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Read the rules in the OP before posting, please.

In order to ensure that this thread continues to meet TL standards and follows the proper guidelines, we will be enforcing the rules in the OP more strictly. Be sure to give them a re-read to refresh your memory! The vast majority of you are contributing in a healthy way, keep it up!

NOTE: When providing a source, explain why you feel it is relevant and what purpose it adds to the discussion if it's not obvious.
Also take note that unsubstantiated tweets/posts meant only to rekindle old arguments can result in a mod action.
Mohdoo
Profile Joined August 2007
United States15743 Posts
November 04 2016 03:38 GMT
#118141
On November 04 2016 12:28 LegalLord wrote:
And yet, all in all I've had better experiences with WF than with the other major banks I deal with (BoA, Chase etc).


What exactly are you doing when you deal with major banks? Hope this isn't too invasive a question and feel free to disregard if so.
LegalLord
Profile Blog Joined April 2013
United States13779 Posts
November 04 2016 03:52 GMT
#118142
On November 04 2016 12:38 Mohdoo wrote:
Show nested quote +
On November 04 2016 12:28 LegalLord wrote:
And yet, all in all I've had better experiences with WF than with the other major banks I deal with (BoA, Chase etc).


What exactly are you doing when you deal with major banks? Hope this isn't too invasive a question and feel free to disregard if so.

Oh, nothing particularly special. Just personal/business finance, loans, insurance claims (on which they are listed as a co-claimant), willingness to work with various circumstances. The kind of boring stuff you need to work with banks for. WF has consistently been by far the most reasonable of the three. Chase is the worst piece of shit ever and I would never deal with them if I had a choice in the matter. BoA falls somewhere in the middle there.

Kind of vague, but I prefer not to talk all that much about RL dealings. Nothing personal, but having an internet identity tied to real life is a liability.
History will sooner or later sweep the European Union away without mercy.
Mohdoo
Profile Joined August 2007
United States15743 Posts
November 04 2016 03:57 GMT
#118143
On November 04 2016 12:52 LegalLord wrote:
Show nested quote +
On November 04 2016 12:38 Mohdoo wrote:
On November 04 2016 12:28 LegalLord wrote:
And yet, all in all I've had better experiences with WF than with the other major banks I deal with (BoA, Chase etc).


What exactly are you doing when you deal with major banks? Hope this isn't too invasive a question and feel free to disregard if so.

Oh, nothing particularly special. Just personal/business finance, loans, insurance claims (on which they are listed as a co-claimant), willingness to work with various circumstances. The kind of boring stuff you need to work with banks for. WF has consistently been by far the most reasonable of the three. Chase is the worst piece of shit ever and I would never deal with them if I had a choice in the matter. BoA falls somewhere in the middle there.

Kind of vague, but I prefer not to talk all that much about RL dealings. Nothing personal, but having an internet identity tied to real life is a liability.


Gotcha, I had thought you meant professionally at first. As an auditor or something, not personal stuff.
LegalLord
Profile Blog Joined April 2013
United States13779 Posts
November 04 2016 04:05 GMT
#118144
On November 04 2016 12:33 Plansix wrote:
As someone who has worked for all three, they are deeply stupid on so many levels. Forget to big to fail, they are to large to function. BoA has a special place in my heart for having one of their local branches foreclosed because they failed to respond to a civil claim. The civil claim was the repeatedly attempted to foreclose on the wrong house.

But WF deserves everything it has coming to it.

Even for a bank that sounds remarkably obtuse. The fuck?
History will sooner or later sweep the European Union away without mercy.
Deleted User 173346
Profile Blog Joined April 2011
16169 Posts
November 04 2016 04:07 GMT
#118145
--- Nuked ---
xDaunt
Profile Joined March 2010
United States17988 Posts
November 04 2016 04:10 GMT
#118146
Anyone want to make a wild ass guess on whether and what kind of final pre-election surprises that we will see tomorrow?
Deleted User 173346
Profile Blog Joined April 2011
16169 Posts
November 04 2016 04:13 GMT
#118147
--- Nuked ---
Mohdoo
Profile Joined August 2007
United States15743 Posts
Last Edited: 2016-11-04 04:15:36
November 04 2016 04:15 GMT
#118148
On November 04 2016 13:10 xDaunt wrote:
Anyone want to make a wild ass guess on whether and what kind of final pre-election surprises that we will see tomorrow?


I dunno but I'll be working hard on very engaging things so I can not focus on it. I feel like I've gotten so tense that there's a 50/50 chance she gets indicted or something T_T That's not reasonable though. I just feel it. But I think its election jitters or something.
LegalLord
Profile Blog Joined April 2013
United States13779 Posts
November 04 2016 04:15 GMT
#118149
On November 04 2016 13:10 xDaunt wrote:
Anyone want to make a wild ass guess on whether and what kind of final pre-election surprises that we will see tomorrow?

Wikileaks releases wiretaps of every conversation Hillary ever had in her State Dept tenure.
History will sooner or later sweep the European Union away without mercy.
Plansix
Profile Blog Joined April 2011
United States60190 Posts
Last Edited: 2016-11-04 04:17:02
November 04 2016 04:15 GMT
#118150
On November 04 2016 13:05 LegalLord wrote:
Show nested quote +
On November 04 2016 12:33 Plansix wrote:
As someone who has worked for all three, they are deeply stupid on so many levels. Forget to big to fail, they are to large to function. BoA has a special place in my heart for having one of their local branches foreclosed because they failed to respond to a civil claim. The civil claim was the repeatedly attempted to foreclose on the wrong house.

But WF deserves everything it has coming to it.

Even for a bank that sounds remarkably obtuse. The fuck?

http://abcnews.go.com/Business/bank-america-florida-foreclosed-angry-homeowner-bofa/story?id=13775638

They filed the complaint to foreclose on the wrong property once. The part the story leaves out is how they bombarded the property was demand letters for a mortgage that was not on the property. The owners would call BoA, they would stop the foreclosure, but then re-referee it because no one purged the non-preforming mortgage or corrected the issue. There were so many stories about this at the time.

I remember calling my contact of BoA the a couple days after this story came out to talk about a title issue and he told me "There is no joke you can tell me I haven't heard."
I have the Honor to be your Obedient Servant, P.6
TL+ Member
LegalLord
Profile Blog Joined April 2013
United States13779 Posts
November 04 2016 04:18 GMT
#118151
Well that sounds... special, to say the least. Wow.
History will sooner or later sweep the European Union away without mercy.
Plansix
Profile Blog Joined April 2011
United States60190 Posts
Last Edited: 2016-11-04 04:28:22
November 04 2016 04:23 GMT
#118152
There is nothing special about it. As I said, to big to function. And very little has changed from my understanding.

When I say these banks need to be regulated into the ground, its for everyone's good. There is no reason for them to stop unless the government makes them. Even the worst press possible is just a rounding error. This bullshit with WF currently will just end it record profits for them leading up to discovery of the fake accounts. Then they just wait it out and do it again in a new flavor.
I have the Honor to be your Obedient Servant, P.6
TL+ Member
xDaunt
Profile Joined March 2010
United States17988 Posts
November 04 2016 04:26 GMT
#118153
On November 04 2016 13:15 LegalLord wrote:
Show nested quote +
On November 04 2016 13:10 xDaunt wrote:
Anyone want to make a wild ass guess on whether and what kind of final pre-election surprises that we will see tomorrow?

Wikileaks releases wiretaps of every conversation Hillary ever had in her State Dept tenure.

Hah. I tend to think that Wikileaks is holding something in reserve. I doubt Trump has anything. Clinton is slightly more likely to drop something, but the fact that she trotted out Machado again this week suggests that she's running on empty.
LegalLord
Profile Blog Joined April 2013
United States13779 Posts
November 04 2016 04:32 GMT
#118154
On November 04 2016 13:26 xDaunt wrote:
Show nested quote +
On November 04 2016 13:15 LegalLord wrote:
On November 04 2016 13:10 xDaunt wrote:
Anyone want to make a wild ass guess on whether and what kind of final pre-election surprises that we will see tomorrow?

Wikileaks releases wiretaps of every conversation Hillary ever had in her State Dept tenure.

Hah. I tend to think that Wikileaks is holding something in reserve. I doubt Trump has anything. Clinton is slightly more likely to drop something, but the fact that she trotted out Machado again this week suggests that she's running on empty.

I find it hard to believe that if the Hillary + DNC camp were as extensively hacked as it was, that some emails is the full extent of the compromised data. But I don't think they're planning on releasing it before the election. Something like recorded phone calls (if we assume it's the Russians, they definitely have wiretapped plenty of interesting conversations around the world) would be more useful kept in reserve than instantly released.
History will sooner or later sweep the European Union away without mercy.
Mohdoo
Profile Joined August 2007
United States15743 Posts
November 04 2016 04:32 GMT
#118155
Is Monday too late to release a bombshell?
LegalLord
Profile Blog Joined April 2013
United States13779 Posts
November 04 2016 04:33 GMT
#118156
On November 04 2016 13:32 Mohdoo wrote:
Is Monday too late to release a bombshell?

Probably, unless it's something so clear-cut like that the FBI recommends the prosecution of Hillary for the email issue and Congress or the DoJ appoints a prosecutor to make it happen.
History will sooner or later sweep the European Union away without mercy.
iPlaY.NettleS
Profile Blog Joined June 2010
Australia4426 Posts
November 04 2016 04:35 GMT
#118157
On November 04 2016 13:32 Mohdoo wrote:
Is Monday too late to release a bombshell?

Yes, something big will drop Friday.Past then is too late.

HuffPost Blog : Why I can no longer support Hillary Clinton

http://m.huffpost.com/us/entry/12698874/comments
https://www.youtube.com/watch?v=e7PvoI6gvQs
iPlaY.NettleS
Profile Blog Joined June 2010
Australia4426 Posts
November 04 2016 04:40 GMT
#118158
On November 04 2016 13:23 Plansix wrote:
There is nothing special about it. As I said, to big to function. And very little has changed from my understanding.

When I say these banks need to be regulated into the ground, its for everyone's good. There is no reason for them to stop unless the government makes them. Even the worst press possible is just a rounding error. This bullshit with WF currently will just end it record profits for them leading up to discovery of the fake accounts. Then they just wait it out and do it again in a new flavor.

Well don't expect the candidate with 95+% of Wall St donations and the wife of the guy who repealed Glass-Steagal to do anything positive regarding the big banks.Wake up.

https://www.youtube.com/watch?v=e7PvoI6gvQs
Plansix
Profile Blog Joined April 2011
United States60190 Posts
November 04 2016 04:42 GMT
#118159
Wake up. Lol. How are you a real person?
I have the Honor to be your Obedient Servant, P.6
TL+ Member
xDaunt
Profile Joined March 2010
United States17988 Posts
November 04 2016 04:43 GMT
#118160
On November 04 2016 13:32 Mohdoo wrote:
Is Monday too late to release a bombshell?

Yeah. Dropping it on Friday lets it stink over the weekend and get picked up by the Sunday talk shows. And Hillary needs to change the news narrative so she won't wait to drop something.
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