|
On October 08 2011 02:23 LaSt)ChAnCe wrote:you still don't have your priorities in line.. iphone 4s? try getting a phone you can get for less than $50. my guess is you aren't following the scheduled maintenance plan of your car (in your handbook) and that's going to be a huge part of why this is so expensive for you. also, why do you have that many miles on it? over 100k for a 3-4 year old car just seems too much for me? Show nested quote +On October 08 2011 02:20 Sotamursu wrote:On October 07 2011 20:45 Dhalphir wrote:On October 07 2011 19:42 Sotamursu wrote:
I would never buy a used car that costs more than 3 or 4 thousand euros/dollars. They pretty much always have hidden problems and eventually the repairs are going to cost so much that it's just better to send the car to the junkyard and buy a new one. Investing so much to a car at that age was a pretty bad idea, I hope you learned from your mistakes. the car was new when he bought it. I got the idea that it hadn't been used much, but it still wasn't brand new. from what he described, it definitely was.
I follow all the maintenance stuff correctly. The AC blew simply because it was overworked. I use amsoil synthetic 0-30 oil which is fantastic. I take care of thing, but the outside is a mess. It's been hit 3 times. I never caught any of them, and I never decided to take it to insurance (don't want my insurance to go up). The car runs fine, but I fear that over the next 3 years or so it'll finally give out. Then again, I've heard of these cars lasting 350k easily. We'll see...
I make 2.5k a month. I need a smartphone for business stuff (not my deliveries, although the gps works) and the iphone honestly is my best bet right now. I guess I just made it seem a lot worse than it really is. I was incredibly upset/pissed off last night. I'm over it today. I live with the mistake of the car, but the rest of the stuff I'll deal with.
|
On October 08 2011 02:20 Sotamursu wrote:Show nested quote +On October 07 2011 20:45 Dhalphir wrote:On October 07 2011 19:42 Sotamursu wrote:
I would never buy a used car that costs more than 3 or 4 thousand euros/dollars. They pretty much always have hidden problems and eventually the repairs are going to cost so much that it's just better to send the car to the junkyard and buy a new one. Investing so much to a car at that age was a pretty bad idea, I hope you learned from your mistakes. the car was new when he bought it. I got the idea that it hadn't been used much, but it still wasn't brand new.
Car's don't come new from the dealership/factory with 0 miles / km on them.
|
On October 08 2011 03:57 ranshaked wrote:Show nested quote +On October 08 2011 02:23 LaSt)ChAnCe wrote:you still don't have your priorities in line.. iphone 4s? try getting a phone you can get for less than $50. my guess is you aren't following the scheduled maintenance plan of your car (in your handbook) and that's going to be a huge part of why this is so expensive for you. also, why do you have that many miles on it? over 100k for a 3-4 year old car just seems too much for me? On October 08 2011 02:20 Sotamursu wrote:On October 07 2011 20:45 Dhalphir wrote:On October 07 2011 19:42 Sotamursu wrote:
I would never buy a used car that costs more than 3 or 4 thousand euros/dollars. They pretty much always have hidden problems and eventually the repairs are going to cost so much that it's just better to send the car to the junkyard and buy a new one. Investing so much to a car at that age was a pretty bad idea, I hope you learned from your mistakes. the car was new when he bought it. I got the idea that it hadn't been used much, but it still wasn't brand new. from what he described, it definitely was. I follow all the maintenance stuff correctly. The AC blew simply because it was overworked. I use amsoil synthetic 0-30 oil which is fantastic. I take care of thing, but the outside is a mess. It's been hit 3 times. I never caught any of them, and I never decided to take it to insurance (don't want my insurance to go up). The car runs fine, but I fear that over the next 3 years or so it'll finally give out. Then again, I've heard of these cars lasting 350k easily. We'll see... I make 2.5k a month. I need a smartphone for business stuff (not my deliveries, although the gps works) and the iphone honestly is my best bet right now. I guess I just made it seem a lot worse than it really is. I was incredibly upset/pissed off last night. I'm over it today. I live with the mistake of the car, but the rest of the stuff I'll deal with.
if you need a smartphone for business, your company should provide it. if they don't, you don't.
|
No warranty? What kind of deal is that rofl?
|
On October 08 2011 03:57 ranshaked wrote:
I make 2.5k a month.
Then what's the problem? You should be able to pay it off in no time within a year by doubling the payments. If you need more than 1000$ per month to pay all your nescessities (rent, utilities, cell phone bill) then you're living way above your means. I'd say 1500$ including food + bills is a generous estimate for what you need to live. That leaves 1000$ a month to screw around with, which you could dump onto the car getting paid off easily.
And is this a rant about you having to pay 72 months of a 72 month loan? You thought you were going to only have to pay 60 months? WTF?
|
Not sure if this has been mentioned yet, but how did you put 113,000 miles on a brand new car in 3 years? Thats an average of 100+ miles every single day including weekends.
|
On October 08 2011 09:13 v1dom wrote:
Not sure if this has been mentioned yet, but how did you put 113,000 miles on a brand new car in 3 years? Thats an average of 100+ miles every single day including weekends.
I have a 2005 corolla and I drive about 170 miles per day.
|
Sorry OP, that really sucks.
I'm a big believer in buying a new car, as long as you really know what you are getting yourself into. People think new cars are a waste of money compared to used, but if you factor in so many things like repairs, life of the car, improved reliability and gas mileage compared to older cars, it is likely cheaper in the long run to buy new. That assumes that you will be keeping and using the car for the long haul, and you make sure that as the sole owner of the car, you take very good care of it and don't run it down.
Someone said that 8% is a good rate during this financial crises? No, that's backwards. With the car companies doing so poorly recently and struggling, they are actually giving very good deals and lowering interest rates across the board. But you can't simply walk into the dealership and take whatever they offer you. A good piece of advice is to get the cheapest approved financing from a bank that you can before going to the dealer. They make quite a bit of profit from the interest, so they will have an incentive to beat your current rate in order to win the financing away from the bank. 3 years ago, with absolutely no credit, I got a bank rate of about 7%. I walked out of the dealership with a 3% rate. It sounds like the OP did get financing from a bank, so I'm not sure why the dealership didn't offer to beat it...
|
On October 07 2011 15:49 nufcrulz wrote:you should count yourself lucky, a brand new altis in singapore costs around 75k USD. cars are super expensive here 
But you don't need a car quite as much, power of public transport!
|
|
|
|
|
|
EPT
