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TheYango
United States47024 Posts
On April 04 2017 06:52 jcarlsoniv wrote: but yeah...anything with central air and in-unit laundry automatically flies to the top of the list I miss these things so much. | ||
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zer0das
United States8519 Posts
On April 04 2017 06:25 Ketara wrote: Man you guys are talking about a reality that I just can't understand. It's eerie. But, all the best wishes and etc. In local news, my dad is visiting me and it's weird because prior to a month or two ago I hadn't spoken to him in like five years or whatever. I have anxiety about this. He's a jerk. In fact, my entire family is pretty much falling apart while I sit in Asia. Makes me think about going home a lot. It's probably better to just take the "NA LCS promo tourney" approach and just casually watch the train wreck from afar without getting too invested in it. | ||
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Gahlo
United States35174 Posts
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phyvo
United States5635 Posts
+ Show Spoiler [weeb version] + | ||
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ComaDose
Canada10357 Posts
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Ketara
United States15065 Posts
But I mean, I'm the guy who's freaking out because in a few months I'll have worked the same job for two years for the first time ever. I hardly have a normal concept of reality. And I doubt the majority of people in the world own their own homes. | ||
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Requizen
United States33802 Posts
Where do you get a worldview from that only people over the hill are interested in having equity? Yeah let's all just rent and pay other people's mortgages until we're grey. Who actually wants to settle down and own something of their own? That's stuff's for the geezers, dawg. | ||
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phyvo
United States5635 Posts
I think though that even poor people own their own sheet metal huts. Maybe not technically, but practically. On a somewhat related note though I heard that our hunter gatherer ancestors only "worked" 4 hours a day to sustain themselves. I wonder just how much of the modern lifestyle you'd have to give up to work that little these days? If we all did it we'd probably crash the world economy or something, a lot of it seems to be based on keeping up with the Joneses.. | ||
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ComaDose
Canada10357 Posts
A generation ago, and for the entirety of human history before that I guess, people got married and bought houses earlier. This generation is a lot different tho. | ||
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Ketara
United States15065 Posts
It seems like something that would be full of definitional differences and statistical abuse. A lot of the countries you'd be looking at would be very corrupt and have incentives to bullshit their numbers, etc. And Req, I don't even know what equity is. | ||
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Seuss
United States10536 Posts
Case in point, it made perfect sense for me to stick to renting an apartment for $650/mo when I was single and looking for work that might have meant moving across the country. When I got married and we wanted more space it didn't make sense to spend $900-1000/mo on a larger apartment or $1500/mo renting a house when a mortgage was only going to be $1100-1300/mo. | ||
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Ketara
United States15065 Posts
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Gahlo
United States35174 Posts
On April 05 2017 00:12 ComaDose wrote: i dunno I just googled what percentage of people own homes and it looks like its more than half. A generation ago, and for the entirety of human history before that I guess, people got married and bought houses earlier. This generation is a lot different tho. This generation is also offset by much higher student debt and home prices being ridiculous. Millennials have very good reasons why they don't have houses. | ||
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ComaDose
Canada10357 Posts
On April 05 2017 00:24 Gahlo wrote: This generation is also offset by much higher student debt and home prices being ridiculous. Millennials have very good reasons why they don't have houses. I think its gonna get way worse in the next 15 years while all the baby boomers retire and the average age goes up a lot too. | ||
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Ketara
United States15065 Posts
Aren't we waiting for them to die? Is it really going to be 15 more years? Don't depress me like this Coma. | ||
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ComaDose
Canada10357 Posts
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Gahlo
United States35174 Posts
On April 05 2017 00:38 Ketara wrote: Aren't the baby boomers already retired? Aren't we waiting for them to die? Is it really going to be 15 more years? Don't depress me like this Coma. The wikipedia definition is 1946-64, so the upper limit on the generation is 71. If we look at "retirement age" as "You can get full social security benefits, retire now." For people born from 1943-54, that is 66. 67 for people born after 1960. However, many of them will delay retirement, since you get an 8% bonus for each year you delay. So they are just now starting to retire if they wait for the 100%, others if they want to grab a few bonuses, while the tail end still has another 10-15 years or working ahead of them. If we round up the life expectancy for an American to 79, we're looking at the generation starting to die off at ~2025 and finishing in the early 2040s... assuming life expectancy doesn't change. | ||
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jcarlsoniv
United States27922 Posts
On April 05 2017 00:24 Gahlo wrote: This generation is also offset by much higher student debt and home prices being ridiculous. Millennials have very good reasons why they don't have houses. More than that, there is virtually no employer-employee loyalty in either direction. I have no intentions of owning property anywhere inside the near future because I have no idea if my income will be fixed or reliable for 30 years. Tying myself down to a specific location is a terrifying endeavor in that regard. Not that I ever expect to be able to retire, but being movable is a good thing right now... | ||
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mordek
United States12705 Posts
Equity is just ownership. | ||
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Requizen
United States33802 Posts
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