EPTI am so fucked.
Shitty day
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{CC}StealthBlue
United States41117 Posts
I am so fucked. | ||
micronesia
United States24793 Posts
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onihunter
United States515 Posts
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QuanticHawk
United States32157 Posts
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PH
United States6173 Posts
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Dknight
United States5224 Posts
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paper
13196 Posts
On February 14 2009 07:13 PH wrote: Ask your grandma. | ||
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{CC}StealthBlue
United States41117 Posts
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Spartan
United States2030 Posts
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Domestica
United States411 Posts
On February 14 2009 06:59 {CC}StealthBlue wrote: They only take payment from CC, or Check which both I don't have due to debt because of said debt. God damn. My only hope is to pay them from someone else check # etc. As I would pay the person back. you can purchase a money order at the post office so you don't have to involve another party | ||
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Piy
Scotland3152 Posts
Have you tried running away? Or not getting into debt in the first place? | ||
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Rotodyne
United States2263 Posts
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cujo2k
Canada1044 Posts
![[image loading]](http://i105.photobucket.com/albums/m239/nigeru_genjitsu/Reality.jpg) | ||
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nofAcedAgent
United States952 Posts
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eXigent.
Canada2419 Posts
On February 14 2009 11:56 nofAcedAgent wrote: Credit card collectors will say just about anything to scare you into paying.. dont take any guff from those fucking swine! rofl, so your advising that he argues with debt collectors? Do you have any "faster" way into jail, im just curious lol | ||
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Kennelie
United States2296 Posts
I don't know where you are from but here in TX banks allow you to open up another account if you have a descent amount of deposit to open the account. I know a few friends that have done it while they had negative balances in other banks. Meh I been with BOA since 1998. | ||
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Kennelie
United States2296 Posts
On February 14 2009 12:03 eXigent. wrote: rofl, so your advising that he argues with debt collectors? Do you have any "faster" way into jail, im just curious lol Actually they wouldn't really search him down to lock him up. I am sure the government has better things to be doing instead of tracking down a college guy that couldn't pay his credit cards. I believe Americans have some shitty credit card debt. I vouch for this b/c BOA gave me a 5k limit by the time I was 18. I used 1.8k of it and haven't paid it yet. That's a whole different story thou. I would say ask your grandma and make sure you have the dignity to pay her back. She's your love of the family. If you don't want this mess to continue. If she loves you(which im sure) she will help you out. Edit: Oh and I haven't paid the BOA credit bill in about 3+ years. Now like every 6 months I receive a letter from some debt recovery agency thats basically a lawyers office. | ||
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floor exercise
Canada5847 Posts
Don't spend money you don't have or aren't 100% guaranteed to have by the time your statement comes around with credit. Credit cards can be an easy way to build some credit, or a great way to obtain ridiculous amounts of debt very quickly. Get the money off grandma cause she isn't going to charge you 30% interest like your shitty student visa will. If you are too dumb to use a credit card responsibly get a debit card. A lot of people claim credit card companies prey on students who are too irresponsible to understand concept of credit, but honestly you are fucking retarded if by the age of 18+ you don't understand what debt is and why it is bad. Also get a part time job if you can't afford $400 a month | ||
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Red.Cloud
Canada235 Posts
On February 14 2009 11:01 cujo2k wrote: ROTFLOL!!!! | ||
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FuDDx
United States5017 Posts
On February 14 2009 14:02 floor exercise wrote: Here's a tip don't take advice from someone who hasn't paid 3 years of cc debt Don't spend money you don't have or aren't 100% guaranteed to have by the time your statement comes around with credit. Credit cards can be an easy way to build some credit, or a great way to obtain ridiculous amounts of debt very quickly. Get the money off grandma cause she isn't going to charge you 30% interest like your shitty student visa will. If you are too dumb to use a credit card responsibly get a debit card. A lot of people claim credit card companies prey on students who are too irresponsible to understand concept of credit, but honestly you are fucking retarded if by the age of 18+ you don't understand what debt is and why it is bad. Also get a part time job if you can't afford $400 a month what he said. Only twice. | ||
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{CC}StealthBlue
United States41117 Posts
Also I can't ask my grandmother, there is always the possibility that she would say no, but there would be immediate tension between her and my mother which is the last I need. Also AFAIK TN state law states that it is illegal in regards to civil law for prison time if a person is in debt. This is CC debt, not alimony, or child-support. | ||
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Etherone
United States1898 Posts
i believe you are familiar with this ; ) get a part time job. | ||
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xxsaznpride
United States506 Posts
On February 14 2009 15:03 {CC}StealthBlue wrote: Also I can't ask my grandmother, there is always the possibility that she would say no, but there would be immediate tension between her and my mother which is the last I need. Of course there's the possibility she'll say no. Don't know how this'd create tension between her and your mom, but it REALLY shouldn't matter too much if she says no seeing as you'd be in the same situation anyway. Just ask her. No is no, yes is awesome. I haven't read the whole thread, but a) why not ask your mom, and b) she doesn't need to know that you ask your gramma unless she brings it up herself as an option. | ||
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Raithed
China7078 Posts
On February 14 2009 11:01 cujo2k wrote: lmao holy fuck. i laughed.. | ||
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