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[Patch 3.10: Yimake Patch] General Discussion - Page 239

Forum Index > LoL General
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No more bad posting
kainzero
Profile Blog Joined January 2009
United States5211 Posts
August 13 2013 18:59 GMT
#4761
So it's like a checking account without checks or interest?

It is tempting, though I'm not sure about finding 10 places that take AmEx.
SimulatedAnneal
Profile Joined March 2012
765 Posts
August 13 2013 19:10 GMT
#4762
On August 14 2013 03:59 obesechicken13 wrote:
It's not real life money. It's a nice deal, but selling people out to credit cards companies is hurting either Riot, the credit card company, or the customer.

I don't think Riot will end up with less money. Riot gets paid by Amex.
The people who get the debit cards will spend more than if they used cash and will eventually open up a line of credit with Amex leading to debts and interest on things.
And the consumer likely wouldn't have spent the money for 22k RP so it's not all worth face value. RP is still intangible internet points like flyer miles.



They're pre-paid cards, there's no debt or interest(although there might be fees). They're trying to increase volume and make money off fees paid by merchants.

http://www.nytimes.com/2010/01/05/your-money/credit-and-debit-cards/05visa.html?pagewanted=all&_r=0
cLutZ
Profile Joined November 2010
United States19574 Posts
August 13 2013 19:11 GMT
#4763
Skins. Monarch kog is super good. People always think the wings are part of the hitbox butt they are not.
Freeeeeeedom
Ryuu314
Profile Joined October 2009
United States12679 Posts
August 13 2013 19:18 GMT
#4764
From my understanding, the Amex cards are pre-paid debit cards, so there's no debt. You can direct deposit into the card, similar to Google Wallet or Paypal, to get more rewards. There doesn't seem to be any credit involved.

Honestly, this can only be a good thing for League. AMex is pretty mainstream as far as things goes and having AMex sponsor/support League will only help the game.
thenexusp
Profile Joined May 2009
United States3721 Posts
August 13 2013 19:18 GMT
#4765
On August 14 2013 03:43 BlasiuS wrote:
Show nested quote +
On August 14 2013 03:25 Seuss wrote:
Or you could just build an AD item, and then an armor item. It's not like Randuin's is bad on a bruiser.

If Randuin's really doesn't work then I'd much rather Riot make unpopular armor items more appealing (e.g. Atma's, Thornmail, Wriggle's). There are so many Armor items as it stands, we don't really need more.


eh, sort of. Randuin's is more of a tank item, and also some bruisers scale better defensively with armor compared to health, so they may not necessarily want to buy giant's belt items when they want a decent armor item. It'd also be useful to return phage as a useful laning item for bruisers.

Thornmail is fine as a niche item, wriggle's is fine as a niche jungler item (edit: although I think the numbers need to be tweaked, currently it's just better to leave it at madred's). Atma's though is way too situational, and I'm all for re-making that to be a better ad+armor bruiser item.

What advantage would an AD+Armor item have over, say, just getting a bloodthirster plus a randuins? There isn't a rule in lol that says "every item in your inventory shalt have offensive stats"
Simberto
Profile Blog Joined July 2010
Germany11770 Posts
August 13 2013 19:22 GMT
#4766
The advantage of getting either offensive or defensive stats earlier. Such an item would probably your first item, and with the current setup you will either be squishy and do damage, or tanky and deal no damage.
Seuss
Profile Blog Joined May 2010
United States10536 Posts
August 13 2013 19:25 GMT
#4767
On August 14 2013 03:43 BlasiuS wrote:
Show nested quote +
On August 14 2013 03:25 Seuss wrote:
Or you could just build an AD item, and then an armor item. It's not like Randuin's is bad on a bruiser.

If Randuin's really doesn't work then I'd much rather Riot make unpopular armor items more appealing (e.g. Atma's, Thornmail, Wriggle's). There are so many Armor items as it stands, we don't really need more.


eh, sort of. Randuin's is more of a tank item, and also some bruisers scale better defensively with armor compared to health, so they may not necessarily want to buy giant's belt items when they want a decent armor item. It'd also be useful to return phage as a useful laning item for bruisers.

Thornmail is fine as a niche item, wriggle's is fine as a niche jungler item (edit: although I think the numbers need to be tweaked, currently it's just better to leave it at madred's). Atma's though is way too situational, and I'm all for re-making that to be a better ad+armor bruiser item.


If they don't want to build health they can always just sit on Chain Vest/Warden's Mail and move on. They're not going to get significantly more armor than that from a hybrid AD/Armor item anyway.
"I am not able to carry all this people alone, for they are too heavy for me." -Moses (Numbers 11:14)
thenexusp
Profile Joined May 2009
United States3721 Posts
August 13 2013 19:27 GMT
#4768
No one is stopping you from getting a BFS, then sitting on a warden's or giant's belt while you complete a BT (or vice versa).
obesechicken13
Profile Blog Joined July 2008
United States10467 Posts
Last Edited: 2013-08-13 20:50:37
August 13 2013 19:34 GMT
#4769
On August 14 2013 04:18 Ryuu314 wrote:
From my understanding, the Amex cards are pre-paid debit cards, so there's no debt. You can direct deposit into the card, similar to Google Wallet or Paypal, to get more rewards. There doesn't seem to be any credit involved.

Honestly, this can only be a good thing for League. AMex is pretty mainstream as far as things goes and having AMex sponsor/support League will only help the game.

I didn't say anything to the contrary. The cards don't translate directly to debt.

And of course League is in place to benefit.


The article about Visa forcing signatures on debit transactions even though they are less secure over pin transactions was kind of alarming. Though I'm not sure how pin numbers are safer than signatures. Also, I'm fairly certain there are automatic signature scanning machines these days. You can drop off cheques and have them automatically deposited if the text is legible and the amount under $300.

Finally the article provided above didn't mention AMex at all.
I think in our modern age technology has evolved to become more addictive. The things that don't give us pleasure aren't used as much. Work was never meant to be fun, but doing it makes us happier in the long run.
Gahlo
Profile Joined February 2010
United States35172 Posts
Last Edited: 2013-08-13 20:15:15
August 13 2013 20:11 GMT
#4770
Forecast Janna's lines are amazing!
http://www.reignofgaming.net/news/25394-unofficial-pbe-patch-notes-for-8-13-2013-twitch

Broken Wings

Riven's Broken Wings hitbox has been retuned to more closely match the particles
Third hit now knocks up targets affected rather than knocking them back
Only the third hit can now leap over walls and the skill has been recoded to clean up this mechanic significantly


WHAT WHAT WHAT!
Seuss
Profile Blog Joined May 2010
United States10536 Posts
August 13 2013 20:11 GMT
#4771
If I can do a one time deposit from my bank account I'll happily pick up a card, get the 12-13k RP, and then never use it again. My concern at the moment is that the legal mumbo jumbo isn't clear as to what constitutes a direct deposit.
"I am not able to carry all this people alone, for they are too heavy for me." -Moses (Numbers 11:14)
onlywonderboy
Profile Joined August 2012
United States23745 Posts
August 13 2013 20:12 GMT
#4772
On August 14 2013 05:11 Gahlo wrote:
Forecast Janna's lines are amazing!
http://www.reignofgaming.net/news/25394-unofficial-pbe-patch-notes-for-8-13-2013-twitch

Also Phage is back to health and AD lol.
RIP Ryan Davis / TL or Die / @onlywonderboy
JimmiC
Profile Blog Joined May 2011
Canada22817 Posts
August 13 2013 20:13 GMT
#4773
--- Nuked ---
GrandInquisitor *
Profile Blog Joined May 2005
New York City13113 Posts
Last Edited: 2013-08-13 20:18:58
August 13 2013 20:16 GMT
#4774
On August 14 2013 04:18 Ryuu314 wrote:
Honestly, this can only be a good thing for League. AMex is pretty mainstream as far as things goes and having AMex sponsor/support League will only help the game.

As a general rule Amex cards offer better rewards than Visa precisely because Amex is not as mainstream. They charge higher merchant fees (and most of their credit cards also carry annual fees), so they are accepted at fewer places.

On August 14 2013 05:11 Seuss wrote:
If I can do a one time deposit from my bank account I'll happily pick up a card, get the 12-13k RP, and then never use it again. My concern at the moment is that the legal mumbo jumbo isn't clear as to what constitutes a direct deposit.

Direct Deposit is pretty unambiguous. It means getting your employer to deposit your paycheck (or a portion of it) directly to the card. It doesn't really lend itself to any other interpretation.

Amex offers a huge reward for setting that up because most people hate dealing with direct deposit. Amex is betting that some non-negligible portion of those who set up DD are going to forget or neglect to cancel it immediately thereafter.
What fun is it being cool if you can’t wear a sombrero?
kainzero
Profile Blog Joined January 2009
United States5211 Posts
August 13 2013 20:16 GMT
#4775
On August 14 2013 05:11 Seuss wrote:
If I can do a one time deposit from my bank account I'll happily pick up a card, get the 12-13k RP, and then never use it again. My concern at the moment is that the legal mumbo jumbo isn't clear as to what constitutes a direct deposit.

Any definition I've seen of direct deposit seems to require your employer to deposit the funds.

I like the Janna's Zephyr on her legendary, but I don't like her face, her theme, and now her voice.

Hmmmm....
caelym
Profile Blog Joined June 2008
United States6421 Posts
Last Edited: 2013-08-13 20:19:34
August 13 2013 20:17 GMT
#4776
Worlds info: http://na.lolesports.com/season3/split2/articles/world-championship-tickets-available-aug-15#schedule

Event ticket prices are very reasonable, airfare and hotel on the other hand...
bnet: caelym#1470 | Twitter: @caelym
Alaric
Profile Joined November 2009
France45622 Posts
August 13 2013 20:19 GMT
#4777
... damn this Weather Forecast Janna voice-over.
Cant take LMS hipsters serious.
onlywonderboy
Profile Joined August 2012
United States23745 Posts
Last Edited: 2013-08-13 20:20:00
August 13 2013 20:19 GMT
#4778
On August 14 2013 05:17 caelym wrote:
Worlds info: http://na.lolesports.com/season3/split2/articles/world-championship-tickets-available-aug-15#schedule

Even ticket prices are very reasonable, airfare and hotel on the other hand...

Yay, groups stages are in the studio, no outside venue!
RIP Ryan Davis / TL or Die / @onlywonderboy
Seuss
Profile Blog Joined May 2010
United States10536 Posts
Last Edited: 2013-08-13 20:24:44
August 13 2013 20:24 GMT
#4779
On August 14 2013 05:16 GrandInquisitor wrote:
Show nested quote +
On August 14 2013 04:18 Ryuu314 wrote:
Honestly, this can only be a good thing for League. AMex is pretty mainstream as far as things goes and having AMex sponsor/support League will only help the game.

As a general rule Amex cards offer better rewards than Visa precisely because Amex is not as mainstream. They charge higher merchant fees (and most of their credit cards also carry annual fees), so they are accepted at fewer places.

Show nested quote +
On August 14 2013 05:11 Seuss wrote:
If I can do a one time deposit from my bank account I'll happily pick up a card, get the 12-13k RP, and then never use it again. My concern at the moment is that the legal mumbo jumbo isn't clear as to what constitutes a direct deposit.

Direct Deposit is pretty unambiguous. It means getting your employer to deposit your paycheck (or a portion of it) directly to the card. It doesn't really lend itself to any other interpretation.

Amex offers a huge reward for setting that up because most people hate dealing with direct deposit. Amex is betting that some non-negligible portion of those who set up DD are going to forget or neglect to cancel it immediately thereafter.


It seems pretty ambiguous to me. This is what you get when you try to find a definition:

Wiki: http://en.wikipedia.org/wiki/Direct_deposit
Merriam-Webster: http://www.merriam-webster.com/dictionary/direct deposit
Free: http://www.thefreedictionary.com/direct deposit

None of them say anything about paychecks, employers, and the like.

Now, if part of the strategy is to entrap cardholders like you say, then these cards are pretty evil and I will express my opinion on the matter to various Riot employees I know. But until the question of "What counts as Direct Deposit?" is answered definitively I'm reserving my judgement.
"I am not able to carry all this people alone, for they are too heavy for me." -Moses (Numbers 11:14)
wei2coolman
Profile Joined November 2010
United States60033 Posts
Last Edited: 2013-08-13 20:24:27
August 13 2013 20:24 GMT
#4780
On August 14 2013 05:11 Gahlo wrote:
Forecast Janna's lines are amazing!
http://www.reignofgaming.net/news/25394-unofficial-pbe-patch-notes-for-8-13-2013-twitch

Broken Wings

Riven's Broken Wings hitbox has been retuned to more closely match the particles
Third hit now knocks up targets affected rather than knocking them back
Only the third hit can now leap over walls and the skill has been recoded to clean up this mechanic significantly


WHAT WHAT WHAT!

Wait, what? she used to be able to go through walls on her broken wings?
liftlift > tsm
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