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Official 'what is Dota anymore' discussion - Page 415

Forum Index > Dota 2 General
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Rocket-Bear
Profile Joined July 2014
3070 Posts
February 06 2015 18:36 GMT
#8281
LF one more player to do shitty nonranked USeast pubs. Add me
http://steamcommunity.com/profiles/76561198126067857
Favorite players: Gh and Zai
Plansix
Profile Blog Joined April 2011
United States60190 Posts
February 06 2015 18:41 GMT
#8282
On February 07 2015 03:32 andyrau wrote:
hello just a friendly announcement for the grand total of 2 of you reading this thread who have mortgages in the US of A
if you'd like to refinance your loan, you should do it soon as interest rates are going back up

that is all

Thanks for the heads up. There is no way we are refinancing, as our interest rate is really low and we mostly just use the mortgage to deal with property tax and home owners insurance.

I would rather be playing dota right now than dealing with the after math of this jury trial. Its going to come soon and I am not ready for 4 attorneys asking me to do shit right away.
I have the Honor to be your Obedient Servant, P.6
TL+ Member
andyrau
Profile Joined December 2010
13015 Posts
February 06 2015 18:51 GMT
#8283
On February 07 2015 03:36 crms wrote:
Show nested quote +
On February 07 2015 03:32 andyrau wrote:
hello just a friendly announcement for the grand total of 2 of you reading this thread who have mortgages in the US of A
if you'd like to refinance your loan, you should do it soon as interest rates are going back up

that is all

isn't that speculated to happen in June (if they pull the trigger this year?)

I'm looking to buy a house right now so I've been following it fairly closely.

is that when the fed is going to raise the prime rate
their policies can make huge splashes but outside of that, market sentiment dictates the general rates.

the overall trend for the last week has gone upwards, rates went up a quarter over that period. you can either gamble and hope it goes down before the fed makes their move, or you can attempt a purchase now.
my rough guess is that it won't go down for another month?
"Zai is legitimately not as good as bulba." | kaipi ti3 champions
BluemoonSC
Profile Blog Joined November 2010
SoCal8933 Posts
February 06 2015 18:52 GMT
#8284
On February 07 2015 03:36 Rocket-Bear wrote:
LF one more player to do shitty nonranked USeast pubs. Add me
http://steamcommunity.com/profiles/76561198126067857


still working on the east coast
LiquidDota Staff@BluemoonGG_
crms
Profile Joined February 2010
United States11933 Posts
February 06 2015 19:05 GMT
#8285
On February 07 2015 03:51 andyrau wrote:
Show nested quote +
On February 07 2015 03:36 crms wrote:
On February 07 2015 03:32 andyrau wrote:
hello just a friendly announcement for the grand total of 2 of you reading this thread who have mortgages in the US of A
if you'd like to refinance your loan, you should do it soon as interest rates are going back up

that is all

isn't that speculated to happen in June (if they pull the trigger this year?)

I'm looking to buy a house right now so I've been following it fairly closely.

is that when the fed is going to raise the prime rate
their policies can make huge splashes but outside of that, market sentiment dictates the general rates.

the overall trend for the last week has gone upwards, rates went up a quarter over that period. you can either gamble and hope it goes down before the fed makes their move, or you can attempt a purchase now.
my rough guess is that it won't go down for another month?

Yeah, I would expect some splashing around a bit in about a month. I might not make it, but I've already been pre-approved etc., just have to fight the right place and seal the deal. I hope it won't take more than a couple months at most.
http://i.imgur.com/fAUOr2c.png | Fighting games are great
Jinxed
Profile Blog Joined May 2011
United States6450 Posts
February 06 2015 19:18 GMT
#8286
Wow. I'm fucking lucky as shit then.

Just locked in our rate. We settle in a month.
LiquidDota Staff"LeLoup is a great name pls undo." -Liquid`Nazgul
Plansix
Profile Blog Joined April 2011
United States60190 Posts
Last Edited: 2015-02-06 19:24:08
February 06 2015 19:20 GMT
#8287
Closings, they drive me nuts. Its like trying to herd cats.

Also, beware of condos. They are like going into business with idiots.
I have the Honor to be your Obedient Servant, P.6
TL+ Member
Spicy_Curry
Profile Blog Joined March 2011
United States10573 Posts
February 06 2015 19:24 GMT
#8288
So much fucking paperwork too
High Risk Low Reward
tehh4ck3r
Profile Joined August 2013
Magrathea7084 Posts
February 06 2015 19:27 GMT
#8289
CSGO scene is repeatedly getting fucked by match-fixing
AdministratorIn those days, spirits were brave, the stakes were high, men were real men, women were real women, and small furry creatures from Alpha Centauri were real small furry creatures from Alpha Centauri.
PassiveAce
Profile Blog Joined February 2011
United States18076 Posts
February 06 2015 19:27 GMT
#8290
another scandal?
Call me Marge Simpson cuz I love you homie
tehh4ck3r
Profile Joined August 2013
Magrathea7084 Posts
February 06 2015 19:28 GMT
#8291
yeah http://www.hltv.org/news/14184-epsilon-and-ex-esc-get-valve-bans
AdministratorIn those days, spirits were brave, the stakes were high, men were real men, women were real women, and small furry creatures from Alpha Centauri were real small furry creatures from Alpha Centauri.
andyrau
Profile Joined December 2010
13015 Posts
February 06 2015 19:28 GMT
#8292
On February 07 2015 04:05 crms wrote:
Show nested quote +
On February 07 2015 03:51 andyrau wrote:
On February 07 2015 03:36 crms wrote:
On February 07 2015 03:32 andyrau wrote:
hello just a friendly announcement for the grand total of 2 of you reading this thread who have mortgages in the US of A
if you'd like to refinance your loan, you should do it soon as interest rates are going back up

that is all

isn't that speculated to happen in June (if they pull the trigger this year?)

I'm looking to buy a house right now so I've been following it fairly closely.

is that when the fed is going to raise the prime rate
their policies can make huge splashes but outside of that, market sentiment dictates the general rates.

the overall trend for the last week has gone upwards, rates went up a quarter over that period. you can either gamble and hope it goes down before the fed makes their move, or you can attempt a purchase now.
my rough guess is that it won't go down for another month?

Yeah, I would expect some splashing around a bit in about a month. I might not make it, but I've already been pre-approved etc., just have to fight the right place and seal the deal. I hope it won't take more than a couple months at most.

good luck creams

On February 07 2015 04:18 Jinxed wrote:
Wow. I'm fucking lucky as shit then.

Just locked in our rate. We settle in a month.

the months of dec-jan were great times to lock rates
i'm not sure if this week is just a rough patch that will settle down in a week, or if it's an actual trend.
with oil prices predicted to go up over the next month and overall volatility it's hard to say.

on that note i will definitely miss filling up my tank for < $30
"Zai is legitimately not as good as bulba." | kaipi ti3 champions
Jinxed
Profile Blog Joined May 2011
United States6450 Posts
February 06 2015 19:28 GMT
#8293
Nope, got a legit house in suburbia. Then again its where I grew up so that isn't too surprising.

Nice little duplex. No garage but a nice back porch and a shed.

I do not look forward to mortgage payments.
LiquidDota Staff"LeLoup is a great name pls undo." -Liquid`Nazgul
Plansix
Profile Blog Joined April 2011
United States60190 Posts
Last Edited: 2015-02-06 19:30:52
February 06 2015 19:29 GMT
#8294
I'm not even surprised or mad any more. These short sighted idiots are going to ruin it for everyone.

Edit: You going to rent out the other side other unit?
I have the Honor to be your Obedient Servant, P.6
TL+ Member
crms
Profile Joined February 2010
United States11933 Posts
Last Edited: 2015-02-06 19:33:22
February 06 2015 19:31 GMT
#8295
well gas goes up in February every single year regardless of the price of crude or market volatility, they claim its for 'refinery maintenance'. :D~


edit; i think with this string of posts, we've officially dated ourselves and have taken over the thread from 'dem pesky kids'.
http://i.imgur.com/fAUOr2c.png | Fighting games are great
Plansix
Profile Blog Joined April 2011
United States60190 Posts
February 06 2015 19:35 GMT
#8296
Kids need to learn the pitfalls of first time home ownership. Those classes cost a lot and don't teach you the merit of the duplex and renting to off set your mortgage costs.
I have the Honor to be your Obedient Servant, P.6
TL+ Member
crms
Profile Joined February 2010
United States11933 Posts
February 06 2015 19:38 GMT
#8297
I live in Arizona so the concept of a duplex is lost on me because with some effort, everyone gets their own 'single family detached' home. It's like an Oprah giveaway.
http://i.imgur.com/fAUOr2c.png | Fighting games are great
Qbek
Profile Blog Joined April 2011
Poland12923 Posts
February 06 2015 19:42 GMT
#8298
On February 07 2015 04:38 crms wrote:
I live in Arizona so the concept of a duplex is lost on me because with some effort, everyone gets their own 'single family detached' home. It's like an Oprah giveaway.

I've no idea how you even identify your house m8
This space left intentionally dank /)3(\ http://i.imgur.com/RmeEUcF.png
Plansix
Profile Blog Joined April 2011
United States60190 Posts
February 06 2015 19:46 GMT
#8299
Its why we put names on our mail boxes, so know where we are supposed to go at night.
I have the Honor to be your Obedient Servant, P.6
TL+ Member
crms
Profile Joined February 2010
United States11933 Posts
Last Edited: 2015-02-06 19:49:21
February 06 2015 19:46 GMT
#8300
i don't wanna make this post anymore so I'm gonna edit and mention I had a great cheeseburger for lunch.
http://i.imgur.com/fAUOr2c.png | Fighting games are great
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