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Active: 1645 users

Ran over lady - Please advise! - Page 4

Blogs > Ravencruiser
Post a Reply
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Gnial
Profile Blog Joined July 2010
Canada907 Posts
September 07 2011 16:30 GMT
#61
You better hope your insurance policy is large enough to cover it. Causing injury to old people is so bad, they get so weak in the hospital bed that even if they had the strength to be self-sufficent beforehand, they in all likelihood will need help for the rest of their life.

The law suit will be a substantial amount for pain and suffering, as well as whatever her ongoing caretaking costs are estimated to be for the rest of her life.

You probably got lucky because generally the biggest amount that you can sue for is loss of income. If she is really old, you won't have to worry about that.

Really hope you took out a big insurance policy (like you ALL should)
1, eh? 2, eh? 3, eh?
raviy
Profile Joined October 2010
Australia207 Posts
September 07 2011 16:38 GMT
#62
Trying to minimise responsibility for negligently running someone over... Hmm...

All I can say is, I hope you're penalised enough to sufficiently compensate the lady, and the millions of other drivers who pick up a higher insurance premium because of people like you.

I'd say that running over a person, moving at a walking speed, directly in front of your car, should be grounds for immediate license revocation.
OpticalShot
Profile Blog Joined October 2009
Canada6330 Posts
September 07 2011 16:39 GMT
#63
Man... good luck, I'm paying about 240 for my insurance (clean driving record) but I'm afraid yours might take a major upward leap.
[TLMS] REBOOT
Torte de Lini
Profile Blog Joined September 2010
Germany38463 Posts
September 07 2011 16:40 GMT
#64
I try to lift the wheel to help her but she couldn't pull her leg out, so I had to get back into my car, and reverse off her leg... while all the screaming was going on.


I literally pinched my face and went "oooooooooooooh"

https://twitter.com/#!/TorteDeLini (@TorteDeLini)
Subversive
Profile Joined October 2009
Australia2229 Posts
September 07 2011 16:45 GMT
#65
On September 07 2011 23:25 Jayme wrote:
Show nested quote +
On September 07 2011 23:24 Hawk wrote:
On September 07 2011 23:23 Chill wrote:
On September 07 2011 23:13 Hawk wrote:
You're gonna get a healthy bump in your premium for sure, especially since she went to the hospital. I highly doubt you have the means to pay outside of insurance, just the ambulence ride alone could run you over $1000. And even then, suppose you did pay that, she turns around and decides she's still hurting a few weeks down the road, you're getting sued anyway.


insurance handles all suits though

This is Canada. An ambulance ride is $70 and the hospital is free.


it's always the minor little things that I miss...

god, that just makes me really upset at how expensive a goddamn ambulence ride is


70 dollars? >.>

It's like 160 in the US :/

500 in aus -_-
#1 Great fan ~ // Khan // FlaSh // JangBi // EffOrt //
Torte de Lini
Profile Blog Joined September 2010
Germany38463 Posts
September 07 2011 16:47 GMT
#66
70$ for Canada, it's really sweet. The emergency room is terrible though, not fast at all in my experience.
https://twitter.com/#!/TorteDeLini (@TorteDeLini)
Hidden_MotiveS
Profile Blog Joined February 2010
Canada2562 Posts
Last Edited: 2011-09-07 17:06:14
September 07 2011 17:03 GMT
#67
Was there a bush large enough to hide in near the parking lot?

Maybe one day I'm just gonna throw myself in front of a limousine. :D

+ Show Spoiler +
This sounds so fake. When a car runs over a human leg, it rolls over it. Think of two circles, one on top of another. Yes I have had my leg run over.
HackBenjamin
Profile Blog Joined January 2011
Canada1094 Posts
Last Edited: 2011-09-07 17:13:57
September 07 2011 17:04 GMT
#68
Hi there, I used to be a claims adjuster for Canadian Direct Insurance. I have a couple of answers for you, but I won't be giving "legal advice" and I strongly recommend you don't take any "legal advice" from us internet denizens, but here goes.

1. I'm 21, full-class (G) licence in Canada with 1 previous at-fault accident reported to my insurance. I'm paying ~$210/month in insurance currently, how much of an increase am I looking at after this accident?

At this point, it's not possible to give you specific rate increase information. The claim needs to be processed first. I understand that the rate increase is typically based on the amount spent on the claim.

2. Because the police was notified, is there any way to perhaps settle with the other party privately (i.e., sticking her a large stack of bills) without letting this accident affect my insurance premium? Or would they know anyway since the accident was reported to the police?

Although it may seem ideal to go this route, the reality is that there is likely significant damage to the pedestrian, and there is no way of knowing if these injuries will be longterm or not. Bodily Injury claims can be quite expensive - The amount of money you would be paying in a private settlement would likely be overwhelming. If she chooses to sue you, then your insurance wouldn't be able to get involved and you could be screwed bigtime.

3. If I go through insurance, would I be facing additional possibilities of getting sued? The victim was an old lady who was on medication, I can already feel my bank account bleeding dry.

This depends on the amount of Third-Party Liability coverage you have on your insurance plan.
In British Columbia, to insure a vehicle, you require a minumum of $200,000 liability coverage. Collision coverage, Comprehensive coverage, and Third Party Liability coverages are OPTIONAL. This means if you did not opt for the extra TPL coverage, and her injury claim exceeds $200,000 (which is likely), you are on the hook for the rest of the cost of the claim, and you will be sued for it.

Things that contribute to the cost of a Bodily Injury claim:
-Ambulance ride fee
-Any cost incurred to heal the injury
-Physiotherapy, Rehabilitation
-Wages Lost
-Cost of medication or painkillers

Good luck..
flamewheel
Profile Blog Joined December 2009
FREEAGLELAND26781 Posts
September 07 2011 17:10 GMT
#69
On September 07 2011 23:03 Horrde wrote:
Do not take any legal advice or answers from any posters here.

Seek off-forum counsel.

I'm with this poster here.

Good luck.
Writerdamn, i was two days from retirement
GoTuNk!
Profile Blog Joined September 2006
Chile4591 Posts
September 07 2011 18:00 GMT
#70
U got lucky her shin didn't broke, given how much, if ever, it would take for an old lady to heal it.

Its funny how here you could prolly lose a leg and not get USD 200,000 compensation from anyone.
Bosu
Profile Blog Joined June 2008
United States3247 Posts
Last Edited: 2011-09-07 18:14:58
September 07 2011 18:08 GMT
#71
On September 07 2011 23:26 muse5187 wrote:
Show nested quote +
On September 07 2011 23:23 Chill wrote:
On September 07 2011 23:13 Hawk wrote:
You're gonna get a healthy bump in your premium for sure, especially since she went to the hospital. I highly doubt you have the means to pay outside of insurance, just the ambulence ride alone could run you over $1000. And even then, suppose you did pay that, she turns around and decides she's still hurting a few weeks down the road, you're getting sued anyway.


insurance handles all suits though

This is Canada. An ambulance ride is $70 and the hospital is free.

When I was injured in an accident the ambulance took me a whole 2 miles. My bill? $2700. They did pump me full of drugs though.


It's not a taxi bro.

On September 08 2011 01:38 raviy wrote:
Trying to minimise responsibility for negligently running someone over... Hmm...

All I can say is, I hope you're penalised enough to sufficiently compensate the lady, and the millions of other drivers who pick up a higher insurance premium because of people like you.

I'd say that running over a person, moving at a walking speed, directly in front of your car, should be grounds for immediate license revocation.


Hopefully he is billed a reasonable amount, but accidents happen and there is no reason that he shouldn't try to minimize his punishment even if he deserves it. Hopefully he learns to be more careful in the future.
#1 Kwanro Fan
omgCRAZY
Profile Blog Joined January 2010
Canada551 Posts
Last Edited: 2011-09-07 18:15:49
September 07 2011 18:14 GMT
#72
On September 08 2011 01:47 Torte de Lini wrote:
70$ for Canada, it's really sweet. The emergency room is terrible though, not fast at all in my experience.


It is if you're an emergency. But because they use a priority system rather than first come first serve (obviously) so a minor or even severe but not life threatening injuries can get pushed back again and again.
THIS NEEDS FACE!
unit
Profile Blog Joined March 2009
United States2621 Posts
September 07 2011 18:16 GMT
#73
On September 07 2011 23:17 Nyovne wrote:
Show nested quote +
On September 07 2011 23:16 muse5187 wrote:
On September 07 2011 23:14 awu25 wrote:
On September 07 2011 23:10 muse5187 wrote:
On September 07 2011 23:09 awu25 wrote:
On September 07 2011 23:04 muse5187 wrote:
On September 07 2011 23:03 awu25 wrote:
On September 07 2011 22:59 wishbones wrote:
hmm you wont be going to jail otherwise you'd already be in cuffs. haha so thats ruled out. At least your not doing jail time. No charges, your in the clear criminally.

side note: thats why i always believe cars should get the right away, they move faster, they will leave space quicker+ people can jay walk safely, there needs to be a change. I always always watch the driver. if they dont see me i dont move. Also at stop signs all cars should go first, i hate forcing drivers to wait when they could have drove by in seconds compared to the time it takes to cross. Its stupid there should be a change where drivers get the right away. People walking can get to where they need, this would resolve so much issue imo.

No charges yet. I could see them pulling out assault and battery or something ridiculous. And it's really unfortunate that you didn't see her, expect massive bills soon

Ummm, bumping someone with a car doesn't even come remotely close to the crimes of assault or battery.

Bumping does not equal having calf under the car. Just saying, the police could come up with some ridiculous charge. Just because he walked away from the scene without handcuffs doesn't mean he's cleared from all charges


You still don't understand what assault or battery implies. He won't face any criminal charges.

I was merely providing some random charge. I am not a law major but I bet one could provide a list of charges the police could come up with.


No, because he DID NOT commit any criminal offense. Deserving of a traffic ticket? Absolutely. Criminal ticket? Never going to happen without proving he intended to run her over.


Intent is not required for most crimes.


so long as she is alive he is fine from vehicular manslaughter which is the only serious criminal offense that im sure can really come from this (dont know everything...internet forums arent exactly the best place for legal advice really)
that said 2 things
1)in the future when you're driving try to pay more attention >.< and if you have blind spots dont be an idiot (the reason why the only places i drive like a retard are mountain canyons and race tracks)
2)i would expect the insurance to at least double.....good luck paying that ~___~
Ponyo
Profile Blog Joined January 2011
United States1231 Posts
September 07 2011 18:37 GMT
#74
Look backwards when backing out.

Then again, don't take advice from this forums.
ponyo.848
HackBenjamin
Profile Blog Joined January 2011
Canada1094 Posts
September 07 2011 18:39 GMT
#75
On September 08 2011 03:37 Ponyo wrote:
Then again, don't take advice from this forums.


The advice you get on TL is generally really good. Depends on the topic I suppose.
Ponyo
Profile Blog Joined January 2011
United States1231 Posts
September 07 2011 18:43 GMT
#76
On September 08 2011 03:39 HackBenjamin wrote:
Show nested quote +
On September 08 2011 03:37 Ponyo wrote:
Then again, don't take advice from this forums.


The advice you get on TL is generally really good. Depends on the topic I suppose.


Yea, they did pretty good with Life Hacks and Music !
ponyo.848
Lanaia
Profile Blog Joined March 2011
Canada1142 Posts
September 07 2011 19:23 GMT
#77
So, to be honest, if I were you, I probably would not have posted this online anywhere and immediately contacted someone who is certified in the way of legalities.

Seeing as you're admitting it online, everything here can be used against you, can it not?
<3 If you chase a mirage, the desert will swallow you.
muse5187
Profile Blog Joined September 2009
1125 Posts
September 07 2011 19:30 GMT
#78
On September 08 2011 04:23 Lanaia wrote:
So, to be honest, if I were you, I probably would not have posted this online anywhere and immediately contacted someone who is certified in the way of legalities.

Seeing as you're admitting it online, everything here can be used against you, can it not?

Good thing it's a made up story right?
KeksX
Profile Blog Joined November 2010
Germany3634 Posts
Last Edited: 2011-09-07 19:37:01
September 07 2011 19:36 GMT
#79
On September 08 2011 01:38 raviy wrote:
Trying to minimise responsibility for negligently running someone over... Hmm...

All I can say is, I hope you're penalised enough to sufficiently compensate the lady, and the millions of other drivers who pick up a higher insurance premium because of people like you.

I'd say that running over a person, moving at a walking speed, directly in front of your car, should be grounds for immediate license revocation.

As long as something like this doesn't happen to you, because then we will see another blog of someone calling for help.
Just saying, don't be such a dick, he's clearly regretting it and people DO make mistakes.
raviy
Profile Joined October 2010
Australia207 Posts
September 07 2011 19:45 GMT
#80
On September 08 2011 04:36 KeksX wrote:
Show nested quote +
On September 08 2011 01:38 raviy wrote:
Trying to minimise responsibility for negligently running someone over... Hmm...

All I can say is, I hope you're penalised enough to sufficiently compensate the lady, and the millions of other drivers who pick up a higher insurance premium because of people like you.

I'd say that running over a person, moving at a walking speed, directly in front of your car, should be grounds for immediate license revocation.

As long as something like this doesn't happen to you, because then we will see another blog of someone calling for help.
Just saying, don't be such a dick, he's clearly regretting it and people DO make mistakes.


Is it being a dick to tell him to own up like a man?

Suppose his best way to minimise legal exposure to himself is if he denies he committed any wrongdoing, that claims the lady jumped in front of his car. Would you recommend he do that?

OP ran over an old lady's leg, had the wheel on the leg for at least half a minute, and had to slowly drive off it. And he's complaining that she was old and on medication?

He made a mistake, and people do make mistakes. Shirking responsibility for a mistake is another thing.
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