EPT1st call:
So I call them "immediately", guy says he'll transfer me over to my agent, on hold for 2 minutes, guy picks back up asks me for Driver's License-- tells me my agent is Evonne and transfers me again, 30 seconds later he picks back up and says Evonne isn't in right now. Call back on Monday (This was a Friday afternoon).
2nd call:
So I call back on Monday, talk to Evonne and she tells me I can get 12$ bucks cheaper to a 42$ a month plan. Says I need to either come in or get to a computer and fax to do all the shit. (I was assuming this would be some quick change over the phone). So I tell her I'll be at work tomorrow at 1:30pm and can use the fax and computer there.
[Side Story]
+ Show Spoiler +
![[image loading]](http://i32.tinypic.com/2v7yxp3.jpg)
Lol, ok so I get to work and I'm grabbing my shit out of my car, making sure I have everything and locking the doors, keys are laying on the seat and I check my pockets. Door shuts, its locked. Lmao.
So now I'm trying to McGyver the side/back window open with something so I can jam a stick into the lock through the crack of the window. Luckily some construction workers had a bin full of crap across the street and I found a long ass stick. The problem was though, I had to get the window cracked first. Was trying to use 4 gift cards and make handles and pull it open. Didn't work.
So after like 15 minutes, I'm gonna be late for work and just leave. (I park a block away and skate to work)
I get into work and start looking for shit to use to get the window cracked.
Grabbed a broom, unscrewed it, took the wood. Took a bunch of accessories shit off the wall, and took one of those metal hooks. Tell my co-worker I'll brb and run out just as fast as I came in.
I get back to my van, and the shit still won't open with the metal hook and it seems like I'm gonna crack or break something.
Before I give up I check the opposite window and easily pop it open with my fingers..lol So now I still have the long ass stick and I'm trying to reach the same lock across the car, but the angle is too awkward and the stick is too long. So I go for the driver's side manual lock that's like a little hook, also too awkward.
Running out of options, I decide to try and get the passenger side auto lock switch but its just every so slightly out of range and the long ass stick takes hulk strength at this angle to hold up and steady for even 3 seconds.
I barely nicked it and it made the 'unlock' sound but the locks just toggled up/down real fast. lmao again.
realizing I got lucky and running out of time, patience, and strength I just stand there looking in the window befuddled. Then I noticed that the front locks re-toggled but the back lock is different and actually unlocked!
So I get my keys and get back to work at 1:20 explain my story to my co-worker/supervisor and he leaves.
McGyver really has nothing on me in resourcefulness.
So back to the insurance story.
Finally settled in at work I decide to lock the store and handle this thing real fast with no interruptions.
3rd call:
So I call her up and shes actually with another client and gives me the "I'll call you back in 10 minutes thing" I tell her that I'm in a hurry and It would actually be easier if I called her back and she concedes and just tells me to hold on. 3 minutes later, she tells me a bunch of shit already know and confirms all my information that we both already know. Then she goes "Ok, I need you to write this and sign and fax it "blah blah blah.. Cancel current plan... blah blah", wait a minute what the fuck?
Nobody told me about canceling my current plan and signing up a new one with another company (I shoulda known it was too good to be true).
*Note + Show Spoiler +
I have 'Freeway Insurance' and they operate by searching all insurance companies for lowest rates etc. I have Access General currently.
That would be fine except that I'm pretty sure that it isn't free to cancel and sign up new contracts EVER. And this bitch is failing to mention anything unless I ask about it.
She tells me that its a 20 dollar cancellation fee that can't be waived and there is another 30 bucks for the first month on the new plan plus the original 42$ and god knows what else documentation fees and other bullshit they try and nickel and dime you with. So, I straight up tell her "Wtf, why would I cancel my new plan to SAVE money if I'm actually spending more than I would be on my current plan for the next 12 months." She is speechless, and I ask her If I would be able to do this later if I felt like it (really after I worked out all the math). And she tells me the rates might change but yeah.
So, first month 92$ (plus whatever else )
Next 5 = 210 , total 302$
Compared to current 6 mos. = 324$ (Wow, a whole 20 bucks!)
Next 6 mos.
New = 252$
Current = 324$
Difference = 72$, + 20$ = 92$ total saved for a year.
Is it really worth it? What if in 3-6 more months they drop my rates again even lower and offer me something even cheaper? I really don't know exactly how that works (assuming I keep a clean driving record and pay on time).
What do you guys think?
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Poll: Should I switch to new plan?
(Vote): Yes
(Vote): No
(Vote): Suicide
