceSC2 wrote:
Why do American jobs pay so little? 9 bucks an hour? my friends who work as dishwashers for local restaurants get paid more then that. The employers are even nice enough to pay everyone above the minimum wage. Depends where you live. The cost of living is not uniform across the US / Canada. Federal minimum wage is $7.25/hour. The highest minimum wage is in Washington state at $9.04/hour. The lowest is Georgia/Wyoming at $5.15/hour or $2.13/hour for employees that receive tips. Even at Washington's minimum wage, you would be very hard-pressed to live off of 40 hours/week in any part of the country. $9.04 x 2080 = 18.8k a year. If you can't live on that, you're simply living beyond your means... Can YOU live off that? Depends on what the rent is (it's too damn high!), but your calculation should really just be rent+groceries+transport(bus/transit/bike, not car). i gave myself a pretty decent apartment and entertainment expenses(video games, movies etc) and ended up at 20, 400$. What is your budget, such that you can't live off 20,000 a year? Don't forget bills. What bills? Hydro, heat, phone/internet/ garbage, etc I'd imagine. That is still nothing. I rented a decent apartment with a friend for 800$ a month, 60$ water, $60 electric, $60 net -- Thats $500 a month to have a place to live. Off of 9$ an hour x40 = 360gross a week or about 1400gross a month. Take taxes, and if you have an insurance option -- safe side $1000 a month take home .. After the initial living expenses you have $500 a month for food, entertainment, whatever.. If you are spending more than $15 a day on stuff like that you are doing something wrong.
500 a month isnt much. You get unlucky and your car breaks down, gl with that. Not to mention the cost of gasoline/heat.
=(
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Speech was better than expected, but still not fantastic. I really don't see how he could stand up to Obama in a debate with his speech skills as they are now.
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Canada11378 Posts
On August 31 2012 12:14 xDaunt wrote:
Good speech. For Romney, it was a great speech. Probably about as good as he can do.
I'll give him that. Not that we can be too critical as our Harper isn't exactly known as a dynamic speaker.
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On August 31 2012 12:17 Stratos_speAr wrote:
Speech was better than expected, but still not fantastic. I really don't see how he could stand up to Obama in a debate with his speech skills as they are now.
Head to head no teleprompter?
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Obama is the most gifted orator is the past 20 years...he will destroy Romney in a debate
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On August 31 2012 12:12 Stratos_speAr wrote:Show nested quote +On August 31 2012 12:11 Defacer wrote:
I'm sorry, but when Mitt Romney talks about foreign policy, he sounds foolish ... That's because he is absolutely clueless about foreign policy. And social issues. But the entire Republican party is off-base with social issues. Their strong point is definitely economic issues. Show nested quote +That is still nothing. I rented a decent apartment with a friend for 800$ a month, 60$ water, $60 electric, $60 net -- Thats $500 a month to have a place to live. Off of 9$ an hour x40 = 360gross a week or about 1400gross a month. Take taxes, and if you have an insurance option -- safe side $1000 a month take home .. After the initial living expenses you have $500 a month for food, entertainment, whatever.. If you are spending more than $15 a day on stuff like that you are doing something wrong. You forgot transportation; if you have a vehicle, you need to pay for gas as well as insurance (which is mandatory in every state that I know of). You also forgot health insurance. You also left out gas (heat/stove), garbage, and phone.
Gas depends on where you live. My home now is run on all electric. If you are in an apartment you shouldn't be paying for garbage anyway. Phone? I forgot that everyone has to have an iPhone now. $80 awesome. Car? Bike, Bus, Walk. Yay for no Car payment or Insurance!
You didn't read my post close enough because I was extremely generous in my cost of health insurance anyway.
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On August 31 2012 12:14 Sadist wrote:Show nested quote +On August 31 2012 12:12 ThreeAcross wrote:On August 31 2012 12:08 Falling wrote:On August 31 2012 12:07 Roe wrote:On August 31 2012 12:06 Stratos_speAr wrote:On August 31 2012 12:05 Roe wrote:On August 31 2012 12:01 Defacer wrote:On August 31 2012 12:00 BluePanther wrote:On August 31 2012 11:56 Stratos_speAr wrote:On August 31 2012 11:51 JonnyBNoHo wrote:
[quote]
Depends where you live. The cost of living is not uniform across the US / Canada. Federal minimum wage is $7.25/hour. The highest minimum wage is in Washington state at $9.04/hour. The lowest is Georgia/Wyoming at $5.15/hour or $2.13/hour for employees that receive tips. Even at Washington's minimum wage, you would be very hard-pressed to live off of 40 hours/week in any part of the country. $9.04 x 2080 = 18.8k a year. If you can't live on that, you're simply living beyond your means... Can YOU live off that? Depends on what the rent is (it's too damn high!), but your calculation should really just be rent+groceries+transport(bus/transit/bike, not car). i gave myself a pretty decent apartment and entertainment expenses(video games, movies etc) and ended up at 20, 400$. What is your budget, such that you can't live off 20,000 a year? Don't forget bills. What bills? Hydro, heat, phone/internet/ garbage, etc I'd imagine. That is still nothing. I rented a decent apartment with a friend for 800$ a month, 60$ water, $60 electric, $60 net -- Thats $500 a month to have a place to live. Off of 9$ an hour x40 = 360gross a week or about 1400gross a month. Take taxes, and if you have an insurance option -- safe side $1000 a month take home .. After the initial living expenses you have $500 a month for food, entertainment, whatever.. If you are spending more than $15 a day on stuff like that you are doing something wrong. 500 a month isnt much. You get unlucky and your car breaks down, gl with that. Not to mention the cost of gasoline/heat. =(
If there isn't a bus in your town I feel for ya, but if you're on minimum wage you really shouldn't have a car and rely on public transit.
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On August 31 2012 12:14 Sadist wrote:Show nested quote +On August 31 2012 12:12 ThreeAcross wrote:On August 31 2012 12:08 Falling wrote:On August 31 2012 12:07 Roe wrote:On August 31 2012 12:06 Stratos_speAr wrote:On August 31 2012 12:05 Roe wrote:On August 31 2012 12:01 Defacer wrote:On August 31 2012 12:00 BluePanther wrote:On August 31 2012 11:56 Stratos_speAr wrote:On August 31 2012 11:51 JonnyBNoHo wrote:
[quote]
Depends where you live. The cost of living is not uniform across the US / Canada. Federal minimum wage is $7.25/hour. The highest minimum wage is in Washington state at $9.04/hour. The lowest is Georgia/Wyoming at $5.15/hour or $2.13/hour for employees that receive tips. Even at Washington's minimum wage, you would be very hard-pressed to live off of 40 hours/week in any part of the country. $9.04 x 2080 = 18.8k a year. If you can't live on that, you're simply living beyond your means... Can YOU live off that? Depends on what the rent is (it's too damn high!), but your calculation should really just be rent+groceries+transport(bus/transit/bike, not car). i gave myself a pretty decent apartment and entertainment expenses(video games, movies etc) and ended up at 20, 400$. What is your budget, such that you can't live off 20,000 a year? Don't forget bills. What bills? Hydro, heat, phone/internet/ garbage, etc I'd imagine. That is still nothing. I rented a decent apartment with a friend for 800$ a month, 60$ water, $60 electric, $60 net -- Thats $500 a month to have a place to live. Off of 9$ an hour x40 = 360gross a week or about 1400gross a month. Take taxes, and if you have an insurance option -- safe side $1000 a month take home .. After the initial living expenses you have $500 a month for food, entertainment, whatever.. If you are spending more than $15 a day on stuff like that you are doing something wrong. 500 a month isnt much. You get unlucky and your car breaks down, gl with that. Not to mention the cost of gasoline/heat. =(
it's not "a lot", but it's livable. I'm sorry, but if you're an uneducated physical laborer in the US, you can have decent housing, cable, internet, air conditioning, all the basic creature comforts, without too much stress on you. I don't think that makes us terrible. Now, if you start having kids when you can't afford it, yes, you might be in a tight spot. But that's something you have control over.
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On August 31 2012 12:07 farvacola wrote:Show nested quote +On August 31 2012 12:04 JonnyBNoHo wrote:On August 31 2012 11:56 Stratos_speAr wrote:On August 31 2012 11:51 JonnyBNoHo wrote:On August 31 2012 11:47 TotalBalanceSC2 wrote:
Why do American jobs pay so little? 9 bucks an hour? my friends who work as dishwashers for local restaurants get paid more then that. The employers are even nice enough to pay everyone above the minimum wage. Depends where you live. The cost of living is not uniform across the US / Canada. Federal minimum wage is $7.25/hour. The highest minimum wage is in Washington state at $9.04/hour. The lowest is Georgia/Wyoming at $5.15/hour or $2.13/hour for employees that receive tips. Even at Washington's minimum wage, you would be very hard-pressed to live off of 40 hours/week in any part of the country. Not true. Some places rent is pretty low. 2 bdrm house in the Catskills: http://catskills.craigslist.org/apa/3240533529.htmlRent is $400/mo get a roommate and that's just $200/mo for each of you. $9/hr wouldn't be so bad with rent that low. Look again, that poster is an obvious scammer and every single other unique listing is substantially higher.
OK, buy this house for $95K - that's only $339/mo on a 30yr mortgage!
http://www.zillow.com/homedetails/185-Old-Ferris-Farm-Rd-Roxbury-NY-12474/2131232370_zpid/
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On August 31 2012 12:18 ThreeAcross wrote:Show nested quote +On August 31 2012 12:12 Stratos_speAr wrote:On August 31 2012 12:11 Defacer wrote:
I'm sorry, but when Mitt Romney talks about foreign policy, he sounds foolish ... That's because he is absolutely clueless about foreign policy. And social issues. But the entire Republican party is off-base with social issues. Their strong point is definitely economic issues. That is still nothing. I rented a decent apartment with a friend for 800$ a month, 60$ water, $60 electric, $60 net -- Thats $500 a month to have a place to live. Off of 9$ an hour x40 = 360gross a week or about 1400gross a month. Take taxes, and if you have an insurance option -- safe side $1000 a month take home .. After the initial living expenses you have $500 a month for food, entertainment, whatever.. If you are spending more than $15 a day on stuff like that you are doing something wrong. You forgot transportation; if you have a vehicle, you need to pay for gas as well as insurance (which is mandatory in every state that I know of). You also forgot health insurance. You also left out gas (heat/stove), garbage, and phone. Gas depends on where you live. My home now is run on all electric. If you are in an apartment you shouldn't be paying for garbage anyway. Phone? I forgot that everyone has to have an iPhone now. $80 awesome. Car? Bike, Bus, Walk. Yay for no Car payment or Insurance! You didn't read my post close enough because I was extremely generous in my cost of health insurance anyway.
Electric and no car are only if you live in modernized, urban areas, which is a very generous assumption. You still didn't throw in health insurance.
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Romney's speech was pathetic fail in many ways, but MOST glaring of all... he never ONCE even mentioned the servicemembers in Afghanistan.
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On August 31 2012 12:14 Sadist wrote:Show nested quote +On August 31 2012 12:12 ThreeAcross wrote:On August 31 2012 12:08 Falling wrote:On August 31 2012 12:07 Roe wrote:On August 31 2012 12:06 Stratos_speAr wrote:On August 31 2012 12:05 Roe wrote:On August 31 2012 12:01 Defacer wrote:On August 31 2012 12:00 BluePanther wrote:On August 31 2012 11:56 Stratos_speAr wrote:On August 31 2012 11:51 JonnyBNoHo wrote:
[quote]
Depends where you live. The cost of living is not uniform across the US / Canada. Federal minimum wage is $7.25/hour. The highest minimum wage is in Washington state at $9.04/hour. The lowest is Georgia/Wyoming at $5.15/hour or $2.13/hour for employees that receive tips. Even at Washington's minimum wage, you would be very hard-pressed to live off of 40 hours/week in any part of the country. $9.04 x 2080 = 18.8k a year. If you can't live on that, you're simply living beyond your means... Can YOU live off that? Depends on what the rent is (it's too damn high!), but your calculation should really just be rent+groceries+transport(bus/transit/bike, not car). i gave myself a pretty decent apartment and entertainment expenses(video games, movies etc) and ended up at 20, 400$. What is your budget, such that you can't live off 20,000 a year? Don't forget bills. What bills? Hydro, heat, phone/internet/ garbage, etc I'd imagine. That is still nothing. I rented a decent apartment with a friend for 800$ a month, 60$ water, $60 electric, $60 net -- Thats $500 a month to have a place to live. Off of 9$ an hour x40 = 360gross a week or about 1400gross a month. Take taxes, and if you have an insurance option -- safe side $1000 a month take home .. After the initial living expenses you have $500 a month for food, entertainment, whatever.. If you are spending more than $15 a day on stuff like that you are doing something wrong. 500 a month isnt much. You get unlucky and your car breaks down, gl with that. Not to mention the cost of gasoline/heat. =(
And it is no wonder why you see so many younger people in Credit Card debt. $500 a month to cover things that aren't residence related should be plenty for any single person.
Car breaks down? Hi, I am a savings account. You can put your excess money into me for future use. -- Just because you have $500 to spend doesn't mean you have to.
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Lets not forget that those calculations are 1) hardly trustworthy because they under or overprice several things and leave out certain costs and 2) are going off the highest minimum wage in the country. The majority of the country has a minimum wage in the $7-$8/hour range or lower.
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On August 31 2012 12:20 Stratos_speAr wrote:Show nested quote +On August 31 2012 12:18 ThreeAcross wrote:On August 31 2012 12:12 Stratos_speAr wrote:On August 31 2012 12:11 Defacer wrote:
I'm sorry, but when Mitt Romney talks about foreign policy, he sounds foolish ... That's because he is absolutely clueless about foreign policy. And social issues. But the entire Republican party is off-base with social issues. Their strong point is definitely economic issues. That is still nothing. I rented a decent apartment with a friend for 800$ a month, 60$ water, $60 electric, $60 net -- Thats $500 a month to have a place to live. Off of 9$ an hour x40 = 360gross a week or about 1400gross a month. Take taxes, and if you have an insurance option -- safe side $1000 a month take home .. After the initial living expenses you have $500 a month for food, entertainment, whatever.. If you are spending more than $15 a day on stuff like that you are doing something wrong. You forgot transportation; if you have a vehicle, you need to pay for gas as well as insurance (which is mandatory in every state that I know of). You also forgot health insurance. You also left out gas (heat/stove), garbage, and phone. Gas depends on where you live. My home now is run on all electric. If you are in an apartment you shouldn't be paying for garbage anyway. Phone? I forgot that everyone has to have an iPhone now. $80 awesome. Car? Bike, Bus, Walk. Yay for no Car payment or Insurance! You didn't read my post close enough because I was extremely generous in my cost of health insurance anyway. Electric and no car are only if you live in modernized, urban areas, which is a very generous assumption. You still didn't throw in health insurance.
Read my initial post... '. Take taxes, and if you have an insurance option -- safe side $1000 a month take home' .. Taxes+Insurance should not be $400 a month for anyone that is making under 20k a year. You should only have FICA taken out, which comes to a grand total of about $150 a month. If you are paying $250 a month for insurance as a single person under the age of 25, find another provider.
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Oh boy. John Boehner -- the biggest tard in the republican leadership.
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On August 31 2012 12:24 Stratos_speAr wrote:
Lets not forget that those calculations are 1) hardly trustworthy because they under or overprice several things and leave out certain costs and 2) are going off the highest minimum wage in the country. The majority of the country has a minimum wage in the $7-$8/hour range or lower.
Let's also not forget your not guaranteed 40 hours a week with a lot of jobs in the current job climate. Also talking about savings, if you are simply getting by, it's really hard to save.
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On August 31 2012 12:26 BlueBird. wrote:Show nested quote +On August 31 2012 12:24 Stratos_speAr wrote:
Lets not forget that those calculations are 1) hardly trustworthy because they under or overprice several things and leave out certain costs and 2) are going off the highest minimum wage in the country. The majority of the country has a minimum wage in the $7-$8/hour range or lower. Let's also not forget your not guaranteed 40 hours a week with a lot of jobs in the current job climate. Also talking about savings, if you are simply getting by, it's really hard to save.
That's a different issue. All this was about is that the minimum wage is sufficient for comfortable living for a responsible individual.
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Its also hard to save your money when your practically brainwashed by non-stop advertising telling you that to survive you must have an Iphone, etcetera.
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On August 31 2012 12:13 BluePanther wrote:Show nested quote +On August 31 2012 12:09 Defacer wrote:On August 31 2012 12:07 BluePanther wrote:On August 31 2012 12:01 Defacer wrote:On August 31 2012 12:00 BluePanther wrote:On August 31 2012 11:56 Stratos_speAr wrote:On August 31 2012 11:51 JonnyBNoHo wrote:On August 31 2012 11:47 TotalBalanceSC2 wrote:
Why do American jobs pay so little? 9 bucks an hour? my friends who work as dishwashers for local restaurants get paid more then that. The employers are even nice enough to pay everyone above the minimum wage. Depends where you live. The cost of living is not uniform across the US / Canada. Federal minimum wage is $7.25/hour. The highest minimum wage is in Washington state at $9.04/hour. The lowest is Georgia/Wyoming at $5.15/hour or $2.13/hour for employees that receive tips. Even at Washington's minimum wage, you would be very hard-pressed to live off of 40 hours/week in any part of the country. $9.04 x 2080 = 18.8k a year. If you can't live on that, you're simply living beyond your means... Can YOU live off that? Absolutely. I have for many years now. Dude, hurry up and graduate already. Eh, I'll probably still be living the same way when I'm done. There's very little I want that I don't already have. Maybe a new car? My needs are rather simple. Cable/internet, food, a bed, and enough money to go the bars once/twice a week.
I was once like you. Don't waste your youth. Get a good job, live alone, and a queen-size bed with a nice duvet you can mack chicks with.
You're welcome.
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EPT
