You blocked me on facebook - Page 2

On October 14 2012 06:31 synapse wrote:

that's not the point. you're basically telling us youre financially irresponsible, then go on about needing a credit card.

On October 14 2012 06:44 StateofReverie wrote:

I have sort of a "cushion" that I can fall on a bit.

On October 14 2012 05:06 StateofReverie wrote:
I have been smoking pretty heavily since college started and I will probably experience another night of physical withdrawal before I am smooth sailing.

On October 14 2012 06:54 Frits wrote:


haha you wont believe how many dumb people i go to college with tell me this shit, they're now nearing a 100k debt, dont spend money you dont have, unless your parents are loaded, you major is pretty goddamned impressive, or you're attending a top university

On October 14 2012 07:03 RANDOMCL wrote:


I hate to be the one to tell you this but what you've been smoking definitely isn't cannabis.

On October 14 2012 05:06 StateofReverie wrote:
Making money is just so much more interesting than saving a person's life or learning about small bacteria that do shit somewhere to help us survive.

I asked my parents to get me a credit card. They said no.

On October 14 2012 07:36 MountainDewJunkie wrote:



Good for them, your financial problems are now your problem, don't try to pass it off.

Also, using a credit card to build credit isn't a good idea if you can't afford payments, and is still a bad idea if you're using it to buy shit you can't afford. And if your purchases aren't significant enough, you will not get a 800 credit rating for buying Monsters and tic-tacs on a credit card. Which kind of leads to the problem if you use the credit card for major purchases, what with the no money thing, you'll just be in debt. At what cost?

When I see an opportunity to pad my credit score (other than not being delinquent on anything EVER do NOT DO IT), like buying new tires or a laptop, I just use my credit card for the purchase then immediately transfer the money that I actually have from my checking/savings to the credit account.

What's funny is that my lowest credit score has the explanation, "not enough debt history." So to build your credit moreso, you need some level of major debt (auto, mortgage). Just makes me laugh, you'd think having no debt would be a positive thing (but I still don't make shit for money)

On October 14 2012 07:49 Capped wrote:
Within a month you'll have maxed it out on cash withdrawals to buy weed. I promise you.

On October 14 2012 05:23 marttorn wrote:


Do I go "NOOO" ironically or "YESSS" honestly?

On October 14 2012 06:23 synapse wrote:
> smoking a lot of weed
> broke
> parents wont let me get a credit card
> getting credit card by myself because... you know... credit rating.

hard to sympathize with you, old chap.

On October 14 2012 09:19 Jacobine wrote:
One star completely out of habit.
On topic, I do not understand how life has not decided to come and slap the living hell out of you as of yet. Maybe that's six months down the road, one can hope.

On October 14 2012 09:33 StateofReverie wrote:

what do you think life would do to me? Make my life better? :D

On October 14 2012 09:41 Jacobine wrote:

......... You have one of the easiest college lives I've read about. You have a job on campus that requires zero effort. Your dad throws money at you like it's nothing. You have a place to live and a roommate who is not nearly as bad as you've made him out to be. However, if you keep doing what you're doing; you'll lose your job because you'll either get busted with drugs or get the piss test and get fired. Your dad will stop funding your drug habit and some girl will slap you down for being such a creeper.

Its probably because you're 18, but your luck is bound to run out fairly soon.

On October 14 2012 07:16 StateofReverie wrote:

I have made good use of not spending money I don't have today lol. It just sucks to not be able to buy anything like even a meal...

On October 14 2012 10:08 Frits wrote:


you cant buy a meal because you're spending your money on pot....

just work like 1 day in the week you'll have all the money you'll ever need in college

On October 14 2012 12:12 TheKwas wrote:
Do you ever feel like a giant asshole for burning through so much of your parent's money on completely useless stuff?