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Hey,
I'm currently in need of about €450 ($600) by tomorrow morning (CET) but have no idea how to exactly get this. I can't get the money quick enough from any bank/website and asking people for money via westernunion online so I have it in cash when I need it tomorrow morning seems to get people very worried about scams (already asked on /r/loans and heard that there).
Does anyone know about a forum or whatever that may help with this within 6 hours?
I can only provide such things as a copy of my ID and other personal information and personal meetings via skype, which may also not be the most secure way for some people to give a stranger money online.
Which is why I think paying a good interest rate (10%) would maybe help, as anyone with some extra money would probably not mind making a little extra within a month, although it's still risky.
Sadly I don't know anyone who can help me at this point and I'm quite desperate to find a place where this may be a possible to achieve.
Thanks for any good pointers,
Regards,
LML
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Have any family you can ask?
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On August 04 2014 09:04 ThomasjServo wrote:
Have any family you can ask?
"Sadly I don't know anyone who can help me at this point"
I wish :/
I'm quite desperate about it as otherwise it will pile up to a lot more costs which will take any spare money from me for a few months. So paying 10% interest is still a better way for me right now.
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Put some add on whatever website like kijiji or craiglist and offer collateral with a written contract.
If you have their personal information, like their phone, adress, name, etc, you can have a bit of security. If you lived here, I'd lend you $600 if you collateral your 2-3k USD car, or a LCD TV + Video game system + all games, or just other items (laptop?) in the range of 1.5-5k value based on how hard they are to sell.
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Well, I'm in Germany, though. And I don't have many valuable things. Not even a flat screen TV. A rather shitty phone, etc.
Surely signing a contract to hold me accountable for paying back within a month wouldn't be a problem, but there isn't much to take otherwise.
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it's not quick enough, I need it within the next few hours (it's like 3am here right now and I'm trying desperately to find stuff online, not even sleeping).
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Never needed to do this before, but typing "online instant loan" in Google spewed a bunch of sites. Or if you have a credit card, you could probably get a cash advance from an ATM somewhere.
But I'm more interested in the circumstance. Normally a person will know in advance if they will need the money or will be able to hold out a couple days before going to a bank to get a loan. Either you're highly irresponsible or got stuck with some real shit real fast. If it's the latter, please do tell. :D
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Had some health issues which made me unable to work for a while last month, including some time in the hospital (I shat only water and blood). It's overall not too bad, but missing an overdue bill payment due to that would create a lot of extra cost and several months of living on barely anything
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Hong Kong9154 Posts
there are supposedly a lot of microfinance options that will serve you a lot better than the normal predatory loans you'd get from payday advance or pawn shops
this is in the US though, not sure about your situation in germany
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United States2350 Posts
if you're still awake
reddit.com/r/loans
next time you should try to float some money in a checking account to use for emergencies like this
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On August 04 2014 14:14 Chocolate wrote:
if you're still awake
reddit.com/r/loans
next time you should try to float some money in a checking account to use for emergencies like this
as stated in the OP, I've been to /r/loans, but they basically told me this seems to scammy with the whole western union quick send because WU has no sender security, but as I need the money within the next 80 minutes (or back when I posted there, 10 hours or so), only a quick cash transfer to my local WU would help.
next time you should try to float some money in a checking account to use for emergencies like this
You need enough extra money to put something to the side, I wouldn't have to beg online if I had enough to store some money away while going to uni. Luckily it's summer break and I can work more now to pay a helper back, or to get some money to pay back the extra charges within the next months.
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On August 04 2014 14:14 Chocolate wrote:
if you're still awake
reddit.com/r/loans
next time you should try to float some money in a checking account to use for emergencies like this
yeah bro you should be more fiscally responsible next time
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Due to some nice people I've at least got almost €200 so far, which I am very grateful for!
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This is awful, even for a blog.
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it's too bad you're not a bank, you could go to the federal reserve and get free money at the overnight window
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United States2350 Posts
On August 04 2014 15:41 IgnE wrote:Show nested quote +On August 04 2014 14:14 Chocolate wrote:
if you're still awake
reddit.com/r/loans
next time you should try to float some money in a checking account to use for emergencies like this yeah bro you should be more fiscally responsible next time
just saying it's becoming an unusually uncommon practice but it could help, I'm not trying to be snarky
sorry for overlooking that part in the OP btw
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On August 04 2014 17:58 LML wrote:
Due to some nice people I've at least got almost €200 so far, which I am very grateful for!
If you paypal me that 200 I'll send you 400 back. I promise.
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United States2350 Posts
On August 05 2014 09:12 batsnacks wrote:Show nested quote +On August 04 2014 17:58 LML wrote:
Due to some nice people I've at least got almost €200 so far, which I am very grateful for! If you paypal me that 200 I'll send you 400 back. I promise.
if u papal me 400 advance inheritance fee i send u 800,000 no questions ask
pls email i am nigeria
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EPT
