• Log InLog In
  • Register
Liquid`
Team Liquid Liquipedia
EST 14:25
CET 20:25
KST 04:25
  • Home
  • Forum
  • Calendar
  • Streams
  • Liquipedia
  • Features
  • Store
  • EPT
  • TL+
  • StarCraft 2
  • Brood War
  • Smash
  • Heroes
  • Counter-Strike
  • Overwatch
  • Liquibet
  • Fantasy StarCraft
  • TLPD
  • StarCraft 2
  • Brood War
  • Blogs
Forum Sidebar
Events/Features
News
Featured News
RSL Season 3 - Playoffs Preview0RSL Season 3 - RO16 Groups C & D Preview0RSL Season 3 - RO16 Groups A & B Preview2TL.net Map Contest #21: Winners12Intel X Team Liquid Seoul event: Showmatches and Meet the Pros10
Community News
Weekly Cups (Dec 1-7): Clem doubles, Solar gets over the hump1Weekly Cups (Nov 24-30): MaxPax, Clem, herO win2BGE Stara Zagora 2026 announced15[BSL21] Ro.16 Group Stage (C->B->A->D)4Weekly Cups (Nov 17-23): Solar, MaxPax, Clem win3
StarCraft 2
General
Weekly Cups (Dec 1-7): Clem doubles, Solar gets over the hump Chinese SC2 server to reopen; live all-star event in Hangzhou Maestros of the Game: Live Finals Preview (RO4) BGE Stara Zagora 2026 announced Weekly Cups (Nov 24-30): MaxPax, Clem, herO win
Tourneys
Sparkling Tuna Cup - Weekly Open Tournament Tenacious Turtle Tussle StarCraft2.fi 15th Anniversary Cup RSL Offline Finals Info - Dec 13 and 14! StarCraft Evolution League (SC Evo Biweekly)
Strategy
Custom Maps
Map Editor closed ?
External Content
Mutation # 503 Fowl Play Mutation # 502 Negative Reinforcement Mutation # 501 Price of Progress Mutation # 500 Fright night
Brood War
General
BGH Auto Balance -> http://bghmmr.eu/ [BSL21] RO8 Bracket & Prediction Contest Let's talk about Metropolis Foreign Brood War BW General Discussion
Tourneys
[ASL20] Grand Finals Small VOD Thread 2.0 [Megathread] Daily Proleagues [BSL21] RO16 Group D - Sunday 21:00 CET
Strategy
Simple Questions, Simple Answers Fighting Spirit mining rates Current Meta Game Theory for Starcraft
Other Games
General Games
Nintendo Switch Thread Stormgate/Frost Giant Megathread EVE Corporation Path of Exile ZeroSpace Megathread
Dota 2
Official 'what is Dota anymore' discussion
League of Legends
Heroes of the Storm
Simple Questions, Simple Answers Heroes of the Storm 2.0
Hearthstone
Deck construction bug Heroes of StarCraft mini-set
TL Mafia
Mafia Game Mode Feedback/Ideas Survivor II: The Amazon Sengoku Mafia TL Mafia Community Thread
Community
General
US Politics Mega-thread Russo-Ukrainian War Thread YouTube Thread European Politico-economics QA Mega-thread Things Aren’t Peaceful in Palestine
Fan Clubs
White-Ra Fan Club
Media & Entertainment
Anime Discussion Thread [Manga] One Piece Movie Discussion!
Sports
2024 - 2026 Football Thread Formula 1 Discussion
World Cup 2022
Tech Support
Computer Build, Upgrade & Buying Resource Thread
TL Community
TL+ Announced Where to ask questions and add stream?
Blogs
How Sleep Deprivation Affect…
TrAiDoS
I decided to write a webnov…
DjKniteX
James Bond movies ranking - pa…
Topin
Thanks for the RSL
Hildegard
Customize Sidebar...

Website Feedback

Closed Threads



Active: 1508 users

Health insurance marketplace is a mess...

Blogs > TheRabidDeer
Post a Reply
TheRabidDeer
Profile Blog Joined May 2003
United States3806 Posts
November 16 2013 17:53 GMT
#1
So, it took me a week to first set up an account on the marketplace because of all of the website issues. Then, all forms of identity verification failed... even though they have my name, address, birthday, social security number, income tax information from this year and basically anything somebody would need to steal my identity. So, I have to upload a picture of my drivers license. I wait and I wait... nothing after 2 weeks. So I call and they say it'll be another week or two. Wait and wait... now they suggest I call in and get conference called with somebody at experian.

We can't verify identity of our own people so we get experian to do it for us?

***
farvacola
Profile Blog Joined January 2011
United States18840 Posts
November 16 2013 18:33 GMT
#2
A company like Experian is involved pretty much every time you sign up for something financial. Getting health insurance, credit cards, bank accounts, even car rentals will all include the company referencing a company like Experian.

That said, the system sucks currently. Good luck.
"when the Dead Kennedys found out they had skinhead fans, they literally wrote a song titled 'Nazi Punks Fuck Off'"
TheRabidDeer
Profile Blog Joined May 2003
United States3806 Posts
November 16 2013 18:45 GMT
#3
I can understand private companies using experian, but I can't imagine why the government would need to use them. Does the IRS reference them too?
farvacola
Profile Blog Joined January 2011
United States18840 Posts
Last Edited: 2013-11-16 18:53:06
November 16 2013 18:52 GMT
#4
They sure do, unfortunately. Those credit reporting agencies have wiggled their way into too many important places.
"when the Dead Kennedys found out they had skinhead fans, they literally wrote a song titled 'Nazi Punks Fuck Off'"
iamho
Profile Joined June 2009
United States3347 Posts
November 16 2013 18:53 GMT
#5
That health exchange website is completely fucked. Every time I'm halfway through my application I get a "system down" message and have to restart everything. I think I'm just going to pay the $95 fine for not having insurance next year.
TheRabidDeer
Profile Blog Joined May 2003
United States3806 Posts
November 16 2013 19:01 GMT
#6
On November 17 2013 03:52 farvacola wrote:
They sure do, unfortunately. Those credit reporting agencies have wiggled their way into too many important places.

That is crazy! Our entire world is run by them and the banks I guess. Or it feels that way.
On November 17 2013 03:53 iamho wrote:
That health exchange website is completely fucked. Every time I'm halfway through my application I get a "system down" message and have to restart everything. I think I'm just going to pay the $95 fine for not having insurance next year.

Yea, it is horrendous. I was giving them the benefit of the doubt the first week because of huge amount of server load... but I think that grace period has passed. I have to have coverage though because I am currently enrolled in the PCIP program, which stops working Dec 31st... and I need insurance to help pay medical/prescription fees
TheRabidDeer
Profile Blog Joined May 2003
United States3806 Posts
November 17 2013 01:04 GMT
#7
Alright, screw this whole process. Just got off the phone with them and the level of screwed up mess is higher than I thought. So this whole month and a half that I have been waiting has been for nothing. They dont know when they will get around to checking my ID or if they even have it. On top of that, I did my application before they put in some system that gave you a long ID to give to experian if you call. This ID is only given once. I dont have this ID. So I have to do a new application. And they cant guarantee that the new one will finish before Dec 15th cutoff date, which means I would have a full month of no insurance and a risk of a $10k hospital bill if something goes wrong with my diabetes.
Rollin
Profile Joined March 2011
Australia1552 Posts
November 17 2013 13:39 GMT
#8
On November 17 2013 10:04 TheRabidDeer wrote:
Alright, screw this whole process. Just got off the phone with them and the level of screwed up mess is higher than I thought. So this whole month and a half that I have been waiting has been for nothing. They dont know when they will get around to checking my ID or if they even have it. On top of that, I did my application before they put in some system that gave you a long ID to give to experian if you call. This ID is only given once. I dont have this ID. So I have to do a new application. And they cant guarantee that the new one will finish before Dec 15th cutoff date, which means I would have a full month of no insurance and a risk of a $10k hospital bill if something goes wrong with my diabetes.

Sue the government for it's shitty system, I hear so many stupid stories of suing that this sounds like an easy win.

And damages could be your mental health and wasted time for the past month too, as well as any future stuff .
Throw off those chains of reason, and your prison disappears. | Check your posting frequency timeline: http://www.teamliquid.net/mytlnet/post_activity_img.php
TheRabidDeer
Profile Blog Joined May 2003
United States3806 Posts
November 17 2013 18:30 GMT
#9
On November 17 2013 22:39 Rollin wrote:
Show nested quote +
On November 17 2013 10:04 TheRabidDeer wrote:
Alright, screw this whole process. Just got off the phone with them and the level of screwed up mess is higher than I thought. So this whole month and a half that I have been waiting has been for nothing. They dont know when they will get around to checking my ID or if they even have it. On top of that, I did my application before they put in some system that gave you a long ID to give to experian if you call. This ID is only given once. I dont have this ID. So I have to do a new application. And they cant guarantee that the new one will finish before Dec 15th cutoff date, which means I would have a full month of no insurance and a risk of a $10k hospital bill if something goes wrong with my diabetes.

Sue the government for it's shitty system, I hear so many stupid stories of suing that this sounds like an easy win.

And damages could be your mental health and wasted time for the past month too, as well as any future stuff .

If it came down to owing a big medical bill, I might try. I might at least consult a lawyer. If my meds dont last I might consider too, since I dont really want to pay ~$650-700 out of pocket.
Kingsky
Profile Blog Joined October 2010
Singapore298 Posts
November 17 2013 20:35 GMT
#10
is this due to obamacare? or has it always been like this in USA
Why do people hate the Colossus? Because the Colossus is like banksters from Wall Street: “too big to fail”. - TheDwF
TheRabidDeer
Profile Blog Joined May 2003
United States3806 Posts
November 17 2013 22:42 GMT
#11
On November 18 2013 05:35 Kingsky wrote:
is this due to obamacare? or has it always been like this in USA

Due to the obamacare transition.
TheRabidDeer
Profile Blog Joined May 2003
United States3806 Posts
November 19 2013 22:17 GMT
#12
Called again today to try and finish my application, apparently their system is being upgraded (again?) and is having issues so they werent able to access my application.

Worried I am going to have to do a 3rd application.
Please log in or register to reply.
Live Events Refresh
StarCraft2.fi
17:00
15V Cup / Playoffs Day 4
starcraft2fi 222
Reevou 4
LiquipediaDiscussion
[ Submit Event ]
Live Streams
Refresh
StarCraft 2
BRAT_OK 128
Liquid`MaNa 81
Vindicta 54
Railgan 37
MindelVK 27
StarCraft: Brood War
Britney 23772
Bisu 1224
firebathero 174
Dewaltoss 138
Hyun 106
910 37
Movie 13
HiyA 12
NaDa 9
Dota 2
Gorgc6371
qojqva3127
singsing2678
Dendi829
420jenkins195
Counter-Strike
fl0m6348
zeus508
Other Games
Grubby1925
Beastyqt725
ToD203
ArmadaUGS157
Fuzer 117
QueenE92
Trikslyr83
C9.Mang073
Organizations
Other Games
BasetradeTV114
StarCraft 2
Blizzard YouTube
StarCraft: Brood War
BSLTrovo
sctven
[ Show 17 non-featured ]
StarCraft 2
• LaughNgamezSOOP
• sooper7s
• AfreecaTV YouTube
• intothetv
• Migwel
• Kozan
• IndyKCrew
StarCraft: Brood War
• HerbMon 31
• FirePhoenix19
• STPLYoutube
• ZZZeroYoutube
• BSLYoutube
Dota 2
• WagamamaTV481
League of Legends
• Nemesis4002
• TFBlade673
Other Games
• imaqtpie2324
• Shiphtur152
Upcoming Events
WardiTV 2025
16h 35m
Big Brain Bouts
21h 35m
RSL Revival
1d 9h
StarCraft2.fi
1d 14h
IPSL
1d 21h
Sziky vs JDConan
OSC
1d 21h
Solar vs Percival
Gerald vs Nicoract
Creator vs ByuN
RSL Revival
2 days
Classic vs TBD
herO vs Zoun
WardiTV 2025
2 days
IPSL
2 days
Tarson vs DragOn
Wardi Open
3 days
[ Show More ]
Monday Night Weeklies
3 days
Replay Cast
4 days
Sparkling Tuna Cup
4 days
The PondCast
6 days
Liquipedia Results

Completed

Acropolis #4 - TS3
RSL Revival: Season 3
Kuram Kup

Ongoing

IPSL Winter 2025-26
KCM Race Survival 2025 Season 4
YSL S2
BSL Season 21
Slon Tour Season 2
WardiTV 2025
META Madness #9
SL Budapest Major 2025
ESL Impact League Season 8
BLAST Rivals Fall 2025
IEM Chengdu 2025
PGL Masters Bucharest 2025
Thunderpick World Champ.
CS Asia Championships 2025
ESL Pro League S22

Upcoming

BSL 21 Non-Korean Championship
Acropolis #4
IPSL Spring 2026
Bellum Gens Elite Stara Zagora 2026
HSC XXVIII
Big Gabe Cup #3
RSL Offline Finals
PGL Cluj-Napoca 2026
IEM Kraków 2026
BLAST Bounty Winter 2026
BLAST Bounty Winter Qual
eXTREMESLAND 2025
TLPD

1. ByuN
2. TY
3. Dark
4. Solar
5. Stats
6. Nerchio
7. sOs
8. soO
9. INnoVation
10. Elazer
1. Rain
2. Flash
3. EffOrt
4. Last
5. Bisu
6. Soulkey
7. Mini
8. Sharp
Sidebar Settings...

Advertising | Privacy Policy | Terms Of Use | Contact Us

Original banner artwork: Jim Warren
The contents of this webpage are copyright © 2025 TLnet. All Rights Reserved.