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My Car Loan - Page 2

Blogs > micronesia
Post a Reply
Prev 1 2 All
a176
Profile Blog Joined August 2009
Canada6688 Posts
April 22 2011 00:30 GMT
#21
do lenders want to lose money? lol
starleague forever
micronesia
Profile Blog Joined July 2006
United States24768 Posts
Last Edited: 2011-04-22 03:49:04
April 22 2011 01:11 GMT
#22
I think you can. I researched refinancing my car loan last summer and I was able to do it... the interest rate I could get wasn't much better than my current one so the refinancing fee would make me just about break even... but it was available.
ModeratorThere are animal crackers for people and there are people crackers for animals.
micronesia
Profile Blog Joined July 2006
United States24768 Posts
April 22 2011 01:59 GMT
#23
On April 22 2011 08:14 Drey wrote:
So... what car did you get ? and whos pic is at the bottom
Looks like its a mazda hatchback ?

Wow sorry I completely forgot to respond to your post... if you searched for the thread you'd see it is a.... 2008 Mazdaspeed 3.
ModeratorThere are animal crackers for people and there are people crackers for animals.
tofucake
Profile Blog Joined October 2009
Hyrule19203 Posts
April 22 2011 03:48 GMT
#24
9.4 is actually a very good interest rate. If you have bad credit it can be 30%. And no. If you fail to pay, the lendor repossesses the car and holds it for some period of time. During this time you can redeem it by paying the repo fees and some penalties. After this time the lendor reports you as having defaulted and can resell/relend the car.

As for refinancing, none of the contracts my company has allows it, so I don't know.
Liquipediaasante sana squash banana
eNtitY~
Profile Joined January 2007
United States1293 Posts
April 22 2011 19:22 GMT
#25
Well that make's me feel a bit better I guess.
http://www.starcraftdream.com
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