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Dilemma

Blogs > moktira
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moktira *
Profile Blog Joined October 2010
Ireland1544 Posts
Last Edited: 2011-01-03 12:13:33
December 12 2010 02:08 GMT
#1
+ Show Spoiler [Dilemma] +
Alright, can't believe I'm writing this but I need to get it out.

I'm currently living in the UK and sharing a student house with a Kenyan, a Greek, a Frenchman and an Englishman. The Kenyan guy is going home for Christmas on Monday night and is leaving to go to London tomorrow. He bought his plane ticket through some travel agency paying most of it initially and has £220 left to pay. His parents transferred the money to him during the week and he got it Friday, however he lost his bank card that night. He now has to pay the £220 by 12 o'clock tomorrow or he can't go back.

Unfortunately, the others in the house got in an argument with him earlier in the week about money as he didn't have the money to split the gas and electricity bills on the day we agreed so now they're not going to help him, I wasn't there when that happened so I escaped that.

So he asked me for the money tonight. Though I don't make much, I do have the money, however £220 is a lot and there are question marks. For example the fact the others said he told them he didn't have £20 pounds for gas and electricity earlier in the week yet now he claims he had the money but lost his card, also the English guy lost his card earlier in the week (how often do two people in the same house lose their bank cards in one week?). He also initially said he needed £300, not £220, the fact that he had booked this a few months ago and waited 'til the weekend of it to pay seems odd. There's always the chance that he won't come back after Christmas, etc. etc.

Anyway, I am a bit of a sucker and I decided I did want to help but I didn't want to give it all as there is too many question marks, so I lied and said I only have just over £100 in my bank account but I could give him that, so I ended up strolling down to an atm at 11 o'clock at night and gave in a bit more giving him £120. I suppose my hope was I felt it would be easier to ask four or five different people for £25 or £20 now than to ask one for £220. It didn't work, the other guys in the house still won't help and his friends don't seem to have much money.

Now the Greek guy is making me feel bad saying that I should have either given him all or nothing, but giving him half was just mean cause it gets his hopes up but he still won't be able to get back but it will help me sleep tonight. And he's got a point, I could have done more. I still could, got about 6 hours.

Has anyone any advice? I'm not going to make a poll as that seems like a cheap way of finding out what people think. So much for going to bed early tonight, it's not 2a.m. ACE are playing in two hours...

I also want to add that I've only been living here about two months and in that time I haven't seen too much of him so I don't really know him that well.


+ Show Spoiler [Conclusion] +
So what happened in the end is he went to London but didn't get the money in time so his ticket was cancelled and he lost his deposit. I got my money back and he didn't get home for Christmas, I still could have done more but at the same time, no one else did anything so I don't really feel guilty but I am sorry for him.


*****
If in doubt, differentiate and set equal to zero
vOdToasT
Profile Blog Joined September 2010
Sweden2870 Posts
December 12 2010 02:12 GMT
#2
It's up to you to analyze the situation. Is he telling the truth, and does he really need the money? Then you should help him.

Is he a liar? Then you don't have to.

I really can't be of much help because I can't help you figure out the truth behind this
If it's stupid but it works, then it's not stupid* (*Or: You are stupid for losing to it, and gotta git gud)
AppleTart
Profile Blog Joined March 2010
United States1261 Posts
December 12 2010 02:15 GMT
#3
I'm sort of suspicious... of the situation, however I wasn't there.

If I knew everything said was true by all parties, I would help him.
always tired -_-
Grobyc
Profile Blog Joined June 2008
Canada18410 Posts
December 12 2010 02:16 GMT
#4
This might not be the answer you're looking for, why does hasn't/doesn't he go to the bank and get a replacement card? I don't know if it's different in Ireland, but here you can go to the bank if you lose your card and get a temporary one instantly until the new card is mailed. Talking to the bank can be quite helpful in situations like this.
If you watch Godzilla backwards it's about a benevolent lizard who helps rebuild a city and then moonwalks into the ocean.
razorsuKe
Profile Blog Joined July 2008
Canada2000 Posts
December 12 2010 02:19 GMT
#5
dude, it's 2010. He has to have some account he can access through the internet. Failing that, his parents should have something through the internet and even failing that, one of his close friends/relatives.

I mean 220 pounds is a relatively small amount of money to help someone in need, his family should be able to help him out, I don't see why it should be you - someone who has only known him for 2 months.
EntusGalleries.com - CJ Uniform Sale
Sufficiency
Profile Blog Joined October 2010
Canada23833 Posts
Last Edited: 2010-12-12 02:21:16
December 12 2010 02:19 GMT
#6
I would suggest him to call the bank and get a replacement.

I lost my bank card once. I noticed at night so I just called them to have it disabled, and on the next day I went to a branch to get a replacement. The call took 10 minutes. Getting replacement took 10 minutes (minus the time for the trip). It's DEAD easy. They don't yell at me, laugh at me, or charge me a fine.

I use Scotiabank, in case this matters. I am pretty sure whatever bank he uses, it's the same.
https://twitter.com/SufficientStats
Gulabi
Profile Joined October 2010
Canada52 Posts
December 12 2010 02:20 GMT
#7
Depends on if you can afford to lose the money, as it is quite likely you won't get it back. You have already invested £120 for him and if nobody is going to give him the other £100 then while you had good intentions they were kind of pointless. If you can afford to lose the money I would give him the £220. If not then wait to see if he gets it and if not than you get your money back.
positron.
Profile Joined May 2010
634 Posts
December 12 2010 02:20 GMT
#8
Can't he just go to a bank and withdraw the money? Unless he is using some obscure banks in Kenya that had no branches in UK I don't see why he can't do that.
Saechiis
Profile Blog Joined May 2010
Netherlands4989 Posts
December 12 2010 02:24 GMT
#9
If I had the money I'd just borrow it to him. Maybe it's my non-belief in the worth of money, but I think you'll both feel a lot better when he gets to spend Christmas with his family and you can sleep without worries about the ghost of christmas past.

Ask him to bring you a Christmas gift from Kenya in return.
I think esports is pretty nice.
moktira *
Profile Blog Joined October 2010
Ireland1544 Posts
December 12 2010 02:25 GMT
#10
It's a Saturday night and the banks are closed and will be closed on Sunday too. He was told that the earliest he could get a new card is Tuesday. As his parents are in Kenya a bank transfer will take a few days to come through.

I got him to try and do a bank transfer online but he then he couldn't get into his online bank. His password kept failing, he requested a new password but that comes in the post. The main reason I did that was because I wanted to make sure he actually had the money but when he couldn't get in alarm bells went off.

There's too many coincidences and suspicions really. However I did see the e-mails from the travel agency and know that he does need to pay it by Sunday at 12.

In ways I am quite soft, but I feel the other three in the house should give in too.
If in doubt, differentiate and set equal to zero
Sufficiency
Profile Blog Joined October 2010
Canada23833 Posts
Last Edited: 2010-12-12 02:33:04
December 12 2010 02:29 GMT
#11
On December 12 2010 11:25 moktira wrote:
It's a Saturday night and the banks are closed and will be closed on Sunday too. He was told that the earliest he could get a new card is Tuesday. As his parents are in Kenya a bank transfer will take a few days to come through.

I got him to try and do a bank transfer online but he then he couldn't get into his online bank. His password kept failing, he requested a new password but that comes in the post. The main reason I did that was because I wanted to make sure he actually had the money but when he couldn't get in alarm bells went off.

There's too many coincidences and suspicions really. However I did see the e-mails from the travel agency and know that he does need to pay it by Sunday at 12.

In ways I am quite soft, but I feel the other three in the house should give in too.


Is he returning? I am pretty sure banks are willing to do emergency loans?

EDIT: is it possible to write a contract for this kind private loans? Where are TL's legal powerhouses?
https://twitter.com/SufficientStats
Foreplay
Profile Joined May 2008
United States1154 Posts
December 12 2010 02:38 GMT
#12
I wouldn't give him anything. He can go sort his own stuff out with the bank. I think he's full of shit.
Better than Pokebunny
dahornnn
Profile Blog Joined May 2010
United Kingdom395 Posts
December 12 2010 02:44 GMT
#13
It honestly looks like hes fucking with you...... how do you not know the password to your own onlie bank account? everyone knows theirs f like programmed into their brain..... stay out if it and come up with some bs excuse like your cat from home needs a new haircut or something
Grobyc
Profile Blog Joined June 2008
Canada18410 Posts
December 12 2010 02:59 GMT
#14
On December 12 2010 11:44 dahornnn wrote:
It honestly looks like hes fucking with you...... how do you not know the password to your own onlie bank account? everyone knows theirs f like programmed into their brain..... stay out if it and come up with some bs excuse like your cat from home needs a new haircut or something

I wouldn't even think you need a BS excuse. It's fucking Christmas time, everyone is broke lol.
If you watch Godzilla backwards it's about a benevolent lizard who helps rebuild a city and then moonwalks into the ocean.
johnlee
Profile Joined June 2009
United States242 Posts
December 12 2010 03:02 GMT
#15
What the fuck. You should not feel guilty at ALL.

And it's NOT about what you can do for him. It's about what HE can do for himself. If he really wants to get his ass back home, he'll do what he needs to.

That's a lot of money and it's not like you're close to him or whatever. It's best to be cautious. Even the £120 shows that you're a good guy. But you should not be feeling guilty. You have no responsibilities in this situation.
Bore
Sufficiency
Profile Blog Joined October 2010
Canada23833 Posts
December 12 2010 03:08 GMT
#16
My opinion is that you shouldn't be spending more than 6 hours to help out a stranger. If it takes you more than 2 hours to make the amount of money he is requesting, you shouldn't do it.
https://twitter.com/SufficientStats
MrBitter
Profile Joined January 2008
United States2940 Posts
December 12 2010 03:30 GMT
#17
First and foremost: It's only money. Scam or not, you'll not go hungry on account of helping the guy.

That said, you've already given far more than even a close friend would expect from you. You've got nothing to feel guilty about.

Flip a coin. You're not wrong in either case.
sc4k
Profile Blog Joined January 2010
United Kingdom5454 Posts
December 12 2010 03:42 GMT
#18
fuck giving any more money, dude. Would never personally have given the money in the first place. You don't owe him anything being a housemate, he's having a laugh to expect people to be able to help him out who are just his housemates. Gona have to stay in England, not the end of the fucking world!!!! Sucks to be him but hopefully next time he won't be a massive idiot and lose his card!!!
Chef
Profile Blog Joined August 2005
10810 Posts
December 12 2010 03:48 GMT
#19
He sounds like a leech... Don't give money to people like that because 1: A normal person wouldn't ask for money from someone without a really good rapport and 2: I've meet people like this before, they are no good.

He is definitely using you... Get your money back from him if you can lol. If you're uncomfortable/not sure if you want to give someone money, the answer is always that you shouldn't.
LEGEND!! LEGEND!!
krndandaman
Profile Joined August 2009
Mozambique16569 Posts
December 12 2010 03:54 GMT
#20
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