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mAKiTO
Colombia4171 Posts
and I am still under treatment at the chiro, and thinking of getting another injection as they seem to help with my pain. Also truck that the accident was totaled. 5.8k dont even cover my out packet!! .. i thought i could handle this on my own since I have some experience with personal injury, but will the insurance company just try to hustle me because I do not have an attorney? would it be worth it to hire one and just file suit? what is a"reasonable" settlement offer? btw this is in Fl USA  | ||
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Battleaxe
United States843 Posts
I think if you were to get attorney then there's a possibility you could get more money, and then try to get the lawyer fees tacked on to what you get paid. Best of luck in either case, that injury sounds terrible  | ||
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mAKiTO
Colombia4171 Posts
I figured I would ask here ! maybe some law students can enlighten me haha. and yeah man this injury sucks ass. Got me out of the gym and my heavy lifting and sometimes I start feeling good and forget about it and over work myself and bum, back not even being able to move my neck lol x( | ||
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downmaster
Canada116 Posts
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JingleHell
United States11308 Posts
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esla_sol
United States756 Posts
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aNDRoM
United States637 Posts
An attorney will take a healthy cut of any settlement, so even if you get, say, $10,000, after fees you might get $7,000. It sounds pretty straight forward, you weren't even driving. Which car were you in, the at-fault driver's or the not-at-fault driver's? Either way, you should be able to do your own settlement without a lawyer. We got into an accident a few years ago, and this book really helped us figure out how to deal with it. It's worth the $25. If you don't want to spend the money, here's some free information: http://www.nolo.com/legal-encyclopedia/write-winning-demand-letter-29858.html http://expertpages.com/news/base_formula.htm Some people say using a formula to determine your claim amount is outdated, but it's still a good starting point. On a scale of 1 to 10, how impactful was this accident? So let's say you don't think you were that impacted, and rate it at 2. If you had $7,000 worth of loss (medical expenses, loss of wages, etc), then you may want to demand $14,000 and negotiate from there. Maybe the insurance company comes back with $8,000, and you come back with $12,000, and you settle on $10,000. That means you'd get $3,000 for "pain and suffering" beyond your own expenses. If that's not an acceptable settlement to you, then you'd want to start higher. | ||
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mAKiTO
Colombia4171 Posts
I was a passenger in a big truck that flipped over because of the drivers crazy driving and negligence. The truck was a 2002 or so, and was totaled. I have to keep in mind I am still under treatment, I do not know if I will be doing the surgery recommended, as I will want to seek a 2nd Neurosurgeon opinion, as the disc replacement didn't sound that great :S. I am deff ordering that book! | ||
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xHassassin
United States270 Posts
Our car got crushed by some careless construction driver working down the next block, but none of the workers are fessing up. Repair estimate was ~12k since the entire chasis was disfigured. Insurance offered 8k or they would take the entire car for 10k. It was a 20k car. :| | ||
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aNDRoM
United States637 Posts
If I had the book still (it was the previous edition, but I can't imagine the contents change too much), I'd send it to you, but I already passed it onto someone else last year who got in an accident and told that person to pass it on. Edit: I reacted IRL when I read what happened but forgot to comment on it. Holy !@#$. Hope you and the driver aren't friends anymore. BTW, what is the relationship between you and the driver? If it was work-related, other factors may come into play. | ||
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LaSt)ChAnCe
United States2179 Posts
i recently (five months ago) got a settlement of $80,000 (most of which covered lawyer fees, medical visits, etc) and came out with about $36,000.. it will obviously depend on the coverage of the person who was at fault, but it's definitely worth doing | ||
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mAKiTO
Colombia4171 Posts
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mAKiTO
Colombia4171 Posts
On August 11 2011 11:50 aNDRoM wrote: No problem. Been there. Hope everything works out. Also, most states give you 2 years to settle or sue. So don't rush, if you don't have to. I know, the faster you settle, the faster you'll get the money to pay your treatment bills, but like you said, your treatment is ongoing, so your expenses related to the accident will continue to accumulate, thus affecting what your desired settlement amount will be. If I had the book still (it was the previous edition, but I can't imagine the contents change too much), I'd send it to you, but I already passed it onto someone else last year who got in an accident and told that person to pass it on. Edit: I reacted IRL when I read what happened but forgot to comment on it. Holy !@#$. Hope you and the driver aren't friends anymore. BTW, what is the relationship between you and the driver? If it was work-related, other factors may come into play. it was not work related, but I was in that truck for reasons beyond my control, when the crazy driving started going on, I wanted out of the car and offered to drive myself. driver ignored me and kept driving like a maniac. all of these i explained in my demand letter | ||
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aNDRoM
United States637 Posts
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mAKiTO
Colombia4171 Posts
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aNDRoM
United States637 Posts
Anyway, the book will tell you how to organize all of that and write and send in a strong letter. | ||
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mainerd
United States347 Posts
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aNDRoM
United States637 Posts
One compromise is to do as much of the heavy lifting as possible and then find a lawyer to review your demand package for a flat fee rather than a percentage. The problem is that you have to pay for that upfront, whereas having a lawyer represent you and taking a cut will take the cut at the end, so no upfront costs. | ||
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brian
United States9633 Posts
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brian
United States9633 Posts
though on the other hand it also seems their idea of winning is "our pockets are deeper so if we can drag it out long enough we can just bankrupt the other side." | ||
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