EPTCould you live on a $39,000 salary? - Page 4
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kb.RepulsE
China124 Posts
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FaCE_1
Canada6184 Posts
On February 23 2010 06:49 GreEny K wrote: Idk, if you have problems living single off 45K maybe you need to reevaluate where the money goes? Not trying to insult you but thats a lot of money for 1 person to spend and you said "The cars" maybe thats where the problem is? Wow... Is captainobvious taken as a name on TL? Maybe you should request it, he does not live in a third world country and therefore does need to complain because it gets a family consisting of children, wife and husband what they need to live but not enough to save much. You can compare a third world country with where he lives -_- no. I got 1 car lol and 45k - Taxes = Around 25K | ||
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Cloud
Sexico5880 Posts
I guess maybe you gotta factor different taxes and stuff (and the usa's outrageous tuition fees), so maybe not such a big difference, but it's not amazing, we don't live a life of luxury but we're pretty much fine. | ||
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JeeJee
Canada5652 Posts
On February 23 2010 21:43 FaCE_1 wrote: no. I got 1 car lol and 45k - Taxes = Around 25K since when do you pay 45% tax on a 45k salary, lol? you're looking closer to 20-25%.. edit: and that's assuming you're as uncreative as possible on your returns.. still, you'd have a hard time paying more than 10k in tax on that salary | ||
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r4j2ill
Canada111 Posts
#2 pay all bills #3 buy a lolipop for the kids and wife rest of the money for next month, maybe get the wife a fake jewel ;D | ||
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KOFgokuon
United States14911 Posts
On February 23 2010 23:07 Cloud wrote: Err my dad earns a lot less than that. We are 5 in our family and we all (the children) went to good schools. I guess maybe you gotta factor different taxes and stuff (and the usa's outrageous tuition fees), so maybe not such a big difference, but it's not amazing, we don't live a life of luxury but we're pretty much fine. going to good schools (assuming u mean college) is not THAT hard if you're poor, the amount of financial aid you can get is absurd | ||
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GreEny K
Germany7312 Posts
On February 23 2010 21:43 FaCE_1 wrote: no. I got 1 car lol and 45k - Taxes = Around 25K Damn thats a lot of taxes. | ||
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ZeaL.
United States5955 Posts
On February 23 2010 21:43 FaCE_1 wrote: no. I got 1 car lol and 45k - Taxes = Around 25K Man where the hell do you live. I'm making ~30k and I get ~24k after taxes and health/dental insurance and all in Atlanta. | ||
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Shengster
United States167 Posts
I'm a college student, but still, I have to pay for everything. | ||
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leetchaos
United States395 Posts
Also, 40K is more than enough were I live for a single person. Assuming you aren't a moron (maybe I shouldn't assume). I could pretty easily support my gf as well (if she didn't work) and probably even a kid. | ||
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leetchaos
United States395 Posts
On February 23 2010 03:57 FaCE_1 wrote: Well, it all depend what his situation. I currently live alone with 45k and it's not so easy. I bought a house, I got my cars, electicity, food, assurance, etc.etc.etc..... Alone, at 39k, I wouldn't be able to live with the house just starting to get pay + the cars (p.s. my house isnt big and I got a really small car  )If the guys have his house pay and his car pay, then 39k is enough. I could do an essay on the cost of living ...oh snap, I'm a templar now :D Not easy to live on 45k? 'You're doing it wrong'. | ||
LosingID8
CA10830 Posts
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Myrmidon
United States9452 Posts
Anyhow $39k is not a very noteworthy figure to make a point, or for that matter, a book. | ||
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artofmagic
United States1951 Posts
On February 23 2010 07:20 micronesia wrote: Man... I don't want to move out of my parents' b/c of money and reading this thread makes me feel like I'm worrying too much... then again I am paying grad school out of pocket ._. I'm a single teacher where pay is good but cost of living is high... I can definitely support myself without any difficulty once I'm done paying grad school but it's tight otherwise. If I'm willing to live in a small crappy inconvenient one bedroom apartment by myself then it's like 800/mo plus some utils... but if I'm willing to share a house/apt with other ppl then it's very affordable (not what I want at all though). What is the cost of housing jeez... seems difficult. We were lucky to got a project apt (government funded housing (no utility fee) and low rent) assigned to us after a few years my dad became unable to work(surgery accident). We live off food stamp when my siblings and I were kids. We are really frugal. There's no such thing as christmas present or special eat out dinner. Her daytime job is a housekeeper/maid. My mom did a lot of very low marginal-profit selling -- buying bundles of essential garment(socks, gloves) from jewish distributor to earn money on the side. She don't know any english and throw whatever vocab she can come up.. some how she was able to communicate with them. Now if you think jewish was cheap... My mom bargain off from them time after time, always requesting for a lower price. She goes factories(few exists now), small shops to restaurant in chinatown and personally sell to each potential customer. Every store, restaurant or w/e owners knows my mom because she's probably the only chinese door saleswoman. However chinatown became too competitive as little shops selling these products with similar pricing. She then stopped and continue her daytime job. She was a brave and hardworking woman. Unfortunately after many hard years of working, she got hooked into blackjack when she "jackpot" one day. She's a decent player but can't card-count and cant handle her habit well and eventually blew a lot. She borrow from loan shark and my dad have to disconnect our saving account from her to prevent future blow out. You can't win in blackjack long term without card-count (you get about a single percent edge even with card-count). She's now a gamble-addict and have hard time keeping her daytime job. And our family who view as a heroine slowly lost respect for her. (We try everything to make her quit her habit, but no affect) We still care for her, but she's not exactly the same person 7 years ago. As for now I'm a 3rd college student who support myself for everything (college tuition (i take loans), books, housing, food, everything!) I saved up some money on the side from doing full time and freelance at night(got barely any sleep) during my previous 6 month co-op period. Rent and means of transportation is probably the true income killer. Everything else you can somehow manage to cut cost. | ||
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BlackJack
United States10574 Posts
btw all the people throwing out numbers on what they were raised on. there is a little something called inflation. 40k now is like 25k 20 years ago | ||
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FragKrag
United States11563 Posts
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Vedic
United States582 Posts
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leejas
United States440 Posts
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XinRan
United States530 Posts
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Energies
Australia3225 Posts
$39,000USD would be $43,872AUD of that $7165 would be taken out as income tax leaving you with $36,700 Rent on average is about $330.00 / Week. That's almost half your yearly salary in rent. Add to that Bills/Rates/Food/ $1.35 / Litre for fuel. ($5/Gallon). You're left with almost no money for luxuries, so while you wouldn't die, I wouldn't want to try it. | ||
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