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On November 08 2013 01:08 JonGalt wrote:Show nested quote +On November 08 2013 00:58 Carnivorous Sheep wrote:
buy twitter friends
phat ipo $$$ incoming I want to learn how to stock market/invest when I get home and have money. also, could someone explain obamacare to me like I'm 6.
Main points would be something like:
- Individual mandate: everyone has to have a policy or pay a fine (everyone shares the risk of health issues)
- No denial for pre-existing conditions (you get insurance even if you currently have something wrong)
- Can stay on parents until 25 (I think) (you don't get kicked off until after your working in theory)
- Implementation of online healthcare exchanges (these just facilitate everyone getting insurance)
- Changes to medicare and medicaid that I wouldn't bother explaining to a six year old. (nor do have I bothered to understand)
- Poorer people get subsidies to make their insurance more affordable since it's required of everyone or fine.
- Standards for insurance policy changed (crappy insurance no longer allowed. thanks wei)
Correct me if I'm wrong on anything, I think that's the gist.
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United States15536 Posts
On November 08 2013 02:03 Carnivorous Sheep wrote:Show nested quote +On November 08 2013 01:56 xes wrote:On November 08 2013 01:08 JonGalt wrote:On November 08 2013 00:58 Carnivorous Sheep wrote:
buy twitter friends
phat ipo $$$ incoming I want to learn how to stock market/invest when I get home and have money. also, could someone explain obamacare to me like I'm 6. Big guy says you have to get special package that helps you when you are sick. If you don't they take away your desert. he drinks your milkshake he drink it all up
DRAINAGE
+ Show Spoiler +Where that Paul Dano at? I miss him.
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Mordek. You forgot they increased basic coverage. Meaning if you had shit coverage that was barely counted as health insurance, those plans have been eliminated.
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Czech Republic11293 Posts
those all seem reasonable things to have. Why do people hate Obamacare?
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On November 08 2013 02:45 Scip wrote:
those all seem reasonable things to have. Why do people hate Obamacare?
we don't have money to support it (if I'm wrong, please correct me)
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On November 08 2013 02:45 Scip wrote:
those all seem reasonable things to have. Why do people hate Obamacare?
Because it turns us into dirty euros
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Czech Republic11293 Posts
You have the money to support several wars and field unreasonable amount of troops in germany and japan and SK but you don't have enough money to pay for reasonable healthcare?
+ Show Spoiler +
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On November 08 2013 02:52 Scip wrote:You have the money to support several wars and field unreasonable amount of troops in germany and japan and SK but you don't have enough money to pay for reasonable healthcare? + Show Spoiler +
There are quite a few things I don't like about it.
1) no public option
2) insurance is still privately own, that means it's still being driven by their shareholders, not their clients. Conflict of interest.
3) for the young, their premium prices go up, when it would normally be lower.
4) the fine for medium size businesses for not giving employee's healthcare is less than actually giving their employee healthcare, so more often than naught, most businesses will just drop giving healthcare to employee and just eat the fine. Healthcare costs now fall on employee, rather than employer
5) a lot businesses work through employee loophole by giving them just below the mandatory # of hours before they have to give health benefits. Thus less money for employee, since 1) they have to buy their own health insurance 2) they can't work as many hours.
6) the website sucks
7) obama is black + Show Spoiler +
EDIT: i think it's a step in right direction though, but dunno why it's so hard for americans to eat their pride and just copy stuff like taiwan's healthcare coverage, and shit.
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The difference is we do actually have the money to support it, but a lot of political leaders are spewing false numbers, even talking about multiple trillions of dollars in cost, which is totally factually inaccurate. A lot of politicians are looking towards blocking Obama before actually trying to make a fair decision on the law.
Meanwhile, in my folly I got myself hooked on I Wanna Be the Boshy again. I'm about to lose so many hours to this again.
I thought I was better than this...
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On November 08 2013 02:52 Scip wrote:You have the money to support several wars and field unreasonable amount of troops in germany and japan and SK but you don't have enough money to pay for reasonable healthcare? + Show Spoiler +
Well we spent 10x on healthcare per person as Lebanon, while having lower life expectancy.
Generic tylenol at a hospital costs $100+ per tablet, even though you can get a million for $10 off of Amazon.
So its not really that we can't afford better healthcare, its that a bunch of very rich (and historically white) old (historically men) people don't want us to have affordable healthcare so that way they can be CEOs of hospitals and make 30x that of their highest paid surgeons while delivering shittier healthcare.
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Baa?21247 Posts
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On November 08 2013 02:58 xes wrote:Show nested quote +On November 08 2013 02:52 Scip wrote:You have the money to support several wars and field unreasonable amount of troops in germany and japan and SK but you don't have enough money to pay for reasonable healthcare? + Show Spoiler + Well we spent 10x on healthcare per person as Lebanon, while having lower life expectancy. Generic tylenol at a hospital costs $100+ per tablet, even though you can get a million for $10 off of Amazon. So its not really that we can't afford better healthcare, its that a bunch of very rich (and historically white) old (historically men) people don't want us to have affordable healthcare so that way they can be CEOs of hospitals and make 30x that of their highest paid surgeons while delivering shittier healthcare.
life expectancy is a bad measure of healthcare though. Japan has one of the highest life expectancy in the world, but I would fucking hate to have their hospital infrastructure.
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On November 08 2013 01:08 JonGalt wrote:Show nested quote +On November 08 2013 00:58 Carnivorous Sheep wrote:
buy twitter friends
phat ipo $$$ incoming I want to learn how to stock market/invest when I get home and have money.
Buy stocks in companies you know and don't have dumb financials. Things like debt and P/E ratio are pretty easy to understand.
I'm a long term investor so I don't watch the market every day, I just pick stocks from companies that I like and plan on holding them for a while. Somehow, I made $2000 off the market. The biggest surprise is that Facebook is my biggest gainer, gaining 60% since I started.
Stocks also make up a small part of my overall portfolio, my Roth IRA is 100% S&P Index Fund, and my "fun" investor portfolio is 50% Index Fund too. (Index Funds are mutual funds that try to match the performance of an index, like the S&P or whatever. They're usually very hard to outperform in the long run and are very easy to understand as well.) I also have a quite a bit of money locked up in savings accounts.
Obviously my mentality is different than most people who day trade or frequently buy and sell, I think that's too wishy-washy and "I told you so" so I just lock it up long term. It also helps with the stress because you don't worry about day-to-day performance.
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On November 08 2013 03:00 wei2coolman wrote:Show nested quote +On November 08 2013 02:58 xes wrote:On November 08 2013 02:52 Scip wrote:You have the money to support several wars and field unreasonable amount of troops in germany and japan and SK but you don't have enough money to pay for reasonable healthcare? + Show Spoiler + Well we spent 10x on healthcare per person as Lebanon, while having lower life expectancy. Generic tylenol at a hospital costs $100+ per tablet, even though you can get a million for $10 off of Amazon. So its not really that we can't afford better healthcare, its that a bunch of very rich (and historically white) old (historically men) people don't want us to have affordable healthcare so that way they can be CEOs of hospitals and make 30x that of their highest paid surgeons while delivering shittier healthcare. life expectancy is a bad measure of healthcare though. Japan has one of the highest life expectancy in the world, but I would fucking hate to have their hospital infrastructure.
How about infant mortality (per total births)? America sucks dick at that too
Suicide per capita? Still worse than Lebanon (although better than Japan!!)
Total deaths of children under 13 per capita? Pretty trash there too!
America is extremely mediocre among the world at any health metric, and Bronze V among developed nations, while throwing tons of money at the problem and hoping it goes away.
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Hey Alaric, you should totally look up accordion players, can't be that many of them around can there?
With the somewhat controlled immigration the US has, it has the possibility to become at least an internal good socialist state.
PS. right wing swedes are more left than left wing americans.
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Baa?21247 Posts
you should never be a day trader (or any sort of frequent trader) unless you understand the markets very well and are prepared to take the losses and have a clear picture of how much fees are gonna destroy your trades
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On November 08 2013 03:06 Carnivorous Sheep wrote:
you should never be a day trader (or any sort of frequent trader) unless you understand the markets very well and are prepared to take the losses and have a clear picture of how much fees are gonna destroy your trades
You should never be a day trader because you will lose money to monkeys in the long run.
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On November 08 2013 03:05 xes wrote:Show nested quote +On November 08 2013 03:00 wei2coolman wrote:On November 08 2013 02:58 xes wrote:On November 08 2013 02:52 Scip wrote:You have the money to support several wars and field unreasonable amount of troops in germany and japan and SK but you don't have enough money to pay for reasonable healthcare? + Show Spoiler + Well we spent 10x on healthcare per person as Lebanon, while having lower life expectancy. Generic tylenol at a hospital costs $100+ per tablet, even though you can get a million for $10 off of Amazon. So its not really that we can't afford better healthcare, its that a bunch of very rich (and historically white) old (historically men) people don't want us to have affordable healthcare so that way they can be CEOs of hospitals and make 30x that of their highest paid surgeons while delivering shittier healthcare. life expectancy is a bad measure of healthcare though. Japan has one of the highest life expectancy in the world, but I would fucking hate to have their hospital infrastructure. How about infant mortality (per total births)? America sucks dick at that too Suicide per capita? Still worse than Lebanon (although better than Japan!!) Total deaths of children under 13 per capita? Pretty trash there too! America is extremely mediocre among the world at any health metric, and Bronze V among developed nations, while throwing tons of money at the problem and hoping it goes away.
I don't disagree, but using it as a direct causation is not a good measurement of healthcare though.
Don't be a day trader unless you have inside information.
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Czech Republic11293 Posts
Americans are just naturally less healthy than europeans which is why their health is worse than EUs despite throwing more money at the problem! Stop bullying americans xes it's not their fault 
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On November 08 2013 02:56 wei2coolman wrote:Show nested quote +On November 08 2013 02:52 Scip wrote:You have the money to support several wars and field unreasonable amount of troops in germany and japan and SK but you don't have enough money to pay for reasonable healthcare? + Show Spoiler + There are quite a few things I don't like about it. 1) no public option 2) insurance is still privately own, that means it's still being driven by their shareholders, not their clients. Conflict of interest. 3) for the young, their premium prices go up, when it would normally be lower. 4) the fine for medium size businesses for not giving employee's healthcare is less than actually giving their employee healthcare, so more often than naught, most businesses will just drop giving healthcare to employee and just eat the fine. Healthcare costs now fall on employee, rather than employer5) a lot businesses work through employee loophole by giving them just below the mandatory # of hours before they have to give health benefits. Thus less money for employee, since 1) they have to buy their own health insurance 2) they can't work as many hours. 6) the website sucks 7) obama is black + Show Spoiler +EDIT: i think it's a step in right direction though, but dunno why it's so hard for americans to eat their pride and just copy stuff like taiwan's healthcare coverage, and shit.
This is the part that kills my dad so much. He owns a small manufacturing business in my home town. Now, Connecticut in itself is awfully costly for owning a business in. But my dad prides himself on being a really good employer towards his employees, and it kills him to have to dump them into socialized health care because it's so damn expensive for him to provide them health care through the business.
Americans are just very myopic. It's impossible to incur long term change on anything because of the "I WANT IT NOW" mentality.
God this day is so stressful. MMLP2 is helping though (ty JonGalt)
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EPT
