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My Car Loan - Page 2

Blogs > micronesia

a176

Canada6688 Posts

April 22 2011 00:30 GMT

#21

do lenders want to lose money? lol

micronesia

United States24755 Posts

April 22 2011 01:11 GMT

#22

I think you can. I researched refinancing my car loan last summer and I was able to do it... the interest rate I could get wasn't much better than my current one so the refinancing fee would make me just about break even... but it was available.

micronesia

United States24755 Posts

April 22 2011 01:59 GMT

#23

On April 22 2011 08:14 Drey wrote:
So... what car did you get ? and whos pic is at the bottom

Looks like its a mazda hatchback ?

Wow sorry I completely forgot to respond to your post... if you searched for the thread you'd see it is a.... 2008 Mazdaspeed 3.

tofucake

Hyrule19193 Posts

April 22 2011 03:48 GMT

#24

9.4 is actually a very good interest rate. If you have bad credit it can be 30%. And no. If you fail to pay, the lendor repossesses the car and holds it for some period of time. During this time you can redeem it by paying the repo fees and some penalties. After this time the lendor reports you as having defaulted and can resell/relend the car.

As for refinancing, none of the contracts my company has allows it, so I don't know.

eNtitY~

United States1293 Posts

April 22 2011 19:22 GMT

#25

Well that make's me feel a bit better I guess.

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